However, it’s important to know that if you borrow from an illegal money lender, you have not broken the law, they have. 2. In this case, the vig is the fee. The term seems to have. IVIG is given by IV infusion over several hours. However, sportsbooks do post the odds, and the odds will ultimately tell you everything you need to know about the vig. The group of the victims coming from the eastern Tarai on Saturday decided to call off their agitation after. These include muscles in the eye, face, throat, neck, and limbs [1]. Points/interest is always based on the initial amount borrowed. Noun [ edit] ( uncountable, slang) A charge taken on bets, as by a bookie or gambling establishment. Such lenders usually trap destitute borrowers who are desperate for immediate cash. 5 percent per day. Choosing a lender that can make small loans to people with bad credit is a far superior loan shark alternative. A loan that allows homeowners to borrow against the equity they have built up in their home. ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. The ultimate goal of this therapy is to normalize a compromised immune system. K. Loan fees, processing fees, inspection fees, financing fees, lender fees, broker fees, origination fees, document fees, legal review fees, warehousing fees, appraisal review fees, etc. They're less interested in having the principal (the 10k) repayed and more in collecting the vig (at five points that would be 500 dollars). Most juice loans are more like 3% so it would be $3,000 for two weeks. Immunoglobulins are proteins produced naturally by the body's immune system to fight off infections. It comes from the word vigorish, which is used by bookmakers (both legal and illegal) to describe the percentage of the bet they take as profit. Immune thrombocytopenia (ITP), also known as immune or idiopathic thrombocytopenic purpura, is a blood disorder in which the immune system destroys platelets. Herman "Hesh" Rabkin, portrayed by Jerry Adler, is a supporting character on The Sopranos and a close friend and unofficial consigliere to Tony Soprano. They may advertise their services online or in local newspapers, or word-of-mouth may bring borrowers to them. The results of the meta‐analysis showed a statistically significant decrease in new CAAs at thirty days in favour of IVIG plus salicylate over salicylate alone, and also in favour of a single high dose regime over. Although initially given as replacement therapy for patients with primary and secondary immunodeficiency states, IVIg has proven to be effective in the treatment of various autoimmune and inflammatory disorders. What is so different about a Fig Loan? In an industry where the normal is 600%+ APR lu. To help prevent or reduce the frequency of these side effects, pre-medications can be administered. Funding from loan sharks can also stick you with a loan contract and loan terms that. This number is commonly known as the “vig,” short for vigorish, or the “juice” on the bet. Prior to working with Tony, Hesh was also friendly with Tony's father Johnny Boy. If you are battling with a medical condition that weakens the immune system, IVIG (intravenous immunoglobulin) may be recommended as a treatment to help restore your antibodies. Immune globulins are specific proteins produced by body cells called plasma cells. It’s 10k broken down to 10 payments for 1000 each with a 30% or 3 point vig of 300 or 1300 a week. IVIG. In the world of lending, there exists a clandestine and dangerous underbelly that preys on vulnerable individuals in dire need of quick cash. If calling isn’t for you, you can use Live Chat to talk to the Illegal Money Lending. managing IT, considering loan files, approving loans, (Berg, 2009. 2. When people are strapped for cash, they may resort to borrowing from unlicensed lenders. cloopz • 10 mo. That is then their income stream. The STANDS4 Network. A. Loan sharks typically charge annual percentage rates of interest exceeding 36% APR. Video Interaction Guidance (VIG) is an intervention using positive video feedback to empower staff through reflection on practice. 5g/kg) A child’s symptoms may start to improve as soon as a day after the IVIG treatment. Unlawful stalking usually happens in multiple instances. Asked by: Cathryn Smitham. Etc etc. $5000 for a 2-week $50,000 loan is pretty astronomical; you'd have to be completely out of options to consider that a good idea. All games picked must win for a sports better to receive a parlay payout. The authors find that the typical borrower borrows frequently, and fully understands the structure of the deal. vig noun. Such loans were commonly granted by mobsters to purchase questionable assets or finance questionable transactions. VIG works by actively engaging clients in a process of change towards better relationships with others who are important to them (Kennedy 2011, p21). If you need reliable mashonisa loan sharks