Depending on the bank, professional packages often reduce the standard variable rate by 0. One low rate, a discount that gets better every year, and no fees from us. 6. When refinancing mortgages, there are a number of common fees that may apply. 0 (602) Loan Studio 4. Refinance loans from 5. Where multiple loans are established as part of a new package, the customer can request which Eligible Home Loan is the Mandatory Account. Downloadable resourcing . 74%; at 70% LVR or less is 5. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. You have the option of borrowing up to 90% of the home's value. Rates & calculators. For instance, some lenders may take longer to examine all your documents and paperwork, than other lenders would prior to making a. On top of that, all this is usually accompanied with a reduction from a range. ^ ^$2k + 1k (eligible frontline workers only) for refinanced loans $250k-$749k. Call 13 11 55. 69% p. Total Savings. 00% on Sunday, Zillow announced. Talk to a home loan expert. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Westpac and ANZ are also maintaining their mortgage cashbacks. Refinance Your Home Loan . Payable on each loan application and will be charged only once where there are multiple facilities requested as part of the same loan application. 2 Owner Occupied Professional Package variable rate, $1,000,000 and above, LVR ≤60%, P&I repayments. Suncorp: $499. 13%. Procure initiated online today!Home lending applications: Lodgement for refinance applications (PAYG/Basic self-employed): Friday 17 November 2023. The offer is available to eligible new customers refinancing a home loan valued at $250,000 or greater to Suncorp. To get the best refinance rate in Texas, work on improving your credit score. Example: Brad wants access to his equity. 69%. Option to add an offset for 0. On Thursday, November 16, 2023, the national average 30-year fixed refinance APR is 7. If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST) Things you should know. 6. Payment. From 16 June, Suncorp Bank will increase home loan variable rates by 0. Compare home loan rates from across the market, from online lenders to the Big Four banks. home loan comparison. Suncorp - Up to $4000. Find Suncorp home loans currently available in Australia, and compare home loans with RateCity. Eligible borrowers can get their annual. com. Schedule an appointment. Additional benefits, including no establishment fee, with Home Package Plus. Currently, they are offering a Refinance Cash Bonus. If you have a Fixed Rate home loan and want to break the fixed term, an Early Repayment Adjustment Fee (EPIA) will apply. a. 22: 30-year fixed: 7. A spokesperson for the bank told Mortgage Business that Suncorp will discontinue offering personal loans as a standalone product from 16 February 2021, while Home Package Plus or My Home Package customers can. ). - Extra $1,000 cashback: For eligible health, education or emergency services workers, meaning potential cashback of up to $4,000. Talk to a home loan specialist. We’ll reply within two hours or by the next business day. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Name the goal. Home Loan Experts. a. It offers a 2. 40% to 1. These rates are for secured. Download the RateCity App. Reward Me Home Loan: 2. a. A personal loan can be ideal for smaller renovations, and with one of our Variable Rate Personal Loans you can make additional repayments to help pay off your loan sooner without being charged a fee. Best for cashing out full equity: Rocket Mortgage. The interest rates and fees and charges are those that apply as at the date of production of the Key Facts Sheet. Compare FL mortgage rates by loan type. Home Loan Refinance , Receive up to $3,000 Cash Bonus when you refinance to an eligible Suncorp Bank home loan. By paying down a significant portion of your mortgage balance, you’ll reduce your loan-to-value ratio (LTV) and increase the amount of equity you have in your home,. Suncorp Metway: Suncorp’s pre-approvals go to a file owner but not to a credit officer for formal assessment. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. But is that a better deal than a low rate?Compare today’s refinance rates. • $4,000 cashback for a new refinanced home loan of $1,000,000 or more, LVR ≤90%. In this option, a homeowner’s original loan is paid off by a new mortgage loan, with a new rate and set of terms. Buy my next home. 3 per cent of the mortgage market, while Suncorp has 2. Homeowners often do a rate-and-term refinance to lower their interest rate or mortgage payment. 23 Feb 2022an interest-only loan, for which only the interest portion will be paid off for a set period, typically one to five years. 77%. Please check with your state’s land title office to. a. Refinancing a home loan is the process of switching from your current loan to a new one, either with the same provider or a new one. In a similar move, Suncorp also made the decision to lower its variable rates for the Standard Variable Home Loan Special for owner occupiers (LVR of <60%) by 10 basis points, by 15 basis points for the 60-70% LVR tier and by 5 basis points for 70-80% LVR . For example, you can refinance a 15-year mortgage to a 30-year loan to lengthen the term of your loan and make a lower payment each month. Complete your home loan application form and documentation as normal with Suncorp Bank or your broker. