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A payday loan is a high-cost, short-term loan for a small amount — typically $500 or less — that’s meant to be repaid with the borrower's next paycheck. Many feel like instant classics, like the art museum heist, Under The Surphaze, with its delicate puzzles and labyrinthine halls hiding. All qualified Americans are accepted at Viva Payday Loans, irrespective of credit background. Heart Paydays identified a niche market consisting of individuals who may have struggled to secure loans through traditional channels due to low or no credit scores. 99% to 35. 99% to 35. Decision Speed: 8/10 ; Loan Amount Offering: 7/10 ; Variety of Products: 8/10. Phone number. The new heists are great, but there are disappointingly few of them. Best Emergency Loans For Bad Credit Quick Overview. There’s a quick application form on the Heart Paydays website – simply fill it in and wait for an answer. 99% to 35. ClearViewLoans: Best installment loans for fast funding. All credit types accepted. 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