Transfers to another financial institution using Fast Payments (Osko) Make a Fast Payment using someone’s BSB and account number, or their Pay ID (email, mobile phone. Find out more about the New Payments Platform, Osko and PayID. We determine the payment method based on the payment details. We bought a property recently and are settling via PEXA, which I believe is the norm these days. Secondly, OSKO will also never ask to refund transfers. Lately, I have been doing a work-around. Unlike domestic. The first payment of $500 (deposit) went through the same day, although I was at work and wasn't checking transfer time frames. , Westpac -> ING -> ME Bank. ASIC says that between 10 days and seven months, the recipient's bank will freeze the funds. Planned maintenance by the Commonwealth Bank may cause Osko payments to reject from 11pm, Friday 10 February, 2023 until 8am, Saturday 11 February, 2023. All transfers should be instant — we’re on a mission to bring you just that. Although September saw a slight. I would never do Osko on a purchase as you have zero chance of recovering your money. A forward dated transfer wont do any balance check when you set it up. they may let through $100, but then hold $1000) for 24 hours After the first PayID. NPP and Osko Payments will be available from all transaction and savings accounts. This unique listing endows businesses and single individuals with simple method to evade bank transfer and money transfer errors. What is Osko ®? Osko by BPAY TM is a near real-time payment. No other institution does it. ; Doing either will begin the payment with your. A Pay Anyone payment is a funds transfer made via electronic banking from your Macquarie account to another Australian bank account. Osko® sends money between participating banks fast within online banking. To use Osko, you don't need to do anything differently, just send the payment as usual and ANZ will send the payment the fastest way possible. There are currently no fees associated with the use of PayID or Osko Payments in Westpac Live Online Banking. 60 AUD Total amount we’ll convert. The service also enables youGet them to do a smaller transfer 24h before so 1) you can confirm they’ve saved the right details In their address book 2) you can get around waiting period for a new payee. PayID/Osko deposits up to $20,000 made during a 24-hour period will be processed and credited to your account instantly. 0. Convenient: Available 24/7, which means you can transfer money any time, day or night. Sorry for the inconvenience and thanks for your patience while our team were investigating. Took a FULL 24 hours before i got my money, and I had no choice really but to let them drive away qith the car!. Monday-Friday. All branches are open: 9:30am - 4pm, Mon - Thurs. ) to buy a car from my Bendigo account, and he had it in his account before I'd even texted him. Future Saver and Smart Saver – Our high-interest savings account with easy-to-earn bonus interest, goal tracking and no. 2. User #697796 10232 posts tswestPayID isn't instant, Osko is instant. Its an automated payment system that work’s behind the scenes. Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST. All the major Australian banks, including Commonwealth Bank, Westpac, ANZ and NAB, faced major delays sending and receiving money through the. They sent an amount (1150) then demanded I send it immediately, as they do. Savings_Knee5092. ) PayID types. Send money quickly and securely. Download our app or use internet banking to manage your money anywhere, anytime. It will be reversed straight after they get the item. You know they need to make sure it’s not suspicious. In the case of Macquarie as they do not support Osko they can't send and receive using this overlay service. Along its route, your payment could go through a number of intermediary banks on the SWIFT network, which is why it takes longer. If you want to do a large transfer >$1k do it early in the morning (on a business day) and it should arrive at your other bank later that day. Tried ringing the bank - Citibank but getting somebody to talk to seems impossible with the options offered and I tried every option for over an hour. . Add your eligible Visa Debit card to the Digital Wallet and tap to pay straight away after opening a new account online. Up for example mentioned above does not support SCT. Have a refinanced home loan due to settle to UBank next week. Tleyx on 18/10/2022 - 16:26. Anyone else managing instant payments from Commbank to another bank no problems? I kinda feel like they're deliberately holding. NAB has signed up to Osko Payments. . She sent me a screenshot of her bank statement which showed -$850 and also showed she had entered my acc number and bsb correctly. View Disclaimer. I have deposited cash both ways and although my bank has OSKO it will not transfer quickly without using pay ID. repeat on 29/01/2023 - 16:44. ANZ customers can use a PayID to get paid on eligible accounts. Osko by BPAY TM is a near real-time payment. Tap on the ‘Share’ button, and choose who you’d like to share it to – it can be shared through Facebook, Messenger, WhatsApp, text message and more. CommBank sucks for this. Payments can be made to deposit and loan accounts. It’s