, and unlimited 1% back on all other purchases)
But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. 49%. 49%. The card also allows you to receive 1 cent in value when redeeming points for a general statement credit, while the Capital One Venture X card offers just 0. If you want to. Monthly Service Fee with a balance under $75,000* on each statement period. The $95-annual-fee Chase Sapphire Preferred Card and the $550-annual-fee Chase Sapphire Reserve offer high coverage limits and industry-leading reimbursement terms, surpassing most other travel. 49% to 28. There is no set credit score requirement. The Chase Sapphire Preferred® Card currently has a welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. As of this story's publication time, you can earn 100,000 Ultimate Rewards points after spending $4,000 within the first three months by applying for the Chase Sapphire Preferred. Plenty of Chase Sapphire Preferred cardholders report limits of at least $10,000, and some say they have a limit of $20,000 or more. Even with the $95 annual fee, the card is truly loaded with rewards and perks that many competing cards can. A. NOT FDIC INSURED. NOT FDIC INSURED. Spending at least $4,000 during the first 3 months your account is open scores you 60,000 bonus points, redeemable for $750 in travel booked through Chase Ultimate Rewards or a $600 statement credit. Chase Sapphire Preferred Card: 15,000 bonus points for each referral — up to 75,000 points per year. After logging in to your Chase Sapphire Preferred Card account, click on ‘More' in the top right corner. Cardholders pay no foreign transaction fee but a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is. 5. For example, if you. Before comparing the Chase Sapphire Preferred to the best Citi AAdvantage credit cards, let’s quickly review some of the best travel perks: Earn up to 5x Chase Ultimate Rewards® on purchases; 3x points on qualifying dining, online grocery orders, and select streaming servicesThe Chase Sapphire Preferred® Card is commonly known as the best card for those starting off with travel rewards. The Chase Sapphire Preferred currently features an offer of 60,000 points after spending $4,000 on purchases within the first three months of account opening. So if Chase doesn't qualify you for at least a $5,000 credit line, then you usually won't be approved for the card either. $95. Chase Sapphire Reserve: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. The card carries a $95 annual fee. If you spend $10k in a year, you’ll get 1k bonus points. Plus, the Chase Sapphire Preferred has a modest annual fee that many users can offset by taking advantage of the card’s many benefits. In general, Chase Ultimate Rewards® points are worth 1 cent each. For more than a decade, the Sapphire Preferred has been one of the most popular travel credit cards on the market – it's undoubtedly our favorite card for beginners, period. Join Instacart+ with your eligible Chase card to redeem this offer. Before the Chase Sapphire Reserve launched, I used the Sapphire Preferred for years to cover most of my purchases — thanks to the 2 points per dollar earned on all travel and 3 points per dollar dining, two broad categories that cover. 0125 each, which can add up to significant savings. With the Sapphire Preferred, your Chase points are worth 1. 5 cents apiece with the Reserve compared to. But with many other valuable cards to choose from, does it. Morgan Reserve cardmembers benefits: Free DashPass through 12/31/24 or a minimum of 1 year depending on activation date. Navigate to ‘Account Services. In order to earn and use these Chase Ultimate Rewards points, you need to hold one of the Chase Sapphire credit cards. You can add a Chase Sapphire Preferred authorized user either through your online account or by calling customer service at (800) 732-9194. No matter which Sapphire card you have, Chase has a very broad definition of what counts as travel. Official application link: Chase Sapphire Preferred Card with a sign-up bonus of 60,000 points after you spend $4,000 in your first three months of account opening. 95 per service call, while the Chase Sapphire Reserve card offers 4 free service calls valued up to $50 each per year. Dream bigger with the Disney Premier Visa Card from Chase. 49% - 29. Both cards offer 60,000 bonus points after you spend $4,000 within three months of account opening. Chase Sapphire Preferred - Refer-A-Friend - Chase. Earlier this week, the best-ever publicly available bonus on the Chase Sapphire Preferred Card ended. Chase Sapphire Preferred: Complete Guide to Benefits & Points - Katie's Travel Tricks. The Chase Sapphire Preferred card is the Swiss-army knife of travel cards, providing solid benefits for frequent travelers from a trusted brand. With the Chase Sapphire Preferred® Card, points can be used to book travel through the Chase Ultimate Rewards® portal for a value of 1. Most travel cards issued by Chase are subject to 5/24 for approval, including cobranded cards. Currently, the Sapphire Preferred is offering a welcome bonus of 80,000 points after spending $4,000 on purchases in the first three months of account opening — making. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining. 