In this way, the merchant is protected from losing their money if the payfac goes out of business for some reason. Card brand rules require the sponsor to monitor the Payfac’s compliance with operating rules and regulations and ensure the Payfac’s due diligence when boarding and overseeing submerchants. By PYMNTS | March 29, 2023. The following transaction type are available for your use: Funding Instruction PayFac Credit (FIPC) - used to move funds from the PayFac Settlement account to the PayFac Operating account. A payfac is a platform that intermediates payments between consumers, payment operators (card operators, banks, PSPs, etc. 13. For example, an artisan who sells handmade jewelry online may find the process of setting up their own merchant account daunting or unnecessary, given their lower transaction volume. ©2020 FIS. Strategic Partnership Manager - PayFac. As such, read on to discover how the PayFac model works, how to get the best out of it, and how your company can become a payment facilitator. These expensive technology upgrades may soon be replaced via migration to the cloud and other emerging technologies. Worldpay eComm PayFac API Reference Guide. Read More. Contact our Internet Attorneys with the form on this page or call us at 855-473-8474. FIS Reports Third Quarter 2022 Results. Supports multiple sales channels. Enabling businesses to outsource their payment processing, rather than constructing and. PayFac: A PayFac, also known as a payment facilitator, is a service provider for merchants who want to accept payments online or physically. Yes. Businesses can create new customer experiences through a single entry point to Fiserv. The most known examples are website-building companies which can provide integrated payment options, meaning ecommerce customers will see their experience improved as they will no longer need to actively look for third-party payment solutions. 10 fee for all Visa transactions with POS Entry Code (91) MSD. All su ch information is protected by copyright laws and international treaties. 71. Complete ownership and control of your payments program. 6 billion. 30d+. PayFac Tax ID Validation Report. Knowing your customers is the cornerstone of any successful business. Rather than funds being directly settled to the Payment Facilitator’s sub-merchants for the full previous business day activity amount, funds from settled. Fast, customizable portals, customer onboarding, and. jobs at. FIS Reports Third Quarter 2022 Results. Let FIS help you make the leap from traditional to digital assets across payments, banking and capital markets. FIS has reported its fourth quarter 2022 earnings. ; For now, it seems that PayFacs have. To the extent that a Payment Facilitator wishes to identify and review every unmatched refund it has that capability. 03. • Worldpay eComm PayFac Portal User GuideOne of the main benefits to adopting the Payfac ® model is the increase in revenue you get from each transaction processed using your software. PayFac | Payment Facilitator Solutions | Worldpay from FIS Award RecognitionFinix is now a registered payment facilitator (payfac). Information in this manual is presented "as is" and neither FIS or any other party assumes responsibility for typographical errors, technical errors, or other inaccuracies contained in this document. PayFac | Payment Facilitator Solutions | Worldpay from FIS Award RecognitionStrategic Partnership Manager - PayFac job in 8500 Governors Hill Drive, Cincinnati, OH 45249, United States of America | Sales jobs at FIS GlobalStrategic Partnership Manager - PayFac job in 8500 Governors Hill Drive, Cincinnati, OH 45249, United States of America | Sales jobs at FIS Global careers. From the latest trends in embedded finance to the intricacies of AI and machine learning, we have you covered. Payfac-as-a-service is a turn-key payment facilitation model in which an external company provides businesses with the necessary tools and infrastructure to accept electronic payments, such as credit and debit cards, ACH, and echecks. The PayFac Portal is a user interface that allows payment facilitators to easily add, edit, view, and search for legal entities and sub-merchants. To manage payments for its submerchants, a Payfac needs all of these functions. And acquiring banks, particularly the larger ones, sometimes offer payment processing services to their merchant clients. In addition to serving as Payroc ’ s SVP Payfac Trusty, Aaron also manages Payroc ’ s risk management and 3rd party vendor relationships. While there are many benefits of integrating to a Payfac, two of the most notable are frictionless onboarding and risk, liability and costs associated. The core payfac digital ledger, with its pay-in / pay. Stripe provides a way for you to whitelabel and embed payments and financial services in your software. (NYSE:JPM. FIS: Founded in 1968, this financial technology company facilitates the movement of roughly $9 trillion annually and is one of the main connections between issuing banks and the. Payfac: A payfac operates under a master merchant account, and creates subaccounts