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Note in the chart below how some card issuers only offer credit cards to consumers with good-to-excellent credit, whereas others offer credit cards for fair and/or bad credit and secured credit. Under each card, you’ll see its respective benefits, bonus points, APR, and other important information. Randy Waters. point for every LKR 200 spent anywhere. I and my friends (a group of 3) are planning a trip to Italy. To make a purchase in person, you must insert the card into a card reader. “My Dashboard” gives you access to all of your account information and allows you to make changes to your account. Apply Now Summary of Credit Terms 1 ® Obtain a $25 C-A-L Ranch Rewards Special Card automatically for every 2,500 points you earn. 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