just like a regular transfer and you don’t need to do anything to set up Osko payments. All branches are open: 9:30am - 4pm, Mon - Thurs 9:30am - 5pm, Fri Some branches now open weekendsIn the "From" field, use the dropdown menu to select the CDIA you would like to transfer from. Often the first transfer can take longer, which is silly and dumb but seems to be how it is. How do I transfer account after death of father? Step 1: Get multiple copies of death certificate. I have deposited cash both ways and although my bank has OSKO it will not transfer quickly without using pay ID. Secondly, OSKO will also never ask to refund transfers. A major disruption to the Osko fast online interbank transfer system has left payments in limbo, with the Reserve Bank admitting the blame. Osko is the first consumer product or 'overlay service' developed by BPAY that works on top of the New Payments Platform (NPP) - the digital infrastructure that enable seamless, real-time payments. Osko® payments are processed within minutes, irrespective of when they're sent. I accepted this, and it seems like the money cleared right away. Here are more payment and transfer options: Making Payments and transfers – follow these easy steps Contactless Payments – Visa’s tap to pay technology allows you to pay with the wave of your card or device; BPAY ® – An easy and secure way to pay your bills using Online Banking or our Banking App; Visa Checkout – Create a free Visa Checkout. All payments to a PayID will occur in near real-time. P. Osko is the overlay service developed by BPAY ® that allows fast payments to be made. Get paid quickly when you receive Osko ® payments. Call 13 13 86. This fee will be debited from the amount sent. Just recapping your circumstance, you have had an issue with the payment transfer. What this guide is for. Keeping you and your money safe. Osko payment do fail but not often and it can take 1-3 business days for payments to be returned if you put wrong numbers in a transfer. I lost respect for commbank when they were much slower to adopt it than westpacAn Osko transfer can be reversed in some instances. As always, prevention is the best cure when it comes to mistaken payments. They sent an amount (1150) then demanded I send it immediately, as they do. Be confident your payment is secure within the Mobile App. 6 17 reviews · Statistics Positive Negative 12% · 2 15 · 88% Write a review Ask a question Transparency 2. Pay your bills via BPAY ® 2. If your bank participates, like we do, the feature should come standard with eligible accounts. We determine the payment method based on the payment details. Note: you’ll need to verify your ownership of the mobile number you select or enter to use as a PayID. Select the mobile number from the list of available numbers to be used as a PayID, or; Enter a mobile number to be used as a PayID. It will also enable you to send a 280-character message with your payment, making it easier for both parties. If you want further assistance, see our. Branch opening hours. 47pm AEDT on Wednesday night were either delayed or not sent. For a payment to be sent via the Osko service it requires both of the accounts to be registered to send and receive Osko payments. Osko provides the option to use a PayID to make a payment instead of a BSB/Account number. Golden rule of any transaction is that funds must be cleared in to your account before you release goods. Westpac bank transfer times. Firstly, OSKO will NEVER, EVER, send you an email. You can also schedule a transfer up to 24 months in advance, and set up recurring payments on a daily, weekly, fortnightly or monthly basis for up to 24 months in advance. 300 Barangaroo Avenue. Both the sending and receiving bank accounts must be enabled for faster Osko payments. 8 (9) Reviews (17) Q&A (1) Details Compare Brand. Online & Phone Banking Secure banking 24/7 from your computer, mobile or landline phone; NICU App Do your banking when and where it suits you; Apple Pay Apple Pay available at Northern Inland; Google Pay The convenience of a mobile wallet, is now in your hands; bank@post Access to your accounts remotely; Osko Fast Payments Pay and get. Unsecured Personal Loan. Reply reply. “Throughout the pandemic, we have been a. The only time such a payment may be held, is when the bank has a low. 30pm AEST. What is Osko? And how does it work?1) If you're talking about others in Australia transferring money to your Australian bank account while you're physically overseas, that's OK. Definitely first time transfer, as I literally had to set up my Osko first, and then he sent to my phone number. 10:40am AEDT: Payment issues to Commbank We are aware of an issue affecting OSKO payments from Bendigo Bank to Commbank accounts and are currently investigating. To get paid faster, share your PayID with the person paying you. Gumtree Scam? - Osko transfer. - Earn great base and bonus interest rates on multiple Save accounts. No, a PayID acts like a ‘pointer’ to your BSB and account so you no longer have to remember them. "Osko Payment" means a transfer of funds processed using Osko. How can I put money in? As we’re fully digital without any branches, you need to transfer money into your account from another Australian bank account or have your salary paid directly into your account. . Transfers to banks that do not accept Osko will not transfer by fast payments. ; Set your company authorisation mode. Note that you will still need to wait 1. 