to 4:00 p. Contact. More like this story. O. S. With Unbundled Legal Help, you can hire a lawyer to assist you with the parts of your case you need help with. Saturday: by. Filing for Chapter 7 bankruptcy in Las Vegas, NV means declaring your assets and debts to the court. Office Hours. S. Chapter 13 bankruptcy is intended for those with stable incomes who are unable to pay off all of their debts. The bankruptcy petition for GUARDIAN FUND, LLC showed assets in the range of $10MM - $50MM with liabilities in the range of $50MM -. Print Me. North Las Vegas: 7251 W Lake Mead Blvd. Odometer: 99,679 Miles. Qualifying debts are wiped clean. Chapter 7. Search Consumer Bankruptcies. Compare the best Chapter 7 Bankruptcy lawyers near Reno, NV today. VIN: 1C4NJPBA2GD675515. RENO, Nev. The Law Office of Sean P. Affordable Bankruptcy Attorney. We have experience with Chapters 7, 11, 12, and 13 of the U. 00: Chapter 12: $278. C. FREE detailed reports on 292 Bankruptcy Attorneys in Nevada. 1 review. Harris Bankruptcy Attorney, Reno Sparks Bankruptcy Attorney, Action Legal Services, Bittner. We joked in the interview that she would give me 10 years, and she has. Find Bankruptcy Chapter 7 Lawyers in Reno, NV with U. Many people find Chapter 7 to be the right solution for their circumstances because it provides them with the opportunity to start over financially. South Las Vegas, NV 89101 : Carson City, Churchill, Douglas, Elko, Eureka, Humboldt, Lander, Lyon, Mineral, Pershing, Storey, Washoe and White Pine Counties: United States Bankruptcy Court District of Nevada 300 Booth Street Reno, NV 89509 Individuals may appear "pro se" (without an attorney) in the bankruptcy court. It's quick, taking only a few months to complete. , Suite F, Reno, Nevada 89511. all in-person chapter 7, 12, and 13 section 341 meetings scheduled through April 10, 2020, are hereby continued until a later date to be determined. Clients facing insolvency can file for the financial protections allowed under the U. Chapter 7 Bankruptcy Attorney in Reno, Nevada The financial curveballs of life can hit you unexpectedly and sideline you from paying debts, bills, and meeting your other financial needs. 775-260-2616. 00: Chapter 13: $313. 04/01/2020 - A Message from our President Chad Johnson: In March of 2010 I started Bankruptcy Law Group and Patricia Hadfield was one of the first attorneys I hired. A Chapter 7 bankruptcy proceeding is a legal proceeding that results in the discharge of certain debts. Top Reno, NV Bankruptcy Lawyers (3 results) Filter . where her practice focused on bankruptcy and she represented various parties in Chapter 7, 11 and 13 bankruptcy cases. Filing a bankruptcy in Reno can help both individuals and businesses recover from unmanageable debt. To obtain a copy of the Local Rules, you may download the portable document format (pdf) files above or contact Lexis/Nexis - Matthew Bender Publishing at 1-800-833-9844. sprint pcs pob 7850 baldwin park, ca 91706. Bartlett John Law Offices. S. Bankruptcy Lawyers at 311 E. Click here to see related practice areas and towns nearby as well as additional resources. The advantages of a Chapter 13 include: • Foreclosure avoidance • Repossession avoidance • Debt. Contact Us. At the height of the recession’s bankruptcy fallout in 2009, 60,837 businesses filed in the U. Reno, NV location. After passing the Nevada Bar in 2001, Harold worked in Las Vegas practicing primarily in consumer bankruptcy. Transcript Order Form for Reno and LV: Online Transcript Request Form: 04/12:. The Law Office of Scott N. You are considering filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy in Reno. Comanse, Esq. Las Vegas: 5552 Ashley Creek St. However, a minority of courts hold that suits in the bankruptcy court can violate the automatic stay if the claim is one that the creditor could have brought before bankruptcy and does not arise under the Bankruptcy Code (see In re Roman Catholic Church of the Archdiocese of Santa Fe , 627 B. S. Here are the five steps for filing for chapter 7 bankruptcy in Nevada. m. The clerk’s office is prohibited from giving. Clifton Young Federal Building and U. Stephen R. Bankruptcy in Reno, Nevada. net Phone: (775) 333-9277 . Most Chapter 7 bankruptcy cases take between 4 - 6 months to complete after filing the case with the court. 