High interest on every U. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. Got an email from RBC with the below offer For a limited time, you can get up to 1. 5 per cent. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. The Bonus Interest Rate of 3. Key Savings Account Features. Many first-time home buyers use their RRSP savings to help increase their down payment through the federal government’s Home Buyer’s Plan. The standard rate on this account is 1. legal bug 9. 5. —. 95 $30. Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. , RBC Direct Investing Inc. 50%. 5. 005% if the balance is less than $1,000 and 0. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. S. Dollar Accounts > RBC US High Interest eSavingsTM > U. RBC’s HISA is referred to as the RBC High-Interest eSavings account. dollar account or an RBC High Interest eSavings account. This plan has $0 fee. 05% interest rate, has no minimum deposit requirements, and includes free transfers between the savings account and RBC chequing accounts. and Canadian accounts instantly – for free 8. High Interest eSavings Account lets you earn interest. This account also pays bonus interest of 5. The Bonus Interest Rate on August 3, 2023 was 3. 150%. Notwithstanding the terms and conditions of any separate. This RBC New eSavings Client Bonus Interest Rate Offer cannot be combined with other promotional rate offers applicable to an RBC High. KOHO HISA. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Purchase Interest Rate: 20. Skip to main content. The RBC High Interest eSavings account RBC’s HISA currently offers an interest rate of 1. You cannot send an IMT from a U. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. S. Skip to main content. , RBC Direct Investing Inc. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. This plan has $0 fee per month and offers a modest 1. Any balances over. To help grow your savings faster you will earn 4. Contact Customer Service; Call 1-800-769-2553; Locate a No-Fee 2 U. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. As of the start of the Promotional Period (May 10, 2023), the annual Bonus Interest Rate is 3. Royal Bank of Canada, commonly known as RBC, is a global financial institution. Explore current RBC special mortgage offers. Get 350 when. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. The Bonus Interest Rate of 3. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. No annual fee. Track your personalized savings goals in real time and watch your money grow. If you deposited ten grand - the total interest earned after three months is approximately $62. Things our lawyers want you to know. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. It offers a modest 1. Account details. Special Offers. 50% for a three-month period. ”. Making and Receiving Payments. 90% per annum and is subject to change without notice; A. Learn More. 70%, first three months: 4. Learn the different methods to send and receive payments quickly, conveniently, and safely. Non-Sufficient Funds (NSF) Fee. Business Essentials Savings Account. Grow Your Investments Faster with a TFSA, RRSP or FHSA. Any balances over. 50% that lets you grow your savings without worrying about any promotional periods. Simply have the recipient’s name, branch number and account number handy – all of which can be. No minimum balance required. First-time clients who open an RBC High-Interest eSavings Account by 3 PM EST on December 22, 2023, will get a high interest rate for three months (on balances up to $1,000,000). We’ve given the RBC High Interest eSavings account a Genius Rating of 3. The Bonus Interest Rate of 3. 00% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 15 th, 2022 to April 30 th, 2022 1 . 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Personalized Cheques legal bug 7. The RBC High Interest eSavings account and the RBC US High Interest eSavings account now deliver your account information in electronic form only. RBC High Interest eSavings: 3: 1. S. Call Collect: 1-506-864-2275. Research, pick and manage your own investments. , RBC Direct Investing Inc. 5. It is easy, fast, and secure! Send Money Now in RBC Online Banking. , Royal Trust Company or The. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. Good idea to get out of RBC, because all the big 5 banks (Scotia, RBC, CIBC, BMO, and especially TD) are known for low interest rates and high fees. 090%. 2% on your savings for three months. AdChoices; Promotions; Royal Bank. No minimum balance (even to get rebates) $0 monthly fee with Value Program Rebate 7. To help grow your savings faster you will earn 4. Full: $1. Tap the Action Button in the Navigation Bar. RBC ION+™ Visa ‡. GIC rates are influenced by Bank of Canada interest rate decisions, but more so by the bond market. RBC TFSA RBC High Interest eSavings; Purpose: A registered account for tax-free earnings and withdrawals: High interest-earning account: Interest rate: 0. Call to book an appointment to open a bank account over the phone or by video conference. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. View Legal Disclaimers. Savers are really getting shafted as opposed to traders. The Bonus Interest Rate on August 3, 2023 was 3. Call to book an appointment to open a bank account over the phone or by video conference. Only at RBC. 7 6 9. Introducing RBC Vantage. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Unlock more from your everyday banking. From the Account Balances page, click on the account name or number. Card Details. High Interest eSavings Account that is closed or switched to a different product/account type which is not an RBC U. Save up to $6 per month. 