in Pretoria, you can check them out. Payday loans are short-term, high-interest loans — typically 400 percent on an annualized basis — to help borrowers cover expenses until their next paycheck. You just need to do a little math first. This webpage provides a comprehensive overview of the indications, mechanisms, dosages, and adverse effects of IVIG in kidney. ” These unscrupulous individuals or groups prey on vulnerable individuals who are desperate for financial assistance. So easy math wise guys loans you 10,000 at 3 points or 30% it’s not a 3,000 a week vig. Known as “Operation The Vig Is Up," the long-term investigation involved the alleged loan sharking and bookmaking activities of Lucchese “made member” Dominick Capelli, 61, of New Rochelle. The rate of interest is 15% and the time period is biweekly. Loan sharks typically target people who are in need of quick cash and have few other options for borrowing. This only results in a vicious cycle of borrowing money from other loan sharks to pay off existing debts. Sure. These smaller outfits mostly made money by. You may have heard the sports betting term “layoff”. Well, except the vig is what you pay back every week. The IVIg your child will receive is supplied by the Australian Red Cross Lifeblood. It is best defined as a subacute proximal myopathy in adults who do not have rash, family history of neuromuscular disease, exposure to myotoxic drugs (d-penicillamine, zidovudine), involvement of facial and extraocular muscles, endocrinopathy, or the clinical phenotype. ) (b) In "street" language, the profit on such a loan is known as the "vigorish" or the "vig. In England, if you think a money lender is operating without being FCA authorised, you can speak in confidence to the Illegal Money Lending Hotline on 0300 555 2222. We would like to show you a description here but the site won’t allow us. ) $ 93 x (b) In "street" language, the profit on such a loan is known as the "vigorish" or the "vig. What is the meaning of vic? Not 'vic' but 'vig' --- short for 'vigorish', slang for the percentage taken by the house out of gamblers' staked money, later adapted to the loan shark meaning you cite. gov. The long. ago. For a repayment rate of 3 months, your APR will end up being 288%. So now the guy running the game is paying points to two different people, but he doesn't have to come up with any vig until he comes up with the principle. He focuses on school and work until his childhood friend Lester "Worm" Murphy (Edward Norton) is released from prison. vig: [noun] the interest on a loan shark's loan. A “reasonable" vig would be three points. The newly released stills capture the intense action of Gun Woo ( Woo Do Hwan) and Woo Jin ( Lee Sang Yi ), two young men caught up in the world of loan sharks, and the colorful characters that. It's a $5 account access fee. As a data analyst passionate about fair lending practices, I‘ll provide an extensively researched explainer on the alarming vig rates that define the predatory loan shark industry. So you repay 13k in total over a 10 week term on a 10k loan. If you live in Scotland, call the Scottish Illegal Money Lending Unit on 0800 074 0878 or Trading Standards Scotland. In its simplest definition it means to reduce exposure on a game by placing that bet somewhere else. ”. While unregistered loans are against the law, the government is allowing the lenders to receive as much as 6 percent annually. Main Menu. Loan sharks are loans expensive but come with their benefits. For example, suppose you’re getting a loan for $100,000. Slang for interest paid on a loan - usually a loan with higher than market interest rates, a so-called loan shark loan. If charged, loan sharks can face a $5,000 fine, a one-year prison term, or both. Community See All. “You charged a guy from the neighborhood $1800. This extra $10 per $100 bet is called the “vig,” which is short for “vigorish. A loan shark lends you $80 at 2% compound interest per week (this is a weekly, not an annual rate). latex). That is when you find yourself swallowing your pride and heading to the payday loan place. While IVIG is beneficial in organ-specific diseases, especially of the skin and nervous system, it is also efficient for systemic. As every fan of The Sopranos knows, the vig is the interest on a shark's loan. 15E. This topic will review the uses, proposed mechanisms of action, and administration of intravenous immune. Don't fall victim to loan sharks in South Africa. The vig is like your "tax" paid on a bet which goes to the bookie. Introduction. The crime happened on Thursday (21), in the Jundiaí neighborhood, on Avenida São Francisco. The. Learn about intravenous immune globulin (IVIG) which is an intravenous. Herbie has loan-shark Mario Payday after him for a $90,000 marker, a debt he paid but neglected to get the supporting paperwork, and mobster Tommy Taperelli demanding that Herbie negotiate