00 filing fee is due for the filing of your petition. Bankruptcies might not be hitting Nevada as hard as they were during and immediately following the Great Recession, but they’re still impacting the state’s economy. Click on the File a Proof of Claim link under the I Want To section found on the U. 9:00 am - 6:00 pm. 871 Coronado Center Drive, Henderson, NV 89052. If you'd like step-by-step guidance through the bankruptcy process, read What You Need to Know to File for Bankruptcy in 2022, or let our 10-question Chapter 7 bankruptcy quiz help you identify complicated bankruptcy. We found 92 results for Bankruptcy Services in or near Reno, NV. 00:00. Compare the best Chapter 7 Business Bankruptcy lawyers near Reno, NV today. Bankruptcy Basics. Affordable Chapter 7 Bankruptcy Lawyer In Reno, NV. . For many individuals and married couples struggling with debt, chapter 7 bankruptcy is the best way to get a “fresh start” while stopping all the collection calls for good. Bankruptcy, Divorce and Family. foreclosures, garnishments, and the IRS. 2 3 Buying a home can be more complicated after a bankruptcy. C. Hughes Private Capital advertised its various funds as having projected returns of 7-14% monthly. The bankruptcy laws are written to protect the consumer and offer a fresh start to individuals and families who have run into financial difficulty. GO 431 re 2023 Amendment of U. rc willey financial services pob 65320 salt lake city, ut 84165 . 2. Bankruptcy, Appeals, Business and Environmental. bkdata@legalmotion. Chapter 7 Bankruptcy. It often lasts 3 or 5 years, and you can often protect your assets in bankruptcy even if they are above the exemption. It will give you a good idea of what issues may arise. James Demetras. Chapter 7 bankruptcy works well for people who own mainly the essential items needed to live and work and not much else. R. C. Reno, NV 89501. Reno, NV 89521. What is Chapter 7 Bankruptcy? A chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where. 4. SEEK AN EXPERIENCED BANKRUPTCY LAWYERHourly rates for bankruptcy attorneys range from $200-$300. Reno, NV Chapter 11 bankruptcy lawyers. Reno, NV 89509. Our services can be retained for as little as $100. A. If you prefer, we will quote your exact price right over the phone (702) 715-0000. Beyond the Chapter 7 exemptions, we also assist with tax debts, provide advice regarding , debt settlement , and handle business bankruptcy in Chapter 7 and Chapter 11. Choose from 15 attorneys by reading reviews and considering peer ratings. The order will include the dates and the installment amounts that will be required to be paid to the Bankruptcy Clerk’s Office. Compare the best Chapter 11 attorneys near you and make informed decisions based on 34+ reviews and detailed attorney profiles. S. The Chapter 7 bankruptcy cost may even be different if you are filing in Reno vs. P. Tisevich helps clients make informed decisions in bankruptcy as a path toward a better financial. Find Nevada attorney Nicholus Palmer in their Reno or Reno office. In your time of loss, we can delicately handle your probate. The Chapter 7 federal bankruptcy laws can stop debt collection and provide a clean slate for many individuals. OMEGA LANDSCAPE SOLUTIONS, LLC. See our related articles on chapter 11 bankruptcy in Nevada and commercial bankruptcy in Nevada. Plumb Lane, Suite 101 Reno, NV 89502 775-322-6557 Business URL: fcsnv. Bankruptcy Basics Videos (Fundamentos del Proceso de Quiebra also available)Within 14 days of the filing of a bankruptcy petition, schedules of the debtor's assets and liabilities must be filed. Top 10 Best Bankruptcy Lawyer in Reno, NV - November 2023 - Yelp - Affordable Bankruptcy Attorney, Darby Law Practice, Sean P Patterson Attorney at Law, Harold C. Filing for Chapter 7 in North Carolina. Bartlett has…. Individuals filing for Chapter 7 bankruptcy must complete a course before filing or, in highly unusual cases, shortly after. Filing for Chapter 13 bankruptcy in Reno is an important decision, but it can be a beneficial debt relief tool to save your home from