for each business it services. fisglobal. The money movement into the PayFac Settlement account from card and Direct Debit transactions is the Net Settled Sales (i. Apply for a FIS Strategic Partnership Manager - PayFac job in Watkins, CO. Fourth quarter GAAP Diluted EPS was $ (29. What is a payfac? A payfac or PF, short for payment facilitator, makes it possible for you to accept payments from customers in a variety of ways, including card payments, direct debits, local payment. The PayFac aggregates transactions and sends them to its processor, keeping operations streamlined. Cross River 4. responsible for moving the client’s money. Underwriting Platform. Advancing the way the world pays, banks and invests™. Stripe provides a way for you to whitelabel and embed payments and financial services in your software. The issuing bank sits at the opposite end of a payment transaction from the. You can also view the PayFac Tax Id Validation Report, available through the Scheduled Secure Report (SSR) service, to determine if a Legal Entity Tax ID Validation has failed. We would like to show you a description here but the site won’t allow us. ©2020 FIS. 3 billion of capital to shareholders. We would like to show you a description here but the site won’t allow us. This is known as frictionless underwriting. 1. It’s called this because technically, modern PayFacs differ from traditional PayFacs like banks. Strategic Partnership Manager - PayFac job in 8500 Governors Hill Drive, Cincinnati, OH 45249, United States of America | Sales jobs at FIS GlobalVantiv Financial Services Cincinnati, OH 29,337 followers This account is now closed. Get the ultimate PayFac experience with the tools you need to onboard sub-merchants, collect payments on your schedule and reduce risk. The second type is a more modern, technology-first payfac solution from a commerce provider like Stripe. Funds from failed transfer to Sub-merchant account returned to Settlement account. It’s going to continue to grow in popularity in the market. payments world. January 25 th, 2022 – Atlanta, GA and Tulsa, OK – Payfactory, a fintech payment facilitator for software platforms, has announced a growth investment from Bluefin, the recognized integrated payments leader in P2PE encryption and vaultless tokenization technologies. ), and merchants. Returned $1. Full-year 2022 GAAP Diluted EPS was $ (27. 3. For more information on legal entity processing and the Worldpay PayFac API, see the latest version of the Worldpay eComm PayFac Integration Overview Guide and the Worldpay eComm PayFac API Reference. Most important among those differences, PayFacs don’t issue. 401 (k) plan with company match. The trusted and secure way to make state income tax return payments with your credit card for a low fee. In comparison, ISO only allows for cheque payments. The PayFac uses an underwriting tool to check the features. Let FIS help you make the leap from traditional to digital assets across payments, banking and capital markets. PayFac platforms offer integration solutions for a wide variety of software types, including eCommerce platforms, shopping carts, invoicing systems, ERP and CRM applications, business intelligence tools, customer support systems and financial reporting programs. Payment facilitation helps you monetize. All su ch information is protected by copyright laws and international treaties. A payment facilitator, commonly known as a payfac, occupies one of the central roles within the payment processing ecosystem, yet it causes significant confusion. Card brand rules require the sponsor to monitor the Payfac’s compliance with operating rules and regulations and ensure the Payfac’s due diligence when boarding and overseeing submerchants. FIS solutions. Returned $1. Our suite of tools and services offers a choice of funding options, settlement, revenue generation, and risk management capabilities for payment facilitators. Cardknox 5 ★. Renew payfac registration and licenses: Re-register as a payfac with card networks annually, and update or renew MTLs on the required cadence. Atlanta, GA — February 15, 2022 — Embedded fintech leader Payrix today announced it has been acquired by financial technology leader FIS® (NYSE: FIS). By Michael Bradley, Senior Vice President of Growth, Infinicept The embedded payments conversation right now is downright confusing. show me. Our suite of tools and services offers a choice of funding options, settlement, revenue generation, and risk management capabilities for payment facilitators. FIS Use of Non-GAAP Financial Information. Want to become payfacs themselves someday. Easy access to real-time merchant data and reporting. Reap the rewards of being a full platform payments solution, without taking on the risk, compliance, and investment. Apply for the Job in Strategic Partnership Manager - PayFac at Cincinnati, OH. Through its platform, Usio offers a way for companies to access the benefits of Payment Facilitation (PayFac) without facing the hassles or incurring the complex and laborious upfront investment required, much less the risk. 1 ★. Payrix will work closely with you to configure the best solution for your unique needs. 