49% to 28. Earn 80,000 Membership Rewards® points (after spending $8,000 in the first 6 months): The Platinum Card® from American. Sapphire Reserve — 550 USD per year, with a 75 USD fee for each additional authorized user. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Sapphire, and J. The Chase Sapphire Preferred currently offers new card holders 60,000 bonus points after you spend $4,000 on purchases in the first three months after opening the account. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. The Chase Sapphire Reserve covers losses up to $75,000 while the Chase Sapphire Preferred will reimburse up to the actual cash value of the vehicle. The bottom line. Eligible customers must have a valid coupon code and meet terms and conditions of the. Purchases made with this card are covered against eligible damage or loss for up to 120 days after purchase, for up to $500 in coverage per claim and $50,000 per account. Chase offers one of the most versatile travel rewards credit cards on the market today with the Chase Sapphire Preferred® Card. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. Neither card charges a fee to add an authorized user. The balance transfer APR is also the same, and there is no introductory APR for either card. 49% - 28. It comes with bonus earning of 2X on dining and travel and the ability to transfer points to some amazing travel partners. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. I recently got notified that I was qualified for it with a $6000 credit line but wasn't sure if it was worth it. However, since Chase Ultimate Rewards points are worth 1. The Chase Sapphire Preferred® Card offers a trip delay benefit of up to $500 for each purchased ticket if you are delayed by 12 hours or require an overnight stay. A generous sign-up bonus. Bottom Line Chase Sapphire Preferred is one of the best credit cards for bonus rewards, particularly if you like to travel. While not as lucrative, the Chase Sapphire Reserve currently comes with 60,000 bonus points after you spend $4,000 on. The Chase Sapphire Preferred and Chase Sapphire Reserve have quite a bit in common. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. 25 cents apiece) toward travel booked directly through the Chase Ultimate Rewards portal, which includes flights as well as hotels, cruises, vacation rentals, and more. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. Its initial bonus is 60,000 points. The bonus is worth $1,200 based on TPG valuations. The covered expenses include passenger transportation. Chase Ink Business Credit Cards: 20,000 bonus points for each referral — up to 100,000 points per year. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Lyft Pink All Access, valued at $199 per year, offers exclusive benefits across the Lyft transportation network of rideshare, cars, bikes, scooters and. This is thanks to a 25 percent points boost for. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. The Roadside Dispatch coverage that comes with the Chase Sapphire Preferred card is an automatic pay-per-use benefit requiring no pre-registration: Make The Call — When you call 800-847-2869, you will need to provide your name, location, and problem details. 49% to 28. Monthly fee of 1. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. Chase Sapphire Reserve: Events are covered to a maximum of $50 each, up to four events per year. The typical low score is 646. The Chase Sapphire Preferred® Card is the winner over the Bank of America Customized Cash Rewards credit card. NOT FDIC INSURED. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when. 49% and runs up to 29. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. The Chase Sapphire Preferred card is a great travel rewards credit card with a low annual fee of $95. 5 points per dollar on Lyft through March 2025. NOT A. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. 6 Welcome Bonus 60,000 bonus points Annual Fee $95 Regular APR 21. How to upgrade from Chase Sapphire Preferred to Reserve. When you book through the Ultimate Rewards portal using your Sapphire Preferred card, your points will be worth $0. OR ANY OF ITS AFFILIATES. Select "Card Benefits. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. 49%, and the Reserve starts at 22. The Chase Sapphire Preferred® Card is one of the best travel credit cards for those new to earning rewards as well as one of the best for those who are an expert at redeeming Ultimate Rewards Points for maximum value. Purchase protection adds additional peace of mind for purchases made with your card. Earning Rewards With both cards, you. NOT A DEPOSIT. But you get a 25% value boost. This popular card offers users enticing travel perks, from no foreign transaction fees to access to 10+ airline and hotel transfer partners — all at an affordable $95 annual fee price point. Transaction Fees. This can be a good option for booking low-cost domestic airfare with your Chase points since. The $95 annual fee is easily offset through its solid rewards, welcome bonus and loyalty program. Earn 60,000 Chase Ultimate Rewards® points (after spending $4,000 in the first 3 months): Chase Sapphire Preferred® Card. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Hopefully the above clarifies any questions. Common reasons for denial: Too many recent inquiries. You can redeem your Chase points at a set value of 1. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when redeemed through Chase Ultimate Rewards ®. Chase Sapphire Reserve: Best for frequent travelers. This Small Luxury Hotels property is located in a traditional Swiss mountain village,. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Those points are worth a minimum of $750 towards travel – more on that later. Capital One Venture vs. Apply for the Chase Sapphire Preferred credit card and earn 60,000 bonus points after spending $4,000 in the first 3 months. & Keri Stooksbury. The Chase Sapphire Preferred credit card offers some of the most generous travel rewards benefits available. $50 Annual Ultimate Rewards Hotel Credit:. Balance transfers. Our rating: 4. Learn more about the Chase Sapphire Lounge by The Club and enjoy travel benefits today. 60,000 bonus points; 1:1 United transfer partner: Learn more: Chase Sapphire Preferred® Card 60,000 bonus miles; $0 introductory annual fee (then $95): Learn more: United℠ Explorer Card Newark to Los. However, given how versatile Ultimate Rewards points are, the bonus actually represents around $2,000 in value (based on TPG valuations ) when leveraging the program's hotel and airline partners. Common reasons for denial: Too many recent inquiries. Chase Sapphire Preferred Card – $750 in Award Travel. The card also comes with some of the best travel insurance protection you will find from any credit. Welcome bonus: 60,000 points after spending $4,000 on purchases in the first three months of account opening. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. 99% - 29. A. Save money on annual fees. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. That's $750 when you redeem through Chase Ultimate Rewards®. Monthly Service Fee with a balance under $75,000* on each statement period. The card also offers 10x Ultimate Rewards points on hotels and rental cars purchased through Chase Travel, 5x points on flights purchased through Chase Travel, 3x points on travel and dining. Plus, the Chase Sapphire Preferred has a modest annual fee that many users can offset by taking advantage of the card’s many benefits. Maria Adams, Credit Cards Moderator. Get 5x total points on travel, 3x points on dining. But if you don't currently have the card. Chase Sapphire airport lounges allow you to dine, work, and relax before your trip. Chase Sapphire. Sapphire Banking fees 4, 5. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. The Chase Sapphire Preferred is a mid-tier travel rewards credit card, and Chase is most likely to approve applicants with good to excellent credit. Find a Chase location near you. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full. Every year on your account anniversary, you’ll earn a statement credit worth up to $50 in hotels booked through Chase Ultimate Rewards. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the. The insurance covers up to $10,000 per person and a maximum of $20,000 per trip. What both Chase Sapphire cards have in common. Chase Sapphire Preferred® Card. Chase Sapphire Reserve Fees. When it comes to Chase. The Amex Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. With Chase Ultimate Rewards, you can redeem the points you've earned for travel, experiences, merchandise, gift cards and even. DashPass normally costs $9. 25 cents per point. Additionally, cardholders. For example, spending $4,000 in your first three months earns you 60,000. OR ANY OF ITS AFFILIATES. Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. For more than a decade, the Sapphire Preferred has been one of the most popular travel credit cards on the market – it's undoubtedly our favorite card for beginners, period. The Chase Sapphire Preferred® Card isn’t a credit card for. Cardholders of the Chase Sapphire Preferred card receive a few other solid benefits that can be beneficial, including a free year subscription to DoorDash DashPass which offers free delivery and reduced service fees on orders of $12 or more. There is a 0% introductory APR on purchases for 15 months after account opening (then 20. If you. Chase Sapphire Preferred - Refer-A-Friend - Chase. The Prime Visa card has a $0 annual fee, but you must be an Amazon Prime member to earn 5% cash-back. The Chase Sapphire Preferred® Card is one of our absolute favorite starter travel cards. The Chase Sapphire Preferred® Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months from account opening,. This happens when the credit card issuer has confirmed that you have the available. Monthly Service Fee with a balance under $75,000* on each. 25 cents per point when booking. Chase Freedom Unlimited. Usually, a DashPass subscription costs $10 per. Choose your Chase Sapphire Reserve card for enrollment. Redeem toward most anything Disney at most Disney U. The Chase Sapphire Preferred® Card is a great travel rewards credit card that offers valuable benefits and rewards. Rewards everywhere you shop with no annual credit card fee †. 