Get Started For As Low As $500 to $1,500. A. There are six different types of bankruptcies under United States bankruptcy law. Chapter 7 Bankruptcy Lawyers | Reno Office. Lawyers charge higher fees for Chapter 13 bankruptcy than for Chapter 7 because these cases take. Meadows Parkway, Suite 800, Reno, NV 89521. The debtors name and case number must appear on the face of all payments and correspondence. Cope. Filing a Chapter 13 bankruptcy case stops foreclosure and allows you to reorganize your finances in a 3-5 year repayment plan and to keep your home. He is adept at every facet of the bankruptcy restructuring process including expertise in loan workouts, debtor in possession in financing, Chapter 11 plan structures and negotiations, asset acquisitions and dispositions. Our new address is 850 E. This I did in the company of many different attorneys. 6. Saturday: by Emergency Only Sunday: Closed Click to Call 775-786-1615 Call Sean. Chapter 13 Bankruptcy Attorney Fees Nevada. Get Started For As Low As $500 to $1,500 Affordable Payment Plans Available 10+ Years Serving Over 1 Million. S. What is Chapter 7 Bankruptcy? Chapter 7 (The Bankruptcy Reform Act) was designed for those who are severely burdened by debt. By Cara O'Neill, Attorney. A Chapter 13 bankruptcy reorganizes your debt. Bankruptcy, Business and Real Estate. Chapter 7 and Chapter 13 bankruptcy are the most common types for individuals. Assuming the plan deals with back payments and. Get coupons, hours, photos, videos, directions for A Affordable Bankruptcy at 326 W Liberty St Reno NV. You may still want to see whether the. There are too many Bankruptcy laws, rules and procedures to deal with. White Jr. It’s the most common form of consumer bankruptcy – in 2021, 256,940 bankruptcies filed in the U. Practices Personal injury, Chapter 7 bankruptcy, Chapter 13 bankruptcy. December 6, 2023 . Most providers charge between $25 and $35 for the course and provide counseling for free or at reduced rates if you can't afford to pay. Like chapter 11 bankruptcy in Nevada, chapter 13 bankruptcy requires the filer to abide by a repayment plan. 3. Chapter 13 bankruptcy may allow you to keep your property (like a house or vehicle) by creating a new plan for you to pay your debt over time. As per the Bankruptcy Abuse and Consumer Protection Act of 2005 (BAPCPA), consumers who file a Chapter 7 or Chapter 13 bankruptcy are required to complete a Bankruptcy Credit Counseling session with an approved non-profit counseling agency. Summary. In Chapter 13 bankruptcy, the individual has debt that they can no longer manage and often own assets that exceed state and/or federal relief. Chapter 13; Chapter 11; Reno Chapter 7 bankruptcy. Unfortunately, due to the increased length and complexity of Chapter 13 cases for attorneys, Chapter 13 legal fees are far more expensive than those for Chapter 7. 775. Order Directing Reassignment of Reno Chapter 13 Cases to Bankruptcy Judge Mike K. Finding an Affordable Lawyer Just Got Easier. You'll typically file for Chapter 13 if you can't pass the means test to get Chapter 7. Here are the qualification basics for Chapters 7 and 13. The debtor and the debtor's attorney also receive copies of the discharge order. Businesses may file bankruptcy under Chapter 7 to liquidate or Chapter 11 to reorganize. Get Started For As Low As $500 to $1,500. We offer free, no-risk consultations. All such federal tax returns must be filed with the IRS before the. Chapter 13 enables people to pay off their debts over a period of three to five years. You can use our free Nevada Chapter 13 Reno Chapter 13 payment plan calculator to estimate your complete Chapter 13 plan payment, which includes the estimated bankruptcy attorney fees, the trustee. Chapter 7 Bankruptcy; Chapter 13 Bankruptcy; Reno Medical Debt Bankruptcy; Emergency Bankruptcy Filing in Reno; Wage Garnishment; Foreclosure;. Southern Nevada Association of Bankruptcy Attorneys Officers. Hearing Location ONLY. The firm focuses primarily on chapter 7 and chapter 13 bankruptcy. For over a decade, David C. 00: Chapter 11: $1,167. Box 6630 Reno, NV 89513 Phone (775) 324-2500, Fax (775) 324-3313 [email protected] cannot declare for Chapter 7 if you have gone through Chapter 13 bankruptcy in the last six years. That said, Chapter 7 bankruptcy cost in Nevada is different. Search profiles, find top attorneys and free general information, compare