foreclosure. Finding an Affordable Lawyer Just Got Easier. A bankruptcy lawyer in Reno can help you decide whether bankruptcy is right for you. 46 Results have been found for Bankruptcy Chapter 7 attorneys in Reno, NV, belonging to 18 different law firms. Arizona Bankruptcy Lawyer Cost. Affordable Chapter 7 Bankruptcy Lawyer In Reno, NV. Effective June 30th, 2020 we have closed our Reno, NV office. The order erasing eligible debts can be granted as early as 90 days from the date the case was filed. Contact us today!View general information such as Omnibus hearing dates, proof of claims, and joint cases on open Chapter 11 bankruptcy mega cases. Comments are due by December 16, 2023, at 5:00 p. This can be paid in four installments up to 120 days after the filing (or 180 days if the court extends the timeframe). The order restrains creditors from taking certain actions against you, the debtor, who has declared bankruptcy. Reno bankruptcies are under the jurisdiction of the US Bankruptcy Court, District of Nevada. net. North Las Vegas: 7251 W Lake Mead Blvd. Bankruptcy,. We moved! We recently moved our law office. We have experience with Chapters 7, 11, 12, and 13 of the U. Chapter 7 Bankruptcy. While filing bankruptcy in Reno, Nevada or Texas, most individuals for either Chapter 7 bankruptcy, or Chapter 13 bankruptcy. , P. 7 average years of experience in Nevada. It is vital to add that you can file for bankruptcy under Chapter 7 or Chapter 13 of the United States Code’s Title 11 as an individual. 4. More People Will Qualify for Chapter 7 Bankruptcy as of April 1, 2023. UNITED STATES BANKRUPTCY COURT DISTRICT OF NEVADA CHAPTER 13 PLAN INSTRUCTIONS All chapter 13 plans, including modified plans, filed after December 1, 2017 must use the Local. PATRIOT BLVD SUITE F RENO, NV 89511 775-786-7600 Fax : 775-786-7764 Email: [email protected] Reno, NV 89509 Link to Map Phone: (775) 784-5335 Facsimile: (775) 784-5531. - 5:00 p. Residents of Washoe County, Nevada file bankruptcy in Nevada District Bankruptcy Court. Chapter 7 Bankruptcy; Chapter 13 Bankruptcy; FAQs; Automatic Stay FAQs; Las Vegas Bankruptcy. Local Rules - Redline Version updated 3/2/2021. Avvo Rating: 8. Bankruptcy Court, District of Nevada. The estate becomes the temporary legal owner of the property of the person filing for bankruptcy. S. Affordable Chapter 7 Bankruptcy Lawyer In Reno, NV. In consideration of access to the case data which follows you (User) agree to be bound by the terms of the following agreement with William A. GUARDIAN FUND, LLC filed a 11 chapter bankruptcy in the District of Nevada bankruptcy court on April 11, 2023. The firm focuses primarily on chapter 7 and chapter 13 bankruptcy. The means test has two main steps, but if you "pass" the first step, you don't have to do. Patterson is a bankruptcy lawyer who helps clients throughout Nevada deal with financial distress and will take all of your harassing creditors phone calls. But because lawyers have different fee structures, you should always ask for an estimate from several bankruptcy attorneys in your area before hiring one. e. Skip to content. uscourts. § 362, most proceedings against the. If the business cannot pay this upfront, then it can be made in four installments within 120 days of the filing (or 180 days if the court agrees to extend the deadline). 329. (775) 323-1601 50 W Liberty St. You must participate in credit counseling and your repayment plan must be approved by the court and your creditors. Links for Chapter 7, 11, 12 and 13 Nevada trustees, information about reporting fraud, 341 meeting locations, reports and responsibilities of The Office of the U. § 521 mandates that a chapter 7 or chapter 13 case. F. 7290 fax. We are a national program with broad administrative, regulatory, and litigation/enforcement authorities whose mission is. The firm files primarily Chapter 7, Chapter 11 and Chapter 13 bankruptcy cases. Washoe County. IIndividuals and companies can use Chapter 7 bankruptcy to get debt relief. Get Started For As Low As $500 to $1,500. Skip to main content. This is a voluntary filing; it was assigned the bankruptcy case number #23-50233. DARBY LAW PRACTICE, LTD. Sean Patterson Attorney at Law. Reno, NV 89501 Phone: (775) 329-2727. Finding an Affordable Lawyer Just Got Easier. 