To calculate the total repayment amount, multiply this figure by the length of the loan (60 months): 289. Show you how much Luxury Car Tax is already included in the price of a vehicle (e. View more brands Luxury car tax (LCT) is a tax charged on imported vehicles. Stratton Finance Used Car Loan. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60 seconds with no impact to your credit score. Let us do the heavy lifting for you. Track your application status and access your applications online. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60 seconds with no impact to your credit score. Ryan Toppin is a Senior Finance Consultant here at Stratton Finance. Low Interest Car Loans. When you’re talking like a human being, it means your employer deducts your novated lease payments from your pre-tax salary, reducing your total taxable income. We can offer loan options from many of the same high-quality lenders that we offer for car finance, as well as several dedicated motorbike financiers. With hire purchase once the final payment has been made, you'll own the car outright. V. You'll also see a figure for a final. Most car loans allow for a maximum term length of 8 years (96 months). 15 lenders, one click. 29% p. No ongoing fees. Adelaide RV work closely with the team at Stratton Finance to ensure that you receive the best possible repayment options, tailored to suit each individual’s needs. As such, what makes car loan comparison rates incredibly useful is that when you’re shopping around for the best possible car finance deal, using the comparison rates means. Synchrony Car Care™ Manage all your car expenses — gas, tires, repairs and maintenance — with one card. Total loan amount $. Your lease term and average kilometres are the same but your average running costs have fallen to $6,500 per year due to the GST and income tax savings. A chattel mortgage is the same product as a secured car loan only for assets that are purchased primarily for business use. Stratton is a finance broker. Secure funds within 24 hours. My main objective is to: Make a difference to our clients, I’m invested in their success and want to communicate that I’m on their side. Since then, we have grown to over 250 employees across Melbourne, Sydney, Brisbane, and a network of franchises across Australia. If you’d like to know more we’d be delighted to hear from you, call us on 1300 STRATTON (1300 787 288). to 8. Personal & Unsecured Car Loan | Apply Now - Stratton Finance. Luxury Car Tax is applicable to most new and demonstrator cars where the price (including. 40 ÷ 60 = $552. So the monthly payment would be $608. Show you how much Luxury Car Tax is already included in the price of a vehicle (e. carconnect prides itself on the transparency of its service and its pricing. This means that if you're unable to make your loan repayments, the lender has the ability to repossess your car and sell if off to pay off the amount. If you have the capacity to pay off your car loan early, whether through additional repayments or a lump sum payment, it will reduce how much money you’d otherwise be spending on the interest the. Great rates available on Toyota vehicles with Stratton Finance. Hansy Mannil Jul 10, 2023. Cost - Yes, home loan interest rates are often lower than those for a car loan, but this does not mean that you are paying less money. 07. If you're wanting to compare your next car loan, well good news, we can help you do that. 36% p. Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance; Car Loan Options; Secured Loans for Cars; Personal Loans for Cars;. Whether you're looking to finance a new car, looking for a used car loan, or seeking auto finance options for your current vehicle, we've got you covered with our unparalleled experience and panel of lenders. a car you have purchased or wish to purchase). Car Finance Calculator. 40 for every $200 value or part thereof. Luxury Car Tax (LCT) is a tax levied on the sale of vehicles which meet a set of "luxury car" criteria. Example: 2019 Toyota Hiace 4sp Auto Van LWB 4DR = $40,300 (this retails for $46,160 so we save you $5,860 off the RRP) + Caddy Storage fit out $3,439 (with your 10% discount) =$43,739Shopping tips and financing insights to help you save more and spend wisely. New passenger cars. From the information provided, you could borrow £ 10,000 and pay back 60 monthly instalments of £ 210. 