lawyers, law firms on Lawyer Legion. Debtors must list all property and debts in their bankruptcy schedules. com. Compare the best Chapter 13 attorneys near you and. 9+ 7. You must be current on tax filings. For additional tax information on bankruptcy, refer to Publication 908 Bankruptcy Tax Guide, and Publication 5082 What You Should Know About Ch. Liquidation is the process through which the debtor's non-exempt. STANLEY, ACTING ASSISTANT U. Save. If bankruptcy is appropriate for your situation, your lawyer will help you decide whether Chapter 7 bankruptcy (often used by individuals or small business owners), Chapter 13 bankruptcy (where debt repayment plans are established to help you get back on track), Chapter 11 (business reorganization) or some other form of the bankruptcy process. Bankruptcy Lawyers at 311 E. 775-333-1010 Call now for a free consultation with a personal bankruptcy attorney in Reno and Hawthorne. Example 2. Complete the purchase. 11:30 AM 23-50495-HLB . If you file for personal bankruptcy, you generally have two options: Chapter 7 or Chapter 13. The domain Reno13. Each serves either an individual or an entity like a business or local government. By discussing your finances and evaluating debt issues with a bankruptcy lawyer you can find out whether you meet legal requirements and get advice about the best way to proceed. The Biden administration on Thursday unveiled unprecedented policy changes designed to make it easier for federal student loan borrowers to discharge their student debt in bankruptcy. Legal aid organizations provide help with civil matters like bankruptcy to low-income individuals. legal system by explaning federal, state, and local laws and procedures in plain English, and connecting you to local resources on: Unemployment Benefits, Wage & Hour Laws, Bankruptcy, Obamacare (ACA -Affordable Care Act), Probate & Inheritance Law, Child Custody Law. Tisevich helps clients make informed decisions in bankruptcy as a path toward a better financial. Transcript Order Form for Reno and LV: Transcript Request Form: 09/23: Instructions: Request for Redaction: NV_9037: 12/15 : Transcript Policy: transcript-policy. In total, customers spend an average of $999-$1,183 for their services. Reno13. We have experience with Chapters 7, 11, 12, and 13 of the U. What is a Chapter 13 bankruptcy? A Chapter 13 bankruptcy is a payment plan approved by the Bankruptcy Court where you pay your debts in full or in part. 609 South 7th Street. Bankruptcy. Some types of secured debts can be eliminated in Chapter 7 bankruptcy. File Your Chapter 13 Bankruptcy Paperwork. Chapter 13 Standing Trustees Office Locator . The filing fee may be paid in full within 48 hours of the order, or. With Unbundled Legal Help, you can hire a lawyer to assist you with the parts of your case you need help with. Yoo also represents debtors and creditors in Chapter 7, 11 & 13 bankruptcy proceedings, including tax bankruptcy cases. If you’re working and trying to pay your debts, but they’ve become too much, contact Kademenos. Secretary/Treasurer: Amanda Hunt Rick A. It’s a complicated process that’s best taken on with the assistance of an attorney. And you ought to seek expert advice. At The Law Offices of Christopher P. When you file for Chapter 13 bankruptcy, you will need to show that your unsecured creditors will be no worse off than if you had filed for Chapter 7 bankruptcy and your non-exempt property turned over to the trustee. Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009. Comanse, Esq. The advantages of a Chapter 13 include: • Foreclosure avoidance • Repossession avoidance • Debt. Mon, Oct 30, 2023. 11 U. 5. If you fail the means test, don't despair: You still might qualify for Chapter 13 bankruptcy. To qualify for Chapter 13 bankruptcy: You must have regular income. 