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Talk to a home loan expert. 2 million, so if you are refinancing a mortgage with only $500,000 left, you can consider between HSBC, Bank. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. By refinancing to a home loan with a 5% interest rate, she could reduce her. 6. Our Suncorp Bank Standard Variable Rate Home Loan is designed for borrowers who want the flexibility of a variable rate, and would like to take advantage of features like an offset loan or cashback facility. Tap Transfer and choose your accounts you want to transfer between, as well as the amount. National Australia Bank (NAB) – Free. – 3. Talk to a home loan expert. These rates are for secured. 0 (242). Suncorp normally requires. After. Lender Reviews . Learn about Suncorp’s home loans and find out how they compare to loans from other lenders. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Price. Payable on each loan application and will be charged only once where there are multiple facilities requested as part of the same loan application. Access to savings with unlimited redraws available. This repayment will require you to pay the interest charge, as well as reducing the principal amount of. Back; Banking; Internet Banking; Insurance; My Suncorp; Health Online Services;. 6. The Wealth Package is suitable for loans over $250,000 in most cases. 89% p. That’s a saving of up to $11,250. The new loan must be in the same name (s) as the existing one. Applying for either the minimum or maximum can have perks, but Marsha says the right loan term really depends on your circumstances and the loan’s purpose. Our Suncorp Bank Standard Variable Rate Home Loan is designed for borrowers who want the flexibility of a variable rate, and would like to take advantage of features like an offset loan or cashback facility. New Home Loans >= $150,000 and Loan to Value Ratio (LVR) must be as stated. 83 on top of your previous loan. Perhaps the most common reason for refinancing is to lower your interest rate. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus terms and conditions before making a decision regarding any. 82% CR) under 70% LVR, Store: Suncorp, Category: Financial Suncorp has been named Money Magazine’s Bank of the Year and Business Bank of the Year for the fourth year in a row. 74, the average rate you'll pay for a 15-year fixed. You have the option of borrowing up to 90% of the home's value. The cashback money is paid into the customer’s nominated bank account after the new home loan agreement is signed and settled. a. Some lenders are offering cashbacks - worth up to $2,000** when you refinance. Repayment Pause. This increase means that for every $100,000 of loan balance remaining on a. From time to time we may send you information about products or offers from Suncorp. Refinance New Home Lending. Save time with access to FastReFi® where we manage the refinance steps on your behalf, and fund your loan within days 2. 69% p. Buy my first home. Customer service. a. Suncorp key facts. This makes it easier to tailor your loan to its purpose. Suncorp Customers Login. Chase – Best For Relationship. 70% p. Cash-In Refinance. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the Suncorp Bank Green Upgrades Equity Home Loan Offer. By providing my email address on this form I consent to Suncorp Bank or its electronic signature service provider, DocuSign, sending. These investment home loan rates are based on data from Rate City and Mozo, sourced in December 2022, based on a loan amount of $500,000 and a minimum. Contact us to discuss the option that best meets your needs. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. 33%. The low rates alone might be appealing enough, but the loan also comes with handy features like extra repayments (free up to $5,000 per year), a split rate option and $3,000 cashback for eligible borrowers. 06% p. Review their. Her current mortgage is $600,000 on a 6% interest rate, with 20 years of repayments. Home Loans. Interest-only option available on some loans. First up, tell us a bit about your property and we'll see if it's eligible for a ubank home loan. In some cases, our lenders can even approve your new home loan on. Essentials Home Loan: 6. 96% for a 30-year fixed mortgage and 7. Take out a personal loan. com. It is available on owner-occupied and investor loans where repayments are either. Enquire online Check interest rates. A rate-and-term refinance can also be used to get rid of mortgage. Unloan’s mission is to provide a simple, low-cost home loan that’s easier to get and more rewarding to live with. One of the latest deals is from Suncorp which has just rolled out a three-tiered cashback offer for eligible owner occupiers and investors, including a special for. Westpac charges $350 in discharge costs for their Rocket Repay Home Loan. Today we are announcing Suncorp Bank’s variable home loan interest rates will increase by 0. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Guarantor mortgage: 100% of the property value plus costs. After comparing her options and consulting her mortgage broker, she decides to switch to a smaller non-bank lender. 