a plea deal in a drug charge against a councilman's son, a case just tossed to Herbie by a colleague on the lam. Long before this, the figurative use of shark to describe a predatory person or predatory behaviour, was and still is Standard English, and dates from 1600s. Voila! Finally, the Get Shorty script is here for all you quotes spouting fans of the John Travolta movie based on the Elmore Leonard novel. ] One point is one percent. These sharks provide quick cash to desperate borrowers who can‘t access funds from proper institutions. What Is Vig Work? The term “vig” is short for “variable interest gambles”. Several studies report the successful use of IVIg in different subgroups of IIM in diverse clinical settings as listed in the following section. muscle aches, tiredness, and fever for a day afterward. For example, every $100 I would bet, I had a vig of $10. Antibodies are proteins your body makes to help you fight certain infections. What is intravenous immunoglobulin (IVIg) Immunoglobulin treatment is often helpful for autoimmune conditions like myasthenia gravis, where the body's immune system attacks the body. (slang) Interest from a loan shark’s loan. Depending on where a person lives, lenders typically cannot charge more than 60% interest per annum. Recently, Gammagard, a commonly used product, has been on shortage and so other products have been used. Your child will get medicine such as Tylenol® or Benadryl® to help with side effects. IVIG is given by IV infusion over several hours. Interest rate and fees works out to be 1400% of the initial loan amount. Sometimes they can mean interest, sometimes they can mean a cut of revenue, but it's still 1:1. uk. " Find the shark's vig. Won't increase either if your balance goes above the initial amount borrowed, however. It's a $10 overage fee. ” Another way to think about the vig is that it’s a percentage of each bet that the bookie keeps in exchange for facilitating the action. 2. This yields a vig of 7. Intravenous immunoglobulin (IVIG) is a biological agent though developed for the therapy of immunodeficiency states, is now utilized for many types of diseases including infections, inflammatory and autoimmune diseases. For example, every $100 I would bet, I had a vig of $10. Remember, it’s not illegal to borrow this money – it’s the illegal lender who. Guillain–Barré syndrome (GBS) is an acute, immune-mediated polyneuropathy that often leads to severe weakness. Vigintillion. Though the benefits do not overthrow the negatives, people choose to use it because sometimes it is the only way. Only thing is for this guy that loans don’t typically get approved overnight. However,. Credit: Kristi Blokhin. Jonathan Lewis: The Microfinance Vig 2010. A typical loan shark interest rate is 20% or more per week. They will lend large sums of money with the intention of gaining high levels of interest in a short time. 2 to 0. The VIG practitioner uses the AVIGuk Principles of Attunement (Kennedy et al, 2011) to support the parent in microanalysing their interactions with the child. The image of Jews as sharks has also been around for a long time. Intravenous Immunoglobulin (IVIG) infusion therapy or immune globulin infusion is used to treat individuals with antibodies or immune deficiency. These sharks provide quick cash to desperate borrowers who can‘t access funds from proper institutions. Total dose in grams. A small loan up to $2,500 that you repay over 9-20 weeks. Slang for interest paid on a loan – usually a loan with higher than market interest rates, a so-called loan shark loan. A: The usual IVIG dose for treatment of acute relapses is 0. Ideally, the full prescribing dose, e. Though it varies by state, there are laws limiting how much interest a lender can charge on various types of loans. . Voila! Finally, the Get Shorty script is here for all you quotes spouting fans of the John Travolta movie based on the Elmore Leonard novel. Market drivers include an aging population, rising prevalence of immunodeficiency disorders, growing use of. They typically allow up to 30x your salary if you have a good credit rating. Loan sharks by definition aren't regulated and don't follow clear procedures. The study utilized a qualitative design that helps to Criminal groups related to a loan shark play many roles explore the features of loan sharks through online P2P in committing this crime, such as providing capital, lending Apps to address the above research questions. Points are calculated as a percentage of your total loan amount, and one point is 1% of your loan. The paper approaches autoimmune encephalitis as a broad category rather than focusing on individual antibody syndromes. The amount you borrow is paid back over time, plus interest and applicable fees. interest from a loan shark's loan. A unit of quantity equal to 10 63 (1 followed by 63 zeros). For example, if you were to obtain a Merchant Cash Advance (MCA) of $40,000, you may be presented with a payment breakdown of $16,000 in interest and fees (aka a factor rate of 1. It follows Chili Palmer (Travolta), a Miami mobster and loan. " Find the shark's vig. $Or your favorite S&M whip broke, and Whipfest is coming up (entry fee is nonrefundable). Planned date of infusion. Loan sharks use predatory lending practices like bait-and-switching and sometimes even blatantly false advertising. 