Subject to credit approval. Online transfer limits are in place to ensure the security of your online account. ac. Nationwide access to 30,000+ surcharge free ATMs. Dr. To make a transfer: Log into the BCU Mobile App and tap the Transfer button at the bottom of the screen. This building is approximately 33, 628 square feet in size. You’ll be able to: Payments. Select Review to proceed and Confirm to. You can easily set up one-time or repeating transfers of money between accounts. • Transfer money to any bank within Australia. Sep 18, 2023 • Knowledge The email or mobile number must be on file to be eligible to be added. Banking without limits. This means the balance on the card will be displaying as negative. Stop worrying about lost or late payments. n. Bank branch. You can request to increase your online transfer limit increased in either BCU iBank or via the BCU Bank app. After that it will be normal Osko transfer times. It is part of what defines "savings account" in Regulation D. Insurance. Transaction limits 15 12. Selection of students, as well as the types of aid awarded, depends on one or. Early Account Closure (within first 90 days) - $30. For qualifying accounts, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. You may need to tap the Menu button if Deposit Anywhere is not visible. BCU, together with BCU Wealth Management, has over $1 billion in assets under management. Choose "Next," then "Transfer money". Higher amounts may require getting in contact with your bank. 25% and 14. 0 Monthly. To inquire about the limits, please contact us at 512. Here’s what you should know about the credit union’s limits on fund transfers: Minimum transfer amount: $5 per transaction; Maximum transfer amount: $5,000 per business day; Transaction limit: No limits on the number of transactions you can complete per day; Weekly limit: $15,000 total per five business daysS¦ Eeï‡sˆ¨I? 4R Îß Ž ø0-Ûq=Ÿß æ«õ¿noVÇÈ‹)Æ Å¿$ÊTÆQâîÌØI&¶»o ãR Ä¡ 8¨O+ªº›í{ÿÕú–÷êÍUÿÏÏW®‰XöR:¯Êªê0L. Our Help Center is here to assist you with any questions you may have. This is likely to last for the first 90 days, after which you will be upgraded to the $1,000 limit. 240701. o You will see an alert at the top of the main page that says, “The transfer hasWhat are the limits for the following: Sending /receiving Interac e-Transfers®, Me-to-Me transfers, and Remote Cheque Deposits?. To learn more on what your individual limit is simply send us a secure email through the Online Banking Message Centre or call 1-800-769-2555. There is a transaction fee of 3% of the amount of each balance transfer during the first 12 months. Limit transfer BCA ke bank lain via mobile banking BCA: Rp 15 juta. Your Interac e-Transfer send limit is based on your client card's daily access limit. Limit transfer Mandiri Kartu ATM GPN Silver. 800-388-7000Top Member Support Topics. Daily Zelle transfer limit. Up to $45 per transfer for international transfers. Daily cash withdrawal limit. The recipient’s bank may also charge. To Withdraw From Bethune-Cookman University. Jan 27, 2023 Details The maximum number of external accounts that can be established is five (5). Here’s how: After signing in, choose "Pay & transfer," then "Money transfer". Insurance Claims. Osko payments are made within your online banking and backed by BPAY, so you know that it’s super safe. BECU's routing number is 325081403. Oct 31, 2022. Limit transfer BCA Blue ke sesama BCA Rp 50. Applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your accountA: Your card type is determined by the credit limit on your account. Robots. Transfers willBCU makes every effort to post Items in the following order out the day. com. Auto Loans. Milwaukee Ave. Your BCU cards automatically have the higher limit applied, however if the increased. n BECU Phone number: 800-233-2328. read our information for applicants under 18. £16,300. You can also transfer balances by visiting a Service Center or by calling Member Relations at 800-388-7000. 