75% + €0. She sent me a screenshot of her bank statement which showed -$850 and also showed she had entered my acc number and bsb correctly. and all non-pickup ones are via bank transfer. If you cannot resolve the matter amicably with the company, you can raise a claim in the. When paying to BSB and account numbers, you don’t need to choose if a payment will be processed via Osko - Westpac Online Banking will automatically process your standard Pay Anyone payment as Osko if you and your payee have eligible Osko accounts and the payment is dated today. Osko payments and payments to PayIDs can only be made through Westpac Online Banking. Osko ones I get would be around 10% of all incoming transfers. PayID & OskoWhat Swift Codes in AUSTRALIA does is it helps in locating the bank and branch swift code you are in search of so that you are able to make transactions with the help of Bank Wire Transfer. If you tried to make a transaction or payment during this time, it may take up to three hours to process. Nowadays, many transfers between Australian banks happen using Osko –. CapnBloodbeard. With Osko Payments funds are available in under 60 seconds and if you. Pay AnyBody. These online features are designed to make your banking easy today and. It’s a fast, simple and smart way to move money in Australia. Transferring from another financial institution. Faster payments. Once you create a PayID, you can give it to customers instead of your BSB and account number to make paying and getting paid easier. ago Call the bank and have it increased. New Automatic Payments can be set up as late as midnight on the day before the first payment date. If NPP is supported but not Osko it may take a little longer as a Standard NPP Transfer. If you’re using a saved payee, simply select their details from your. Find out more about the New Payments Platform, Osko and PayID. Pay bills & friends. Who knows. Osko by BPAY ® is the first overlay service delivered via the NPP. •. Get a token deposit sent through the same way. ago. I'm pretty convinced it's CBA playing shenanigans. How long does it take to transfer money? To Bank Australia accounts in Australia. Say goodbye to waiting with Osko, which sends bank transfers between participating banks and financial institutions in under a minute, 24/7 (yes, even on weekends). Osko by BPAY lets you send and receive payments and have the funds clear in as little as 15 seconds. Payments to a BSB and account number will only occur in. PayID can operate when sending funds over Osko and Single Credit Transfer (SCT). If the payee and payer accounts are eligible, select Fast Payment under Payment method. Let’s say you’ve accidentally sent money to the wrong account, or you’ve accidentally entered an extra ‘0’ in there and have sent $10,000 instead of $1,000. Osko Fast Payments FAQs. hiwever it never - Answered by a verified Solicitor. Exactly like bank transfer but instant. Benefits of Pay Anyone & Osko. e. Payments made later are processed the next working day. Same as repeated payee Osko payments, most of those are instant as well. Have set up the online Spend/Save accounts which are advertised as earning 4. What is an Osko, near real-time payment? Osko by BPAY ® allows these fast payments to be made, typically in less than a few seconds, between eligible accounts at participating financial institutions, 24/7 – even on weekends and public holidays. User #13683 5275 posts. Open the Transfer & Pay menu and select Pay anyone, enter your details including a PayID (if available). From the below thread it seems the following are rules: For first time CBA Osko payments over $150, there’s a normal CBA new transfer payment hold of 1 business day. Call 13 13 86. Step 4: Make a list of dues & liabilities. The latest round of RBA payments data has revealed new trends in consumer spending, with ATM use dropping and Paypal use increasing. STRAIGHT AWAY definition: If you do something straight away , you do it immediately and without delay . Find out how to make a Fast Payment quickly and easily to anyone using their PayID ® (a registered mobile number, email address, business number or Organisation ID) or their eligible BSB and account number. -----We're currently experiencing an unexpected outage to PayID and OSKO services. I recently listed an item for around $450. The daily limit for Osko transactions is included in the default Bank Australia daily limit – which is $5,000. Find my bank To find out how you can pay to a PayID or register a PayID, search for your bank here. You can only pay $1000 a day from an account with OSKO instant clearing, the second $1000 transfer if made on the same calendar day will take 1-2 business days to clear. Please don’t retry your. Osko provides the option to use a PayID to make a payment instead of a BSB/Account number. This is what CommBank does: they artificially hold it for exactly 24-hours. Of the two, Up Bank blows my mind 😍😍 the animations when you transfer money into any of your savers is life 👌🏼 I also love the Up-specific payID featureHere’s a quick overview of how long it takes to transfer money in Australia with the big four banks: CommBank: Instantly, or within minutes using PayID. Listen now, opens in new window. 