40 for every $200 value or part thereof. Stratton Finance A++ I've purchased 3 vehicles using Stratton and every time it has been hassle free. Our comparison interest rate calculator can be more useful than the standard interest rate when comparing lenders. Estimate your monthly payment by entering your loan amount, Annual Percentage Rate (APR), and loan term length. Using the values from the example above, if the new car was purchased in a state without a sales tax reduction for trade-ins, the sales tax would be: $50,000 × 8% = $4,000. Stratton is a finance broker. In order to provide this estimate, Stratton are required to make several eligibility assumptions, including full-time employment status. I always try to work with “tricky” deals and learn new things as I progress within the role. Let’s say you buy a new car and borrow $40,000 over five years and elect to have a $10,000 (25%) balloon payment on your loan. Here’s just a snapshot of what our customers had to say:Whether you're planning on buying the most popular car in Australia, the Toyota Hilux, Australia's most popular family car the Camry, or the bite-sized Yaris; Stratton Finance can offer you a great low rate and have you in your new Toyota in no time!Car Finance Quote - Stratton Finance Australia. Olivia and her employer. CarClarity is using technology to reshape car financing in Australia. You can structure your car finance calculation based on a specified interest rate, loan term (length) in month or years, amount borrowed (financed) and a residual value (balloon value). Also calculates total payments and total interest paid on your auto loan. to 16. How to Buy a Car During the Credit Crunch. Insurance. Your monthly repayments will be lower than if you had no balloon, however you will still owe the lender $10,000 at the end of the five-year term. a. Great rates available on Ford vehicles with Stratton Finance . Direct to your doorstep delivery options with a full tank of fuel and genuine floor mats. If you're thinking of a new car, find out if your business is eligible and see how much money you could get back. And because your broker is your only port of call, you don’t need to waste time running around speaking with different financiers. Apply now. interest rate while Loan 2 offers a 5. Know your car's worth. g. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThe minimum interest rate for a secured fixed rate loan is 6. 14% p. com. Motor vehicle stamp duty in Victoria is calculated using the dutiable value of passenger and non-passenger cars and other vehicles. We'll look at all the different features such as interest rates, comparison rates, fees and loans terms to make sure you get the best car loan for your situation. A car loan is a good option for someone who uses their vehicle mainly for personal. Stratton Finance car loans review. 40 for every $200 value or part thereof. Borrowing £8,000 over 60 months could cost you £163. Get a. Your e-mail address. Our online processes mean you don't need to leave the comfort of your own home. Chattel Mortgage A commercial finance product where the customer takes ownership of the vehicle (chattel) at purchase. So if you’re in the market for a new or used car and have decided that a car loan is your best option, give us a call on 1300 STRATTON (1300 787 288), or get an online quote and we’ll have you approved for a loan and on the road in no time. (Comparison rate 7. Wildfires. 5. TD 2006/40 - LIMIT APPLIES AFTER REDUCTION FOR INPUT TAX CREDIT. Fixed interest rates from: 6. What are the benefits of a car loan? Benefits include: Flexible loan. When you purchase an eligible electric vehicle, you’re eligible for a $3000 cash rebate from the government as well as stamp duty exemption. Use our Car Loan Calculator to calculate monthly, fortnightly or weekly Car Loan repayments for a car or motor vehicle in Australia. Kia Sorento 2020 Drive away from $62,058 ^ Save over $5,800 (RRP $67,896) or just from $269 per week ^^A car loan (also referred to as a secured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. My Debt . This car payment calculator will help you decide whether a rebate vs. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceYou can buy, finance and fit out your van with one easy payment plan. You'll receive a fixed rate loan from 7. Flexible contract terms from 1 to 7 years. Variable and 2 – 10 year fixed rate options. We can help you to buy physical assets outright with a chattel mortgage, purchase and lease assets on your behalf, and design flexible repayment plans for commercial hire purchases to. Stratton Finance has a variety of flexible caravan finance options that allow you to get a caravan of your choice and spread the costs into affordable payments. Calculate your car finance repayments weekly, fortnightly or monthly based on the amount borrowed, interest rate, term and residual value with our Car Finance Calculator. In fact, over time, the size of the debt along with the effect of compound interest results in you paying more total interest. Kia Car Finance and Car Loans for your Kia car purchase. To speak with one of our finance specialists give us a call anytime on 1300 787 288 or to join our team across the country, check out our current opportunities at Stratton Finance here. When you can get a good interest rate, it will save you money on your monthly repayment and over the life of the loan. For expert advice and access to a range of car finance options from Australia's best