According to our customers in Seattle, 31% of them said they're paying. The groups start at 1 for the cheapest cover rising to 50 for the most-expensive cover. Allstate has the highest average rate for this group of drivers at $2,479. See moreState Farm is the cheapest national car insurance company, at $41 per month for liability-only coverage. We found a typical price of just $91 per month, which is 62% less than average. Subaru Forester ($1,774 annually) Dodge Grand Caravan ($1,786 annually) Honda Odyssey ($1,800 annually) Ford Escape ($1,877 annually) Toyota Sienna ($1,966 annually) Toyota Highlander ($1,978 annually) Toyota Tacoma ($1,989 annually) Jeep Grand Cherokee ($1,999 annually)Here were the cheapest quotes we found for our sample driver this week for comprehensive insurance from the big providers we tested. Travelers’ car insurance costs are about $1,600 cheaper. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Used price range: £7-15,000. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Monthly Premium. A full coverage policy from Progressive costs $188 per month. The cars that fall in this group tend to have a higher market value. Those who live in Blasdell have rates of $1067 on average for their auto insurance. Our study found AAA insurance to be the most expensive for. Updated: 11/16/23. State Farm has the cheapest minimum coverage car insurance quotes in West Virginia, at an average price of $28 per year, or about $341 per month. For full coverage, its average annual rate for Phoenix drivers is $3,345. State Farm is the most expensive company, of those MoneyGeek collected quotes for in Cleveland, for a minimum coverage policy at around $2,465 a year. The groups are numbered from 1 to 50, with 1 being the lowest risk and 50 being the highest risk. In fact, USAA receives 2% more complaints than the industry average, according to data from the National Association of Insurance Commissioners (NAIC). Car insurance rates in California are higher than the national average of $2,150, or $179 a month. Avg. The recent pricing trend in Utah leans toward slightly cheaper car insurance costs. Country Financial: $532 per year; Capital Insurance Group: $544 per year; Dairyland offers the least affordable auto insurer in the state for minimum coverage. Cheapest car insurance rates by city in Georgia. Drivers with multiple claims in New Hampshire. 2024 Nissan Versa. The cheapest car insurance in New Jersey is Geico, with an average monthly rate of $123 for full coverage. The cheapest car insurance in North Carolina is North Carolina Farm Bureau, with an average monthly rate of $82 for full coverage. A touchscreen infotainment system can also be specified. Car insurance group 1 vehicles are the cheapest to insure. The cheapest car insurance company in Florida overall is State Farm at $144 per month for full coverage. State Farm is the cheapest full-coverage car insurance company in South Dakota. Main Street America offers the cheapest car insurance in New York overall, with an average rate of $86 per month for full coverage. Progressive and State Farm offer Mississippi's cheapest minimum-coverage car insurance among widely available companies, charging an average of $31 per month. Check what car your group is in using our car insurance group checker tool. By. 2. Drivers shopping for the cheapest car insurance rates but do not qualify for USAA should make sure they get quotes from Geico. The average comprehensive policy in Australia costs $1,345. around £731 for cover on a Mini Cooper 1. Driver or coverage. State Farm has the most affordable quotes for teens for full-coverage insurance, at $282 per. Cars in insurance group 1 include variants of: Car insurance in Las Vegas costs an average of $1,428 for a six-month policy or $238 per month on average. Steve Mickenbecker, Group Executive, Financial Services & Chief Commentator. $42/month extra. Annual Premium. Cars in group 1 are the cheapest to insure, while cars in group 50 are the most expensive. With an average annual premium of $695, Allstate is the most costly car insurance provider in the state for this coverage level, based on the companies that MoneyGeek analyzed. Age Group. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for. State Farm has the cheapest auto insurance for Virginia drivers with an at-fault accident on their record. No junk mail. We found that fully comp policies cost an average of £973 a year, while TPFT comes in at. Insurers put all cars into groups from 1 to 50. If Kaiser doesn't offer. Cheapest Cars at a glance. Get a quote. C. The second most affordable choice is GEICO, with a monthly average of $106 or $637 for a six-month policy. Company. At $1,983 per year, Redpoint County Mutual has the lowest rates for drivers with bad credit. This was over £300 more than the average premiums for drivers aged 25. Of all the metal tiers, Bronze plans have the lowest premiums, though you’ll pay the most for your health care costs. Which Car Insurance Group Is Cheapest. These were the 10 cheapest cars to insure in 2023 based on annual premiums, according to our data: Subaru Outback ($1,512). around £700 for cover on a Honda Civic 1. Cheapest auto insurance in Illinois for 40-year-old drivers after a DUI. Allstate $895 $1,200 $1,322 $1,343 $1,372 $1,435 $1,505 $1,619 $2,164. On average, Nationwide charges. Bronze Plans. Toyota RAV4. Capital Insurance Group: $366 per year. What is the cheapest car insurance group? There are 50 car insurance groups, with cars in group 1 being the lowest to insure and cars in group 50 having the most expensive car insurance. Group 40. Pay-in-full. As of October 2022, State Farm offers the cheapest car insurance in Nevada at $466 per year. Among the regional companies in our analysis, Concord Group, IMT and Grange are among the cheapest car insurance companies in the areas they serve. Insurers put all cars into one of 50 'insurance groups', with cars in the lower groups being cheaper to insure. Car insurance group 15 is at the cheaper to mid-range end of the scale. State Farm’s average annual rate was $450 or about $37 per month. Dine out – 25% off total bill: Days available vary by outlet. However, it will also leave you at risk. In Missouri, the average cost for minimum coverage is $90 per month, or $566 yearly — a savings of $1,212 compared to full coverage. Capital Insurance Group is the best cheap car insurance in Las Vegas, with an affordable minimum coverage policy costing $521 a year on average. The average cost of a car insurance policy in Fremont is $939 per six-month policy — or $157 per month. Includes windscreen repair and courtesy car as standard (excluding essential tier) Get a quote. What is insurance group 32? When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premium. Basic policies may be the cheapest auto insurance option available, but you get very little financial protection. At $97 per month, a policy from Auto-Owners costs $28 less per month than the state average. Cars in insurance group 13 are at the lower end of the range so they could be good value. In Utah, average annual auto insurance costs increased by $73 in the past year. Cars placed into insurance group 1 are those which are at a low risk of being stolen or being in an accident. Car Insurance Near Me. Ford Escape ($1,609). These top companies all offer quotes under $130 per month, cheaper than the average monthly cost of a full-coverage policy in Nebraska, which is $142. Cars in group one are the cheapest to insure, while those in group 50 are the most expensive – and the more powerful and luxurious your car, the higher the. 3. According to the most recent data from the Association of British Insurers (ABI), the average premium for private comprehensive motor insurance stood at £561 in Q3 2023, up 29 per cent year-on. Insurers put all cars into groups depending on their value, the cost of repairs, and the risk of them being in an insurance claim. The average price of a comprehensive car insurance policy in the UK is £924 +. However as you get older, your premiums should start to reduce. Cheapest car insurance after a speeding ticket: State Farm. Show All Rows Why trust our cheap picks Looking for cheap car insurance? Our study shows USAA is the cheapest car insurance. State Farm and. Group 1 is the lowest insurance,. or around £816 for a group 20 car, like the Honda Civic 2. To find an agent for a specific company, visit the company's website to find an agent closest to you. Bingle offers the cheapest comprehensive car insurance policy, according to Finder research. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. Geico receives slightly more customer. The average rate increase for an at-fault accident is. Young drivers can find affordable car insurance rates by shopping around and comparing quotes from different insurance companies. American Family: Best large insurer. : Groups 2-5 : Cars in the lowest insurance groups tend to be some of the cheapest to insure. 2 16V Access (01/17-) 5d (insurance group 3), or around £. $256/month. The Cheapest Car Insurance Rates in Maine are $17/Mo ($202/Yr) for Liability Insurance from USAA and $46/Mo ($557/yr) for Full Coverage from Auto-OwnersHere are Forbes Advisor’s picks for the best car insurance companies of November 2023: American Family: Best for Low Level of Complaints. Auto-Owners car insurance cost comparison for senior drivers age 70 and 80. These cars aren’t the very cheapest to insure, you’ll find those in groups 1 to 4, but they are still very affordable. The Zebra's key takeaways about car insurance in Tucson: The average cost of a car insurance policy in Tucson is $916 per six-month policy — $153 per month. This is about 31. 