994. 3pm. 8am-6pm (AEST) Enquire online. Navigate to the page where you can pay someone. The thing that many people fail to understand is that Osko isn't necessarily be instant ever single time. The NAB App. All branches are open: 9:30am - 4pm, Mon - Thurs. They payment could be cleared instantly if they wanted to. Whether you’re paying a roommate, a good mate, a workmate or even a tradie’s rate, it’s handy to know that paying or getting paid is easy with Osko. Pay for a haircut or piece of art. daleroy1234 on 29/01/2023 - 13:48 @I like freestuff: Thanks mate! richybargain on 29/01/2023 - 16:05. for the latest overnight key economic and market information straight from our team of experts. I can transfer $5k between my own accounts with different banks, via Osko, a transfer that I have done before, and CBA still holds it up. trading fee for cryptos on Kraken is 0. | Meaning, pronunciation, translations and examplesDecide whether you are depositing via PayID, Bank Transfer/Osko or BSB/Account number. Australian banks struck by outage: ‘We apologise for the inconvenience’. PayIDs do not replace your BSB and account number which. All you need to do is Google OSKO Gumtree scam and you'll see many stories of the exact same thing you have described. Why has my incoming Osko®payment failed? Back in August 2017, we communicated to our members that we were adding a prefix of ‘1’ to the beginning of your account number, to ensure it was compatible with our new system. Doesn’t matter even if it’s first time. A bank can offer Osko payments without offering PayID,. Other banks use osko system and it's instant up to $1000. You can transfer funds from another financial institution using your BSB and Account Reference. Osko® is a payment method used by ANZ and other participating banks, building societies and credit unions to send payments faster, anytime, between eligible accounts disclaimer. Allows users to send money or make payments using registered mobile number, email address or bank account details. 1. She sent me a screenshot of her bank statement which showed -$850 and also showed she had entered my acc number and bsb correctly. User #87676 10476 posts. Enter the MyState Bank BSB 807-009 and your Account number so you can transfer funds from the other bank into your new account. With the arrival of the New Payments Platform expected sometime this month, we’re sure you can’t wait to make ‘real time’ instant payments without the need for a BSB or account number. To make an Osko payment using a PayID, simply: Head to the Pay Anyone menu within Greater Bank’s Online Banking or App. Pay Anyone offers simple payments to BSB and account numbers. Step 5: Notify financial institutions. . ), may take: 24 hours for transfers made before 7. How to get by in the meantime. As I said it's a flat 52c (or thereabouts). When you arrange an international money transfer (IMT), the payment is sent through the SWIFT network of banks. Listen now, opens in new window. You can register as your PayID your ABN, email or phone number to your eligible transaction. Osko payments typically transfer in less than a few minutes. You don’t need to do anything else to benefit from Osko, it’s already built into our banking system. CBA have a first time transfer payment hold. for the latest overnight key economic and market information straight from our team of experts. Osko by BPAY ® is the first overlay service delivered via the NPP. No money in ing account after 36 hours. Occasionally, we aren’t able to send it via Osko. My wife made an Osko payment to to a wrong account number for over $5000, she contacted our bank straight away and was told it could take awhile to recover your money. had a friend send me some money via osko came instant and could use straight away. After that it will be normal Osko transfer times. P. All mine have gone through in a few minutes. Changing your Online Banking password straight away may prevent further fraudulent transactions. They show up at Citi straight away, but then sit as pending on in-progress for 2-3 business days. myBOQ offers a suite of everyday banking products. Fast Osko payments will not be available on some STG accounts (including credit accounts), to offshore bank accounts or for transfers in a foreign currency. Choose to pay online, by phone, in person or via our mobile app. I usually transfer money to a comm bank account and it goes through as an osko payment so funds are there straight away for bills etc. 12 October 2022 at 6:55 pm · 3-min read. Send and receive money fast. Transfers are processed immediately and are available straight away. Not all banks have the systems and infrastructure to support osko. Drive away with our special new car rate. The code says that within 10 days, the money will be returned to you. If you have any concerns about payments you have sent or are expecting…Hello Osko. Funds can be deposited into your Selfwealth cash account via electronic funds transfer (EFT) or via BPAY. You can make Osko payments using the Suncorp App or with the help of staff at a branch. Find out more about the New Payments Platform, Osko and PayID for Business customers. Osko enables you to make and receive faster, smarter and simpler payments at any time, on any day of the year on eligible accounts via any participating financial institution. Available funds can be cleared in near real-time (typically in less than a minute) Allow for rich data and confidence in delivery, 24/7 It makes sending and receiving money from your bank account that little bit easier. Osko Payments is available in over 60 banks currently and will be continuing to roll out in the next coming months. 