lenders, contact us today - call 1300 STRATTON (1300 787 288). a. The annual awards highlight products and services that have been rated best-in-class by the Product Review community. Estimated APR. Enter a total loan amount into this auto loan calculator to estimate your monthly payment, or determine your loan amount by car price, trade-in value and other factors. Whether it’s the sleek styling of the Ghibli, the distinguished lines of the Levante, or the raw power of the GranTurismo that has caught your eye; Stratton Finance will offer you an incredible rate on your new. Loan Type Car loans. You’ll own the vehicle outright, however, the finance company will place a “mortgage” over the vehicle, as security against the loan. If you're thinking of a new car, find out if your business is eligible and see how much money you could get back. Get your Personalised Quote. Determine loan amount. Interest Rate (p. We’ll evaluate your current situation and compare products from a. The maximum interest rate for a secured fixed rate loan is 12. Oct 05, 2023. Use our online car finance calculator to learn how low your monthly repayments could be today. Technically speaking, a novated lease is a three-way finance arrangement between you, your employer and Clear Lease. Please try again later for the most accurate estimations. a car you have purchased or wish to purchase). Monthly. 70% p. Toggle navigation. You get access to a wide range of products and services to meet your needs. Comprehensive insurance gives you peace of mind. Stratton Finance can offer you a great low rate and have you in your new. Stratton Finance A++ I've purchased 3 vehicles using Stratton and every time it has been hassle free. 5% p. Weekly, fortnightly or monthly payments. Since then, we have grown to over 250 employees across Melbourne, Sydney, Brisbane, and a network of franchises across Australia. Car Loan Calculator; Low Interest Car Loans. Used Car Loans | Low Rates, Deals & Offers. We acknowledge that each individual has unique. We have over 20 years experience and knowledge in helping our customers find the right car loan for their situation. Play around on our vehicle finance calculator to find out what you can. This number is calculated using information that’s found in your credit report, which includes (but isn’t limited to): Applications for credit cards, loans and other accounts that require credit checks. a. 4% p. All you have to do is select a vehicle, and the Basic Loan Calculator will automatically fill in. Get an Instant Online Car Loan Quote!At Stratton Finance, we strive to make your car financing journey seamless and rewarding, so you can hit the road with confidence. Put simply, a broker’s connections can potentially net you significant savings. By filling out the form with your information, our smart technology will compare it against over thirty trusted lenders and over a thousand financing options, presenting three ideal matches to you within just sixty seconds. Browse. . We will process your car finance application and arrange your vehicle loan. The interest rate is indicative of the rates on offer through Stratton’s lending panel. com. At Stratton Finance, we do all the legwork, so you don’t have to. Stratton Finance offers a wide range of financing for vehicles and other products with low interest rates, no ongoing fees and personal service. For example, the total interest for a $30,000, 60-month loan at 7% would be $6,497. $8. 36% p. By combining personal service with access to low rates from. Compare from over 30 lenders. We’re authorised representatives of Australia’s leading. ) with the estimated total amount payable including fees is $36,160. We're proud to announce that Stratton Finance has won again, for the third year in a row! We have been awarded Best Car Loans for 2023 by the productreview. New passenger cars. THE MEANING OF LUXURY CAR (CR 2012/81) WORKING OUT THE LCT ON AN. A car loan (which can be referred to as a secured car loan if security is sought by the lender) involves a finance company lending you the money to purchase an asset and retaining security over it for the life of the loan. It’s a good choice if you are registered for GST on an accruals or cash accounting basis. 