01332 477 853. Becoming a Payment Facilitator or PayFac is often a great fit for SaaS platforms that in addition to a business management app also offers a payment processing solution as well as payment specific solutions, e. Are processing any amount in total payments volume (TPV)—from $0 to over $1B. Pillar 1: Onboarding and underwriting The PayFac handles all of the compliance checks on new merchant applications and ensures that they are safe to bring onto the platform. The Add Sub-Merchant screen appears, as shown in Adding a Sub-Merchant. What is a payment facilitator, or PayFac? A PayFac is an organization that processes payments on behalf of merchants A payment facilitator is a merchant-service. We would like to show you a description here but the site won’t allow us. com. With a payment facilitator, businesses can quickly and easily. (NYSE: FIS) through recently acquired payment company Payrix and JPMorgan Chase & Co. A PayFac provides their merchants with the entire payments flow from payment processing through settlement, reporting, and billing. 7/8/2023 10:41 PM. ©2020 FIS. PayFac | Payment Facilitator Solutions | Worldpay from FIS Award RecognitionWhether easy, complex or somewhere in between, we’ve got you. Businesses aren’t created all the same. Enter the appropriate information in each of the fields, as listed in the table, Adding a Sub-Merchant. 52. Every time an electronic payment transaction occurs (so quick and easy on the surface), that single transaction is a drop in a massive ocean that involves various companies to make that possible. ©2020 FIS. What’s more, banks in the U. Learn moreIn this guide, we’ll explore what a payment facilitator (often abbreviated as payfac or PF) is, examine the considerations and costs of different types of payfac solutions, and identify. e. Advancing the way the world pays, banks and invests™. 74. The second type is a more modern, technology-first payfac solution from a commerce provider like Stripe. Worldpay, Inc. Increased revenue 3% on a GAAP basis and 5% on an organic basis to $3. , invoicing. ©2022 FIS. Established acquirers will likely have a process for passing the data; implementing what is needed to make that happen is. Before MAPP, she served as the SVP of Payfac and ISO Partnerships at FIS, overseeing growth of the channel. Reserve Debit 3 - $20,000. Chapter 2 of the Worldpay eComm PayFac API Reference Guide “PayFac API Certification Tests” provides the data you use while testing. 2. To export PayFac Funding reports from the PayFac Reconciliation Dashboard: From the iQ Bar, click the Financial icon and select PayFac Reconciliation Dashboard from the list of available reports, or from the Financial Navigation bar. 4 months ago. By using a payfac, they can quickly. Companies offering PayFac solutions for merchants include Fidelity National Information Services Inc. PayFacs are essentially mini-payment processors. (FIs) across more than 100 countries. Obtain appropriate PCI certification, if needed • transmitting and processing card data). In contrast, PayFacs have one or two processor relationships and onboard ISVs as referral agents. Settlement must be directly from the sponsor to the merchant. Worldpay, Inc. Stripe By The Numbers. a merchant to a bank, a PayFac owns the full client experience. Online Payments. Billions of People and Trillions of Transactions Define the PayFac Opportunity in Emerging Markets. The PayFac model offers several benefits to end customers: (1) faster onboarding of merchants. Step 2: Segment your customers. Specify the desired Date (one day maximum), Reporting Group, and Currency and. Before its acquisition, it was headquartered in the greater Cincinnati, Ohio area. Company Name: FIS Global Job Description Position Type : Full time Type Of Hire : Experienced (relevant combo of work and education) Education Desired :. 5 billion, and. Table 2 lists the timing of money movement to the PayFac FBO Settlement account for each payment type with respect to the activity day. 01274 649 895. A payment facilitator (payfac) is a type of service provider that enables businesses to accept different forms of electronic payments, such as credit and debit. Article September, 2023. In addition to serving as Payroc ’ s SVP Payfac Trusty,. only) - contains data about instructions initially held after an FIS Compliance review. Whether the need is to meet. PayFac is more flexible in terms of providing a choice to. Get the ultimate PayFac experience with the tools you need to onboard sub-merchants, collect payments on your schedule and reduce risk. What is a PayFac (Payment Facilitator)? A Payment Facilitator (PayFac) is a third-party service that lets merchants accept various forms of non-cash payments like credit/debit cards or digital payments. But they are also responsible to make sure that their submerchants comply with the PCI standards. FIS Use of Non-GAAP Financial Information. Renew payfac registration and licenses: Re-register as a payfac with card networks annually, and update or renew MTLs on the