Read NerdWallet’s roundup of the 10 best cheap car insurance companies, including Auto-Owners, Geico and State Farm. Edited by. At $1,983 per year, Redpoint County Mutual has the lowest rates for drivers with bad credit. Geico has the cheapest quotes for young drivers in New Hampshire. Geico also has cheap quotes, averaging $52 per. For a 21-year-old male, the average cost is $917 per year and for a female driver, the same policy could cost about $850 per year for the state minimum policy. For example, a 30-year-old driver in an average postcode could pay around £607 for cover on a Dacia Sandero 1. Geico has the second-cheapest average annual rate for drivers with poor credit, $919 lower than the national average in this category. Cheapest after DUI: American Family. Cheap auto insurance in Ohio for minimum coverage. Wawanesa has the lowest average rate for full coverage in Los Angeles at $1,376 per year. ©2023 GEICO. S. For Toledo in 2023, our data shows that the cheapest company for full coverage auto insurance is USAA at $83 per month or $498 for a six-month policy, followed by State Farm at $92 per month or $552 for a six-month policy. Cheapest auto insurance in Illinois for 40-year-old drivers after a DUI. 98 – 57% more than for. $26/mo. Swinton: Best for convicted drivers. Best for adding a teen to a policy: Auto-Owners. com Q3 2023 price index data. Cheapest car insurance after an accident: State Farm. Prices for third-party and third. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. USAA is the second cheapest option, charging $101 per month or $605 for six months. Progressive is the. USAA coverage is about 39 percent. Minimum coverage from Farm Bureau costs around $106 per month for an 18-year-old driver. The cheapest car insurance in North Carolina is North Carolina Farm Bureau, with an average monthly rate of $82 for full coverage. 1 Ti-VCT 70PS 5d. We don't like: Comparatively high compulsory excesses. According to our 2022 data, the cheapest option for full coverage auto insurance in Henderson is provided by Capital Insurance Group at a cost of $86 per month or roughly $514 per six-month policy. Seattle drivers pay more than the average for car insurance in Washington ($904 every six months) and more than the national average of $880. Group 39. Best customer support: USAA. National General offers the most expensive policies at around $812 each year. Auto-Owners: $262 per year. Auto-Owners offers the cheapest car insurance in South Carolina, at $37 per month for liability-only quotes and $102 for full coverage. State Farm offers the cheapest minimum-coverage policies on average. Get an electric vehicle insurance quote in minutes. Omaha car insurance rates by company. $91. Concord Group’s minimum-coverage car insurance rates average $39 a month, while its full-coverage rates. How we chose our best picks. Geico's the cheapest auto insurance company for young drivers in California, with a rate of $97 per month for liability-only insurance. Annual Premium. Progressive has the cheapest car insurance for a 65-year-old in California, while Geico is the cheapest company for that same driver in Florida. It costs $84 per month for a full coverage policy — 54% cheaper than the state average of $181 per month. Group 30. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Allstate offered the cheapest minimum coverage annual rates for an 18-year-old driver at $84 per month. 56. But only military members, veterans or their families can qualify for USAA. com analysis. What is insurance group 32? When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premium. Insuring one of these cars with full coverage will cost the average driver between $1,121 per year and $1,190 per year. Cheapest car insurance after a speeding ticket: State Farm. For drivers with a recent speeding ticket in Maryland, here are the companies with the lowest average rates for minimum coverage: Erie: $1,478 per year, or about $123 per month. 6T VXR 3d. Republic Group: $2,367: Not yet rated: Germania: $2,698:There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. Bingle offers the cheapest comprehensive car insurance policy, according to Finder research. Geico has the cheapest full-coverage car insurance in California, charging an average rate of $1,486 a year. Reviewed by. Rates increase by an average of 54% for drivers who have a DUI or DWI in Florida. 