6. Interest rate ranges and representative examples are based on a secured loan of $30,000 borrowed for 5 years: The minimum interest rate for a secured fixed rate loan is 6. Stratton Finance A++ I've purchased 3 vehicles using Stratton and every time it has been hassle free. (the “website”). Let’s say you buy a new car and borrow $40,000 over five years and elect to have a $10,000 (25%) balloon payment on your loan. To use this calculator, all you need to do is enter how much the vehicle is estimated to cost and how much you want to borrow, any deposit or trade in value, and if you are opting for a balloon repayment. $1,350, plus $5 for each $100 or part thereof over $45,000. Get a quote in 60 seconds. a. Our car loan repayment calculator will help you work out how much your monthly, weekly or. Stratton Finance offers a wide range of financing for vehicles and other products with low interest rates, no ongoing fees and personal service. With secured car loans, the vehicle you purchase is held as collateral against the finance. Rate of duty. What does this Car Lease Calculator do? Use this Car Lease Calculator to calculate monthly, fortnightly or weekly repayments on Car Lease(Finance Lease) agreement for a car or other passsenger vehicle. It saves you money. ; Find out more about your car finance options. Save time, money and hassle when buying a new carVia our partners at carconnect. Unit 7 224 Main North Road, Prospect, SA, Australia 5082Stratton Finance Car Loan Calculator . If your debt is taking control of your life, speak to us first. Accept Offer. 90 day loan approval. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceCar Finance Calculator. So, whether you’re looking for a Personal Loan or Secured Caravan Loan for added peace of mind, we’ve got the fast and easy Caravan Finance solution for you. Car. a. a. You'll receive a fixed rate loan from 7. 05% p. You’ll work independently and grow your own business with the support of our established brand, part of the carsales network. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceWhen deciding on financing vs. The amount can be represented as an absolute dollar value or a. NSW. Use our user-friendly calculator (powered by Stratton Finance), explore our informative articles, and drive towards securing your dream car with confidence. The rates are fixed, ranging from 7. You may also be charged with other fees depending on the lender they find you. Real people, real service. Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance; Car Loan Options; Secured Loans for Cars; Personal Loans for Cars;. He’s passionate about creating a personalised and stress free experience for all his customers. More than $65,094. It takes less than 2 minutes, we just need some details about the you’re looking to buy. Comparison rate from: 7. Not understanding and recognising ‘pricing levers’ being pulled. 52 289. If you don’t have the time to drop by for a face-to-face, you can catch us online, on the phone or via the post too. Stratton Finance A++. We welcome all feedback - it helps us to constantly improve our business - and you can remain anonymous if you wish. a car you have purchased or wish to purchase). Document will be opened for E-signing. Secured Car Loans up to $75,000. Can I work from home? Yes, working from home is easy with our advanced systems; you can access all the tools and information you need from home, keeping your overheads to a minimum while first setting. The figures in this calculator are for illustrative purposes only. The amount can be represented as an absolute dollar value or a. The interest rate applicable will need to be confirmed with your finance provider on application. a. Not hidden nasties. Newsroom; All Products. Novated Lease Quote. Get Pre-Qualified. Brought in by the government in May 2015 (and scheduled to expire on 30 June 2017), the new laws allow small businesses to claim an immediate deduction for assets they purchase with a value of $20,000 or less. Meet Ryan. For example, the total interest for a $30,000, 60-month loan at 7% would be $6,497. au. While predominantly focused on vehicle finance, Stratton Finance also offers finance for a range of different types of assets, including cars, boats and caravans, truck and heavy. What you can afford. Your source for a complete understanding of different asset finance methods including car, caravan, boat and commercial equipment as well as the latest in industry news. 2014 As lenders consider your credit score while approving personal loan application or setting interest rates on them, it is important for you to check your credit report and rectify any. Dutiable value. We can provide you with an approximate market value of your car, so you feel confident in the selling process. Get a quote in 60 seconds. We will process your car finance application and arrange your vehicle loan. 61% p. Make A Confident, Comfortable Decision. Stratton is a finance broker. Stratton is a finance broker. This Auto Loan Calculator automatically adjusts the method used to calculate sales tax involving Trade-in Value based on the state provided. $10. info@stratton. with a comparison rate of 8. View all in Car loans;. au community. Fixed interest rate so you know what your repayments will be. Stratton Finance - we are Australia's online car finance broker. a: AmBank Arif Hire Purchase-i: 3. If you have a query about caravan finance that's not covered in this article, please feel free to give us a call on 1300 955 600 and our friendly team can assist you with your question. Commercial Car Hire Purchase (CHP) Online Business Car & Vehicle Leases Australia - Stratton Finance. A car loan calculator can help with that by letting you estimate your loan repayments based on. Stratton is a finance broker. Our car loan repayment calculator will help you work out how much your monthly, weekly or. au. Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. Get Approved For A Car Loan | Apply Online. with a comparison rate of 8. 50% to 3. Need car finance for a new or used Aston Martin? Let Stratton Finance help you get on the road sooner. A chattel mortgage is the same product as a secured car loan only for assets that are purchased primarily for business use. $8. $0. 00. more than $65,094. Motorcycle Loans. Tornadoes. ; Find out more about your car finance options. Use our calculators to work out how much you can afford to spend each month on car instalments, estimate your monthly repayments, and check the purchase price you can afford to finance. Personal loan calculator; Car loans. Interest Rate (p. You can structure your car finance calculation based on a specified. So find out how low your monthly repayments could look like by using our free online car finance quote tool or give the friendly team a call now on 1300 787 288 to get the ball rolling!Find the best car finance with low interest rates, no ongoing fees and personal service from Stratton Finance. Reshaping the future of asset finance - powered by great people and technology to deliver seamless customer experiences | Voted #1 for Car Loans by Product Review. The Easi novated lease calculator will provide you with an estimation of your savings per year and cost per fortnight. 992 × 60 = 17399. Bank Name Car Loan Interest Rates; Alliance Bank Hire Purchase: 3. Stratton Finance is Australia's online car finance broker that connects you with over 30 lenders - all competing to give you their best rates and offers. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60 seconds with no impact to your credit score . a. Stratton Finance Wide Bay. Using the values from the example above, if the new car was purchased in a state without a sales tax reduction for trade-ins, the sales tax would be: $50,000 × 8% = $4,000. What does this Car Finance Calculator do? Use this car finance calculator to calculate monthly, fortnightly or weekly repayment options. Synchrony HOME™ One card. Other residual / balloon amounts are available. About Stratton Finance - Car loans & Car Finance - find the best car finance with low interest rates, no ongoing fees and personal service from stratton. Whether you're planning on buying the most popular car in Australia, the Toyota Hilux, Australias most. 1. Scroll below and access our loan calculator to find out the estimated repayments on your loan weighed against the amount you want to borrow and how long you need to make all your repayments. Whether you're planning on buying a heavy duty work ute such as the Triton 4x4, a zippy SUV like the ASX, or the always-reliable Pajero; Stratton Finance can offer you a great low rate and have you in your new Mitsubishi in no time. Use this auto loan calculator when comparing available rates to estimate what your car loan will really cost, minus additional fees that lenders may enforce. 00. With Novated Lease payments coming out. 05% p. Next. Our online processes mean you don't need to leave the comfort of your own home. 49%. Total $22,500. The rates are fixed, ranging from 7. From 1999, Mark has grown his passion for helping customers finance their assets in. Personal loans are an unsecured financial product that you. Maserati; a brand that is synonymous with luxury and classic car design and one that is now growing in popularity here in Australia. Weekly. Use the Stratton Finance Car Loan Calculator to calculate your car loan repayments. 36% p. Customers can borrow upwards of $5,000, with a maximum term of seven years. low-interest auto loan is best for your needs. 00. When you’re talking like a human being, it means your employer deducts your novated lease payments from your pre-tax salary, reducing your total taxable income. Calculate your Chattel Mortgage repayments with our Chattel Mortgage Calculator for cars, and then get an online Chattel Mortgage Car Finance Quote! Calculate monthly, fortnightly or weekly repayments, and base your calculation on an interest rate, loan term (length), amount borrowed (financed amount) and residual value (balloon value). aThe Westpac Car Rent calculator lets you valuation repayments on a backed loan, bases on the rate, conception and measure you would like for borrow. Let’s estimate how much car you can afford Monthly car payment Fair (619 and below) Average (620 - 699) Good (700 - 779) Excellent (780 - 850) Your credit ratingStratton Finance | 3,707 followers on LinkedIn. If you're buying or financing a caravan for the. Introduction. Whether you’re planning on trading in or selling your car privately, you’ll want to make sure you’re getting the best price for it. 364340) and its wholly