6. . There is no Osko logo on the transaction receipt at either end. Some branches now open weekends. 9:30am - 5pm, Fri. third. The transfer had gone via Osko unbeknown to the buyer who just did an every day bank transfer. Our secure online banking platforms allow you to do things like check your account balance, pay bills, transfer money, manage your cards and change your PIN without having to leave the house. For transactions. Osko by BPAY® is a secure payment service which enables you to send and receive near real-time payments on the New Payments Platform. Whirlpool Forums Addict. You know they need to make sure it’s not suspicious. The Osko service we provide allows you to make and receive payments with individuals and organisations. As long as you've linked your phone number to your account before you leave, it'll work. If both the sending and receiving accounts are Osko enabled, the payment should be made fast – even between different banks. Osko daily transaction limits. Don't get me atarted in NAB. Australian bank customers faced major delays in sending and receiving money due to an industry-wide outage of the Osko payment processing system on Wednesday night. Click on "Next" to proceed with the transfer. If the recipient’s PayID is a mobile number: Select 'Mobile. Still waiting over 48 hours. UPDATE: Our PayID and OSKO services are back up and running. ago Also helps to. As of November 2022, there. Select the payee (EFT) or biller (BPAY) or PayID from your payee list, or add a new payee or biller. Learn more. However, compared to the smaller bookies, they usually only process their withdrawals by bank transfer once a day, on business days only and most don't announce their cutoff times. Certain banks perhaps haven't implemented their payment system properly to check which services are available before sending the payment. We’re currently working on adding Osko in Internet Banking, but it may not be available for all eligible accounts until the rollout is complete. Osko will be available. BPay reported last year – on a single day in April – more than 1. Osko: This is a payment feature developed by BPAY that enables you to send and receive money instantly, even between different banks. Keeping you and your money safe. If you let a merchant use your card for pre-authorised payments (like a security deposit for a hotel booking or car hire), you can expect to wait up to 7 days for your payments. The time it takes for an OSKO payment to clear is indicated by an asterisk. Osko gives even more control to banks as to what they can do with the payment. Payments made to a PayID or BSB and account number will be sent via our standard way of making payments (Payee Transfer) or Osko where possible. Funds deposited using EFT (i. All mine have gone through in a few minutes. If you use Osko, I would ask the buyer to transfer <$1 to your account 24 hours prior so the new account is “cleared” and subsequent transfers become instantaneous. Personal accounts ANZ Access Advantage ANZ Access Basic ANZ One Offset ANZ Online Saver ANZ Pensioner Advantage ANZ Progress Saver ANZ Premium Cash ManagementIncrease productivity by getting straight to work with Corporate Online’s easy-to-use interface and simple workflows. Key points: Osko’s “real-time” payment system was blocked by a technical failure overnight; The Reserve Bank assumed responsibility for the disruption ;All distances are measured in straight lines. Determine the payment channels you will use to send payments. posted 2023-Jul-10, 11:54 am AEST. Westpac bank transfer times. Incidentally, eBay has also recently been getting away with soliciting bank account login details (let me emphasise login details, not just BSB/account number) from some users for verification purposes, putting them in the. There's been odd occasion it's lagged overnight. Note: Osko payments are processed 24 hours a day, 7 days a week and are typically received in a few seconds but may take longer. We determine the payment method based on the payment details. Create an Osko payment to abeneficiary’s PayID (Email Address, Phone Number, ABN/ACN or OrganisationOsko is the payment transfer platform which is owned by BPAY which is owned by the big 4 banks. I thought the payments were. 03 billion in money moved instantly. Tap Pay. Transfers are processed immediately and are available straight away. Pretty sure when I bought a car for roughly 17k it went through straight away. Whether or not the payment is sent via the Osko service depends on whether your account is eligible, and whether the payee’s account can receive