6. Rates & calculators. To be eligible: The new interest rate must be lower than the existing loan. The lowest 30-year refinance rate will largely depend on your financial profile, market conditions and the lender. Step 2 – Settlement. You might refinance to a 15-year term to get a better interest rate and pay less interest overall. Year 2. There is an input in the calculator to consider these in the subsequent calculations. Existing lending ≥$150,000 and new equity lending between $10,000-$25,000 and borrowings ≤80% of the security property value (LVR) inclusive of lenders mortgage insurance (if. 6. Qualifying Home Loans – means the type of Eligible Home Loans that can qualify for interest rate discounts. A home loan will have a loan term (usually between 8-30 years), which can have the option of principal and interest or interest only repayments. Suncorp’s team of home loan experts are your own dedicated home loan specialists. Suncorp has excellent specials with their 3-year and 5-year fixed. Refinance for new home lending of up to $750K receive $3000. Get discounted rates upfront on eligible loans (T&Cs apply). ubank is part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Annual rate discount; Unlimited redraws & additional repayments. HPP Fixed Rates Special Offers valid 20 October 2023. Whether you're buying, investing or refinancing, we have a home loan to suit your needs. Macquarie’s rate reductions, which come into effect from November 11, range from 10 basis points for 1, 2 and 3-year fixed loans to. Best for reverse mortgages: American Advisors Group. This means he has $300,000 in equity and a loan-to-value ratio (LVR) of 40%. Suncorp home loans Since 1902, Suncorp Bank has been providing Australians with reliable personal and business banking services. variable. New Home Loans >= $150,000 and Loan to Value Ratio (LVR) must be as stated. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Find out more Manage your home loan. Returning documentation: Documents must be returned to FMS by Monday 11 December 2023 with no outstanding items for verification. 5. 94 % pa: 7. Credit criteria, fees and charges apply. Suncorp’s team of home loan experts are your own dedicated home loan specialists. Compare home loan rates from 25+ lenders and see if you can save. Newcastle Permanent Variable Home Loan (Premium Plus Package) $2,000 cashback for loans of $250,000 or more (T&Cs apply) Bonus $1,000 cashback for loans of $500,000 or more. Reverts to cash advance rate. What is Lenders Mortgage Insurance (LMI)? In the event you are borrowing more than 80% of the value of a property from a Suncorp Bank, you will have to pay what’s called Lenders Mortgage Insurance (LMI). When you bought your house, perhaps you took out an adjustable-rate mortgage (ARM). This repayment will require you to pay the interest charge, as well as reducing the principal amount of. At Suncorp Bank, home loan interest is calculated daily and charged on your monthly repayment due date. For example: If your loan amount is $450,000 and the value of your property is $700,000 your LVR is 60% ($450,000 / $700,000 X 100 = 60%). a. No monthly or ongoing fees. For example, say you started with a 30-year loan but can now afford a higher mortgage payment. No credit scoring. Receive $3k cash with a new refinanced home loan of $500k+ For new refinance applications when borrowing 90% or less of the property’s value. Confused about when to refinance your home loan and how you can benefit from it? Check out these 10 questions that you can ask. ACN (Note - Either ABN or ACN is required. Protect & maintain my home. Launch the Suncorp App. Great serviceability for investment loans. The Green Loan has an ultra-low introductory rate of 0. Choose 1, 2, 3 or 5 year fixed terms (3 year rate shown above). Only available for new borrowings of $300,000 or more. $2,000 + $5,000 = $7,000 less the flexiRate balance of $1,000 = $6,000. This increase means that for every $100,000 of loan balance remaining on. All rates are valid until withdrawn and are subject to change. From simple repairs and a fresh coat of paint to clever styling, we've. 70% p. Average interest rate September 2023 5. Discharge fee: Your current lender will charge you a fee to exit the loan contract, which is usually around $300 or $400. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together. Unless withdrawn prior by Suncorp. 31% p. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the. Call 1-800-644-4815. Discounted Back to Basics Variable Rate with Better Together Special Offer. Variable Rate. Since a medical mortgage sellers, we have access to refinancing options which are very competitive and not available through most other mortgage brokers. $3,436. • $3,000 cashback for a new refinanced home loan of $500,000-$999,999, LVR ≤90%. Apply online. # Discounted Back to Basics Variable Rate with Better Together Special Offer. (3. Limit of one $2,000 cashback payment regardless of the number of applications, applicants, properties or home loans involved per 12 month period. Refinance and get our standard Refinance Cash Bonus plus an extra $1,000 with an… Are you a teacher, nurse, firefighter or other eligible frontline worker? Suncorp Group on LinkedIn: Refinancing. From 17 November, Suncorp Bank will increase home loan variable rates by 0. Suncorp Bank will issue your home loan account number via SMS and via your settlement letter. 