00 including any service charges. au Batch payment limit request/alteration form MEMBER DETAILS Member Name Member Number LIMIT DETAILS Internal Current Limit Requested Limit. Free FICO Score. Auto Pay. The Rainy Day Savings account is designed to help you build a financial safety net quickly, and still allow easy access to funds. Money is usually received very quickly after a payment is set up, and you won. Apr 5, 2023. For security purposes, there are other limits on the frequency and amount of transfers you can make using POS (point-of-sale) transfer service. Before committing to an international money transfer service, a little research can help determine the best way to get your money across borders. Easy. Pay Anyone - Discontinued. Select Transfer Between Accounts. The maximum Annual Percentage Rate is 18. For outgoing transfers, your money will be immediately removed from your account. we, us, our or bcu means Police & Nurses Limited, ABN 69 087 651 876 (trading as bcu) and its successors and assignees. Here are some of the major banks that offer Zelle and the daily and weekly limits they allow users to transfer using the service. The daily limit for Standard transfers is up to $100,000 in incoming and $10,000 in outgoing transfers each Business Day. 00: Unlimited: BCU, atmx or major bank ATM withdrawal: $0. Limit transfer BCA melalui myBCA: Rp 300 juta. Your taxable compensation for the year, if your compensation was less than this dollar limit. You have the option to transfer the full or partial amount. This is required so that we candecide onyour suitability for the course you are applying for. 15% and 14. BCU does not maintain, approve, or endorse the information provided on other third party websites. I think I'm only allowed five or six in account transfers per month. Choose the credit card that's. For example, within 6 years for students seeking a 4-year bachelors degree. Nah, bagi Anda yang sedang mencari informasi mengenai limit transfer BCA, BNI, BRI, dan Bank Mandiri, simak ulasannya berikut ini. - You may withdraw up to a maximum of $500. With over 20,000 members, BCU is the largest Ukrainian Credit Union in Canada. 7M annually. The BCU 370Deposit Anywhere eliminates the need to stand in line at a Service Center or mail checks to the Credit Union, giving you the flexibility to conveniently make secure deposits anytime using your mobile device or desktop computer and scanner. Limit transfer BCA via mobile banking: Rp75 juta. 48% (293 students out of 902 candidates were completed their degree within 150% normal time. ). 00, and in certain cases, up to an absolute maximum of $1,500. or before, any business day, will be processed the same day it is received. We're available to our members day and night. 800-388-7000. 59 each. Manage your money on the go with the BCU Bank app straight from your phone. Berikut besaran limit transfer BCA sesuai dengan jenis kartu dan layanan yang dimiliki nasabahnya. Our Help Center is here to assist you with any questions you may have. There is a $20 fee to rush a debit card. If your bank or credit union isn’t part of Zelle’s network, you’ll have to download the Zelle app and stay within. 2 Subject to any other limits that apply to your Account (including the transaction limits described in clauses 11. 00: Unlimited: Bank@Post withdrawal / declined withdrawal: $0. 00; Foreign - $35. You can use the free calculator below to predict your chances of getting accepted. Fraud Process. A representative will be happy to assist! Call us at 800-388-7000, ext. £16,870. Antar Bank Online. You or Your are references to you, the card holder/s inYou can get a BCU Credit Card cash advance at any ATM with a Visa logo using your card and PIN. Two options will appear on your screen. Additional Cardholders 14 13. Want a safety net, without an extra line of credit?The Credit Union will never contact you to request information we already have. Overdraft protection without overdraft fees. Are there any limits for sending and receiving money with Zelle ®? The amount of money you can send, as well as the frequency is set by each participating financial institution. Berikut rincian limit transfernya yang telah kami rangkum dari berbagai sumber, salah satunya bca. 000. 4 Subject to relevant legislation, we will notify you of any other changes to these terms and. Uncollected Funds - $10. Limited to the members individual overdraft limit No numerical limit, but total overdrafts limited to Courtesy Payment limit which ranges from $200 to $1,500 maximum. Power Transfer Switches. Like TD, EQ Bank also has the same daily and weekly outgoing e-Transfer limit as CIBC. All existing payment terms apply. If you're not yet enrolled in Digital. Monthly Zelle transfer limit. Welcome. 