2: 02/21 : Notice of Hearing on Confirmation of Chapter 13 Plan: NVB 3015: 09/16 : Order to Value Collateral and Order to Avoid Lien: ch13_lien-strip-order. (775) 348-4600 230 E. Published April 21, 2021 by Sasser Law Firm. Get Started For As Low As $500 to $1,500 Affordable Payment Plans Available 10+ Years Serving Over 1 Million. Other Secured Debt. Oakland, CA Bankruptcy Lawyer with 16 years of experience (510) 761-6230 1300 Clay. Step 6: Fill out and complete your bankruptcy forms. Bankruptcy Court, District of Nevada. Darby, Esq. With Unbundled Legal Help, you can hire a lawyer to assist you with the parts of your case you need help with. Filing for Chapter 13. You can't have filed for Chapter 13 bankruptcy in the previous six years. Chapter 13 Bankruptcy Lawyers in El Reno, Oklahoma. Trustee and the. Get Started For As Low As $500 to $1,500. Reno: 300 Booth St. 090. Most consumers, however, will file bankruptcy under either Chapter 7 or Chapter 13. A Law Firm practicing Bankruptcy law. Click here to see related practice areas and towns nearby as well as additional resources. When considering a bankruptcy, you need to know which type best suits your financial situation — Chapter 7, 11, or 13. 74. You may consider a Chapter 13 bankruptcy if some of the payments from the wage garnishment would not be. The type of debts (consumer or non-consumer) Prior bankruptcy history. com The information to be released includes, but is not limited to, the amount of the post-petitionAre you struggling with high debts in Reno, NV? Read this article and learn from a bankruptcy attorney about how you can file bankruptcy for no money down. (775) 322-7980 515 Sinclair St. When filing for Chapter 13 bankruptcy in Reno, you will also have a limit to how much unsecured debts you are able file. 775-636-6785. S. Rather, the trustee has independent rights and duties that are set forth in the Bankruptcy Code sections 323, 327, 341, 343, 345, 363, 364, 365, 704 (chapter 7 cases) and 1302 (chapter 13 cases). South Las Vegas, NV 89101 : Carson City, Churchill, Douglas, Elko, Eureka, Humboldt, Lander, Lyon, Mineral, Pershing, Storey, Washoe and White Pine Counties: United States Bankruptcy Court District of Nevada 300 Booth Street Reno, NV 89509Affordable Chapter 13 Bankruptcy Lawyer In Reno, NV. View Lawyer Profile Email Lawyer. United States Bankruptcy Court, District of Nevada. Find 32999 reviews, disciplinary sanctions, and peer endorsements. A Chapter 13 bankruptcy can remain on your credit report for up to 10 years. Chapter 13 bankruptcy is intended for those with stable incomes who are unable to pay off all of their debts. Failure to timely file the appropriate schedules may result in dismissal of the bankruptcy and the barring of the debtor from filing again for 180 days (six months). , Demetras Law, Barber Law Group, Inc. A chapter 13 is not quite as common, but still accounts for 20% of the cases filed in the state of Nevada. S. CLAIMED Business Law Attorneys. Credit card debt is an example of unsecured debt. There are a few differences. Filing Reno Chapter 7 bankruptcy can delay an eviction from a few weeks to a few months, which may be long enough if you just need a little time to find a new place to live. Learn with a Reno bankruptcy attorney how to avoid them. BANKRUPTCY. . Attorney fees are often rolled into the monthly repayment. Get Started For As Low As $500 to $1,500. For individuals who have consistent, predictable annual income, Chapter 13 offers a grace period. Call Us Now For a Free Consultation (702) 879-7968; BANKRUPTCY. Affordable Chapter 13 Bankruptcy Lawyer In Reno, NV. or Tricia M. You may be able to clear your debts faster with Chapter 7 than with Chapter 13. This organization primarily operates in the Bankruptcy Law business / industry within the Legal Services sector. You'll lose all your credit cards. Nationally, only one third of all chapter 13 filings reach a successful discharge. Chapter 13 Meeting of Creditors . Reno, NV Bankruptcy Lawyer with 36 years of experience. com - William A. Bankruptcy and debt Lawyer Licensed for 37 years. $838 - $3,838. Some people file a Chapter 13 case because they make too much money to qualify to file a Chapter 7 case. If you discover an error, you’ll need to contact the credit bureaus reporting it and file a dispute to have it removed. The United States Trustee Program does not administer bankruptcy estates in Alabama at this time. 775-636-6785. The $335. Box 2031 Memphis TN 38101-2031: Or submit payments online via: E-Pay: NEW!An automatic stay is a protection that comes with bankruptcy, preventing creditors from pursuing collections against you. The following is a list of ways your lawyer can help you. Chapter 12: Family Farmers. 