25. For example, if you decide to book a flight to Mexico that would otherwise cost $500, you can redeem 40,000 points through the Chase Sapphire Preferred card instead of 50,000 points through the Freedom card. View the current offers here. Chase Sapphire Reserve. The Chase Sapphire Preferred card also earns well on travel purchases via the Ultimate Rewards travel portal but offers a 3x earning option for dining, streaming services, and online grocery stores. worldwide. Select which purchases you’d like to redeem points. It all starts with a sign-up bonus of. The Chase Sapphire Preferred annual fee is lowered to $0 for anyone listed as a covered borrower in the Military Lending Act Database. 25 cents each toward the cost of a travel purchase through the Chase Travel Portal; If you instead have the Chase Sapphire Reserve, points can be redeemed for 1. When you can get more than 60,000 bonus points, jump on it. With 1,300 Priority Pass lounges across the globe, you have many to choose from. Membership gives you access to over 1,300 lounges in more than 500 cities worldwide. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. UNDERSTAND YOUR BENEFITS. There’s a $95 annual fee for the Chase Sapphire Preferred Card. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. Chase Sapphire Preferred is worth its $95 annual fee for. com. Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!Lyft and Chase are teaming up to offer Chase Sapphire Reserve cardmembers a complimentary Lyft Pink All Access membership, the most premium membership option from Lyft. Chase Sapphire Preferred basics. Additionally, it offers flexible point redemption options, no foreign. 25 cents each toward a travel purchase, meaning that 60,000 Ultimate Rewards points will get you $750 worth of travel. If you transfer the Ultimate Rewards you earn with the Freedom card to your Sapphire Preferred. The Venture Card, meanwhile, offers 75,000. You can do a balance transfer with the Chase Sapphire Preferred card either online or over the phone at (800) 945-2000. Other key differences between Chase Sapphire and Sapphire Preferred include their bonus rewards and annual fees. In this area, the Chase Freedom Unlimited shines. While new cardholders get this credit right. The Offer. Ink Business Cash Credit Card. Chase Sapphire Preferred is worth its $95 annual fee for people with a 700 + credit score who like to travel, don’t mind booking at least one trip through Chase, and plan to charge more than $1,334 per month. Compare travel credit cards and find your ideal travel companion. Learn how the Sapphire Preferred Card can benefit you today. Chase Sapphire Preferred Card. Earn 5x total points on travel purchases through Chase Ultimate Rewards ® with the Chase Sapphire Preferred credit card. com. A. Primary cardmembers and authorized users are allowed a maximum of 2. The winner: Chase Sapphire Preferred Card. Chase offers one of the most versatile travel rewards credit cards on the market today with the Chase Sapphire Preferred® Card. The Chase Sapphire Preferred card has an annual fee of $95, which is actually on the low end for a travel rewards credit card with so many protections and benefits. A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee. That's $750 when you redeem through Chase Ultimate Rewards®. Chase doesn’t publicly disclose the Chase Sapphire Preferred. Welcome Offer. Benefits include daily breakfast for 2, complimentary Wi-Fi, an onsite amenity, room. $ 25. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. Standard: The Standard membership plan offers $35 lounge visits with an annual fee of $99. Let's look at how these two cards stack up in a head-to-head comparison. You can currently earn at least 60,000 Chase Ultimate Rewards points, after spending $4,000 in the first. As the branding implies, the Chase Sapphire Preferred is not a United exclusive card, with United being only one option in a long list of potential transfer. There are no credit requirements or age restrictions, either. 49% and runs up to 29. Chase Sapphire Preferred Benefits. Monthly Service Fee with a balance of $75,000* on each statement period. The Citi Premier has more transfer partners than the Sapphire Preferred – 17 instead of 14. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. It's a credit card built solely for the purpose of travel and dials everything into making that experience. Visit Chase Dining℠ to redeem points for takeout, access exclusive reservations and book culinary experiences. The Chase Sapphire Preferred is a desirable card even without a welcome offer, but the bonus points take it over the top. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. Frequently asked questions. The Chase Sapphire Preferred® Card is a great alternative to the Chase Sapphire Reserve® because it has a much more reasonable $95 annual fee but still earns generous rewards: 5x points on. 31, 2024, or for a minimum of 12 months, depending on your activation date. The Chase Sapphire Reserve provides top-notch coverage for rental cars and also provides $300 in annual travel credits plus airport lounge access; the card's annual fee is $550. The Chase Sapphire Preferred® Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. 25 cents each. The Chase Sapphire Reserve annual fee is $550 per year. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. 5 USD or 5% of the transfer amount — whichever is greater. Get a free membership of Instacart+. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. Chase Sapphire Preferred - Refer-A-Friend - Chase. The Chase Sapphire Preferred's sign-up bonus will give you two nights at any Category 7 or 8 property worldwide. 