49 years. So, the filer loses nothing to the bankruptcy trustee. The public is invited to review the attached proposed Local Rule changes. A recent bank statement. Will Chapter 7 Bankruptcy Prevent Car Repossession in Nevada? Can Bankruptcy Protect You From. S. Ad. Our bankruptcy attorneys in Reno can represent you in every area of bankruptcy law. For example, in Reno, you could get debt relief in about 120 days with a Chapter 7 bankruptcy. kevin@szotlaw. We have the lowest prices for a Chapter 7 Bankruptcy Lawyer in Reno or Sparks, Nevada. Chapter 11 Bankruptcy Lawyers | Reno Office. Las Vegas-based Ryze Renewables II, founded in 2017. However, exemptions can play a large role in Chapter 7 cases because much of your property is. Application to Have the Chapter 7 Filing Fee Waived Poverty Guidelines for use with Form (Official Form) - 103B: 12/15:Chapter 7 Bankruptcy and Chapter 13 Bankruptcy are only two tools in our debt relief arsenal. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to. The Bankruptcy Process in Nevada. 11. Get Started For As Low As $500 to $1,500. We Will Instantly Connect You with a Chapter 7 Bankruptcy Lawyer for a Free Consultation. We offer a payment plan that makes our quality services affordable. Compare top Nevada lawyers' fees, client reviews, lawyer rating, case results, education, awards, publications, social media and work history. - 5:30 p. 996. The station, which broadcast from 1984 to 2011, was last owned by Jireh Media, Inc. sahara ave. (775) 327-3048 5441 Kietzke Ln. U. In a Chapter 7 bankruptcy, the bankruptcy trustee sells any nonexempt assets to pay your unsecured debts. Harris has practiced law primarily in the chapter 11 business bankruptcy arena for over 40 years, mostly in Northern Nevada. The type of debts (consumer or non-consumer) Prior bankruptcy history. What is Chapter 7 Bankruptcy? A chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is located. MST. , Reno Zero Down Bankruptcy Lawyers,. Tattoo parlor. [email protected] lenders are usually still willing to take a chance on you after a bankruptcy, but they do want some assurance that you will be able to maintain the payments. Harris Bankruptcy Attorney, Reno Zero Down Bankruptcy Lawyers, Bittner & Widdis Law, Alison J Colvin, Law. Compare the best Chapter 13 attorneys near you and make informed decisions based on 45+ reviews and detailed attorney profiles. 6 of these businesses have an A/A+ BBB rating. PO Box 6630 Reno, NV 89513: Payment Address: PO Box 1745 Memphis, TN 38101-1745:Darby Law Practice, Ltd 499 W. My Chapter 11 bankruptcy attorney did excellent. 29 Years. Phone: (702) 842-0700. Winnie Lane. Las Vegas, NV 89113. On July 24, 2023 (the "Petition Date") MRH AUTO-RENO, LLC filed a voluntary petition for relief under Chapter 11 of the United States Bankruptcy Code. m. Home;. Certain of your as-sets are sold by a Bankruptcy Trustee and the proceeds are used to pay your creditors. For the past decade she has run our. Find Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Lawyers in Reno, NV Welcome to the U. Las Vegas: 5552 Ashley Creek St. Carson City, NV 89701. The key term here is “nonexempt assets. Comanse, Esq. Individuals or married couples can file for bankruptcy protection under Chapter 7 if they meet the Nevada “means” test, meaning their income is below the state median income. , Stephen R. Nevada Exemptions. Affordable Chapter 7 Bankruptcy Lawyer In Reno, NV. Except as otherwise provided in subsection 3, the landlord may not, in retaliation, terminate a tenancy, refuse to renew a tenancy, increase rent or decrease essential items or services required by the rental agreement or this chapter, or bring or threaten to bring an action for possession if:Finally, to avoid choosing the wrong bankruptcy chapter, take time to learn about the differences between Chapters 7 and 13. 557 Washington Street, Reno, NV, 89503. Instead, contact Fair Fee Legal Services to hire a qualified bankruptcy attorney in Las Vegas. Las Vegas, NV 89128. 