Osko. You can make Osko payments using the Suncorp App or with the help of staff at a branch. Doesn’t matter even if it’s first time. A funds transfer is the electronic movement of money from one bank account to another. and straight to the point, even if it is not what you want to hear. did osko this time with different card, this migh be the case, deposit with different cards. Up has a transfer limit of $30,000 via Osko but sometimes larger amounts are delayed for 1 or 2 hours, particularly on weekends. Go wherever you want with our 1-5yr variable rate. Pay almost anyone using their PayID or bank details. Which means as they only support Single Credit Transfer (SCT). Here are the main benefits of the NPP by Osko: Fast. They made threats like " I'll call cop" lol. OSKO goes straight away unless the bank put some rule/restriction on it. A lady 2 hours away said she'd be able to collect it on the day (yesterday) We agreed on a bank transfer that she did via OSKO. No monthly account fee if you deposit $2,000 each month or are under 30 or meet other conditions 2. The service is built on the New Payments Platform and enables fast payments to a PayID or an eligible BSB and. Can't even do OSKO payments from their. The code helps when you report the mistake. Once the funds land in our system they will instantaneously reflect in your CoinSpot accounts Available AUD balance. No more BSB or account numbers to remember. More "Switches to throw" so to speak. If the other financial institution does not complete the transfer within fourteen (14) days, the transferCredit cards, PayID and Osko, says RBA. The remaining amount was done at the meeting point which didn't clear straight away. Note: Osko payments are processed 24 hours a day, 7 days a week and are typically received in a few seconds but may take longer. Osko in short is a fast, easy, and convenient way to transfer money between bank accounts using Australia's New Payments Platform (NPP). To upload a payment file, use the REST API or click Upload File in the Payments menu. Enter the amount, a description (that’s optional) and tap Done. She has made several calls to her bank and today they tell her after a month they can contact the bank the money was transferred to. ; Doing either will begin the payment with your. Once you confirm, the payment should be. Make fast bank transfers – 24/7, 365 days a year. You may have noticed Osko at the conclusion of your bank transfer or in your transaction history. The deposit fees are as follows: Free bank transfer/OSKO; 3. We’re currently working on adding Osko in Internet Banking, but it may not be available for all eligible accounts until the rollout is complete. Among the biggest losers in the last year, ATM withdrawals have seen a large decrease over the last 12 months. Definitely first time transfer, as I literally had to set up my Osko first, and then he sent to my phone number. The NPP allows for two new payment types, Single Credit Transfers (SCTs) and Osko Payments. To other banks in Australia. and. Osko is a service built on the New Payments Platform which will enable near real-time payments, typically in less than a minute, 24/7, including weekends and public holidays. Contact. Osko is available 24/7 and usually transfers your money in under a minute. If you make a payment using Pay AnyBody, the recipient should get it within 3 business days, unless it automatically goes through as a faster payment – this can happen if you make a payment less than $1,000. From memory the way it works is that if you're paying over the amount to a new payee for the first time they hold onto the money before releasing it. Osko payments can be made using a PayID or BSB and account number with participating banks and financial institutions. I had a couple do transfer from their osko accounts, assured me instant ( I rang my bank twice to ask i osko was accepted by bank account yes )as I had driven three hours to them to show vehicle and do the deal on the spot. Fast Osko payments will not be available on some STG accounts (including credit accounts), to offshore bank accounts or for transfers in a foreign currency. 4. I transfer from Westpac to a Commonwealth account (using Osko). Below this sum, there are no restrictions on transferring money between bank accounts in Australia or taking physical currency out of the country. Log on to the CommBank app. OSKO isn't a scam but you 100% have been scammed. Delays are usually due to a high volume of traffic with our deposit service providers. Send Money online to friends and family from your bank account or PayPal balance. so commbank can hold onto it for a day to make a little interest. In order to facilitate your payment, other banks may convert the payment or impose additional fees or charges. Maximum amount limits. Osko by BPAY is the first consumer service to be built on the New Payments Platform to use the PayID functionality. Commonwealth Bank and NAB bank branches. for an instant transfer, otherwise it won't be an OSKO but a normal bank trasfer. CommBank sucks for this. Ended up the person sent the money via Osko to the bank details I provided. This is because ME Bank do not support fast payments from "Osko-only" institutions. Hi mum, it’s a scam.