required cadence. was an American payment processing company and technology provider. For example, an artisan who sells handmade jewelry online may find the process of setting up their own merchant account daunting or unnecessary, given their lower transaction volume. Early adopters and innovators have shown that. View this and more full-time & part-time jobs in Watkins, CO on Snagajob. SaaS platform: A software-as-a-service (SaaS) platform is a business that develops and sells cloud-based software via a subscription model. By continuing to use the site, you consent to the use of our cookies per FIS policy. The PayFac Sub-Merchant ID changes to reflect the disabled status and date. You can also view the PayFac Tax Id Validation Report, available through the Scheduled Secure Report (SSR) service, to determine if a Legal Entity Tax ID Validation has failed. Enabling businesses to outsource their payment processing, rather than constructing and maintaining their own. The fee, coming from a Visa assessment, is due to. FBO accounts are accounts at the acquiring bank that segregate the submerchant’s funds from the PF’s funds. FIS Reports Third Quarter 2022 Results. PayFac® solutions, at your service Worldpay from FIS is your advocate for payment facilitator solutions. PayFac | Payment Facilitator Solutions | Worldpay from FIS Award RecognitionAll information whether text or graphics, contained in this manual is confidential and proprietary in formation of FIS and is pr ovided to you solely for the purpose of assisting you in using a FIS product. vantivcnp. Third Quarter 2022. Generated Diluted EPS of $0. Payfac-as-a-service is a turn-key payment facilitation model in which an external company provides businesses with the necessary tools and infrastructure to accept electronic payments, such as credit and debit cards, ACH, and echecks. Webinar Recap: Deconstructing the Cost of Becoming a Payfac – March 2022. Job Title: Location: United States (change) The average salary for FIS employees is $83,128 in 2023. 28), and fourth quarter Adjusted EPS decreased 11% to $1. What SaaS & E-commerce Companies Need to Know About Payment Facilitator Regulations, and what key regulations. Strategic Partnership Manager - PayFac. Mitigate risk, ensure compliant procedures, and employ best practice processes in your payments business. It also provides additional revenue from their transaction fees. 71. Announcing Enterprise Transformation Program targeting. Legal Entity and Sub-Merchant Creation Process; Background Check Options; Accessing the PayFac Portal. Payfac is a contracted Independent Sales Organisation (ISO), so they have the responsibility to manage their own sales agents and underwriters and adhere to the rules of the card associations. Prior to issuing 1099-Ks, it is the responsibility of the Payment Facilitator to provide and validate sub-merchant Tax ID information to ensure that the validation process performed by Worldpay through IRS. Dynamic Payout Held Funding Instructions Report (U. PayFac | Payment Facilitator Solutions | Worldpay from FIS Award RecognitionPayment facilitators often take advantage of technology to streamline this process, making a seller’s path to accepting payments much faster. 5 All information whether text or graphics, contained in this manual is confidential and proprietary information of Worldpay, LLC and is provided to you solely for the purpose of assisting you in using a Worldp ay, LLC product. PayFac offers clients a choice if they wish to pay by cheque or bank transfer. Enterprise Payments Platform from Fiserv offers intelligent, automated and centralized payments processing and liquidity management across all payment types and clearing schemes – real-time, low value, high value, SWIFT and correspondent payments – through a scalable, open-architecture platform. . Reserve Debit 2 - $50,000. For example: PayFac Sub-Merchant ID Merchant_25 becomes d_Merchant_25_2015_04-14. Houston, Texas, United States Client Relations Account Manager II - PayFac Developers. From the iQ Bar of the Merchant Onboarding Page, click the Operations icon and select PayFac Portal. 179. Fiserv: Founded in 1984, they process 12,000 financial transactions per second across the card networks. jobs. Announces first quarter and full-year 2023 outlook. ,), a PayFac must create an account with a sponsor bank. Integrate Evolve's payment service technology into your software platform and you can start offering your customers a seamless payments journey right away. worldpay . The PayFac Merchant Onboarding Portal is a user interface based on the eCommerce iQ Reporting and Analytics framework and the Worldpay PayFac API that allows Payment Facilitators to easily add, edit, view, and search for legal entities and sub-merchants. Our platform helps you manage risk on an ongoing basis leveraging real time transaction data and triggers alerting you when a transaction requires further review. WELCOME to the FIS Developer Community. was provided. The report is run hourly and held instructions are only shown for 14 days after being released. Thus, when a payment facilitator receives funds from an acquirer/processor for the purpose of distributing them to its sub-merchants. Strategic Partnership Manager - PayFac job. and U. Obtain Payments Institution (PI) or Electronic Money Institution (EMI) license if needed (Europe-specific) Build your platform. Companies offering PayFac solutions for merchants include Fidelity National Information Services Inc. Learn more. A Payment Facilitator or PayFac simplifies merchant account enrollment which allows smaller companies to quickly gain the upper hand. Global expansion. Become a PayFac: the ISV becomes a PayFac by acquiring and aggregating payments for its submechants. 