16 Years. To obtain a copy of the Local Rules, you may download the portable document format (pdf) files above or contact Lexis/Nexis - Matthew Bender Publishing at 1-800-833-9844. Cimarron Rd. Chapter 13 Trustee – Reno, NV. This translates to $4,532. Having served the Reno business for more than 30 years, we can help with your business law including Chapter. If the court has barred you from refiling bankruptcy, you will likely have a 180-day waiting period before you can file a new case. Chapter 7; Chapter 11; Chapter 12; Chapter 13; Chapter 15; Involuntary Petition; Pleadings;. Nevada Bankruptcy Court: Chapter 7: Judge: Hilary L Barnes: Case #: 3:23-bk-50840. Jared Reed Richards. Reno, NV 89509. The Lakes. Freedom Law Firm is your best source on all debt and bankruptcy issues in Las Vegas. 1237 phone. William A. (844) 288-7881. From Business: We are a Reno Bankruptcy Law Firm offering Chapter 7 and Chapter 13 Banruptcy Attorney Services. Under a consumer credit counseling plan your creditors may be willing to lower your interest rates and accept reduced payments if you enter a debt repayment plan. , P. Reno, NV 89521 775. Trustee Program determines the approved providers for each judicial district in all but two states. Access business information, offers, and more - THE REAL YELLOW PAGES®. To qualify for Chapter 7, your income must be below the state’s median income. § 586 and 11 U. Best Bankruptcy Law in Reno, NV 89507 - Darby Law Practice, Sean P Patterson Attorney at Law, Affordable Bankruptcy Attorney, Harold C. This is why lenders often require a waiting period of 1–4 years after a Chapter 7 bankruptcy discharge. 775-786-8926. united states bankruptcy court northern district of illinois eastern division ) in re: ) chapter 11 ) caesars entertainment operating company, inc. 11 lawyers specializing in Chapter 7 are available in the Reno, NV area. The Chapter 7 bankruptcy cost may even be different if you are filing in Reno vs. For example, you may pay a Chapter 7 bankruptcy attorney fee of $1,300 in Reno, but pay a bankruptcy attorney fee. And it's cheap. With Unbundled Legal Help, you can hire a lawyer to assist you with the parts of your case you need help with. We Will Instantly Connect You with a Chapter 7 Bankruptcy Lawyer for a Free Consultation. If bankruptcy is appropriate for your situation, your lawyer will help you decide whether Chapter 7 bankruptcy (often used by individuals or small business. 20%. Saturday. Also, people file Chapter 13 bankruptcy because they have too much income to file a Chapter 7 bankruptcy or have the kind of debt that is non- dischargeable in a Chapter. Rated Reno, NV Bankruptcy Chapter 11 Lawyers Average lawyer rating based on legal expertise, ethical standards, quality of service and relationships skills 4. News Lawyer Directory – powered by Best Lawyers®. 11 Bankruptcy Code. Bankruptcy financing is often frowned upon by traditional lenders such as large banks and your local credit unions. Affordable Chapter 7 Bankruptcy Lawyer In Reno, NV. Las Vegas, NV 89101. The total cost will largely depend on your financial situation, the complexity of your case, and whether you file Chapter 7 or. P. Household Size of 2: Annual income of $69,804. S. co. Top Reno, NV Chapter 7 Business Bankruptcy Lawyers Near You. Bankruptcy Law Attorneys Attorneys Bankruptcy Services. Sparks, Nevada lawyers in related practice areas. Bankruptcy Code. Whether you are filing for Chapter 13 or Chapter 7 bankruptcy, we charge no out of pocket expenses so that you can have a greater chance of getting your. Reno, NV Office; Las Vegas, NV Office; UST- Region 17. Again, equity is the market value of your car minus what you owe on the car loan. Reno, NV Business Law Lawyer with 49 years of experience. Under the Nevada bankruptcy protection law, your lender must receive permission from the court before repossessing your vehicle while you are in an active Chapter 7 or Chapter 13. Skip to main content. The firm is capable of handling personal and business bankruptcies, assisting clients in filing for a chapter 7, 11, or 13. Kevin represents individuals and businesses in bankruptcy in Reno, including Chapter 7, Chapter 11, and Chapter. Cost to file chapter 7 in Nevada. Reno, NV. In order to file for chapter 11 bankruptcy in Nevada, the business must pay