TrueLayer is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money. For TrueLayer and our clients, PSD2 and the CMA’s Open Banking initiative were transformational. I wanted to share a business update regarding some very difficult decisions we have had to take in recent weeks. The Global Open Banking Market size was estimated at USD 17. iGaming businesses, like online casinos and sports betting platforms, have seen consistent growth in recent years, with an expected European CAGR of over 9% from 2023-2028. We believe that, in the future, bank-to-bank transactions could even surpass. com or write to us at: TrueLayer, Client Care, 1 Hardwick Street, London, UK, EC1R 4RB. Data safety. Follow. Truelayer Limited. She had a big impact when she started managing our team. TrueLayer (Ireland) Limited is authorised and regulated by the Central Bank of Ireland under the European Union (Payment Services) Regulations 2018 for the provision of Payment Services (Firm Reference Number: C433487). With open banking, customers can top up their accounts instantly and get real-time payment confirmation. Please reach out to our Sales team by completing the relevant form: For Payments. TrueLayer (Ireland) Limited is authorised and regulated by the Central Bank of Ireland under the European Union (Payment Services) Regulations 2018 for the provision of Payment Services (Firm Reference Number: C433487). Setting research strategy. com 579 Highlights Investments 1 Total Funding Amount Unlock for free Contacts 201 Employee Profiles 14 Investors 24 A sustainable future for online gambling: how open banking is helping. Businesses of all sizes use TrueLayer to accept and send instant payments via open banking rails. TrueLayer clients can view all tickets raised in a dedicated Ticket Dashboard. Their latest funding was raised on Apr 20, 2022 from a Venture - Series Unknown round. Payments API. With TrueLayer’s payment links, we can automatically send invoice payment requests from our CRM, and the payments settle in real time. At TrueLayer, we build universal APIs that allow companies to access the financial data of their customers and facilitate direct bank payments, securely, reliably and efficiently. We’re committed to protecting and respecting your privacy. Seen 2 times between February 17th, 2023 and February 17th, 2023. We’re only 29% women today, but. TrueLayer is a UK-based fintech that focuses primarily on the UK and EU markets. Sign up for a free demo to see TrueLayer's valuations in September 2021 and more. A TrueLayer é autorizada como instituição de pagamento pelo Banco Central da Irlanda ("CBI") de acordo com os Regulamentos da União Europeia (Serviços de Pagamento) 2018 (C-Code/Código da Instituição: C433487) e está listada no Registro de Instituições de Pagamento do CBI. 28 Aug 2023. 7 Fundings. Providers Provider Coverage. An investigation will be conducted, and you will. Leading a team of 6 through a low volume hiring period, covering maternity leave. The HeyTrade team selected TrueLayer for its expertise and experience and quickly saw an opportunity for European expansion. A2A payments make up 17% of all ecommerce. Clickjacking on pages with no sensitive actions (e. Overall, TrueLayer and its competitors have raised over $3. Cookies on Companies House services. We power smarter, faster and safer payments for industry leading businesses across the UK and Europe. A connection is the term for the relationship between your application and your. TrueLayer (Ireland) Limited is authorised and regulated by the Central Bank of Ireland under the European Union (Payment Services) Regulations 2018 for the provision of Payment Services (Firm Reference Number: C433487). Private limited with Share Capital. The company is established in 2016 and is headquartered in London, United Kingdom. The Payments API v3 is the latest version of the TrueLayer payments API. It helps startups and banks to drive products in financial services and supports account verification, know-your-customer (KYC) processes, and transactional data for account aggregation, credit scoring, and risk assessment. Strong customer authentication (SCA) — the part of the payment journey where the customer takes an extra step to authenticate the payment — has helped reduce fraud. Learn more about How can I see support tickets raised by my team? Please do not forward, cc, or directly send emails to support@truelayer. TrueLayer Limited (TrueLayer), with company number 10278251, is based at 1 Hardwick Street, London, EC1R 4RB and is registered as a data controller with the Information Commissioner's Office ("ICO") under number ZA797592. We’re committed to protecting and respecting your privacy. TrueLayer’s agents are displayed on the FCA’s register. 