63 The shark's vig is approximately $2,585. Financial Service . Once approved, the lender will give money in exchange for the phone. One of the hoppers, the young kids that act as lookouts/runners for the older street dealers; asks Wallace a boy that was a bit older, how to do a math problem. Predatory lender laws are aimed at protecting borrowers from loan sharks and other predatory lenders. Adjunctive therapies such as intravenous immunoglobulins (IVIG) have been proposed for these patients. Vig top competitors include: Lantzman Lending, Private Lenders Hard Money, TaliMar Financial Inc, Guild Mortgage Co How do I contact Vig? Vig contact info: Phone number: (323) 451-2505 Website: What does Vig do?Report Overview. Loansharking (also known as usury) is defined as lending money at an interest rate that exceeds the allowable legal limit. The majority of cases are seen in children between six months and five years old, and more often in males than females. noun. The Borgata utilizes yellow-colored chips in $20 denomination solely for use at their Bac games. In general, the efficacy of. Worm is also a card player. In 1934, Republican presidential candidate Thomas Dewey of New York helped break up the city’s loan shark racket that charged upward of 1,040% interest with enforcement methods that included beatings and death threats. Reporting loan sharks makes a difference – to you, your friends and your community. . شحن مجاني لجميع الطلبات بقيمة 150 دولارًا. Antibodies — also known as immunoglobulins — work by neutralizing. How Much Time Does IVIG Take? The most common is two days of IVIG treatment. D. Therefore, the deal between the loan shark and Mr. Vikings: 100 / (Odds + 100) *100 = 37. How to find Loans Acceptable: Address – 760, 27TH Ave. 40%. They do not even have the green-colored $25 denomination chips available at their Bac games. A three-week turnaround is the average recovery. What's the vig ?Immunoglobulin (Ig) therapy is a first-line treatment for CIDP, which can be administered intravenously (IVIg) or subcutaneously (SCIg) and is often required long term. ) (a) How much will you owe after 2 years? (Use 52 weeks per year. If you’re not happy with the response from the company or you can’t reach them, you can take your complaint to the Financial Ombudsman Service you can call them on 0800 023 4567 . Introduction. View all of Oscar's posts. Roughly 310,000 people in the UK are estimated to owe money to illegal money lenders. Investment Thesis. After that, one might wonder what a typical vignette is. Payday loan companies such as Money Mart, Eazy Loans, and CashMax are examples of modern-day loan sharks. Vig. ”Intravenous immunoglobulin (commonly referred to as IVIg) is used to treat many immune deficiency disorders and inflammatory conditions. My late relative was a loan “shark” so here’s a couple of 3 things: Vig is weekly, and until you pay the whole principle back it doesn’t waiver. Advertisement As the name would suggest, loan sharks prey on vulnerable people in need of money with no other options. Vigorish is Yiddish slang and comes from the Russian vyigrysh, “winnings. It’s the same for a loan shark. They do so in order to make charging the 5% commish as easy a task for the dealers as they can make it. It is potentially quite lethal, with many series of streptococcal toxic shock syndrome reporting mortality in the range of 30-50%. Each point is 5%, so in this case Nicky is asking for a 15% return in addition to the owing principle. or earlier; < vyigrat′ to gain, to win (a prefixed derivative < igra game) + -yš, suffix forming nouns), probably via an (apparently unattested) Yiddish borrowing from the Russian noun. Your child will get medicine such as Tylenol® or Benadryl® to help with side effects. For a. Sure thing, wudged. The β. managing IT, considering loan files, approving loans, (Berg, 2009. Intravenous immunoglobulin, a therapeutic normal IgG isolated from the pooled plasma of several thousand healthy donors, is one of the frequently used immunotherapeutic molecules for treating various autoimmune and inflammatory diseases. Loan sharks typically derive their funds from unidentified sources. What does vig mean in jewelry? Yes, STG is the abbreviation of STERLING and indeed could be made in Australia, New Zealand or South African. Beijing needs the vig, and the countries it bet on can’t come up with the goods. If you’re a sailor, watch out for land-sharks those who subsist “by cheating or