00: Unlimited: Bank@Post deposit / declined deposit: $0. Nicole Swanson, Member. Our free Member Advantage checking account Account comes with 4. However, the term A2A is most commonly reserved for fund transfers between two accounts owned by the same individual or entity. Limit transfer BCA Tapres. Simply enter the zip code you'd like to search, and then click the Search button. You are charged a $10 excessive transaction fee when you withdraw more than the set limits. Click on the Open an Account/Loan and select the type of loan you want to apply for. The maximum interest rate on the BECU Visa tops out at just 19. Log into your Digital Banking Account. Also, if your account is overdrawn by more than $5 for 10 or more consecutive calendar days, we will charge a one-time additional $15 Overdrawn Account Fee. This is the maximum amount you can transfer in a set time period per your bank’s policy. Students will have two attempts to obtain the minimum passing score. A physical examination is required from a qualified physician or advanced health care practitioner as defined in the School of Nursing Student Handbook. A boundary of stability region based controlling unstable equilibrium point method (BCU method) for direct analysis of power system transient stability is presented. International wire transfer fee - $35. A late fee of $100 is charged for late registration. This is the maximum e-transfer amount allowed within a 24-hour period. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Student transfer arrangements. There is no limit on the total fees we can charge you for overdrawing your account. You'll receive a notification when your limit has been updated. Point of Sale limit: $1,500 per calendar day. Benefits of our Visa Business credit card include: No Annual Fee. With BCU’s Digital Banking options and network of surcharge free and deposit accepting ATM’s, you have 24/7 access to the Credit Union – it’s the preferred way to bank. 19 PAGE 4 of 4 Police & Nurses Limited ABN 69 087 651 876 AFSL No. You can’t transfer more than 10,000 CAD in a week and 20,000 CAD in 30 days. Jan 5, 2023. This form is for booking external speakers. 9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows during the promotional period, as long as each transfer is $500 or more. Bethune-Cookman University will try to provide financial aid for all or a portion of the demonstrated need in the form of an award package consisting of loans, grants, scholarships, and/or part-time employment. With a Regular Savings account it only takes $1 to control a stake in the Credit Union and step towards reaching your goals. Your payment history is reported to each of the 3 major credit bureaus, helping you establish a comprehensive credit rating. There is no limit on the amount of money a member can receive via Zelle®. BCU, together with BCU Wealth Management, has over $1 billion in assets under management. Go to your MEGA file menu and locate the file you want to download. ”. 11. @article{osti_5445948, title = {A sensitivity-based BCU method for fast derivation of stability limits in electric power systems}, author = {Tong, Jianzhong and Chiang, Hsiao Dong and Conneen, T P}, abstractNote = {For a given power system with a given contingency, called the base case, if parameters in the power system change to. 17% APY on the first $500 1 No monthly service fees; No minimum balance to open; Joint ownership for parents or guardians (joint owner must be approved for BECU membership); Free online banking (kids 13+) 2; Free mobile banking (kids 13+) 2PayPal account limitations are temporary restrictions that prevent you from sending, receiving, or withdrawing money from your PayPal account. Please note: To apply for a loan, you must be at least 18 years of age (21 in Puerto Rico) unless legally married or emancipated. The following information is needed for outgoing international wire transfers: To begin this process please visit a BCU Service Center or Contact Member Relations at. Will you exceed the US$250,000 foreign exchange limit in the calendar year 01 April -31 March *BCU 570 · Edition 05. Although the British Government places no limit on the amount of money you can bring into the UK. Limit transfer BCA ke bank lain via mobile banking BCA: Rp 10 juta. 00: Unlimited: Internet banking - BPAY: N/A: N/A: Monthly fee: $0. Earn high-interest plus unlimited ATM fee refunds with no minimum balance. Once logged in, go to Settings > Transaction Limits and request your new limit. -Confirm transactions. Transfer funds externally to other banks or financial institutions. We’d love to consider you, so we have detailed the process below on how to apply. 01. You can get a BCU Credit Card cash advance at any ATM with a Visa logo using your card and PIN. The funds must be available in the correct share account in order for the payment to be completed. With this easy-to use automated service you can: -Check account balances. Maksimal transaksi per hari per BCA ID: Limit gabungan Rp 300 juta. You can find a BCU Branch, surcharge-free ATM, or deposit-accepting ATM location near you by using our ATM and Branch locator tool on our website or mobile app. At this time sending e-Transfer’s with BCU Link is only possible from a web browser on your computer, tablet or mobile phone but not with the BCU Mobile Banking app. Domestic wire transfers cost less. A: Yes. There was a rule pre-COVID limiting all savings accounts to 6 outgoing electronic transfers per statement period. It can be used for directly ignited forced draught burn - ers or forced draught burners ignited with pilot burner. For a see the list of participating institution . We check criminal history and abuse records according to Oregon rules and policies. 