23. Driver or coverage. Erie is the cheapest regional provider, with average rates of $98 per month, and Geico is the cheapest mass. Based on our results, on average, you could get a comprehensive car insurance policy for an annual sum of £2049. Keep an eye out for admin fees when comparing policies. £1,535. Geico has the cheapest car. Cheapest full coverage: State Farm. In general, they have smaller, less powerful engines so are less risk to an insurance provider and this is reflected in the price. A typical Utah driver pays an average of $1,386 per year. Average car insurance cost in and. Our study found AAA insurance to be the most expensive for. Here is a list of the top 10 cheapest car insurance companies in the UK: AXA (Swiftcover) has an average monthly cost of £23 and an annual cost of £281. The cheapest car insurance companies in Texas. State Farm offers the cheapest auto insurance rates for teen drivers in Tennessee. Hastings Direct: Best for young drivers. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for. These rates are high compared to the national averages of $622 for minimum and $2,014 for full coverage. Cheapest for liability: Auto-Owners. Mercury and Progressive also offer Californians. · volkswagen polo · hyundai i10 · volkswagen up · kia picanto · dacia sandero · ford fiesta . According to a report from the Insurance Bureau of Canada (IBC) from 2019, British Columbia drivers pay $1,830 on average for their car insurance coverage per year. Progressive has the best quotes for Utah drivers with poor credit, at $204 per month. You could also check with your insurer. Progressive. With an average annual premium of $695, Allstate is the most costly car insurance provider in the state for this coverage level, based on the companies that MoneyGeek analyzed. Bankrate has reviewed the cheapest car insurance companies in Florida to help you find. Dairyland is the most expensive company for seniors, at an average cost of $2,185 per year. 2. Travelers, Secura and Wolverine Mutual are some of the cheapest car insurance companies in Michigan, according to Bankrate’s analysis. Admiral: Best for customer service. American National P&C also provides the cheapest auto insurance in Colorado at $216 per year as of October 2022, which indicates that Fort Collins residents generally pay less than most cities in the state. By choosing our cover you have peace of mind knowing that your car will be protected by one of the UK's leading insurers. The groups are numbered from 1 to 50, with 1 being the lowest risk and 50 being the highest risk. Cars in these groups are typically small, low-powered cars with a good safety record. Insurers put all cars into groups depending on their value, the cost of repairs, and the risk of them being in an insurance claim. Insurance company. The second most affordable choice is GEICO, with a monthly average of $106 or $637 for a six-month policy. Our 2023 data showed New York Central Mutual Fire Insurance Company (NYCM) as Buffalo's cheapest car insurance company — $467 for a six-month policy. $41/mo. Jeep Wrangler Sport ($1,617). $31/mo. The cheapest car insurance companies in Alabama. The company's average rate for a full-coverage policy is $72 per month. Car insurance rates for the same driver may vary significantly between different companies. That’s a whopping difference of more than. The company's outstanding service to its policyholders is an excellent complement to this reasonable rate. Cheapest car insurance cost in Birmingham by Age Group. The best cheap car insurance for new drivers comes from Geico, according to our research. £819. Drivers with poor credit in New Hampshire. The trade body highlighted that the cost of vehicle repairs was up by a third, at £1. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Geico receives slightly more customer. Second cheapest rates for drivers found to be at fault for a collision. Company. State Farm offers the cheapest quotes for full coverage policies, charging $94 per month, or $1,123 a year, which is around 45% cheaper than the Delaware state average. Drivers with full coverage pay. In Ohio, the average cost for minimum coverage is $73 per month, or $880 yearly — a savings of $203 compared to full coverage. Insurance group 5 cars are on the cheaper side when it comes to car insurance. Cheapest Cars at a glance. Car insurance groups in the UK are numbered from 1 to 50, with group 1 containing cars in the cheapest insurance group, while the cars in group 50 are the most expensive to insure annually. Both companies offer rates that are lower than the average in North Las Vegas. 66% policy score on its standard policy (16th out of 34) 74% customer score (6th out of 15) We like: Unlike many insurers, Aviva guarantees repairs for the remainder of the time the car is insured with it. Cheap auto insurance in Hawaii for minimum coverage. Capital. The cheapest state is Vermont, where a full coverage policy costs only $92 per month. m. These top companies all offer quotes under $130 per month, cheaper than the average monthly cost of a full-coverage policy in Nebraska, which is $142. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. Avg. Call (855) 596-3655 to speak with a licensed insurance agent and compare insurance or Medicare options you may be eligible for. Geographic location impacts car insurance premiums, even within a specific state. This is 16% less than the average yearly cost across all vehicles analyzed. What is insurance group 34? When it comes to car insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps insurers to calculate your car insurance premiums. Vermont Mutual: $270 per year. 8 What cars are in Group 3 insurance? 3. The Picanto is a fine small car with a smart interior and tidy. Bankrate’s analysis revealed Auto-Owners, USAA and Geico as the cheapest car insurance companies, with average minimum rates starting at $325 per year. On average, Southern Farm Bureau Casualty Insurance Group offers the cheapest car insurance estimates for 17-year-old drivers at $2,775 per year or $231 per month. Many employers also bundle additional coverage options, such as dental insurance, along with their main plan. State Farm and. What is insurance group 32? When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premium. Our research shows that Hastings Mutual is the cheapest car insurance company in Cincinnati, with. The average comprehensive policy in Australia costs $1,345. . The Zebra analyzed rates from top car insurance companies to see who has the cheapest rates in 2023. Car insurance group 14 is a low to mid-range category. Nationwide: Best perks for loyal customers Progressive: Best for accident forgiveness Country Financial: Best for having few customer complaints Auto-Owners:. To help drivers in Idaho find the best cheap car insurance, our editorial team collected quotes from top insurance. The national average auto insurance rate hike. Michigan drivers with a recent speeding ticket can get affordable insurance from Progressive. LV=: Best for cheaper rates. Cheapest car insurance quotes if you have an accident history: State Farm. Among the regional companies in our analysis, Concord Group, IMT and Grange are among the cheapest car insurance companies in the areas they serve. These are based on lots of different factors including their market value, the cost of repairs, and the risk of the car being in an accident. State Farm offers the cheapest quotes for drivers in Alabama who have been caught speeding, at rates of around $107 per month. The same goes for when you’re searching for cheap car. While average car insurance rates fluctuate by state, 35-year-olds in several states — including Idaho, Maine, Massachusetts and Vermont — can pay less than $1,400 a year, on average, for full. We gathered more than 855,000 car insurance quotes across Texas and ranked the cheapest companies based on factors. 30 = $30,000 of bodily injury. Third party car insurance is the most basic policy you can get, and it only covers you for a collision or accident that damages someone else’s vehicle or property. 2 i-DTEC EX GT 5d. Redpoint County Mutual has the cheapest car insurance in Texas overall, with an average rate of $81 per month for full coverage. Kia Picanto hatchback: Best for older motorists downsizing. Of the cars we reviewed, the Subaru Outback is the cheapest vehicle to insure, with an average annual premium of $1,603 per year, 25 percent lower than the national average of $2,014 per year. Group: 15. Group: 6. Company. In the Empire State. Enjoy Confused. MassMutual had one of the lowest term life insurance rates for 30 and 40 year olds among the insurers we reviewed. 32. Cheapest car insurance cost in Montgomery by Age Group. Of our Buffalo. The cheapest car insurance in Massachusetts is an average of $36 a month for minimum coverage from The Hanover Insurance Group. The cheapest car insurance in Louisiana will meet the state’s minimum requirements for liability coverage. Cheapest Car Insurance in California for Seniors (November 2023) The following companies offer the cheapest full coverage car insurance in California for seniors: CSAA: $367 per year. The. As of October 2022, State Farm offers the cheapest car insurance in Nevada at $466 per year. Vehicles in group 32 tend to be more expensive to insure. Fast, expensive cars are likely to be found higher up while cheap, reliable cars that are easy to repair. A policy from State Farm costs $268 per month, versus Geico's average rate of $284 per month. Edited by. Fiat’s iconic city car is popular amongst young drivers for its cute and stylish look, combined with affordable running costs. GEICO is the cheapest large car insurance company, with average rates of $34 a month for minimum coverage. The cheapest car insurance company in Florida overall is State Farm at $144 per month for full coverage. The Hanover Insurance Group offers the cheapest minimum-liability auto insurance in