7290 fax. Your unsecured debt cannot exceed $419,275, and your secured debt cannot exceed $1,257,850. You'll qualify for Chapter 7 bankruptcy if your family's gross income is lower than the median income for the same size family in your state. bankruptcy proceeding in which the debtor undertakes a reorganization of his or her finances under the supervision and approval of the courts. Browse comprehensive profiles including education, bar membership, awards, jurisdictions, and publications. Chapter 7, 11 and 13 Bankruptcy Cases filed in the Las Vegas and Reno Divisions. 8 average years of experience in New. Chapter 7 Bankruptcy Qualifications. Chapter 11 Bankruptcy Lawyers | Reno Office. Chapter 13 cases require the filer to have disposable income to make monthly plan payments to the trustee. Chapter 7 bankruptcy is known as a liquidation because instead of making payments to your creditors, your non-exempt property is liquidated to pay some or all of your creditors. Chapter 7 Bankruptcy; Chapter 13 Bankruptcy; Reno Medical Debt Bankruptcy Nevada Bankruptcy Exemptions. is a bankruptcy attorney and the founder of Shmucher Law, PL. S. Category: Bankruptcy Forms. The bankruptcy court expressed. Avvo Rating: 9. That's the monthly amount you'll pay. 00: Chapter 11 – Railroad:Chapter 13 bankruptcy allows you to repay some of what you owe through a court-ordered repayment plan. At The Law Offices of Christopher P. were Chapter 7, while 124,795 were Chapter 13. Bankruptcy Lawyer Serving San Francisco, CA (408) 295-1700. You can use our free Nevada Chapter 13 Reno Chapter 13 payment plan calculator to estimate your complete Chapter 13 plan payment, which includes the estimated bankruptcy attorney fees, the trustee fees, and the disposable. Why choose this provider? Stephen R. Llámenos ahora (775) 333-9277. Chapter 13 Bankruptcy in Reno Chapter 13 filing will help you to create a plan of debt repayments that works for your life and your income. Chapter 13 Court Filing Fee. Compare top Kansas lawyers' fees, client reviews, lawyer rating, case results, education, awards, publications, social media and work history. Van Meter administers Chapter 13 Bankruptcy cases filed in the United States Bankruptcy Court for the District of Nevada (Northern Division). Learn from a bankruptcy law office what a Skeleton bankruptcy is and how it works. Chapter 13 permits the debtor to file a plan in which the debtor agrees to pay a certain percentage of future income to the. Case Title Court Case No Chapter Date Filed Last Filing; GYPSUM RESOURCES MATERIALS, LLC (LEAD CASE) Nevada: 19-14796-mkn: 11: 07/26/2019: 11/15/2023: SILVER STATE BROADCASTING, LLC: Nevada:Holley Driggs Walch Fine Wray Puzey & Thompson. These are good people who worked very hard representing my family. Chapter 13 Bankruptcy issue in Reno, Nevada or the surrounding areas? Call The Law Office of Nathan R. Pro-se debtors must make all payments by money order made payable to “CLERK, U. *Attorney fees vary greatly; these are approximate ranges. But because lawyers have different fee structures, you should always ask for an estimate from several bankruptcy attorneys in your area before hiring one. The United States Trustee Program does not administer bankruptcy estates in Alabama at this time. How does bankruptcy affect your credit? Chapter 7 bankruptcy remains on your credit reports for ten years from the filing date; a Chapter 13 bankruptcy will affect your credit reports and scores for seven years. Open for Business. Chapter 13: A U. RENO CONTRACTING, INC. Chapter 13 is similar to a Chapter 7 bankruptcy in that the bankruptcy trustee gets to decide whether to assume or reject your residential lease. A Chapter 13 bankruptcy is also known as a reorganization bankruptcy. A. Considering Bankruptcy. 23: Rotor X Bankrupt, Reno Replacement?, EPA v GA. Please call my office today for a free bankruptcy consultation, either in my office or by telephone – (405) 255-2380. Municipalities—cities, towns, villages, taxing districts, municipal utilities, and school districts may file under Chapter 9 to reorganize. The Law Office of Scott N. With Unbundled Legal Help, you can hire a lawyer to assist you with the parts of your case you need help with. Chapter 7 bankruptcy can eliminate many unsecured debts. Bankruptcy and debt Lawyer Licensed for 37 years. Open for Business. Hire an attorney to give yourself the best chance at success. United States Courthouse. Finding an Affordable Lawyer Just Got Easier. This is an Official Bankruptcy Form. Chapter 13 bankruptcy is known as a wage-earner bankruptcy. Friday: 9:00 a. Download and. However, you should be aware that the amount of your