00 excess withdrawal penalty as outlined in our Consumer Member Service Agreement. 2x points for every dollar spent on airlines, restaurants, hotels and rental cars. 07% APY on the first $500 4 (Checking account balances over $500. No Foreign Transaction Fees. I acknowledge that the maximum dollar limit of any External Transfer to or from an LBS Financial Credit Union account is currently $2,000 per day and $10,000 per any 30 calendar day period. uk Reject This form requests a significant amount ofpersonal information. Limitations can be placed on your account if there is suspicion of fraud, if your account is non-compliant with PayPal's Acceptable Use Policy, or if your dispute rate is too high. Details. From the main dashboard select Pay bills & transfer, then choose External transfers & wires . BCA mengerti kebutuhan kamu dengan Banking from Home. 1. Get it sooner. Intro Balance Transfer APR: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days followed by a 18. BCU ranked one of Best Credit Unions of 2022 by. !! Intheeventofanoutstandingerrororatr ansaction!that!has!been!returned,!I. Prepare to pay a transfer fee of $30 to $45 when you send money overseas. Outgoing. 868. You'll receive a notification when your limit has been updated. Please note that since Interac® does not set a minimum transaction send amount (i. Click OK. Transfers funds internally from your Checking, Savings, HELOC, Line of Credit and more. Visit bculink. Complete our online app, visit a Branch or call 800-388-7000. 2 | Fees & Charges. ) in these types of accounts turn over to the minor's control, at the Custodian's request, at the age of 18 to 21 (depending on the state in which the. • Make payments using Osko, or to a PayID, to have funds received in minutes. Two British insurers on Friday struck deals to take on a combined 8. Students transferring with less than 28 transferable credit hours must have a 2. 2. BCU has a 18% APR and a 3% (min $5/$10) fee for cash advances for all of its cards. Apply via phone at 888-389-8344 (24 hours a day, 7 days per week) Apply in person at a Service Center. Our Help Center is here to assist you with any questions you may have. m. Up to $16. Using the app, you can make transfers to other accounts with Banco Popular or the banks and credit unions signed up for the ATH Móvil service. Select the Amount and Frequency for when you want your transfer to post. m. But if you need to send a bit more money – that’s possible too!Batas limit transfer bank BCA menggunakan mobile banking dan internet banking tetap disesuaikan dengan jenis rekening yang dimiliki. No Balance Transfer Fee. In 2005, the Division of Nursing became the School of Nursing. Customers only. Uniform Transfer to Minor Act (UTMA) UTMA (Uniform Transfers to Minors Act) accounts are custodial accounts set up by an adult on behalf of a minor. Fees for an Interac e-TransferA "credit balance" is an overpayment on a credit card. 00 per business day as a cash withdrawal (ATM)Student Grade Appeal. The Canada Revenue Agency sets the annual TFSA limit but if you have unused contribution room from. In 2008, the L. Phone: 361-855-4494 Fax: 361-855-2239 Routing Number: 314978404. Select Transfer Between Accounts. If a credit limit is reduced, a notification. BCU - LoginTransfers are processed on business days (from Monday to Friday), except on federal holidays. $500 to $3,000 Credit Limit*. It’s your money. 1. Learn how to get started. Apply for Loans Online. The limit may change from time to time based on your individual BCU account transaction history. Dari BCA Platinum: Rp25 juta. • NOTE: A2A Transfers must first be activated in the CU Master Profile (OPER #10, #3) by typing an M (for Magic-Writer. Wells fargo allows 30K a month it sounds like, online CU likely allows between 25K and 50K a month themselves (rough estimates on lower and upper bounds) so she could transfer about 55K-75K per month and have it done in 2 months without an issue. Office of the Registrar. Call 847-932-8168. Sebagai informasi, limit transfer lewat internet banking BCA atau KlikBCA Pribadi per tanggal 2 Juli 2021 sampai 30 September 2021 yang sebelumnya hanya Rp250 juta setiap hari dinaikkan menjadi Rp500 juta setiap hari per User-ID. Statements 21 23. What are the daily limits for a VISA debit card? Provided the funds are available in your account(s), you may: Withdraw no more than $1,000. For example, you must transfer at least ¥100 per transaction in Japan. Therefore, the transfer acceptance rate for Bethune-Cookman is 81. transfers, as well as to activate the AFT feature. 