1, and deposits that amount of points back into your account. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That's higher than any public promotion this card has ever extended before. Any travel you book through the Chase Ultimate Rewards portal will earn you 5X points, whereas travel booked on other third-party sites will still garner 2X points. This offer will end by. 49% Variable Credit Score Excellent,. 25 cents each when redeemed for travel. The Sapphire Preferred is a travel rewards card with a $95 annual fee, whereas the Freedom Unlimited is a cash back rewards card with no annual fee. For example, if you decide to book a flight to Mexico that. 49%-28. 0125, but your credit card will be charged the full. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. However,. Enter the authorized user's detail s: After clicking on the ‘add authorized user' tab, you will be. Earn unlimited 3% back at Amazon. The Chase Sapphire Reserve is the big sibling to the popular Chase Sapphire Preferred® Card, but it comes with a higher annual fee and more benefits. Valid loss-of-use charges assessed by the rental company. Learn how to use and enjoy your travel and purchase protection benefits, such as trip cancellation, trip delay, baggage delay, extended warranty, and more. The Chase Sapphire Preferred offers 10% anniversary bonus points: Each account anniversary year, cardmembers will receive bonus points equal to 10% of the total spending in points from purchases made with the card during the previous account anniversary year. That makes a 60,000-point welcome offer. The Chase Sapphire Preferred has an annual fee of just $95, while the Amex Gold comes with a considerably higher annual fee of $250 (see rates and fees ). Account Fees. In summary. But, with the added bonus of choosing. The following are cards reported to be subject to the 5/24 rule: Chase Freedom Flex. In both cases, the Chase CDW also covers. In This Article. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. Chase Sapphire Preferred® Card Overview. Activate by July 31, 2024. Redeem toward most anything Disney at most Disney U. NOT FDIC INSURED. It's no secret that we think the Chase Sapphire Preferred Card is an excellent travel credit card with just a $95 annual fee and plenty of benefits. 49%-28. NOT FDIC INSURED. Dream bigger with the Disney Premier Visa Card from Chase. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. Any manufacturer’s. 49%. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. The Chase Sapphire Preferred has an annual fee of $95. There's no question that the Amex Gold card comes with a number of benefits and bonus-earning categories that can offset the. locations and for a statement credit toward airline. You can also transfer your points to any of Chase's 11 airline partners or three hotel partners at a 1:1 ratio and they may be worth. The Chase Sapphire Preferred does not charge foreign transaction fees, making this a great credit card to keep in your wallet on international trips. For $95 a year, the Chase Sapphire Preferred packs in a punch with a slew of benefits, for travel, shopping and otherwise. 60,000 points. UP's Bonus Valuation*: $1,200. First, you could book flights directly through the Ultimate Rewards travel portal. The Chase Sapphire Preferred has lots of amazing benefits, and the $50 annual credit is one of them. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. But some cardholders can get a credit limit higher than that. The Chase Sapphire Preferred® Card boasts higher point-earning opportunities, depending on your spending. We suggest that you have a minimum credit score of 700 to apply for the Chase Sapphire Preferred and a recommended score of 720+. 49% variable APR on purchases and balance transfers and does not offer an intro period on purchases or balance transfers. Cardholders can call 800-847-2869; service is available in the U. You’re not eligible for the bonus on the card if: You currently have any Chase Sapphire credit card (this includes the Preferred and the Reserve)Best cards for earning Chase Ultimate Rewards. Chase Sapphire℠ Checking Account Fees. Chase Sapphire Preferred Card: Best for beginners. S. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. While there's no minimum income requirement, the higher your income. By itself, the card doesn't provide access to Chase's transfer partners. This will give you and up. 5 cents per mile in value for this redemption option. Earning Rewards. Chase Sapphire Preferred® Card. Welcome offers. Chase Sapphire. A: Eligible Sapphire card holders who open or upgrade to a new Sapphire banking account with at least $75,000 in new qualifying deposits and/or investments will receive 60,000 Ultimate Rewards points, worth $1,200 based on TPG's latest valuations. Chase Ultimate Rewards are incredibly valuable since each point is worth $1. Updated Thu, May 25 2023. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. So, while the average score for approvals is "good" to "very good," perfect credit history isn't necessary. 9% on all orders. The Chase Sapphire Preferred bonus of 80,000 points is worth $1,000 (or 1. Chase Sapphire Preferred Travel Benefits. You can also earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.