non-exempt property will affect the monthly payments under the. At the Law Offices of Sean P. 775-260-2616. We Will Instantly Connect You with a Chapter 13 Bankruptcy Lawyer for a Free Consultation. Wage Earner Plan (Chapter 13 Bankruptcy): Also known as a Chapter 13 bankruptcy, this enables individuals with regular income to develop a plan to repay all or part of their debts for a period of. Even though the general goal of bankruptcy is to clear debt, not all bankruptcies are created equal. Any debts remaining at the end of the grace period are. Chapter 11 bankruptcy provides a procedure by which an individual or a business can reorganize its debts while continuing to operate. Chapter 7 bankruptcy remains on your report for up to 10 years, and Chapter 13 stays there for up to seven years. Bankruptcy Court District of Nevada 300 Las Vegas Blvd. Legal References. There are two principal types of bankruptcy available to American consumers in the United States, Chapter 7 bankruptcy and Chapter 13 bankruptcy. A chapter 11 bankruptcy proof of claim can make the difference of whether you get paid at all for the full or partial amount the debtor owes you. Key Takeaways. John A. Filing personal bankruptcy under Chapter 7 or Chapter 13 takes careful preparation and understanding of legal issues. Find 32999 reviews, disciplinary sanctions, and peer endorsements. C. We Will Instantly Connect You with a Chapter 13 Bankruptcy Lawyer for a Free Consultation. We listen to your concerns about your debt, and offer legal services that will produce the best possible outcome for your financial needs. Nevada Revised Statute 21. William A. The firm's founder, Michael A. 80. Affordable Chapter 13 Bankruptcy Lawyer In Reno, NV. Comanse, Esq. com. § 521 mandates that a chapter 7 or chapter 13 case “shall be automatically dismissed effective on the 46th day after the date of filing of the petition” if the. chapter 13 attorney near me, bankruptcy lawyers near me, cheap chapter 13 bankruptcy lawyer, free bankruptcy lawyers near me, chapter 13 bankruptcy lawyer maryland, cheap bankruptcy lawyers near me, bankruptcy attorney chapter 13, chapter 13 bankruptcy attorney fees McIntosh found anywhere you try your intention of Singapore, located 11. 13 bankruptcy. Scott N. Caryn S. Court fees for Chapter 7 are $338 and $313 for Chapter 13. Reno bankruptcy law firm of Darby Legal Practice has highly skilled attorneys helping clients with Chapter 7, 11 & 13 filing for their business as well as for their personal. Darby. [email protected] can keep her house in Chapter 13 bankruptcy even if she's behind on her house payment, as long as she has enough income to pay her monthly house payment and the payment arrearages in a three- to five-year Chapter 13 repayment plan. Attorney fees for Chapter 7 average between $1,000 and $3,500, and for Chapter 13 between $2,500 and $6,000. In a chapter 7 case, the trustee may take possession of the debtor's assets, sell them, and distribute the proceeds to creditors. 3. Chapter 11 bankruptcy Lawyer Licensed for 38 years. Reno Bankruptcy Attorneys. Search other Chapter 13 Bankruptcy in or near Reno NV. 4. O. Regardless of which type of bankruptcy you choose, lenders will be able to see it on your credit reports in the public records section. If you’re not comfortable filing on your own but you can’t afford a bankruptcy attorney, you may qualify for free or low-cost legal assistance from a legal aid organization. We Will Instantly Connect You with a Chapter 13 Bankruptcy Lawyer for a Free Consultation. 341 Meeting : SETH D. If you cannot pay these fees at the time of filing, the court can grant you a plan where you pay in up to four installments over 120 days (or 180 days at most for good cause shown). 6. Even though large apartment complexes might advertise free rent specials and other tempting discounts, being in Chapter 13 greatly reduces your chances of qualifying for these specials. Kevin A. There are non-bankruptcy solutions that make the most sense for some individuals. Liberty St. Chapter 7 Bankruptcy; Chapter 13 Bankruptcy; Reno Medical Debt Bankruptcy; Emergency Bankruptcy Filing in Reno; Wage Garnishment; Foreclosure;. Call Us Now For a Free Consultation (702) 879-7968; BANKRUPTCY. In 2017, there were 767,721 personal bankruptcy filings—down from the 1. You can keep your non-exempt property under Chapter 13, which is one of the main ways in