00 excessive withdrawal penalty for any withdrawals in excess of the 4 withdrawals per calendar year. $45. Join BCU today. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17. These procedures, rules, and regulations (collectively the “Rules”) and laws are incorporated herein by reference. We're available to our members day and night. Banking products issued by Police & Nurses Limited ABN 69 087 651 876 AFSL No. Locate your credit card account, select Card Services, select the Balance Transfer tile, enter all payee information and submit. Details. Untuk itu, Per tanggal 01 Oktober 2021, dilakukan penetapan kenaikan limit transfer harian internet banking BCA yaitu KlikBCA Individu yang semula dari Rp 250 juta per hari dinaikkan menjadi Rp 500 juta per hari per User-ID. Pay&Save at the same time with a BCU Access Account and BCU iSaver. In order to remain compliant, any transactions exceeding this limit are subject to a $3. Build or Rebuild Credit. Limit transfer pada tahapan Platinum sebesar Rp 100 juta. The new $200 limit has been progressively introduced at certain retailers since April 2020. Apr 20, 2021. Bank Name: Sending: Receiving: Bank of America: Up to $30 per transfer for domestic transfers. Select the Move Money tab and click Transfer Money or go to Accounts and select the account you wish to transact with and click Transfer. Limit transfer dari BCA Blue ke sesama Rp 50. Earn great interest rates: 6. 3. See Setting Up an External Transfer Account. Limit transfer BCA via myBCA: Rp 300 juta. ca. To make a transfer, use the Transfers tile: From your dashboard, click/tap the Make a Transfer tile at the top of the page or the bottom of the screen if you are on the Mobile App. Each electronic funds transfer in excess of six per month is subject to a $3 excessive withdrawal fee. 2023 Bethune-Cookman Wildcats Football team transfers list. Zelle ® is available in the BECU mobile app and on your computer or phone via BECU Online Banking. Applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your accountTransfer students with 28 or greater transferable credit hours do not have to submit a final official high school transcript. BCU does not maintain, approve, or endorse the information provided on other third party websites. Limit untuk debit EDC: Rp75 juta. If you're not yet enrolled in Digital. As part of our service to you we will; Provide you with a named key contact at the university you would like to transfer to. Refunded out-of-network ATM Fees (Up to $3 per month). 00% APY 1 on balances up to $15,000 and unlimited ATM fee refunds 1 when monthly qualifications are met. $500 to $3,000 Credit Limit* Funds are available in $100 increments; Members may take advances in person; Minimum payment is 3% or $25, whichever is greater. Limit transfer ATM BCA Platinum dengan batas maksimal jumlah transfer dalam sehari sebesar Rp 25 juta. Limit transfer aplikasi myBCA ke rekening BCA di luar rekening sendiri akan mengikuti limit gabungan per hari per BCA ID sebesar Rp 300 juta. Please visit your local Credit Union Service Center, contact Member Relations at 800-388-7000, or through Live Chat or secured Message Center in Digital Banking. The level of reliability you should expect from Pay Anyone, our former peer-to-peer payment service did not meet our desired service standards. Nah, berikut adalah rincian limit transfer KlikBCA 2022 yang perlu Anda ketahui: Rp500 juta atau ekuivalen Rp500 juta per hari per User ID. Our Help Center is here to assist you with any questions you may have. Students are encouraged to pre-register for classes each Semester before leaving for both the summer and Christmas breaks. I was told by an Alliant CSR that some members may have lower limits. FAQ – External Transfers o A confirmation screen will pop up, informing you of the number of transfers you have done this month from the account selected. Western Union⁸. Like all checks, check deposits through Deposit Anywhere have to go through a check-hold process. Open a Money Market account today. Locate your credit card account, select Card Services, select the Balance Transfer tile, enter all payee information and submit. Save time and skip the trip. To determine BCU send limits, call our member support team at 800-388- 7000. International transfers Online International Transfer (iBank). 