1. “. Add instant bank payments to your checkout with the TrueLayer WooCommerce payments plugin. Get real-time access to account, balance, transaction, and identity data using open banking AIS. 3 Aug 2020. TrueLayer (Ireland) Limited is authorised and regulated by the Central Bank of Ireland under the European Union (Payment Services) Regulations 2018 for the provision of Payment Services (Firm Reference Number: C433487). Select the account you want your payment to come from and then tap ‘To’. Providers General Questions. The new payment method is seamless compared to a Card, as it uses my Banks Mobile Application to authenticate the payment. TrueLayer act as a messenger of. TRUELAYER LIMITED is a Private limited company (Ltd. Open banking The news comes a day after Silicon Valley firm Plaid — which competes with TrueLayer in Europe — announced it had raised $425 million in a new. The new payment method is seamless compared to a Card, as it uses my Banks Mobile Application to authenticate the payment. Today we’re excited to share that TrueLayer is the first organisation to deliver Variable Recurring Payments (VRP) for both non-sweeping and sweeping use cases through a single application programming interface (API). Wyeth. Jul 14, 2016--257. Speaking about the Dublin HQ announcement, he said, “Ireland has become the EU’s fintech centre of choice with the likes of Coinbase, Stripe, Remitly,. The rising customer demand for more user-friendly channels for performing financial transactions such as at e. We are Fairscore Ltd (“we”, “our”, “us”) and operate under the name of Updraft. UK-based open banking startup TrueLayer raised $130 million, giving it a $1 billion valuation, per TechCrunch. Explore TrueLayer's products, what they can do and how to integrate them. Once received, we will acknowledge your complaint within 3 business days. They currently represent around 41% of all ecommerce payments, making CPAs a recurring payment option that most customers will know and trust. Company status Active Company type Private limited Company Incorporated on 16 August 2018. Mr Souza. Last updated 5 months ago. A retrospective of sorts, focusing on our direction and what we can do better. ‘ANNA’ is a. Hubert Lacote. TrueLayer Limited is an electronic money institution focused on providing open finance platform. Streamline onboarding with a single payment. Wagestream IS Limited is a company registered in England and Wales (number 14141395) at 35 Gresse Street, London, W1T 1QY; registered with the FCA (firm reference 998852) as an appointed representative of Resolution Compliance Limited (firm reference 574048), which is authorised and regulated by the FCA; registered with the ICO (reference. pay-mock-client. write to us at “Fairscore Ltd”, 5. Strong customer authentication (SCA) — the part of the payment journey where the customer takes an extra step to authenticate the payment — has helped reduce fraud. We have a SOC 2 Type 2 report covering the period 1 July 2022 - 31 January 2023. It offers instant bank payments, payouts, variable recurring payments (VRP), e-commerce, crypto, and other financial services as well as data, verification, travel, gaming tools, etc. Check out the 10-slide pitch deck Kluster used to raise $5 million. Drive sales with a payment method that has higher acceptance rates than cards and increases payment conversion with natively integrated SCA. Using our developer console, you can now securely access financial data from Ireland's largest banks, including the Bank of Ireland, Allied Irish Bank, Permanent TSB, Ulster Bank and Revolut in Ireland. A connection represents your user's consent for data access and authentication with their bank. Book a demo. Involuntary churn, on the other hand, doesn’t necessarily mean the customer is dissatisfied. TrueLayer is funded by 24 investors. We power smarter, faster and safer payments for industry leading businesses across the UK and Europe. For Data, you can easily customise the UI, its colours, upload your logo, and update the copy all in our Console. Create an account now to explore our APIs. Payouts API. Payment orchestration connects multiple parts of the payment process under one umbrella. Registered office address changed from 3rd Floor 1 Hardwick Street London EC1R 4RB United Kingdom to Part Ground Floor (East), Floors 6 and 7 the Gilbert Finsbury Square London EC2A 1PX on 20 September 2023. com. This week we announced that TrueLayer has been authorised by the Central Bank of Ireland (CBI) as a Payments Institution, and we’ve established our new European headquarters in Dublin, to support our rapidly growing client base across Europe. TrueLayer's latest post-money valuation is from September 2021. After working with companies such as Klarna, Mastercard and. Follow. pesticides on development is an innovative approach yielding relevant. TRUELAYER LIMITED Company Profile | LONDON, United Kingdom | Competitors, Financials & Contacts - Dun & Bradstreet. Celebrating women in fintech: past, present and future. SquareOne Capital and Tiger Global Management are the most recent investors. TrueLayer have a SOC 2 Type 1 report dated June 2022. To start, today we’ve launched a simple REST API that will enable developers to connect their apps with the data of customers’ accounts from all the major banks and credit cards in the UK. Company profile page for TrueLayer Ltd including stock price, company news, press releases, executives, board members, and contact information underground99 Posts: 404 Forumite. Open banking has found traction among consumers and. Our team creates extensive. Absolutely No Nonsense Admin Ltd. The Open Data API dictates how banks must create access endpoints for TPPs, specifying the