The Chase Sapphire Reserve provides the same coverage dollar. The Chase Sapphire Preferred card is a great travel rewards credit card with a low annual fee of $95. If you. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the. With the Chase Sapphire Preferred Card, trip cancellation insurance will reimburse you or your immediate family members up to $10,000 per person (for a maximum of up to $20,000 per trip) if a. The Chase Sapphire Preferred Card comes with premium offers and rewards for dining, delivery, and everyday experiences. OR ANY OF ITS AFFILIATES. It’s worth getting if you’ll spend $4,000 in the first 3 months after opening an account, as you’ll qualify for the card’s generous 60,000-point initial bonus. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. Earn unlimited 3% back at Amazon. The Chase Sapphire Preferred card also earns well on travel purchases via the Ultimate Rewards travel portal but offers a 3x earning option for dining, streaming services, and online grocery stores. The Chase Ink Business Cash credit card includes the ability to: Earn a sign-up bonus after you spend a minimum amount on purchases within the first three months of opening the card. And, its $95 annual fee is a fraction of the premium travel card's. The Chase Sapphire Preferred is a great card and Chase won’t just approve anyone for it. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. Plus, the Chase Sapphire Preferred has a modest annual fee that many users can offset by taking advantage of the card’s many benefits. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. However, if you redeem Ultimate Rewards points for travel reservations directly through the Chase portal they are worth 1. The Chase Sapphire Preferred does not charge foreign transaction fees, making this a great credit card to keep in your wallet on international trips. 5 points for every $1, you could earn 1. The Chase Sapphire Preferred car rental insurance can cover the cost of your vehicle, and it costs just $95 per year to keep this card in your wallet. The Chase Sapphire Preferred's sign-up bonus will give you two nights at any Category 7 or 8 property worldwide. The Chase Sapphire Preferred Card offers several benefits to cardmembers for an annual fee, including: Annual travel credit: $50 Annual Ultimate Rewards Hotel Credit Authorized user fee: None Foreign. Chase Sapphire Reserve. One benefit is reimbursement for a TSA PreCheck, Global Entry or NEXUS fee. The Chase Sapphire Preferred is widely considered one of the best travel credit cards available, but I often get emails from readers asking if the Sapphire Preferred is worth it, considering the $95 annual fee. But with many other valuable cards to choose from, does it. The balance transfer APR is also the same, and there is no introductory APR for either card. The Chase Sapphire Preferred requires good to excellent credit to qualify, so you should aim for a credit score of at least 700. One of the main benefits to the CLEAR program is skipping the initial TSA line. 1. By itself, the card doesn't provide access to Chase's transfer partners. 62 points for. Sapphire Preferred — 95 USD per year. NOT FDIC INSURED. You can product change (essentially downgrade) your Sapphire Preferred card to the Chase Freedom Flex or the Chase Freedom Unlimited. That's $750 when you redeem through Chase Ultimate Rewards®. Welcome bonus: 60,000 points after spending $4,000 on purchases in the first three months of account opening. $ 0. Chase Sapphire Reserve is a premium travel credit card that charges an annual fee but provides several perks and benefits. NOT A. The Chase Sapphire Preferred® Card is currently running an outstanding welcome offer of 100,000 Chase Ultimate Rewards, which is the largest bonus ever offered on the card. With 1,300 Priority Pass lounges across the globe, you have many to choose from. com. When you hold both cards, the points you earn with your Chase Freedom card become more valuable. Benefits include daily breakfast for 2, complimentary Wi-Fi, an onsite amenity, room. The Chase Sapphire Preferred® Card offers a trip delay benefit of up to $500 for each purchased ticket if you are delayed by 12 hours or require an overnight stay. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Today, we'll take a look at who should (and should not). Other key differences between Chase Sapphire and Sapphire Preferred include their bonus rewards and annual fees. It's the Chase Sapphire Reserve ® credit card that offers a statement credit up to $100 every four years as reimbursement for a TSA PreCheck application fee. Both cards offer 60,000 bonus points after you spend $4,000 within three months of account opening. The card offers the following sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. S. The Chase Sapphire Preferred charges a variable APR of 21. This. As of this story's publication time, you can earn 100,000 Ultimate Rewards points after spending $4,000 within the first three months by applying for the Chase Sapphire Preferred. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. Earn up to 50,000 Bonus Points per year by referring friends to the Sapphire Reserve card. S. 2. Use the Chase Sapphire Preferred® Card for the categories that are more rewarding with that card, and use the Chase Freedom Unlimited® for a base rate of 1. The Chase Sapphire Preferred® Card offers up to $50 in annual statement credits for hotel stays booked through Chase’s Ultimate Rewards travel portal and a 10% bonus on your total purchases. Activate by July 31, 2024. The following are cards reported to be subject to the 5/24 rule: Chase Freedom Flex. The card carries a $95 annual fee. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. Applicants for the Chase Sapphire Preferred card need a credit score of 700 or higher for good approval odds. 05 cents apiece for Chase Ultimate Rewards points (according to TPG valuations), the current 60,000-point bonus on the Sapphire Reserve is worth $1,230. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. Currently, the Sapphire Preferred is offering a welcome bonus of 80,000 points after spending $4,000 on purchases in the first three months of account opening — making. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. That's $750 when you redeem through Chase Ultimate Rewards®. The Chase Sapphire Preferred card also includes a monthly GoPuff credit. $ 25. $100 per day for up to 5 days in delayed luggage reimbursement for baggage delays over 6 hours. Sapphire Banking fees 4, 5. Complete guide to my favorite miles and points card for beginners: Chase Sapphire Preferred. In turn, its 60,000-point bonus is worth $750 in travel. 99% variable (see rates and fees ). But if you don’t want to tie yourself down to a particular airline, it. The Chase Sapphire Preferred offers a $50 annual hotel credit that applies when cardholders book a hotel stay through the Chase Ultimate Rewards portal. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. With a $95 annual fee, it's not an expensive card, which makes it an especially. The Chase Sapphire Preferred® Card is the winner over the Bank of America Customized Cash Rewards credit card. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. 5 cents apiece with the Reserve compared to. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The Chase Sapphire Preferred currently sports a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months of account opening. Chase Sapphire Preferred Benefits List 2023; Earning Chase Ultimate Rewards points; Chase Sapphire Preferred annual benefits; Chase Sapphire. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Monthly Service Fee with a balance of $75,000* on each statement period. The Chase Sapphire Preferred annual fee is lowered to $0 for anyone listed as a covered borrower in the Military Lending Act Database. The Amex Gold has an annual fee of $250. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. Learn how the Sapphire Preferred Card can benefit you today. Earlier this week, the best-ever publicly available bonus on the Chase Sapphire Preferred Card ended. Chase Sapphire Preferred annual benefits. The Chase Freedom Flex earns 5X the points on rotating quarterly categories, such as groceries, gas, and dining, while the Chase Freedom Unlimited earns 1. There's no question that the Amex Gold card comes with a number of benefits and bonus-earning categories that can offset the. Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Sapphire, and J. Ink Business Preferred Credit Card. This card requires at least good credit to qualify, and the higher your credit score is, the better your approval odds will be. 3x points on travel and dining: With Chase Sapphire Reserve, you can earn 3x points on all dining and travel purchases after the first $300 is spent on travel purchases annually. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. In addition, you need to be at least 18 years old and have either a Social Security Number (SSN) or an Individual Taxpayer Identification Number. New cardholders must. First, you could book flights directly through the Ultimate Rewards travel portal. UP's Bonus Valuation*: $1,200. One of the most important factors is your credit score. Additionally, it offers flexible point redemption options, no foreign. Make more of every trip, every meal and every day with access to an impressive suite of cardmember benefits. APR. Additionally, it offers flexible point redemption options, no foreign. There is no set credit score requirement. 49%-28. Chase Sapphire Preferred Card – $750 in Award Travel. With Chase Ultimate Rewards, you can redeem the points you've earned for travel, experiences, merchandise, gift cards and even. The Chase Sapphire Preferred currently features an offer of 60,000 points after spending $4,000 on purchases within the first three months of account opening. credit score 690-850 (Good - Excellent) Get. A pending credit card transaction is a purchase or charge that hasn’t been fully processed. To utilize this perk, log into the Chase Ultimate Rewards portal, and if you have multiple Chase cards, make sure your Sapphire Preferred is the account selected. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. 25 cents each when redeemed for travel. *An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. P. Good to Excellent. To file a claim over the phone, start by calling 888-320-9961. Chase Sapphire Reserve Fees. The Chase Sapphire Preferred card offers these benefits: Chase Offers — Discounts with select merchants; Purchase Protection — Covers new purchases against damage or theft for up to 120 days from purchase with up to $500 in coverage per claim and $50,000 per account;The Chase Sapphire Preferred ® Card launched over a decade ago, democratizing the travel rewards card market. That's $750 when you redeem through Chase Ultimate Rewards®. Credit Recommended (670-850) Apply now at Chase's secure site. If DashPass is activated between 1/1/24 - 12/31/24, your expiration date will be one year. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. Transaction Fees. The card also comes with some of the best travel insurance protection you will find from any credit. WalletHub's credit card reviews are independent and not provided,. Primary cardmembers and authorized users are allowed a maximum of 2. $ 25. Instead, you need a premium card like the Sapphire Preferred, Chase Sapphire Reserve or Ink Business Preferred Credit Card. In order to earn and use these Chase Ultimate Rewards points, you need to hold one of the Chase Sapphire credit cards. In addition to attractive bonus spending categories, the Chase Sapphire. There’s a $95 annual fee for the Chase Sapphire Preferred Card. Chase Sapphire Reserve: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. If you’re a frequent traveler who wants to earn an influx of rewards to use toward free travel, the Chase Sapphire Preferred ® Card is an ideal choice. The Citi Premier has more transfer partners than the Sapphire Preferred – 17 instead of 14. Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. If not, go with the Chase Sapphire Preferred® Card. We loved the Chase Sapphire Preferred® Card before, now we love it even more with the additional benefits that were just invited to the party. Chase Sapphire Preferred: Complete Guide to Benefits & Points - Katie's Travel Tricks. NOT FDIC INSURED. Any manufacturer’s. The Prime Visa card has a $0 annual fee, but you must be an Amazon Prime member to earn 5% cash-back. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. Like the Ink Business Preferred, you'll get a value of 1. Best Chase Sapphire Preferred Benefits. If you are a Chase Sapphire Preferred cardholder or a Chase Ink Preferred or Chase Ink Plus Business cardholder, your Ultimate Rewards points are worth an. When Sapphire. At $95 per year, the card offers strong travel protections usually. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. The Chase Sapphire Preferred has an annual fee of $95. In general, the Priority Pass membership plans are suited to travelers based on the amount of travel they do. 5,000 more bonus points if you add an authorized user and they. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. 25 cents apiece) toward travel booked directly through the Chase Ultimate Rewards portal, which includes flights as well as hotels, cruises, vacation rentals, and more. Additionally, it offers flexible point redemption options, no foreign. S. The Chase Sapphire Preferred® Card, meanwhile, is a. 49% and runs up to 29. In This Article. Chase Sapphire Preferred. Membership gives you access to over 1,300 lounges in more than 500 cities worldwide. 49% to 28. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. You can book flights with all of the Chase transfer partner airlines through the portal, except for. The Chase Sapphire Preferred® Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. Having a steady income is also preferable. It's no secret that we think the Chase Sapphire Preferred Card is an excellent travel credit card with just a $95 annual fee and plenty of benefits. That's true for all three Sapphire cards: The Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® card, and the original Chase Sapphire® Card (no longer available to new applicants). Refer friends now. Join Instacart+ with your eligible Chase card to redeem this offer. com. How to Get Approved for Chase Sapphire Preferred: Have an excellent credit score (usually 720+). NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. If you have a decent credit history (a few accounts 3 to 5 years old or more), a decent score (somewhere close to 720), and an income of $50,000+ you probably have some good odds of being approved. That's $750 when you redeem through Chase Ultimate Rewards®. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. or call collect at 1-804-673-1691 while outside of the US to file claims. This is a fairly new benefit, so I know there has been some confusion about how it works. For example, you could redeem 10,000 points for a $100 statement credit or use them to book $125 in travel through Chase Ultimate Rewards. Meanwhile, points earned with the Sapphire Preferred are worth just 1. 5X on all purchases. Monthly Service Fee with a balance under $75,000* on each. Any travel you book through the Chase Ultimate Rewards portal will earn you 5X points, whereas travel booked on other third-party sites will still garner 2X points. $ 25. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when redeemed through Chase Ultimate Rewards ®. You can add a Chase Sapphire Preferred authorized user either through your online account or by calling customer service at (800) 732-9194. New Chase Sapphire Preferred® Card cardholders can benefit from 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Before comparing the Chase Sapphire Preferred to the best Citi AAdvantage credit cards, let’s quickly review some of the best travel perks: Earn up to 5x Chase Ultimate Rewards® on purchases; 3x points on qualifying dining, online grocery orders, and select streaming servicesThe Chase Sapphire Preferred® Card is commonly known as the best card for those starting off with travel rewards. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. $95. Your Guide to Benefits has what you need to know about the travel and purchase protection benefits that come with your card* - what's covered, not covered, and how to file a claim. Fees. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel. *An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other. Even with the $95 annual fee, the card is truly loaded with rewards and perks that many competing cards can. Dream bigger with the Disney Premier Visa Card from Chase. Approval is on the stricter side, but you have a good chance if you have a strong credit history and are within Chase's 5/24 rule. Chase sent out a memo today to their bankers about the following branch offer which begins on March 19: Signup for the Chase Sapphire Preferred and get 80,000 points after $4,000 in spend within the first three months, plus an additional 10,000 bonus points after spending $6,000 total on purchases made in the first 6 months. Annual Fee: $550. You can cash those bonus points out for 1. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. Bottom line. Chase Ultimate Rewards ® are. The Offer. As a welcome bonus, new cardholders earn 60,000 points when they spend $4,000 on new. Balance Transfers Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. You can currently earn 60,000 Chase Ultimate Rewards points after spending $4,000 within the first three months. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. The Chase Sapphire Preferred’s annual fee is very reasonable and is in line with what many mid. Chase Sapphire Preferred basics. Credit Recommended. 5 points per dollar spent for all. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. When you book through the Ultimate Rewards portal using your Sapphire Preferred card, your points will be worth $0. At a Glance. This coverage is capped at. 5 USD or 5% of the transfer amount — whichever is greater. However, given how versatile Ultimate Rewards points are, the bonus actually represents around $2,000 in value (based on TPG valuations ) when leveraging the program's hotel and airline partners. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. Sapphire cardmembers will have more ways to earn and redeem rewards for travel and dining, along with new perks for Sapphire Preferred on streaming and online grocery, an annual 10% Anniversary Points Bonus on total spend, and more Additionally, Chase announces initial locations for Chase Sapphire LoungeSM by The Club airport lounges,. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Just call the number on the back of your Chase Sapphire Preferred card and explain to a live agent that you’d like to upgrade to the Chase Sapphire Reserve card. If you spend a lot in these categories, the Chase Sapphire Preferred card may be a better choice from an earning perspective. The Chase Sapphire Preferred is a travel rewards card, while the Freedom Unlimited is marketed as a cash-back card. There's no question that the Chase Sapphire Preferred Card is one of my all-around favorite credit cards. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. Find a Chase location near you. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . The Chase Sapphire Preferred® Card is one of our absolute favorite starter travel cards. The Chase Sapphire Preferred provides up to $500 per ticket for delays of at least 12 hours or those requiring an overnight stay. Chase Sapphire Preferred Travel Benefits. Chase Sapphire Preferred - Refer-A-Friend - Chase. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. NOT A DEPOSIT. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. At a minimum, Ultimate Rewards points can be redeemed for 1. Ink Business Cash Credit Card. The Chase Ink Business Preferred earns a solid 3 points per dollar on the first $150,000 spent each account anniversary year on a combination of travel (the same broad category as with the Sapphire Preferred); shipping purchases; internet, cable and phone services; and advertising purchases made with social media sites and search. Chase Sapphire airport lounges allow you to dine, work, and relax before your trip. Annual Membership Fee. Variable APR:. If you want to. Learn how to use and enjoy your travel and purchase protection benefits, such as trip cancellation, trip delay, baggage delay, extended warranty, and more. Earning Rewards. A. $1,200 in sign-up bonus value. The bonus is worth $1,200 based on TPG valuations. The Basics of the Chase Sapphire Preferred Card. NOT FDIC INSURED. A. The Chase Sapphire Preferred® Card, a general travel card, could offer more value — even though it doesn't have "United" in its name. Standard Plus: The Standard Plus $329 annual fee gives you ten complimentary lounge visits, after which lounge access costs $35 per visit. Hopefully the above clarifies any questions. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. com. Another benefit is the ability to stack CLEAR with other programs, such as TSA PreCheck. To transfer a balance online, you need to enter the amount you want to transfer, verify the information, and submit the request. $ 0. The Chase Sapphire Preferred card and World of Hyatt card are both great for lost and delayed luggage. The Chase Sapphire Preferred is offering up to 100,000 points after you spend $4,000 on purchases in the first three months of account opening. 25 cents per point. Limited to one Sapphire card (e. Eligible for this bonus follows a 48 month rule. The Chase Sapphire Preferred is currently offering 60,000 points after you spend $4,000 in your first three months as a new cardholder. You can do a balance transfer with the Chase Sapphire Preferred card either online or over the phone at (800) 945-2000. But this card also comes with some fantastic benefits like primary rental car coverage and many other solid protections. That's $750 when you redeem through Chase. But first, you’ll find a preview of the bonus offers below. You also need to be under Chase’s 5/24 rule. The 100,000 points you can earn with the Chase Sapphire Preferred are worth up to $1,250 toward travel booked through the Chase portal. The Chase Sapphire Preferred Card currently offers a sign-up bonus of 100,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. Yes, Chase Sapphire Preferred is worth the $95 annual fee if you have at least good credit and you like to travel. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. The card typically comes with a generous sign-up bonus. The card comes with a $95 annual fee, but it's relatively easy to cover it (and then some). Your Chase Sapphire Preferred approval odds are best if you have a credit score of at least 700. That's $750 when you redeem through Chase Ultimate Rewards®. This number, which is reserved specifically for Chase Sapphire cardholders, should also be printed on the back of your credit card. It offers bonus rewards for travel and dining, with options for. The Chase Sapphire Preferred® Card isn’t a credit card for. The Chase Sapphire Preferred currently offers new card holders 60,000 bonus points after you spend $4,000 on purchases in the first three months after opening the account. Chase Saphire Preferred: Cardholders will pay for services they receive, but the Roadside Dispatch program can help to coordinate services. Use the Chase Sapphire Preferred® Card for the categories that are more rewarding with that card, and use the Chase Freedom Unlimited® for a base rate of 1. Chase Sapphire Preferred® Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You’ll. The card’s strengths include its ability to earn valuable Chase Ultimate Rewards Points on every purchase, the variety of redemption options it offers, and even its shopping benefits. That’s especially true early on, as Chase Sapphire Preferred offers an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months. You can use the rewards you earn from the Freedom Unlimited for travel rewards. And there's no better place to start than the Chase Sapphire Preferred® Card which offers 60,000 Ultimate Rewards points after spending $4,000 in the first three months of card membership. When it comes to Chase. The Chase Sapphire Preferred® Card, with its reasonable annual fee, top-tier travel partners and access to Chase’s travel portal, is the perfect entree into the world of travel credit cards. In general, Chase Ultimate Rewards® points are worth 1 cent each. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Preferred® Card: Up to five referrals; Maximum 75,000 bonus points: Chase Sapphire Reserve® Up to five referrals; Maximum 50,000 bonus points: Cards in the Southwest Rapid Rewards. The Chase Sapphire Preferred® Card is a general travel rewards card and can't match those kinds of airline-specific perks. 49%. They also stipulate a maximum payout of $40,000 per 12-month period. There is no extra annual fee for this card’s authorized users. A. 9% on all orders. Most cardholders have credit scores of 720 and above. Activate by July 31, 2024. The Sapphire Preferred is a travel rewards card with a $95 annual fee, whereas the Freedom Unlimited is a cash back rewards card with no annual fee. Get a free Priority Pass Select membership with a credit card. Monthly Service Fee with a balance of $75,000* on each statement period. 9% on all orders. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. 60,000 bonus points. 49% Variable Credit Score Excellent,. OR ANY OF ITS AFFILIATES. As a cardmember, you'll receive complimentary Priority Pass™ Select membership after enrolling and completing a one-time activation. This is also formally known as the Chase 5/24 rule. Open for details, including ways to avoid certain fees. With the Chase Sapphire Preferred® Card, points can be used to book travel through the Chase Ultimate Rewards® portal for a value of 1. Chase Sapphire℠ Checking Account Fees. The Chase Sapphire Preferred® Card has a $95 annual fee. 25 cents each toward a travel purchase, meaning that 60,000 Ultimate Rewards points will get you $750 worth of travel. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. There are no credit requirements or age restrictions, either. Select "Card Benefits. The rewards for this card, given out as Chase Ultimate Rewards points, are focused on travel and dining spending. With your Chase Sapphire Preferred card, you receive a $10 monthly credit towards GoPuff orders through December 31, 2023. '. The card also offers 10x Ultimate Rewards points on hotels and rental cars purchased through Chase Travel, 5x points on flights purchased through Chase Travel, 3x points on travel and dining. For example, if. It all starts with a sign-up bonus of. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. 3. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. The Venture Card, meanwhile, offers 75,000. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. The Chase Sapphire Preferred® Card is the winner over The Platinum Card® from American Express. The Chase Sapphire Preferred credit card offers some of the most generous travel rewards benefits available. Monthly Service Fee — $0 or $25 . This will give you and up. The Chase Sapphire Preferred comes with a terrific sign-up bonus, but it also offers a solid return on travel and dining and earns some of the most valuable travel points around. Annual fee: $95; Foreign transaction fee: None; Signup bonus value: New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Guide to Benefits for Chase Sapphire Preferred Visa Signature cardholders. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. The Chase Sapphire Preferred® Card has a standard APR of 21. And, given the new bonus and category bonuses, this card just moved to the top of the “you-need-to-know-about-this-card” list. However, with the Chase Sapphire Preferred, you get added value. See a summary of benefits, offers and experiences for Sapphire Reserve cardmembers. Full List of Chase Sapphire Lounge by The Club — Locations, Hours & More [Includes Map] Jarrod West Updated: September 19, 2023, 2:57pm CDT. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. 99 per month and includes unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 from eligible restaurants. Save money on annual fees. You're now leaving Chase. Standard: The Standard membership plan offers $35 lounge visits with an annual fee of $99. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Purchases made with this card are covered against eligible damage or loss for up to 120 days after purchase, for up to $500 in coverage per claim and $50,000 per account. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. Most travel cards issued by Chase are subject to 5/24 for approval, including cobranded cards. The Chase Sapphire Preferred and the Chase Sapphire Reserve both require new cardholders to spend $4,000 within three months to earn a 60,000-point bonus right now. OR ANY OF ITS AFFILIATES. The Chase Sapphire Preferred® Card is a general travel rewards card and can't match those kinds of airline-specific perks. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. So if Chase doesn't qualify you for at least a $5,000 credit line, then you usually won't be approved for the card either. The $95 annual fee is easily offset through its solid rewards, welcome bonus and loyalty program. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. What both Chase Sapphire cards have in common.