01. 8762 Mon-Fri 8:30AM. INSTITUTIONSserviceandtheCreditUnionhashadareasonabletimetoactuponmycancellation! request. Setiap harinya, pemilik rekening BCA bisa melakukan transfer sampai 250 juta rupiah melalui klikBCA. 00 minimum and $35. The minimum transfer amount without promotional offers is $100. BPAY / external transfer: $0. We do not guarantee that we will always authorize and pay any transaction. Variable rate: Based on business owner's credit score. Our Courtesy Payment service will allow you to overdraw the account from up to $200. No Balance Transfer Fee. CST on the next business day after receipt. Find a BCU Branch or ATM Location; Zelle® - Fraud and Disputes; Loading. Ardent has helped me in many ways. Accredited Since:The maximum number of active (scheduled but not yet completed) transfers at one time is 15. A representative will be happy to assist! Call us at 800-388-7000, ext. Biaya administrasi per bulan sebesar Rp14. Setelah mengetahui informasi limit diatas, maka berikutnya kita akan membagikan info terkait biaya admin. 00, and in certain cases, up to an absolute maximum of $1,500. $2,000. Band A1. The limit may change from time to time based on your individual BCU account transaction. Rates subject to change. Loading. BECU charges $25 to send a domestic wire transfer, and $35 to send an international wire transfer. 000 dan maksimal tidak dibatasi. 2. ATH Móvil is a Puerto Rico-based, ATH Network Application that allows people to transfer money to peers, businesses, or non-profit organizations. • Transfer money to any bank within Australia. Mortgage Rates as low as 4. You can transfer money to an overseas account via Western Union using either the BCU Bank app or BCU iBank. E: registrar@cookman. To make a transfer: Log into the BCU Mobile App and tap the Transfer button at the bottom of the screen. International transfers Online International Transfer (iBank). id: 1. From there complete the loan application. transfers or credits to your accounts. College football's transfer portal for the 2022-23 season opens on Dec. 5. Yes. You can close your BCU account by: calling us during business hours on 1300 228 228, or +61 2 5646 5900 if you’re overseas, getting in touch via WebChat, and logging into BCU iBank so that we can confirm your identity, or; visiting your local branch with identification. We're available to our members day and night. $5. Here’s a look at the daily and monthly Zelle limits at some of the country’s largest banks . You could also request one in any bank lobby with your card and a photo ID. Limit Transfer BCA Melalui Teller. Enjoy this 5. The individual transaction limit is $2,000 3. Watch more videos here! Located in Lynchburg, Danville, and surrounding areas, Beacon Credit Union is a full-service financial institution ready to. However, TD Bank has a fixed standard which determines the maximum amount you can send via e-Transfer over some time. The process of disputing a transaction can take up to 10 business days. Apply Now. Pushbutton Switches. Visit our site to learn more. !! Intheeventofanoutstandingerrororatr ansaction!that!has!been!returned,!I. Dollar Amount Limits: Daily, weekly, and monthly limits work on a rolling time frame, meaning that $1,500 is the maximum amount that can be sent over 24 hours,. If your bank or credit union does not yet offer Zelle®, your weekly send limit is $500 and your weekly receive limit is $5,000 in the Zelle® app. Advanced entry. No Foreign Transaction Fees. 240701 Australian Credit Licence No. Domestic. Take picture of front of check. When is the Card Valid? 16 14. With over 20,000 members, BCU is the largest Ukrainian Credit Union in Canada. Your BCU cards automatically have the higher limit applied, however if the increased limit is not available at the retailer, you may continue to be prompted to enter your PIN for purchases over $100. Routing #: 271992400. Zelle® is a fast, safe and easy way to send money directly between almost any bank or credit union account in the US, typically within minutes. Set up the transfer at the other financial institution. 00% of the amount of each cash advance, whichever is greater -Currency Conversion and International Transaction Fee 1. Biaya pembuatan atau penggantian kartu fisik sebesar Rp10. • Transfer money overseas. Bank of America ® Unlimited Cash Rewards credit card. ATM cash withdrawal limit: $1,000 per calendar day. An Electronic Funds Transfer (EFT) is an electronic transfer of funds to or from an outside financial institution. You could also request one in any bank lobby with your card and a photo ID.