3. The amount you’ll pay for car insurance at 21 years old is still relatively high, compared to drivers in general – between January and June 2023, drivers between the ages of 20 and 24 paid on average £1,294 for cover. The national average auto insurance rate hike. There are of course a variety of factors that. The Hanover Insurance Group offers the cheapest minimum-liability auto insurance in Massachusetts, at an average of $35 per month $424 per year. The average cost of a minimum coverage policy from Geico is $76 per month, which is 60% cheaper than the state average. Monthly rate. Car Insurance Group 9 – All you need to know. Here are some of the options you could consider in this group: Make Model; BM2: 2-Series 218i Active. The Cheapest Car Insurance Companies (November 2023) The cheapest car insurance companies are Nationwide and GEICO. 2024 Mitsubishi Mirage G4. Cheap auto insurance in Arizona for minimum coverage. Bankrate’s analysis revealed Auto-Owners, USAA and Geico as the cheapest car insurance companies, with average minimum rates starting at $325 per year. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for. Admiral: Best for customer service. com to provide average premiums for comprehensive car. That’s a difference of more than £200 to insure the same make of car. Edited by. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance. With insurance groups ranging from 1-50, vehicles in group 5 are one of the cheapest to insure. $62/mo. Progressive offers the cheapest rate at $160 a month on average for. Credit cards. Car insurance groups are a way of categorizing cars into different groups based on their level of risk. State Farm's quote is 43% lower than the statewide average of $597 per year. Data shows that the price of car insurance has risen by 50. Read on to understand more about the different car insurance groups and the cheapest cars to buy and insure in 2019. However, Missouri drivers pay an average of $490 per year for a minimum car insurance policy. 32, compared to our. Drivers pay $1,920 per year on average for insurance, or roughly 25% more than the national sample rate of $1,543. around £607 for insurance on a group 3 car, like the Vauxhall Corsa 1. com analysis. Zebra Tip: The cheapest companies for Richmond drivers between ages 20 and 30 are Penn National, USAA and Nationwide. Company. In Omaha, Nebraska, Farm Bureau (IA Group) is the best choice for affordable comprehensive auto insurance based on our 2023 data, with rates starting at $98 per month or $590 for a six-month policy. State Farm has the cheapest full-coverage car insurance at $95 a month. The Zebra's key takeaways about car insurance in Dallas: The average cost of a car insurance policy in Dallas is $1,170 per six-month policy — $195 per month. Get a quote Or, call 1-855-347-3749. However, keep in. Erie and Auto-Owners are the cheapest companies in 4 states. You can opt for more coverage, though, and still only buy a “minimum coverage. Fast, expensive cars are likely to be found higher up while cheap, reliable cars that are easy to repair. Geico has the second-cheapest average annual rate for drivers with poor credit, $919 lower than the national average in this category. In 2022, our data shows Germania Mutual Group is the cheapest car insurance company in Laredo with rates at $694 for a six-month policy. 0 litre engine and. Capital Insurance Group is a member of the Auto-Owners Insurance Group, a well-known provider for cheap car insurance coverage. Cheap DUI car insurance in Florida: Geico. Credit cards;. Written by Natalie Todoroff Edited by. Geico typically offers the cheapest car insurance in New Jersey, with an average cost of $1,359 per year for full coverage. No matter what. What is the cheapest car insurance group? There are 50 car insurance groups, with cars in group 1 being the lowest to insure and cars in group 50 having the. Young drivers in Alaska pay $94 more per month more for minimum-coverage car insurance than adult drivers do. Cheapest private health insurance companies. The Cheapest Car Insurance Companies (November 2023) The cheapest car insurance companies are Nationwide and GEICO. State Farm also has the best car insurance rates if you have an accident, speeding ticket, or DUI on your record. The cheapest car insurance companies in Alabama. Third party car insurance is the most basic policy you can get, and it only covers you for a collision or accident that damages someone else’s vehicle or property. Best