Massachusetts, at an average of $35 per month $424 per year. 32. Best customer support: Farm Bureau. Toyota RAV4. Pay-in-full. Cheapest Car Insurance In New Jersey. Car Insurance Group 10 – All you need to know. The cheapest car insurance companies include State Farm, Travelers and Geico, according to. While Kansas drivers pay an average of $1,878 per year for full coverage and. NYCM’s average rate for minimum coverage is 78% lower than the city average. Travelers’ car insurance costs are about $1,600 cheaper. The average comprehensive policy in Australia costs $1,345. Travelers, the Auto Club Group and Erie offer the cheapest Chicago car insurance rates for drivers who caused an accident with an injury. These are the most budget-friendly car insurance companies for minimum coverage policies in Everett: PEMCO: $287 per year. The cheapest midsize sedan, SUV, or small truck to insure might include the Subaru Legacy, Subaru Ascent, and Toyota Tacoma xtra cab. Your. The insurer's rates for liability-only coverage start as low as $35 per month. Several insurers had policies with no maximum age - Sainsbury's Bank, Axa, Direct Line, Saga and Moja. Free quotes. Save up to £489 on your car insurance*. com analysis. S. Grace Kim. Houston car insurance rates by company. This is because liability is required by law in most states, and comprehensive. The table shows average rates for drivers aged 60, 65, 70 and 75 in all states, for a driver with a clean record and good credit. Average savings of nearly $750 for new customers who save*. Of our Buffalo customers, 39% of. Differences in companies and quotes make it important to compare car insurance if you want to save money. Those. The cheapest car insurance in Colorado is American National, with an average monthly rate of $70 for full coverage. Those in group 2 are usually cheap to buy, run, and maintain as well as being low risk of being stolen. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. The number of accidents, the type of roads and even the weather can affect the rates drivers are charged. The average cost of car insurance in Colorado is $225 per month for full. Blasdell, a town of only 2500 people, sees the second least expensive car insurance rates on average. £1,391. 0 2 | List price £14,415 | Target Price £13,606 | Target PCP £161 | Insurance group 3A | What Car? star rating 3. Auto insurance in B. The best way to find cheap car insurance is to search various different tiers of insurance on multiple comparison sites. The cheapest option for. Admiral: Best for multi-car. The cheapest auto insurance company in Birmingham for teen drivers is USAA. The minimum Texas car insurance requirements are $30,000 per person/$60,000 per accident in bodily injury liability and $25,000 in property. Avg. Version 1. State Farm also has the best car insurance rates if you have an accident, speeding ticket, or DUI on your record. Louisiana car insurance costs are on the higher end of the spectrum. The insurance group a model is placed in depends on a number of factors including the model’s engine size. Paradoxically, its low cost contributes to its high insurance premiums. The Best Cheap Car Insurance Companies. USAA is only available to members of the military. See the chart below for a breakdown of insurance rates for various coverage levels: Age. Its average was $450. The Cheapest Car Insurance Companies (November 2023) The cheapest car insurance companies are Nationwide and GEICO. The Zebra's key takeaways about car insurance in Atlanta: The average cost of a car insurance policy in Atlanta is $1,161 per six-month policy — $194 per month. State Farm offers the most affordable car insurance for drivers in Minnesota with a speeding ticket. Full-coverage car insurance from Geico costs $247 per month, which is 41% cheaper than average. This can make it hard to find cheap car insurance in B. We can also help you get protection through one of our USAA Insurance Agency alliances for the following vehicles: Motorcycles and ATVs: You can also get insurance for UTVs, mopeds, dirt bikes, golf carts and snowmobiles. Young drivers in Alaska pay $94 more per month more for minimum-coverage car insurance than adult drivers do. What is insurance group 11? Insurance group numbers run from 1 to 50, with 1 generally being the cheapest to insure. : Groups 2-5 : Cars in the lowest insurance groups tend to be some of the cheapest to insure. USAA is only available to current and former military members and their families. State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2023 analysis of minimum coverage rates. The company’s average rate for full coverage is 76% lower than the city average. 