13, 2023-- FIS ® (NYSE:FIS), a global leader in financial services technology, today reported its fourth. 30d+. PayFacs provide a similar service to standard merchant accounts, but with a few important differences. Payfac-as-a-service is a turn-key payment facilitation model in which an external company provides businesses with the necessary tools and infrastructure to accept electronic payments, such as credit and debit cards, ACH, and eCheques. PayFac® solutions, at your service Worldpay from FIS is your advocate for payment facilitator solutions. • The sponsoring acquirer reviews the Payfac on an annual basis. Enter the payment facilitator (PayFac) model. Acquiring banks are members of card networks, such as Visa and Mastercard. Learn more Crossover to crypto. eComm Dynamic Payout Information. Call me on my cell at 904-571-5480, email Andrew. These banks are also known simply as issuers. By using a payfac, they can quickly and easily. Returned $1. • Worldpay eComm PayFac API Reference GuideThe road to becoming a payments facilitator, according to WePay founder Rich Aberman, is long, expensive and technologically complex. Carat drives more commerce. Also, it’s essential to mention that PayFac is a Mastercard model, while the one for Visa is a payment service provider. Happy to chat and brainstorm strategies. The PayFac must properly follow KYC practices and correctly assess the sub-merchants as all transactions can be aggregated under a single merchant ID. Personal. Get the ultimate PayFac experience with the tools you need to onboard sub-merchants, collect payments on your schedule and reduce risk. Learn more Crossover to crypto. Increased revenue 3% on a GAAP basis and 5% on an organic basis to $3. PayFac Dynamic Payout FAQs. Most relevant. The PayFac Portal is a user interface that allows payment facilitators to easily add, edit, view, and search for legal entities and sub-merchants. Get the ultimate PayFac experience with the tools you need to onboard sub-merchants, collect payments on your schedule and reduce risk. (NYSE: FIS) through recently acquired payment company Payrix and JPMorgan Chase & Co. “A payments facilitator (or PayFac) allows anyone who wants to offer merchant services on a sub-merchant platform. PayFac is a way for software applications to. Code Connect offers many API products for Modern Banking Platform in its API catalog. A Payment Facilitator, or PayFac, is a sub-merchant account used by merchant service providers to provide payment processing services to their own clients, known as sub-merchants. Payment processing up and running in weeks. FIS is a leading provider of technology solutions for financial institutions and businesses of all sizes and across. 6 billion. PayFac® solutions, at your service Worldpay from FIS is your advocate for payment facilitator solutions. You own the payment experience and are responsible for building out your sub-merchant’s experience. Payfac Pitfalls and How to Avoid Them. Click Disable . Net earnings attributable to common stockholders were $249 million or $0. Technology company to Acquirer. The unique identifier for the pre-set profile associated with this. Public Sector Support. We would like to show you a description here but the site won’t allow us. The payfac typically retains control over the merchant experience by providing instructions to the bank on how and when to pay out the funds, but the bank retains control of the money. You own the payment experience and are responsible for building out your sub-merchant’s experience. In this session, we’ll guide you through the different players involved in the payments ecosystem, what they do, and where SaaS companies like yours. was an American payment processing company and technology provider. The PayFac Portal is designed to be used for entering a small. Maintaining compliance with card brand requirements is compulsory to operating a payments business and applies to ISO’s, acquirers, and payment facilitators. Freedom to grow on your own terms. 