10%. We offer a range of business loans and finance options. 00% p. How to do a budget Plan and manage your money. First home buyers can get upto 95% LVR with LMI (i. No matter the reason you’re refinancing your home loan, comparing your options is an important step. Suncorp Bank charge a loan finalisation fee. 6. Price. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. For a faster response on your pre-approval enquiry, try our calculator to estimate your borrowing power and continue to apply online. can be eligible even with only 5% deposit) and up to 110% LVR with a home loan guarantor. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. $3,436. If you have any questions about finishing a fixed rate home loan, call us on 13 11 55 and speak with a Home Loan Specialist. Interest-only option available on some loans. The document establishes that the insurance contract is certified and effective up to the expiration date mentioned. The 30-year fixed mortgage rate on November 19, 2023 is down 25 basis points from the previous week's average rate of 7. Best for buying a new home: PNC Bank. from. Plus an extra $1,000 Frontline Extra Bonus, is available for teachers, emergency workers and health heroes - our 'frontline' heroes during the COVID-19 situation - providing eligible customers with a cash payment of up to $4,000 in total. In a similar move, Suncorp also made the decision to lower its variable rates for the Standard Variable Home Loan Special for owner occupiers (LVR of <60%) by 10 basis points, by 15 basis points for the 60-70% LVR tier and by 5 basis points for 70-80% LVR . Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence 229882 GPO Box 1453 Brisbane QLD 4001 Internet: suncorp. The Suncorp Standard Variable Rate Home Loan offers a 100% offset account, the ability to make additional repayments on your loan and a redraw facility. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. 6. Full conditions available from Bank Australia. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. This is also known as a Guarantor Home Loan. The discounted rate (currently 6. Pay no annual fee for the life of the loan on an eligible new home loan package of ≥$150K. Loan Establishment Fee. 91%: Get $2,500 cashback when you refinance or apply for a new home loan by 28 August 2020 and have the loan settled by 30 October 2020. To all within the Suncorp family, the years I have entrusted my finances with. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. variable. 25% interest rate with $300,000 left on your loan. At the expiry of the 3 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 8. View Suncorp Bank's home loans, home loan packages also bank calculators. * Comparison Rate 6. Competition among lenders to attract home loan refinancers appears to be heating up with a spate of new cashback offers as high as $4,000 hitting the market in recent weeks. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. The offer will save new Home Package Plus customers refinancing their loan to Suncorp $375 per year or up to $11,250 over 30 years. Suncorp has just announced a bigger cashback offer if your loan is $1m or more:. Current mortgage interest rates in Nevada. ) less the Home Package Plus discount. Pepper Home Loans – Between $300 and $500. They provide one point of contact throughout, keeping you up to date every step of the way. $99 first year fee, reverts to $129 thereafter. The calculations do not include fees which are dependent on events that may not occur (for example, fees incurred to change. George transaction account within 60 days of settlement. Flexibility to split your loan and set different repayment types. Owner Occupied. The loan term is 30 years. Other benefits can include access to discounted insurance, up to 20% off your first year’s premium on new to Suncorp Home, Landlord and/or Contents insurance policies. With $3,000 cash when they refinance to a Suncorp BankProducts and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 70% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Aussies looking to save money on their home loan and earn thousands of dollars cashback into the bargain have been rushing to snap up the generous refinance cashback offers available with Commonwealth Bank, Bank of Queensland and Suncorp this month. LMI is a cost that protects the bank in the event you are unable to pay your mortgage. No offset or redraw facility during the fixed rate period. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Protect & maintain my home. ). A refinance can also help you switch from one type of mortgage to another. Find outbound when you ability save. Suncorp Bank has launched a home loan refinance cashback offer of up to $4,000 for health, education and emergency services workers with eligible home loans. Australian Prudential Regulation Authority data for May shows ANZ holds about 13. a. a. Buy an investment property. It’s simple & convenient to manage your home loan with the following helpful information, tools & services. Not all banks charge this fee. suncorp $3,000 cashback. Suncorp’s ensuing rapid growth in home loans raised market questions about. Suncorp’s Back To Basics loan is a no-frills variable rate mortgage. Refinance and get our standard Refinance Cash Bonus plus an extra $1,000 with an eligible Suncorp Bank home loan. Currently, they are offering a Refinance Cash Bonus (ends 18 Dec 2020; applications settled by 26 Mar 2021): Refinance for new home lending of up to $250K receive $2000. Maximum LVR 60%. a. But your home loan is a long term financial commitment, so it makes good financial sense to to know which puts you ahead over time - a lower rate or a cash payment. Calculate your total mortgage costs including how much of a down payment you can make and the closing costs to. A simplified online application makes it easier to apply for a mortgage refinance with Wells Fargo. According to the Mortgage and Finance Association of Australia’s (MFAA) latest Industry Intelligence Service (IIS) report, it revealed that the major banks and regionals owned by the major banks gained market share as a result of a reduction in other types of lenders, white label loans, credit unions and mutuals and international bank segments. Refinance your home loan through SmartRefi, regardless if it's an HDB loan or a bank loan. Unlike an ‘add’ loan, which increases the amount of your current home loan, an equity loan is a separate loan. 13% p. 65% p. * Comparison Rate 6. This is different to the loan you would need if you wanted to buy a commercial farm. Fees, charges, terms and conditions apply and are available on request. 0. If the details aren’t on the discharge request, call your lender and find. suncorp cashback mortgage. If you’re looking to borrow more than $150,000 and have at least a 10% deposit or equity in your home, the Back to Basics Home Loan from Suncorp has all the great features you want in a mortgage - a competitively low interest rate, no fees and flexible payment options. Suncorp can close your home loan and contact the land title office in your state to organise removal of the mortgage from your title. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Renovate my home Find out about our latest home loan offers, including cash back bonuses when you’re refinancing on an eligible loan. com. Steps switching from owner occupied to rental property. You’ll only pay interest on $94,000. You find a new loan with a rate of 7%. 11 Fees 11 Terms and Conditions 11 Product offer information table 12Read our Home Loan Terms. It's home loans have even been rated as some of the best around, with Suncorp having taken out two 2021 Mozo Experts Choice Home Loan Awards for best Packaged and Investor Home Loans. To use our Mortgage Repayment Calculator, simply enter the interest rate, loan term, loan amount and whether the loan has principal and interest or interest-only repayments. The BBSR is the rate at which your lender borrows money from the wholesale money market to fund your loan, and when you take out a fixed rate loan, your lender pays interest at a fixed rate. Winner of Best Refinance Home Loan, RateCity Gold Awards 2023. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence. For joint applications, only one cashback payment will be paid to the primary applicant. Suncorp has excellent specials with their 3-year and 5-year fixed. au’s mortgage repayment calculations are estimates only; consider speaking to a professional to get dedicated home loan advice. 20% for new. Via the Suncorp Bank website: Go to Home Loan Service request. a. If their employees are always so happy, vibrant, loyal and well catered for its a good reason the customers will be. About this loan What are the features and benefits of the Suncorp Home Package Plus Fixed Home Loan? Loan to value ratio (LVR). Interest Rate. a. The LVR must be below 80%. 78%: 2. The land title office in your state will have its own timeframe for amending your title. Change Your Loan Term. For a low annual fee you’ll receive a large interest rate discount, waived fees on many bank products, discounted insurance and a 100% offset account. Westpac offers $3500, while ANZ offers up to $4000 for those refinancing and $3000 for first home buyers. Do take note that the Standard Chartered home loan package requires slightly higher minimum loan amount of $1. This announcement comes as Suncorp Bank launches a market-wide refinance cashback offer of up to $3,000 cashback for any mortgage customer looking to switch to Suncorp. Gateway Credit Union – Free for properties valued over $1 million (the cost will be rebated at settlement). Get answers to your home lending questions, no matter how big or small. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Step 2 – Settlement All relevant parties will work together to arrange a convenient settlement day and time. LMI is a cost that protects the bank in the event you are unable to pay your mortgage. Available on home loans with our Advantage Package ($395 annual package fee) and our Basic Home Loan (no annual fee). Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Credit Score. Please refer to the product disclosure statement (PDS) and Canstar’s Financial Services and Credit Guide (FSCG) for more information, and read our detailed disclosure important notes and liability disclaimer. Home Loan Interest Rate with current discount margin Comparison Rate 1 Application Fee 2 Monthly Fee 2 Offset Account 3 ; Budget Home Loan: 6.