the following: $1,167 case filing fee; and. Consider this information to help assess your financial danger zone with a Reno bankruptcy law office. News Lawyer Directory – powered by Best Lawyers®Chapter 7 bankruptcy is commonly referred to as a liquidation bankruptcy whereas Chapter 13 bankruptcy is often referred to as a reorganization bankruptcy. David S. A Chapter 13 bankruptcy in Nevada is a payment plan based bankruptcy. With over 20 years of legal experience, Reno…. Thomas M. $571 administrative fee. Our Reno Chapter 7 Bankruptcy Lawyers can assist you with getting rid of all of your unsecured debts. Get Started For As Low As $500 to $1,500. O’Mara has built and maintained an outstanding reputation by providing superior legal services to his many. Robert Broili Law Offices. Median income can be part of the Chapter 7 income limits. Use our free directory to instantly connect with verified Chapter 7 Bankruptcy attorneys. Bankruptcy Advice in Reno, Nevada. Sentencing Guide. chapter 7. The cost of a bankruptcy lawyer ranges from $750 to $1,500 for a standard Chapter 7 case. Contact. Bankruptcy Court District of Nevada 300 Las Vegas Blvd. Chapter 7 voluntary bankruptcy case HUGHES PRIVATE CAPITAL, INC. Show Preview. state of Nevada, approximately 22 miles (35 km) from Lake Tahoe, known as "The Biggest Little City in the World". Chapter 7 bankruptcy: The most common type of personal bankruptcy is Chapter 7, which generally wipes out. S. Results 1 to 11 out of 11. The current median income in the State of Nevada for 1 earner is $54,394/year; $69,804 – for a family of two; $77,536. Chapter 7 bankruptcy; Chapter 13 bankruptcy; Debt management; Debt settlement; Ms. Find local bankruptcy lawyers and bankruptcy attorneys in your city, state or zip code, along with bankruptcy information and a means test to see whether you qualify — free from LegalConsumer. Get Started For As Low As $500 to $1,500. This will be done according to the priority stipulated in the U. Generally, in these plans, you deposit money each month with the credit. The four most common Bankruptcy Chapters are 7, 11, 12 and 13. We Will Instantly Connect You with a Chapter 7 Bankruptcy Lawyer for a Free Consultation. Cecilia Lee began the practice of law in 1986 in Portland, Oregon as an appellate lawyer with the law firm of Schwabe Williamson & Wyatt. Darby is a partner and founding attorney of Darby Law Practice, representing individuals and businesses in bankruptcy in Reno, including Chapter 7, Chapter 11, Chapter 13, and helping clients in all manner of debt relief from loan modifications and. Northern Nevada Business Leads for September 2018, produced by NNBV; Northern NV business leads, bankruptcy filings for March 2019;. Liberty St. 4. -Make a fresh start! -We all deserve a 2nd chance in life. The Chapter 7 means test is the analysis that determines whether you're eligible to file Chapter 7 bankruptcy. Brenda Toriyama. News & Updates ofHarris Law Practice. The building codes of . A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that. They also appear in other related business categories including Attorneys, Bankruptcy Law Attorneys, and Personal Injury Law Attorneys. Course 1: The Pre-Filing Credit Counseling Course. Address: 702 Plumas. ). The U. PacerMonitor A Fitch Solutions Service Features Plans & Pricing About. The basic idea in a chapter 7 bankruptcy is to wipe out (discharge) your debts in exchange for your giving up property, except for “exempt” property which the law allows. Open for Business. Compare the best Chapter 7 Bankruptcy lawyers near Verdi, NV today. We can find a solution for your problems with personal injury, estate planning & Consumer law. Free Consultation Offers Video Conferencing Bankruptcy, Divorce, Family and Probate. 775-291-4559. You can mail it to Eldon B. In this article, our Las Vegas bankruptcy attorneys discuss: Best Bankruptcy Law in Reno, NV - Sean P Patterson Attorney at Law, Affordable Bankruptcy Attorney, Darby Law Practice, Reno Sparks Bankruptcy Attorney, Stephen R. - 5:00 p. It’s one of the last official steps Chapter 7 bankruptcy filers have to complete before getting their discharge. Reno, NV E-mail: attycburke@charter. S.