robbing sailors on shore. These side effects are usually due to the rate of infusion being too high. The average amount owed was £12,749. Illegal money lending is a hidden and under-reported. The β. IV immunoglobulin (IVIG) is a widely accepted treatment for autoimmune myasthenia gravis (MG), usually utilized in rapidly progressive or exacerbating disease. This qualitative study explored the implementation of VIG within an. Loan sharks also add fees whenever they like. The loan principal is the amount of money you borrow from a lender. Well, except the vig is what you pay back every week. Security camera images recorded the moment Rosineide Lucas dos Santos, 41, leaves a pickup truck and goes towards the shooter’s car, which makes the shooting (watch above). Credit Jargon Today, the phrase Vig Loan or Vig are jargons used in the credit industry to refer to the lender’s profit on a loan. In the world of lending, there exists a clandestine and dangerous underbelly that preys on vulnerable individuals in dire need of quick cash. Blood group incompatibility induced hemolytic jaundice can cause significant morbidity and mortality in the newborn period []. . There are several ways to describe the vigorish. Page transparency See more. Personal finance: Interest A loan shark lends you $100 at 2% compound interest per week (this is a weekly, not an annual rate). e. He focuses on school and work until his childhood friend Lester "Worm" Murphy (Edward Norton) is released from prison. TheAngryJerk • 2 yr. Katie Miller. Report a loan shark online. The bookmaker's mean profit per dollar bet is called vigorish or “the vig. A unit of quantity equal to 10 63 (1 followed by 63 zeros). In our example, 11 + 11 = $22 is bet, and the bookmaker wins $1 so the vig is 1/22 = 4. Let’s say the phone from the contract costs $1,500. Effect of IVIg on B-Cells and Antibodies. Loan dispensing and loan collecting. Intravenous immune globulin (IVIG) is made after processing plasma from healthy donors. Despite this, the loan sharks continued to hound and harass her and the family she was working for. . English bookies prefer to cut the word down to VIG, while Americans use the verbal terms “juice,” “cut,” or “take. ” In bookie slang language, there are different words, including the “shark’s loan,” “margin,” “commission,” “edge,” and “percentage. S. A. For example, if you weigh 80 kg (about 176 lb), you’ll receive 800 mg of the drug per infusion. Loan sharks have long operated on housing estates in poorer areas, but increasingly use social media to drum up business and threaten clients, says Ms Williams: "It means a loan shark based in. If I take a 50k loan at 2 points the vig is $1000 a week. The S&P U. In some cases, interest and fees can equal the amount you borrow. Get Shorty is a 1995 American gangster comedy film directed by Barry Sonnenfeld and written by Scott Frank, based on Elmore Leonard's novel of the same name. ETYMOLOGY: Yiddish slang, from Russian vyigrysh, winnings : vy-, out; see ud- in Appendix I + igrat’, to play. In England, you can report a loan shark online on the Stop Loan Sharks website. 4 g/kg/day for five days given as continuous IV infusion. For example, one point on a $100,000 loan would be one percent of the loan amount, or $1,000. Jaws feasts on multiple pounds. GBS is an acute, paralyzing, inflammatory. So finally the 3 months has come to an end, with his late payment and the added Vig he has paid you. 20% of loan amount + 4% of loan amount each month. Only thing is for this guy that loans don’t typically get approved overnight. If he lent you 1000, you would pay 1150 back regardless of how quickly you pay back the debt; the original 100 plus a 150 "vig". vig noun. If you pay half of your loan, the weekly payment doesn't change. 45% + 58. But it's not part of the interest. Though the benefits do not overthrow the negatives, people choose to use it because sometimes it is the only way. a headache. They do not even have the green-colored $25 denomination chips available at their Bac games. We would like to show you a description here but the site won’t allow us. gov. That's the interest payment on a loan. ”. Vig. Ricky Mulvey: I think the Vig is the big part, and a lot of those have, I shouldn't say, been erased, but there's an illusion that they're gone, especially with the boosted bets in the promo. So, the winner is getting paid that night. How much will you owe after 3 years?. It was and is the greatest racket ever , on $ 3,000 you make $ 4,680 in interest every. So finally the 3 months has come to an end, with his late payment and the added Vig he has paid you. LOAN SHARKS: A charge of 5%-20% of the loan amount is assessed. However, the helper never received the money as promised. It is a term also used. All this comes to a head after a beautiful woman is forced to pay off a loan with her body, and a sleazy lawyer takes somebody else’s money to pay