98 – 57% more than for. The average cost of auto insurance in the U. NYCM offers the cheapest auto insurance rates for young drivers in Buffalo at $70 a month for minimum coverage and $140 a month for full coverage. Good drivers can find minimum insurance coverage as low as $38 per month or full coverage as low as $105 per month in the city. According to Nationwide, you may save between 15%. Car insurance rates have gone up over 17% in the past year, according to the U. According to the most recent data from the Association of British Insurers (ABI), the average premium for private comprehensive motor insurance stood at £561 in Q3 2023, up 29 per cent year-on. USAA: Best car insurance for military. The Cheapest Nevada Car Insurance Rates Are $43/mo ($513/yr) for Liability Insurance From State Farm and $115/mo ($1,376/yr) for Full Coverage From State Farm Invalid Zip Code Compare RatesThe GEICO App and site received #1 rankings according to Forrester’s 2021 US Mobile Auto Insurance Functionality Benchmark. The cars that fall in this group tend to have a higher market value. Westfield 4. Comparing quotes with Insurify can save you up to $717 a. GEICO has the cheapest car insurance for 30-year-olds, with average rates that are $640 cheaper per year than average for the age group. There are 50 different car insurance groups - those in insurance group No. At $81 per month for full coverage, a policy from State Farm is 54% cheaper than average. EUI Limited is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). As of October 2022, State Farm offers the cheapest car insurance in Nevada at $466 per year. State Farm has the lowest full coverage rates for drivers in Oklahoma after an at-fault accident. Cheapest car insurance for people with a speeding ticket: State Farm. Geico receives slightly more customer. New Orleans ranks as the most expensive city for car insurance in Louisiana. Increasing your deductible from $250 to $500 can lower the collision or comprehensive portion of your premium. The cheapest car insurance companies in New Hampshire are USAA, State Farm, and Geico, which each have average minimum coverage rates lower than $306 per month, according to Bankrate’s analysis. Saga: Best for over-50s. esure offer 5 Star rated1 comprehensive cover for your electric or hybrid vehicle. Average state rate. Geico has the best minimum- and full-coverage quotes for 18-year-old drivers in New York. You may also see cars assigned 10e and 10u. Cheapest full-coverage car insurance in South Dakota: State Farm. Recommended Provider. Our 2023 data shows that Farm Bureau Mutual is the cheapest car insurance company for full coverage in Saint Paul. Nationwide: Best perks for loyal customers. For car insurance groups in Group 1 to Group 20, go to this site for finding out which cars fall into these categories. 66% policy score on its standard policy (16th out of 34) 74% customer score (6th out of 15) We like: Unlike many insurers, Aviva guarantees repairs for the remainder of the time the car is insured with it. Check what car your group is in using our car insurance group checker tool. Car insurance group 1 vehicles are the cheapest to insure. (Reg No: 02686904). around £607 for insurance on a group 3 car, like the Vauxhall Corsa 1. New York drivers tend to pay more than the average for car insurance. For full coverage, State Farm is slightly cheaper than Geico. The F-150's insurance cost is $2,681 less per year than the cost for the most expensive car to insure — the BMW X5. The companies offering the cheapest minimum coverage car insurance in Las Vegas are: CIG: $521 per year; State Farm: $572 per year; The most expensive company is Dairyland, with an average premium of $2,419 per year. For full coverage, State Farm is slightly cheaper than Geico. That’s a difference of more than £100 to insure the same make of car. PEMCO is also the cheapest car insurance in most of Washington as of October 2022. Subaru Crosstrek ($1,516). Ford Escape ($1,609). The most expensive company, Progressive, offers minimum coverage for $1,058 per year. 98. Monthly rate. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Follow the links below to find cars in the lower insurance groups, which insurers classify as being cheaper to repair, and therefore to insure. That's the highest prices have been on record and a huge £338 increase in the last 12 months. Helping You Make Smart. For full coverage, a Californian with a clean driving record can expect to pay an average of. Cheap auto insurance in Oregon for minimum coverage. Written by. C. The cheapest company in Dallas is GEICO ($822). Bear River is again the cheapest insurance company for the Frontier at $50 per month, or $302 total. 11 Car Insurance Group Table; 4 Which is the cheapest insurance group? 