owned subsidiaries and franchisees (we, our, us, Stratton) recognise the importance of protecting the privacy and the rights of individuals in relation to their personal information. Caravan Finance Calculator; Caravan Loan Options; Secured Loan for Caravans; Personal Loans for Caravans;. Green car loans are different from standard car loans in that they generally come with lower interest rates or certain waived fees. Get a loan from $10,000-$200,000 with Stratton Finance's boat loans. Car loans from $5,000 to $150,000. Once you've accepted your quote and wish to proceed with Clear Lease, we will arrange a pre-approval for your vehicle and source your car for you if you'd like us to save you even more money and time. Save over $500 (RRP $ 33,190) or finance for just $146 p/w*. 75%. Ford Car Loan Calculator. Interest rates are influenced by the age of the car, your credit history as well as various other factors. Otherwise known as corporate hire purchase, hire purchase or offer to hire. No used, demo or second-hand solar solutions are permitted. Whether you are buying and selling vehicles for personal or business use, our network is unmatched so you can be sure that you save money, time and we can take the hassle of negotiating with dealership salespeople. *Please note that these calculations are only estimates and must. Used car finance comes in two main loan types: secured and unsecured. A used car loan of up to $300,000 with quick approval times and balloon payment options. Our Ford car finance team are experts in arranging finance for your new or used Ford, both at competitive rates. 52 17399. Whether you're planning on buying the most popular car in Australia, the Toyota Hilux, Australias most. Fixed 1 - 7 Years $10,000 - $300,000. Auto Loan Calculator. Use our Car Loan Calculator to calculate monthly, fortnightly or weekly Car Loan repayments for a car or motor vehicle in Australia. *The comparison rate is based on a secured loan of $30,000 with monthly repayments over a term of 5 years. One important factor in car loan approvals is the borrower's credit history. Create and print out your loan amortization schedule. 1300 917 927 Get My Quote. Stratton Finance provides borrowers a range of car loans with different lenders. A chattel mortgage involves a finance company lending you the money to purchase a vehicle that will be primarily used for business purposes. How it works. An auto loan is a sum of money that you borrow in order to buy a car. Drive away happy, because we offer more. Repayment 12 months to 84 months. Fortnightly. Your lease term and average kilometres are the same but your average running costs have fallen to $6,500 per year due to the GST and income tax savings. 2. Get an Instant Online Car Loan Quote! Car Finance Calculator (Repayments Calculator) Calculate your car finance repayments weekly, fortnightly or monthly based on the amount borrowed, interest rate, term and residual value with our Car Finance Calculator. Looking for the lowest interest rate loan isn’t always the right strategy. Alternatively, if you feel that buying is your best option then get in touch with one of our car consultants on 1300 (STRATTON) 787 288. a. Not hidden nasties. 1300 648 110 Get My Quote. Let's look at an example. Whether you're looking to finance a new car, looking for a used car loan, or seeking auto finance options for your current vehicle, we've got you covered with our unparalleled experience and panel of lenders. Stratton finance car loan calculator residual 2014,auto title loans daytona beach jobs,bad credit auto loan massachusetts - For Begninners Published 18. If you’re in the market for some new wheels, look no further than our new car buying partner carconnect. Our team in Brisbane can help you compare rates from different lenders, then quickly process your application and assist you through the entire process. ) with the estimated total amount payable including fees is $36,160. You may see the number of fields that are needed to be completed. *. If you’re in the market comparing your options for that next car, it makes sense to be comparing your options for a car loan. V. Great rates available on Toyota vehicles with Stratton Finance. Stratton is a finance broker that can secure you competitive finance for your car purchase. With a Stratton Finance franchise we get you up and running faster, so you can offer your clients a great deal on finance, sooner. Using a Secured Car Loan to buy your car A Secured Loan is a type of Car Loan that involves the lender having a security against the money you've borrowed from them, in this case the car itself. Interest Rate (p. ITEM 5: PROMOTION CONTESTING DATES AND TIMES. Personal loans for just about anything. Whether you're planning on buying a high performance coupe such as the 370Z, a compact SUV like the Juke, or a full-size crossover SUV like the Pathfinder. Stratton Finance New Car Loan. RACV Green Car Loan.