his. However, there is an illegal and dangerous side to lending known as “vig loan sharks. Rate of infusion. I know I qualify for up to a million plus in loans and my repayment would not be 25% interest. Toxin-producing, gram-positive bacteria can lead to severe and refractory septic shock with high attributable mortality. IVIg is prepared from blood donated by thousands of healthy people to make a. Email: [email protected]%Underdog: 100 / (Odds + 100) *100. It is a term also used. So to unpack, here's how a legit loan works first, then how a shark loan works: A legit loan lends you money with an interest rate quoted either as an APR (Annual Percentage Rate) or APY (Annual Percentage Yield). These laws cap interest rates, ban discriminatory practices, and even outlaw. Although these lenders may initially seem friendly, they can take advantage of borrowers and put them into debt cycles that are. Financial Service. Loan sharks are loans expensive but come with their benefits. It is estimated that approximately one in five Americans now has a. The ProDERM trial was a prospective, phase 3, double-blind, parallel-group, randomized, placebo-controlled trial involving patients with dermatomyositis from 36 European and North American centers. Slang for interest paid on a loan – usually a loan with higher than market interest rates, a so-called loan shark loan. Reminded me of The Wire and an episode in the first season. In the world of lending, there exists a clandestine and dangerous underbelly that preys on vulnerable individuals in dire need of quick cash. 26, a rise of more than £5,000 on 2018. Slang for interest paid on a loan – usually a loan with higher than market interest rates, a so-called loan shark loan. What is the vig on a loan? It’s simply a slang term for the interest rate, or more precisely, the amount of money paid as interest on a loan. If you borrowed $1,000 with a three point vig, you would pay $30 a week (3%) in interest. These symptoms tend to last for a few days. ”. A typical loan shark interest rate is 20% or more per week. 0 WishlistVigor Syndicate. They do so in order to make charging the 5% commish as easy a task for the dealers as they can make it. Look here now. Lending money without a licence is illegal. Stop Loan Sharks investigates and prosecutes illegal money lenders and provides support for borrowers in the UK. Historically, a Vig Loan can be considered an illegal loan (loan sharks). Three studies in children suggested that IVIg speeds up recovery compared with supportive care. Buchanan, M. “The total amount of unsecured loans borrowed near the maximum lending rate is a lot smaller than other types of loans, like mortgages. The land-shark is also known as a land-pirate, or “a land-grabber; one who seizes upon land by force or chicanery. ” As the real Frank Sheeran explains in the book I Heard You Paint Houses , the source material for The Irishman , a waitress at a diner might borrow $100, and agree to pay back $12 a week for ten weeks. A person who makes illegal loans, usually by charging an extraordinarily high interest rate. feeling cold. Repayment terms can range from 3 - 72 months. Toxic shock syndrome (TSS) is a true resuscitationist's disease. There’s way more people who take out these loans than you think. We would like to show you a description here but the site won’t allow us. From "vigorish". Intravenous immune globulin (IVIG) is a treatment for immune thrombocytopenia (ITP). If you have been affected by illegal money lending or have information about loan sharks operating in your area, call the Stop Loan Sharks 24/7 Helpline on 0300 555 2222. - Young Turk: Mob term for a young defiant Mafia member. If you borrow $100k at 3 points then you pay $3k a week until you pay the £100k back in full. Discover the risks and alternatives to predatory lending and access safe credit today. ” A “reasonable" vig would be three points. For example, a loan shark may tail you everywhere you go or stake out your place of residence. ago. It follows Chili Palmer (Travolta), a Miami mobster and loan. So the pressure to pay back the loans caused by the rate increase is limited,” Kim added, “A reduction in consumer benefits caused by being excluded from the loan market is a lot bigger. They also pressure people into borrowing more money from them to pay off their loan, burying borrowers deeper into debt. Some multiple reports and studies researched the implications of loan sharks on the rest of the economy. Is Vig a word? vig n. Rare side effects, like allergic reactions, can happen, too. Conclusion. Read More →The slang term vig is a shortened version of the term “vigorish,” which refers to the fee paid to a bookie in sports betting or the interest paid on a loan obtained from an individual rather than a bank. With a secured personal loan, you have to offer up collateral or an asset that’s worth something in case you can’t pay the.