The Bonus Interest Rate on August 3, 2023 was 3. , RBC Direct Investing Inc. Contact Us. Offer Ends January 3, 2024. FREE, with RBC VIP Style. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. Discover how each of these accounts can help you reach your goals—and remember, you don’t have to pick just one! 1. The RBC High Interest eSavings account RBC’s HISA currently offers an interest rate of 1. Any balances over. Any balances over. 7. , RBC Global Asset Management Inc. Pay U. , RBC Global Asset Management Inc. The RBC High-Interest eSavings account is an online high-interest savings account which lets you earn on every dollar deposited. Personalized typed letter: $15. Mini: Free. The Bonus Interest Rate on August 3, 2023 was 3. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 2% on your savings for three months. Is a resident of Canada and of the age of majority in the province in which they reside as of the date the Eligible eSavings. Unlimited debits worldwide. Free access to RBC Online, Mobile, and Telephone Banking 3. Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. The Bonus Interest Rate of 3. , Royal Trust Company or The Royal Trust Corporation of Canada The Bonus Interest Rate on August 3, 2023 was 3. , RBC Direct Investing Inc. Best of all, everything can be done. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. The Bonus Interest Rate of 3. Receive a Wire Transfer. , RBC Global Asset Management Inc. APR 2. 7. 7% really isn’t that great. 50%: $0: $0: $5: Methodology. monthly fee 6. To get your cash bonus, simply open an account and deposit funds by 3pm EST on June 30, 2023. Book an Appointment Opens in new window. Free Transfers. 05%. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. 10% for the first three months. At a 1. The Bonus Interest Rate on August 3, 2023 was 3. When it comes to saving for the future, many Canadians use a tax-smart registered account such as a TFSA, RRSP or FHSA. If you are an RBC Online Banking 1 client (either personal or business), you can deposit funds directly into the accounts of other RBC Royal Bank clients. Additionally, different types of transfers have varying prices. You can deposit the amount you want into your account as there is no minimum deposit required. To open a new account, or to add a co-owner to your account, your co-owners must each be RBC Royal Bank Online Banking clients with an existing personal bank account. Contact Customer Service; Call 1-800-769-2553; Locate a No-Fee 2 U. Special Offers. , Royal Trust Company. Carry forward any unused contribution room from the prior years for as long as you have the account. , RBC Global Asset Management Inc. If you open an RBC High-Interest eSavings account on December 22, 2023, you will enjoy a special interest rate of 5. 95%; a. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Limitations RBC’s High Interest eSavings is the better choice, with an across-the-board rate of 1. bank account and credit card balances. 2. (a) any Deposit Account in U. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. In general, fintech banks tend to have lower transfer fees than larger banks. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. bank account and credit card balances. At a 1. The Bonus Interest Rate of 3. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Let's Connect. High Interest eSavings® Savings Yes No No No No No No No RESP Savings Deposit Savings Yes Yes No No No No Yes No RIF Savings Savings Yes No No Yes No No No No Open your first RBC High Interest eSavings account online and get 5. Key Savings Account Features. You can also enter a name to search, if the company is registered, it'll appear. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 7. , RBC Direct Investing Inc. Skip to main content. Introducing RBC Vantage. 5% for 3 months. legal bug. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. — you can hold a variety of investments in either plan. 7. com RBC High Interest eSavings is a regular savings account that offers higher rates than other accounts but minimal features. All remaining cash bonuses will be forfeited. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. They have Cross Border Specialists who can set it all up for you over the phone. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Tip #1: The right account for you. If you currently have a paper statement with one of these accounts and update to eDocuments, you won’t be able to change back to paper statements. For minimum daily balance between $25,000 and $49,999. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. DEFINITIONS “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. dollar account or the RBC High Interest eSavings account. The RBC High Interest eSavings account pays high interest on every dollar you save with no minimum deposit requirements. 70%, first three months: 4. RBC ION+™ Visa ‡. Contribute even if you’re retired or not employed. 7% interest on your savings. Contribute tax-free for up to 15 years. Receive tiered interest rates on your balances. 5 out of a possible 5 stars for a few reasons. Key Savings Account Features. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Save up to $11. 0. You'll get a one-time cash bonus equivalent to ten times the amount of interest. $ 30. The funds in your First Home Savings Account (FHSA) have to be used by December 31 of the 15 th year after opening your first FHSA account or the year you turn 71, whichever comes first. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. High interest on every U. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. View in-depth research and market news. Unlock more from your everyday banking. Ability to set up Save Matic from your. To help grow your savings faster you will earn 4. High interest on every dollar. S. Plus, there are no monthly fees and minimum balance required to earn the high-interest rate, so you can start saving right away. This RBC eSavings review covers its features, fees, and alternative savings accounts in Canada. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. After Value Program Rebate: 3. Like other types of investment accounts—both registered. S. The Bonus Interest Rate of 3. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. As of the start of the Promotional Period (February 1, 2023), the annual Bonus Interest Rate is 3. legal bug. 80%: $0: Financial Services Regulatory Authority of Ontario:. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. 2% interest for 3 months when you open your first RBC High Interest eSavings account. Interest rate: 1. Grow Your Investments Faster with a TFSA, RRSP or FHSA. 95 each, plus applicable Debit Transaction fee. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. —. 05. 490%. From the drop down boxes, select the transactions and the period of time. The Bonus Interest Rate of 3. legal bug. For ages 13+. E-transfers are $1. A Bank Draft is a physical means of providing payment to a third party. $ 24 or $ 18. , RBC Direct Investing Inc. 090%. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 7. All remaining cash bonuses will be forfeited. Contribute even if you’re retired or not employed. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. 00% interest on new deposits in your eligible RBC High Interest eSavings® Account Every dollar makes a difference when you’re saving for the future. S. The Bonus Interest Rate of 3. The Bonus Interest Rate on August 3, 2023 was 3. 95 per month. The RBC High-Interest eSavings Account can be defined as a high-interest savings account (HISA). 00. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Enjoy free account transfers, free access to online and mobile banking, and a powerful digital service called MyAdvisor. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. You cannot send an IMT from a U. This plan has $0 fee. 3% interest rate forever. No minimum balance. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. For more information on the RBC Value Program please visit:. Send and receive money quickly and easily. Notwithstanding the terms and conditions of any separate. 2% interest for 3 months when you open your first RBC High Interest eSavings account. Learn More. The Bonus Interest Rate on August 3, 2023 was 3. Savers are really getting shafted as opposed to traders. 80%:1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. From the drop down boxes, select the transactions and the period of time. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. Any balances over. 4. You can set up the account to automatically move money from. 95 each thereafter. 50 and that's taxable income. Add an optional Nickname, and the Account Number. Free access to RBC Online, Mobile, and Telephone Banking 3. 5% annual rate for 3 months. 99%; Cash Advance Interest Rate: 22. Rate Type. We speak with an expert to find out if there's a perfect time to get into the markets. As of the start of the Promotional Period (August 10, 2022), the annual Bonus Interest Rate is 3. And it comes free of cost and you need only do everything online. , Royal Trust Company or The. Conditions apply. RBC High Interest eSavings account rating: 3. Checking your eavestroughs and gutters for debris regularly is a great way to prevent flood damage. This RBC eSavings review covers its features, fees, and alternative savings accounts in Canada. S. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. To send or receive a wire transfer at your RBC Royal Bank account, you will need the information outlined below. Cannot remit funds from any U. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. 70% Bonus offer: extra 3. 50%. RBC’s HISA is referred to as the RBC High-Interest eSavings account. 90%: Regular: 1. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. Keep up with your RBC Bank U. 99. Any balances over. RBC Enhanced Savings: The interest rate increases as your balance exceeds $5,000. Trade and invest using our online investing site; the customizable trading dashboard or the RBC Mobile 1 app. Go to siteThe Bonus Interest Rate of 3. 00. Dollars Working Harder For You Earn high daily interest on every U. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Stay calm and consider your time horizon. All remaining cash bonuses will be forfeited. Promotional rate Bonus Offer. Best U. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Special Offers. , RBC Global Asset Management Inc. RBC Vantage gives you powerful benefits with any eligible RBC. Introducing RBC Vantage. Any balances over. S. 1. RBC High Interest eSavings: 5. Conditions apply. You can also withdraw once a month for free from an RBC. This limited-time offer is a great way to help you reach your savings goals. Free account transfers 24/7 with no delay. PersonalTM can’t decide which account is right for you? Use the Account Selector online tool to help you customize an account solution byApply by November 27, 2023. Bank drafts can be used to make a payment to a third party, both in Canada and abroad 1 and are available for a fee of $9. Contact Us. It offers a modest 1. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. , RBC Direct Investing Inc. You’ll earn 0. RBC Advantage Banking for students 4. The account is designed to help you build and earn a1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Also, the account only offers 1 free RBC ATM. 2023/07/13. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. To help grow your savings faster you will earn 4. S. The Bonus Interest Rate on August 3, 2023 was 3. Call 1-800-769-2511. , Royal Trust Company or The. Get 3,000 welcome Moi points upon your first purchase 1 . Good idea to get out of RBC, because all the big 5 banks (Scotia, RBC, CIBC, BMO, and especially TD) are known for low interest rates and high fees. Notwithstanding the terms and conditions of any separate. Every dollar makes a difference when you’re saving for the future. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Horizons High-Interest Savings ETF. You cannot send an International Money Transfer from a U. The Bonus Interest Rate of 3. Contribute for as long as you want to—there’s no age limit. Bank accounts. RBC High Interest eSavings; RBC Leo's Young Savers Account. Save up to $6 per month. 0% of all employer businesses in Canada and employed 10. Any Eligible RBC U. To get your cash bonus, simply open an account and deposit funds by 3pm EST on June 30, 2023. , RBC Direct Investing Inc. , RBC Global Asset Management Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 2. SIGN IN MENU. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. An RBC advisor will be happy to enrol your existing account for you. Royal Bank of Canada, commonly known as RBC, is a global financial institution. Search a company name alphabetically or by category. All remaining cash bonuses will be forfeited. 5% INTEREST. CSAV comes with a fairly low MER, which is roughly the same as most other high-interest savings ETF providers in Canada. Earn 4. If you are looking for the best high-interest savings accounts in Canada, you will be sorely disappointed by the rate on RBC’s High-Interest eSavings account. Special Offers. Skip to main content. Learn More. RBC High Interest eSavings: Earns a higher interest rate than a typical savings account. RBC US High Interest eSavings Earn high daily interest on every US dollar and receive free online transfers from this account to other RBC deposit accounts in your name — 24/7 with no delay. Tap Transfer Between My Accounts. , RBC Direct Investing Inc. Notwithstanding the terms and conditions of any separate. 50% per annum and is subject to change without notice; A. From the Account Balances page, click on the account name or number. At the start of the Qualifying Period (September 12, 2019), the annual Bonus Interest Rate was 1. Find a Branch; Call 1-800-769-2511; Email; EN. dollar account or the RBC High Interest eSavings account. $0 /mo. This account also pays bonus interest of 5. 490%. The Bonus Interest Rate on August 3, 2023 was 3. Introducing RBC Vantage. 490%. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. RBC Vantage gives you powerful benefits with any eligible RBC. APR 2. $0 monthly fee for seniors 8 and RDSP beneficiaries 9. S. , RBC Direct Investing Inc. Eligible Credit Cards. When you open a Signature No Limit Banking or VIP Banking account 1. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. 5 out of a possible 5 stars for a few reasons. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , RBC Direct Investing Inc. You can commit to a regular savings plan with Save-Matic⁷. RBC’s High Interest eSavings is the better choice, with an across-the-board rate of 1. RBC TFSA RBC High Interest eSavings; Purpose: A registered account for tax-free earnings and withdrawals: High interest-earning account: Interest rate: 0. Whether you have a simple question—or you want to talk through an important financial matter—our advisors are here to help. FREE. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. Overdraft Protection fee waived. View Details about Low Monthly Fee Operating Account. Search RBC. Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. FREE Interac ‡ e-Transfer transactions 5, 6. Annual Percentage Yield 17. The Bonus Interest Rate of 3. To Transfer Money Between Accounts in the Mobile App: Tap Move Money in the Navigation Bar. 95%. The Bonus Interest Rate of 3. S. 090%. Purchase Interest Rate: 20. No minimum deposit is required; No monthly fees are chargedThe Bonus Interest Rate of 3. S. Card Details. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Royal Bank Prime. 5% annual return before the spring's events, now down to 0. Like other types of investment accounts—both registered. Plus, get 1. The Bonus Interest Rate on August 3, 2023 was 3. All remaining cash bonuses will be forfeited. , RBC Direct Investing Inc. 24: One certificate per customer. Exclusive to RBC, MyAdvisor is available through RBC Online Banking at no additional cost. , Royal Trust Company. Offer available November 1, 2023 – January 31, 2024 (“Promotional.