4. Concord Group: $1,189: Maryland: Travelers: $3,214: Massachusetts. Car insurance is required in nearly all states, including Michigan. Ford F-150 XL ($1,651). On average, the cheapest car insurance companies for a minimum coverage policy in Massachusetts are: State Farm: $221 per year. While the average cost of car insurance after an at-fault. The average cost of car insurance in North Carolina is $124 per. $62/mo. GMC Sierra 1500. Nationwide is the second most affordable option, with rates at $136 per month or $818 for a six-month policy. Oct 18, 2023 12:02 p. PDT. around £700 for cover on a Honda Civic 1. The cheapest auto insurance providers in Oklahoma for a minimum coverage policy are: Mercury: $269 per year. The average car insurance cost is £851 for a 20-year-old versus £486 for a 55-year-old – that’s 75% more! The average car insurance cost in Greater London is £1,006. Car insurance rates have gone up over 17% in the past year, according to the U. Your. Car Insurance Near Me. To give you an idea of the average cost of car insurance for a 17-year-old, we ran several quotes using a popular make and model for a 17-year-old and an average UK postcode. Average rates are $135 per month. We'll also ask you some questions so we can help find you all the savings you may qualify for. Insurers put all cars into groups from 1 to 50. Geico: Best for drivers looking for low-cost coverage. Cheapest for liability: State Farm. State Farm has the cheapest rates in the state at $91 per month — 44% cheaper than the state average. Call (855) 596-3655 to speak with a licensed insurance agent and compare insurance or Medicare options you may be eligible for. Company. Capital Insurance Group is the best cheap car insurance in Las Vegas, with an affordable minimum coverage policy costing $521 a year on average. Being convicted of a DUI can inflict a devastating blow on your efforts to keep car insurance costs low. According to Nationwide, you may save between 15%. Car insurance group 11 is towards the cheaper end of the scale. Bachelor of Economics, University of Queensland; Master of Business Administration (MBA),. State Farm has the cheapest quotes for full-coverage policies at $2,923 a year. There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. When choosing a car to buy, use our tool to find out which cars are in the lowest insurance groups so you can be sure the cost of cover will be affordable. Progressive: $300 per year. These groups go from 1 to 50, with those lower down the list being cheaper to insure. Cheapest car insurance cost in Phoenix by Age Group. Any proposed car insurance rate changes from the ICBC must first be approved by the British Columbia Utilities Commission (BCUC). Insurance group: 4. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Country Financial: $532 per year; Capital Insurance Group: $544 per year; Dairyland offers the least affordable auto insurer in the state for minimum coverage. com rewards. The average rate increase for an at-fault accident is. Avoid renewing and save up to £523 with MoneySuperMarket. Insurance group numbers run from 1 to 50, with 1 generally being the cheapest to insure and 50 the most expensive. The larger the company is, the more agents they’ll probably have, so you’ll get to pick. State Farm has the cheapest quotes for full-coverage policies at $2,923 a year. For full coverage, its average annual rate for Birmingham drivers is $3,408. According to our data for 2023, the cheapest car insurance company for full coverage in Indianapolis is Buckeye Insurance Group, a regional carrier servicing Indiana, Ohio and Kansas. For drivers in North Las Vegas, Capital Insurance Group offers the best cheap auto insurance for full coverage in 2023 at a rate of $100 per month or $603 for a six-month policy, followed by GEICO at $697 for a six-month policy or around $116 per month. The fast, powerful and sporty Dodge Challenger starts in price at about $30,000. The mid-size SUV. Compare over 120 insurance providers. USAA has the most affordable liability-only rates at $31 per month. 60+. Atlanta ranks as the 27th most expensive city for car insurance in Georgia. The rarer, more expensive and powerful your vehicle is,. Drivers who can't get coverage from Erie. Typically, cars in the lower insurance groups are the cheapest to cover; with Group 1 normally offering the cheapest car insurance deals. Nationwide is the cheapest company in Nebraska for a full-coverage policy, at $110 per month. C. Cheapest full-coverage car insurance in South Dakota: State Farm. has a significant problem with injury claims and. 3. This might seem counterintuitive, but fully comprehensive car insurance policies tend to actually be the cheapest, despite offering the most cover. That’s a difference of more than £200 to insure the same make of car. From 2017 to 2021, average annual rates in Utah dropped from $1,796 to $1,386.