60% promo interest rate . 7. TO. FREE. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. From the Account Balances page, click on the account name or number. , RBC Direct Investing Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. All remaining cash bonuses will be forfeited, even if all other Qualifying Criteria have been met. Offer Ends January 3, 2024. N/A. dollar. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Free account transfers 24/7 with no delay. Contact Information. Account details. S. High Interest eSavings doesn't allow cheques and doesn't allow ATM access at other than RBC ATM's. RBC Vantage gives you powerful benefits with any eligible RBC. , Royal Trust Company or The. S. Avion Points legal bug 10. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. 5% annual return before the spring's events, now down to 0. Call Toll-Free: 1-866-756-1107. 5 per cent high interest is only accurate in comparison with other big-bank offerings. Royal Bank. E-transfers are $1. For example, send your daughter money or pay wages to your employees. S. Notwithstanding the terms and conditions of any separate. Key Savings Account Features. 150%. As of the start of the Promotional Period (September 13, 2023), the annual Bonus Interest Rate is 3. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , Royal Trust Company or The. Another nice perk is that you do not need to keep a minimum balance in the account to earn interest. The Alterna Bank High Interest eSavings Account features a good regular interest rate of 2. RBC High Interest eSavings account rating: 3. Contribute for as long as you want to—there’s no age limit. , Royal Trust Company or The. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Contact Us. All remaining cash bonuses will be forfeited. 5 stars. , RBC Global Asset Management Inc. And it comes free of cost and you need only do everything online. , RBC Direct Investing Inc. The RBC U. 5% interest on your balance and you’ll get fee-free RBC transfers. 60% rate and has no monthly account fee. 4. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. The Bonus Interest Rate of 3. 7. Whether you have a simple question—or you want to talk through an important financial matter—our advisors are here to help. When you open the account, you can enjoy a high-interest rate of up to 4. 95 per month. Where anWith the launch of the First Home Savings Account (FHSA), there’s now one more registered investment plan to consider when determining which one – or which ones – can best help you meet your savings and retirement goals. 7%: Minimum balance: $0: Monthly fee: $0:. If you are looking for the best high-interest savings accounts in Canada, you will be sorely disappointed by the rate on RBC’s High-Interest eSavings account. The RBC High Interest eSavings account RBC’s HISA currently offers an interest rate of 1. 7% really isn’t that great. The perfect business savings companion to your day-to-day chequing account. High Interest eSavings account, or your NOMI Find & Save account, you can contact us at 1-800-Royal 11. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. The RBC High Interest eSavings is an online savings account that has an integration with other RBC accounts. Switch. Make up for missed contribution room from previous years indefinitely. 5% for 3 months. Here’s a straight-forward example. Special Offers. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. RBC Royal Bank Routing/ABA number (if funds coming from U. Phishing. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. While the Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP) and FHSA all offer tax. Please call us at 1‑877‑900‑59001. Select a Payee. Interest is computed every day based on the closing credit balance. dollar and receive free online transfers from this. Learn More. Tap Add a Payee. For all personal deposit accounts other than the RBC High Interest eSavings® account, the RBC U. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. High Interest eSavings; Enhanced Savings; Day to Day Savings; US Savings; Leo’s Young Savers Account. legal bug. 50%: $0: $0: $5: Methodology. 24: One certificate per customer. Borrowing Resources. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. RBC High Interest eSavings: Earns a higher interest rate than a typical savings account. Save up to $11. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. S. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022. Unlimited debits worldwide. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Personalized typed letter: $15. Search RBC. Know what your money is up to with MyAdvisor. C. If you sign-up for the account between now and April 21, 2023, you will be eligible for a 4. RBC U. APR 2. Greater than $50,000 minimum daily balance. Here’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , RBC Global Asset Management Inc. NOMI Find & Save will learn your transaction patterns, find extra dollars that it thinks you won’t miss and set them aside for you automatically. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. RBC’s Royal Bank High Interest eSavings Account is an online savings account that offers a competitive annual interest rate. S. ATMThe RBC U. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. You can deposit the amount you want into your account as there is no minimum deposit required. To get your cash bonus, simply open an account and deposit funds by 3pm EST on June 30, 2023. , RBC Global Asset Management Inc. Offer ends April 30, 2023. monthly fee 6. , RBC Global Asset Management Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 3. The RBC High Interest eSavings account is a no monthly fee account that allows you to earn high interest on savings. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. The Bonus Interest Rate on August 3, 2023 was 3. Learn More. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. Free electronic self-service transfers 24/7 with no delay 2. S. Any balances over. legal bug. RBC High Interest eSavings Account Earn 5. $5. 5 out of a possible 5 stars for a few reasons. Tip #6: Talk to a specialist. 2% interest for 3 months when you open your first RBC High Interest eSavings account. legal bug. Find a Branch; Call 1-800-769-2511; Email; EN. Access funds at any time via ATM, branch, cheque, online or telephone banking. Valid until December 22, 2023 ; CIBC eAdvantage Savings Account: Get a Smart Interest of 0. APR 2. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Compare up to three credit cards. $ 24 or $ 18. Interest rate: 1. RBC Enhanced Savings: The interest rate increases as your balance. , RBC Direct Investing Inc. 10% for the first three months. Receive tiered interest rates on your balances. The Bonus Interest Rate of 3. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Best High Interest Savings Accounts Best No-Fee Chequing Accounts Best Online Bank Accounts Best U. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Contribute even if you’re retired or not employed. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. S. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. The Bonus Interest Rate on August 3, 2023 was 3. If you have not used the funds in your FHSA by that time, they can be transferred tax-free to your Registered Retirement Savings Plan (RRSP) without. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. s. Call Toll-Free: 1-866-756-1107. , RBC Global Asset Management Inc. The Bonus Interest Rate of 3. Simple interest, on the other hand, is interest paid on your initial savings only. The Bonus Interest Rate of 3. The downside to having an online bank savings account is that when you need your money it. 00 $3. Simplii High Interest Savings Account Earn 6. , RBC Direct Investing Inc. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. 7% interest on your savings. These fees can range from $0-$10 per transaction. "The 2. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. The Bonus Interest Rate of 3. . Any balances over. Contribute for as long as you want to—there’s no age limit. Choose any airline, any flight, any time. 490%. Legal Disclaimer 14. GET 5. Get 3,000 welcome Moi points upon your first purchase 1 . No Points may be earned by an Existing Personal Client for upgrading from a personal savings account, such as the RBC High Interest eSavings ®, the RBC Enhanced Savings ® or the RBC Day to Day Savings account, to an Eligible Personal Banking Account. , RBC Direct Investing Inc. The RBC High Interest eSavings account pays high interest on every dollar you save with no minimum deposit requirements. 05%. 5% interest (on balances up to $1,000,000) for the next 3 months 2 if you also sign up for MyAdvisor (or sign in, if you're already enrolled) within 60 days of opening your first. You then have 15 years to repay. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. S. E. , Royal Trust Company or The. 90%: Regular: 1. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 500. Monthly Debits. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. RBC is one of Canada's biggest banks, and in terms of market capitalization, it's one of the largest in the world. Line of Credit. ):. The Bonus Interest Rate on August 3, 2023 was 3. SIGN IN MENU. Skip to main content. , Royal Trust Company. You cannot send an International Money Transfer from a U. , Royal Trust Company or The. RateLink Essential (Regular and Sixty-Plus) and Discontinued Royal Bank Sixty-Plus Accounts. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive. Free account transfers 24/7 with no delay. This account has the highest interest rate among all RBC savings accounts. , RBC Global Asset Management Inc. All remaining cash bonuses will be forfeited. RBC VIP Banking. To get your cash bonus, simply open an account and deposit funds by 3pm EST on June 30, 2023. 50%; a. Personalized Cheques legal bug 22. ELIGIBILITY. Every dollar makes a difference when you’re saving for the future. The Bonus Interest Rate on August 3, 2023 was 3. Enjoy free account transfers, free access to online and mobile banking, and a powerful digital service called MyAdvisor. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Minimum Investment. Contribute even if you’re retired or not employed. Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. S. Search. Just keep in mind that as a straight-ahead savings account isn’t suitable for day to day banking since it only offers. 50. RBC Royal Bank requires a branch visit to obtain a bank draft. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. With an eligible CAD bank account at a Canadian financial institution, you can send, request and receive money any time by using the Interac e-Transfer service available in RBC Online Banking 1 or the RBC Mobile 1 app. 95 each. $0 /mo. Free transfers between any RBC Royal Bank personal deposit accounts in your name 27. . $0 to $9,999. " From the Online Banking homepage select "view all account balances" under the Banking header. RBC High Interest eSavings; Learn more about the Value Program or explore bank accounts now.