46 208. Learn how #WorldpayforPlatforms is helping SaaS property management platform, ResMan, take up residence as a #PayFac…No two payments journeys are the same. Renew payfac registration and licenses: Re-register as a payfac with card networks annually, and update or renew MTLs on the required cadence. In June 2019 it was acquired and merged into Fidelity National Information Services (FIS). Merchant Events . A Payment Facilitator, PayFac for short, is simply a sub-merchant account for a merchant service provider. A typical promising platform may be best served by a payfac-alternative model. Improve the effectiveness and efficiency of your payments organization structure and staffing model. Underwriting is a risk assessment practice that helps the PayFac entity understand the nature of the sub-merchant business and the risks involved in onboarding such a profile. The PayFac Funded report view of the PayFac Reconciliation Dashboard provides summary and detailed data for the standard funding model. All information whether text or graphics, contained in this manual is confidential and proprietary in formation of FIS and is pr ovided to you solely for the purpose of assisting you in using a FIS product. 4. Obtain appropriate PCI certification, if needed • transmitting and processing card data). Logging in and Logging Out; Using the PayFac Portal. These systems will be for risk, onboarding, processing, and more. Seamless graduation to a full payment facilitator. You may likely serve a diverse array of customers, from large enterprises to individuals on “freemium” plans. Implementing a PayFac-as-a-Service model can generate a steady and recurring stream of revenue for the software. 4 All information whether text or graphics, contained in this manual is confidential and proprietary information of Worldpay, LLC and is provided to you solely for the purpose. The total funding instruction credits must be less than your calculated available balance for us to execute the submitted instructions. 41 and Adjusted EPS of $1. 292. Advancing the. At Revision Legal, we protect businesses that thrive online, and understand the connections between law, technology, and business. Last Update. Actively Hiring +4 benefits. eComm PayFac API Reference Guide Document Version: 3. For more detailed information about the cookies we use, including their purpose . Payment facilitation allows SaaS and digital platform businesses to onboard merchants, provide payment processing on their behalf, and handle the myriad complexities of managing transactions. Today’s top 14 Payfac jobs in United States. This solution involves you partnering with either (1) an acquiring bank or (2) an acquirer and a payment facilitator vendor. Before offering customers payment methods from popular card networks (Visa, Mastercard, etc. Processing Platform Features. Hourly, Mon. The cnpAPI file shown in Examples of Funding Instructions provides examples of the transactions used for each type of money movement. “The profac gets the benefit of the payfac model but none of the [administrative] pain that comes along with the model. Onboarding workflow. It’s used to provide payment processing services to their own merchant clients. ; Re-uniting merchant services under a single point of contact for the merchant. A PayFac, or payment facilitator, was originally defined by Visa® and Mastercard® to describe the entity that is officially doing business with the card brands. That means they have full control over their customer experience and the flexibility to. Strategic investment combines Payfac with industry-leading payment security . The ISO, on the other hand, is not allowed to touch the funds. S. • start operating. Choose a sponsoring acquirer and register with them as a Payfac. Information in this manual is presented "as is" and neither FIS or any other party assumes responsibility for typographical errors, technical errors, or other inaccuracies contained in this document. FIS) and Worldpay Inc. The PayFac Reconciliation Dashboard provides a single source tool for Payment Facilitators using the Managed Payout funding model for accessing the necessary data when performing financial reconciliation. A payment facilitator provider is an aggregated merchant account provider that allows merchants to accept credit cards without individual merchant accounts. If your platform needs to operate internationally and support sub-merchants in other regions, partnerships with local acquirers, gateways, and other service providers may be necessary. If your platform needs to operate internationally and support sub-merchants in other regions, partnerships with local acquirers, gateways, and other service providers may be necessary. A powerful payment gateway that supports an extensive combination of devices, and operating systems for point of sale payments. Provides update on previously announced Enterprise Transformation Program. It needs to obtain a merchant account, and it must be sponsored into the card networks by a bank. The backbone of a successful payments strategy is the right payments model. In short, Payment Facilitation is an operating model that affects the acquiring side of the payment ecosystem. A PayFac sets up and maintains its own relationship with all entities in the payment process. Get the ultimate PayFac experience with the tools you need to onboard sub-merchants, collect payments on your schedule and reduce risk. Below are the login procedures to follow for both FIS employees and community members: For FIS Employees Only. , Deposits - Refunds).