which it is different from Chapter 7. Before you file Chapter 13 bankruptcy, you may also want to consider Chapter 13 trustee fees, which is an estimated 10. in 2001 from California Western School of Law in San Diego, California. Within 14 days of the filing of a bankruptcy petition, schedules of the debtor's assets and liabilities must be filed. Back to State Locator ALABAMA. (702) 842-0700. Legal Forms is the original and premiere legal forms site on the Internet. The vast majority of filers qualify for Chapter 7 after taking the means test, which analyzes income. Finally, chapter 13 can also be utilized by higher income debtors who would otherwise be ineli-gible for Chapter 7 bankruptcy. It now costs $306 to file for bankruptcy under chapter 7 and $281 to file for bankruptcy under chapter 13, whether for one person or a married couple. In order to be eligible to file for Chapter 13 bankruptcy, you must have regular income and meet certain debt limitations for your unsecured and secured debts (unsecured debts must be less than $383,175 and secured debts must be less than $1,149,525 as of 2015). Do you qualify to file a Chapter 7 Bankruptcy Petition? You might qualify for legal assistance from Upsolve, a 501(c)(3) legal aid nonprofit. In Chapter 13 bankruptcy you keep all of your property, but must make monthly payments over three to five years to repay all or some of your debt. Most consumers, however, will file bankruptcy under either Chapter 7 or Chapter 13. “It allows debtors to keep most of their assets, while still discharging some of their debts,” said Shmuel. C. S. The Bankruptcy Court will not force any modification and will make no adjudication except with the. Affordable Chapter 13 Bankruptcy Lawyer In Reno, NV. Businesses – 800-829-4933. Quick Facts The debtor’s name and case number must. Christopher Mumm. On April 11, 2023 GUARDIAN FUND, LLC (Reno) filed a voluntary petition under Ch. Bankruptcy Services. It's Free! Access your bankruptcy information online. Chapter 13 enables people to pay off their obligations over a certain amount of time, typically three to five years. Reno, NV 89521 775. S. Get Started For As Low As $500 to $1,500. Chapter 7 Bankruptcy; Chapter 13 Bankruptcy; Reno Medical Debt BankruptcyNote that if you file for chapter 13 bankruptcy,. While a few will rent to someone who is currently in Chapter 13, the majority of property management companies want renters to have bankruptcy cases discharged. Darby Law Practice assists individuals and businesses filing for bankruptcy under Chapter 7, 11 and 13. Chapter 13 bankruptcy can provide filers the chance to restructure debt into a repayment plan that lasts up to five years. Compare the best Chapter 13 Bankruptcy lawyers near Reno, NV today. Chapter 13 Bankruptcy in El Reno. com. This fee can usually be paid over time, but it still is more expensive. Read More. Chapter 13 permits the debtor to file a plan in which the debtor agrees to pay a certain percentage of future income to the. Nakagawa Subject: Order Directing Reassignment of Reno Chapter 13 Cases to Bankruptcy Judge Mike K. A Chapter 13 bankruptcy is also known as a reorganization bankruptcy. Reno, NV Bankruptcy Attorney with 32 years of experience. U. The Chapter 7 bankruptcy cost may even be different if you are filing in Reno vs. Chapter 13 Bankruptcy in El Reno. In cases under chapters 7, 12, or 13, and sometimes in chapter 11 cases, this administrative process is carried out by a trustee who is appointed to oversee the case. Like with any damage to your creditworthiness, it's possible to rebuild your credit with some. In a Chapter 13 bankruptcy case, also called a wage earner’s or repayment plan, the. SEEK AN EXPERIENCED BANKRUPTCY LAWYER 2. Chapter 13 bankruptcy is a voluntary reorganization of debt. The practice is most experience with filings that involve chapter 7, chapter 11, or chapter 13 bankruptcy. This site contains information about the United States Trustee Program and the federal bankruptcy system. Reno, NV Chapter 13 bankruptcy lawyers 8 lawyers specializing in Chapter 13 are available in the Reno , NV area. With Unbundled Legal Help, you can hire a lawyer to assist you with the parts of your case you need help with. A Chapter 13 Bankruptcy in Reno or Carson City, Nevada enables consumers to repay their debts over a three or five year period. You must pay the fee when you file your bankruptcy forms.