customer support: Farm Bureau. The cheapest auto insurance company in Phoenix for teen drivers is Geico. In Colorado, the average cost for minimum coverage is $42 per month, or $508 yearly — a savings of $1,352 compared to full coverage. Nerdy takeaways Car insurance costs are up across the country. State Farm offers the most affordable car insurance for drivers in Minnesota with a speeding ticket. Cheapest car insurance companies after an at-fault accident in Richmond, VA. Based on our findings, paramedics pay an average of £452 annually for private car insurance closely followed by ambulance crews at £469, firefighters at £492, and police officers at £565. Car insurance group 14 is a low to mid-range category. Military members, veterans and their families can also take advantage of affordable rates from USAA. That's the highest prices have been on record and a huge £338 increase in the last 12 months. In 2022, our data shows Germania Mutual Group is the cheapest car insurance company in Laredo with rates at $694 for a six-month policy. 6 Mo. Nationwide is only a little cheaper than Farmers Mutual and State Farm. 30 = $30,000 of bodily injury. Central Insurance: $992 per year, or. The mid-size SUV. Several insurers had policies with no maximum age - Sainsbury's Bank, Axa, Direct Line, Saga and Moja. Third party only. Save up to £489 on your car insurance*. 22. Fiat’s iconic city car is popular amongst young drivers for its cute and stylish look, combined with affordable running costs. The insurer's rates for liability-only coverage start as low as $35 per month. Farm Bureau is the second-most affordable company, at $220 per month. The Honda CR-V, Jeep Wrangler Sport and Subaru Crosstrek are the least expensive cars to insure among popular 2021 vehicle models. If you are interested in top-rated car insurance companies, The Zebra's Customer. Increase your deductible for instant savings. That’s because the Challenger is affordable to a wide swath of drivers who want a car they can drive faster and more aggressively. For drivers in Ohio with a recent accident, here are the lowest average rate options for full coverage: Hastings Mutual: $618 per year, or about $52 per month. This means cars in insurance group 1 are likely to be the cheapest cars to insure, while. Reviewed by. Based on our sample rate data, the average cost of car insurance was $2,808 per year. At $113 per month, a minimum-coverage policy for a young driver from Geico is 48% cheaper than the state average. State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2023 analysis of minimum coverage rates. Written by. Any proposed car insurance rate changes from the ICBC must first be approved by the British Columbia Utilities Commission (BCUC). On average, Nationwide charges $977 annually ($81 per month) for full coverage, while GEICO charges $503 annually ($42 per month) for state-minimum policies. The three main types of car insurance are often considered: liability, comprehensive, and collision. Monthly rate. Ford F-150 XL ($1,651). These are based on lots of different factors including their market value, the cost of repairs, and the risk of the car being in an accident. Mercury and Progressive also offer Californians. That’s a whopping difference of more than. The average cost of full-coverage car insurance in Michigan is $419 per month, and liability-only coverage costs $191 per month. Then, you'll get your personalized rate. However, it is important to note that the cheapest car insurance group is not necessarily the best car for you. The Zebra's key takeaways about car insurance in Atlanta: The average cost of a car insurance policy in Atlanta is $1,161 per six-month policy — $194 per month. State Farm has the cheapest full coverage car insurance quotes in Houston. has a significant problem with injury claims and. 0 2 | List price £14,415 | Target Price £13,606 | Target PCP £161 | Insurance group 3A | What Car? star rating 3. The cheapest car insurance for 23-year-olds is available from American National Finance, which offers insurance rates for this age group at about $99 a month, according to a 2022 Insurance. Second cheapest rates for drivers found to be at fault for a collision. 73, with an average premium cost of £1,840. Hyundai Tucson SE ($1,597). The best way to get the lowest premium is to compare rates from at least three insurers. While average car insurance rates fluctuate by state, 35-year-olds in several states — including Idaho, Maine, Massachusetts and Vermont — can pay less than $1,400 a year, on average, for full. But it may be on the cutting edge when it comes to insuring electric vehicles (EVs) and hybrids. State Farm offers the cheapest auto insurance rates for teen drivers in Tennessee. Republic Group: $2,367: Not yet rated: Germania: $2,698:There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. In 2023, the average cost of car insurance across the state of. Cheapest Car Insurance in California for Seniors (November 2023) The following companies offer the cheapest full coverage car insurance in California for seniors: CSAA: $367 per year. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. GEICO has the cheapest car insurance for 30-year-olds, with average rates that are $640 cheaper per year than average for the age group. For more information on what cars are locate in those groups, read more below or go to a qualified database list to find your match. Grace Kim. With group 1 being the lowest possible insurance group, the cars that fit in this category usually score well in factors used to determine the group ratings such as having good car safety features, being inexpensive to repair and possessing less powerful engines. Honda CR-V LX. Cars in insurance group 4 are some of the cheapest cars to insure. Follow the links below to find cars in the lower insurance groups, which insurers classify as being cheaper to repair, and therefore to insure. Houston car insurance rates by company. Bingle. USAA: Best car insurance for military. Insurance group: 2. Military members, veterans and their families can also take advantage of affordable rates from USAA. State Farm offers the cheapest minimum-coverage policies on average. Looking for the cheapest car insurance? When you’re shopping around for cover, you may simply want to find the cheapest car insurance policy. Company. LV= (flow) £403. State Farm has the cheapest rates in the state at $91 per month — 44% cheaper than the state average. Cheapest Cars to Insure. Typical auto insurance costs $63 less than the national average — about $10 a month in savings. But if you qualify as a military member, veteran or family member, USAA is the cheapest by far, at only $23 per month. Second cheapest rates for drivers found to be at fault for a collision. There are 50 car insurance groups in total. 0 Challenge 210bhp Edition 3d Auto (insurance group 33) That’s a difference of £168 across insurance groups for the same make of car. The Picanto is a fine small car with a smart interior and tidy. The cheapest company in Tucson is Root ($346). GEICO ( $114 per month) and North Carolina Farm Bureau ( $133 per month) are. There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. Avg. Erie is the best cheap auto insurance company in Ohio for full coverage, with an average rate of $67 per month. Increasing your deductible from $250 to $500 can lower the collision or comprehensive portion of your premium. The Zebra analyzed rates from top car insurance companies to see who has the cheapest rates in 2023. To help drivers find the best cheap auto insurance in Indiana, our editorial team collected quotes from top car insurance. The average cost for full coverage car insurance in California is $1,837, $776 more than the average rate in Los Angeles. If you are a single 25-year-old driver in Oregon, Country Financial provides the cheapest car insurance on average. Put your car registration number into our group checker to see where your car sits. Company. 1 Ti-VCT 70PS 5d. Insuring one of these cars with full coverage will cost the average driver between $1,121 per year and $1,190 per year. The insurance group a particular model is placed in depends on a number of different factors. An average policy with Farm Bureau costs $79 per month or $471 per six-month policy, while Auto-Owners is the second most affordable at $107 per month or $642 for a six-month policy. Follow the links below to find cars in the lower insurance groups, which insurers classify as being cheaper to repair, and therefore to insure. Best customer support: Farm Bureau. They use. State Farm has the least expensive car insurance rates in Oregon for drivers who have a speeding ticket. In Colorado, the average cost for minimum coverage is $42 per month, or $508 yearly — a savings of $1,352 compared to full coverage. In Ohio, the average cost for minimum coverage is $73 per month, or $880 yearly — a savings of $203 compared to full coverage. Adding comprehensive and collision insurance to a policy may cost $272 more per year. Top 10 Cheapest Car Insurance Companies In Ne…Nov 21, 20232. View the cheapest car insurance rates from some of America's most popular insurance companies below, or continue reading to see rates from more large insurance companies. USAA is among the top cheapest companies with a rate of $1,111 a year but is only available to military members, veterans and their immediate families. Farm Bureau has the best minimum-coverage car insurance rates for young drivers in Kentucky. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. Redpoint County Mutual has the cheapest car insurance in Texas overall, with an average rate of $81 per month for full coverage. The Hybrid model, which uses a 1. However, Capital Insurance Group fell flat regarding its add-on coverage and discount. How we got this rate. At $81 per month for full coverage, a policy from State Farm is 54% cheaper than average. For drivers in North Las Vegas, Capital Insurance Group offers the best cheap auto insurance for full coverage in 2023 at a rate of $100 per month or $603 for a six-month policy, followed by GEICO at $697 for a six-month policy or around $116 per month. The national. It comes with a range of smooth, turbocharged engines, loads of standard equipment and pleasant driving manners. Save up to £489 on your car insurance*. Best discounts for young drivers: Erie. This group includes the Fiat Panda, Citroen 1 and 2, and Ford Ka. Geico also has cheap quotes, averaging $52 per month. When choosing a car to buy, use our tool to find out which cars are in the lowest insurance groups so you. Cheapest car insurance companies in the UK. Geographic location impacts car insurance premiums, even within a specific state. Until 2009, the number of car insurance groups were 1-20 but this has been expanded - this means, according to. To get your free, personalized car insurance quote faster make sure to have: You'll learn about coverage options, including state minimums, to help you choose the best car insurance for you and your family. Toyota RAV4 LE. The average cost of a car insurance policy in Birmingham is $824 per six-month policy — $137 per month. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. $1,574. Cheapest car insurance after an accident: State Farm. Group: 15. State-minimum car insurance in New Hampshire. Both companies offer rates that are lower than the average in North Las Vegas. Quotes from Erie are 38% cheaper than the state average and $10 less per month than the next-cheapest insurer, Geico. Comparing quotes with Insurify can save you up to $717 a. Best customer support: USAA. 20076; a Berkshire Hathaway Inc. Geico 5. Michigan drivers with a recent speeding ticket can get affordable insurance from Progressive. The cheapest option for. The statewide average rate for low coverage is $2,275 annually. Progressive. Cheapest insurance companies by age group. The Best Cheap Car Insurance Companies. Aviva (QuoteMeHappy) £468. Read. Call (855) 596-3655 to speak with a licensed insurance agent and compare insurance or Medicare options you may be eligible for. Insurers put all cars into groups from 1 to 50. Here are. Admiral: Best for multi-car. The insurance group a particular model is placed in depends on a. Price when new: From £16,295. Every car is labelled with an insurance category from Group 1 to Group 50, which essentially represents how affordable they are to insure. Cheapest full-coverage car insurance in NJ: Geico. The rarer, more expensive and powerful your vehicle is,. Geico has the best minimum- and full-coverage quotes for 18-year-old drivers in New York. EUI Limited is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). com analysis. 34% of Zebra customers in Birmingham stated they used our product because they were paying too much for car insurance with their current provider. Drivers with poor credit in New Hampshire. You get plenty of standard equipment, including bluetooth and air conditioning. Cheapest: $16/mo. Avoid renewing and save up to £523 with MoneySuperMarket. Cars in insurance group one include versions of the Fiat Panda and the Chevrolet Spark. Best cheap car insurance in Idaho. Farm Bureau is the second-cheapest option, at $191 per month. It costs $84 per month for a full coverage policy — 54% cheaper than the state average of $181 per month. Comprehensive. Our 2023 data showed New York Central Mutual Fire Insurance Company (NYCM) as Buffalo's cheapest car insurance company — $467 for a six-month policy. These rates are high compared to the national averages of $622 for minimum and $2,014 for full coverage. California minimum liability requirements are $15,000 per person/$30,000 per person in bodily injury liability and $5,000 in property. Lisa McArdle. The groups are there to help insurance providers calculate the cost of premiums. The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States. Employees' monthly premiums are paid using pretax dollars. 3. 39% of Zebra customers in Tucson stated they used our product because they were paying too much for car insurance with their. Its sample premium in California was generally near the top in terms. Geico: Best for drivers looking for low-cost coverage.