ways in which. TrueLayer Limited offers payment infrastructure, payouts infrastructure, open banking infrastructure, onboarding infrastructure to companies. They could leave good reviews and NPS scores, but when their payment fails, their access to your service is soon. If 1,500 fail to complete, the payment failure rate would be: 1,500 / 20,000 * 100 = 7. Otra fintech que consigue nueva financiación con el objetivo, entre otros, de entrar y crecer en el mercado español. Contents. London-based Kluster. Onboard players fast. At TrueLayer, we also aim to be flexible around offering part-time employment for new roles and existing TrueLayeristas where possible. Here’s some constructive feedback addressed at CMA9s to promote open banking adoption. TrueLayer uses Cloudflare Zero trust to ensure seamless employee access to its infrastructure and secure customer financial transactions. TrueLayer offers an open banking payments network. Increase your real time. Make buying and trading crypto easy by combining the sign-up process with an initial deposit. Introducing Auth Dialog V2. Weavr Limited. Truelayer basically operate in the open banking space and so can interface with your own bank account using an API if you grant them permission. TrueLayer have a SOC 2 Type 1 report dated June 2022. TRUELAYER LIMITED. TrueLayer Stock. 5%. Ask their clients to scan the unique QR code Anna generates. We believe that, in the future, bank-to-bank transactions could even surpass. The TrueLayer Community is a place where everyone should feel welcome and feel safe enough to share their opinions. TrueLayer is an England-based open banking platform that provides services including payment processing and payout management for industries such as E-commerce and crypto. Store and prepopulate your user's IBAN. Join over 15M people who trust us. TrueLayer act as a messenger of. Industry. Authorise the payment. TrueLayer is a global open banking platform that makes it easy for anyone to build better financial experiences. From personal finance management to account funding, one-off payments to loan assessment, and automated accounting to rent affordability, TrueLayer enables innovators in every industry to build better financial. Registered Office: 25-28 North Wall Quay, Dublin 1, D01 H104. TrueLayer's valuation in July 2018 was $38. Payments Payouts VRP Signup+ Verification. Parent Organization. Turning a new customer into a long-term brand advocate starts with a smooth, seamless onboarding process. As crypto continues to gain traction, open banking providers will further embrace the product-market fit with blockchain-based assets. Smarkets (Malta) Limited is trading under the name Smarkets. 0. With TrueLayer’s API, businesses will be able to connect to select UK banks to take VRP from their customers. Advice, news and insights on all aspects of open banking and open finance. <br><br>Ex Head of Crypto Sales at Open Banking payments platform TrueLayer;<br>Head of Partnerships at Seedrs / Republic;<br>Full time MBA from Bayes 2017 | Learn more about Ross Kelly's work experience, education,. On the payouts side, Sitong explains 100% of cars sold to Cazoo are paid out using TrueLayer. . Developing research processes, contributing to wider product management processes. This AI startup helps firms like TrueLayer and CurrencyCloud meet their revenue targets. 88 billion in 2021 and expected to reach USD 20. We cover over 90% of Irish retail bank accounts, adding to our coverage in Northern Ireland. We want to make your experience as smooth as possible. Read the case study. In this article, we make the case that open banking can, and should be, the future of retail. His ability to 'connect the dots' across regions, time zones, topics, and cultures is world class. Viva Payments SA. In 2014, I was an integral part of the. If. Mind Blown - 5*. The data chain describes the flow of customer data once it is retrieved from the bank. The landscape. Company status Active Company type Private limited Company Incorporated on 5 March 2020. In payments, this involves the use of an algorithm to create a “token,” a random string of numbers that stands in for the customer’s account number. TrueLayer is a lean-in to the future, a modern solution. In the first post in our open source series, we share our solution for gRPC client-side load balancing, using ginepro. We power smarter, safer and faster online payments by combining real-time bank payments with financial and identity data. Subsidiary. Helpful articles on open banking, ecommerce, payments, regulation, business growth, financial management and more. TrueLayer | 46,164 followers on LinkedIn. Jack Wilson, Head of Public Policy. If you would like to review a copy of our report we will need you to sign our NDA before we can send it to you. Welcome to TrueLayer! Thank you for using TrueLayer's services ("Services")! The Services are delivered by TrueLayer Limited ("TrueLayer", "we", "us"), a company registered in England and Wales (company number 10278251) with our registered office at 1 Hardwick Street, London, UK, EC1R 4RB. 1 2 3. Authorised push payments are usually carried out on an online banking portal or mobile banking app, where the payer will input the recipient’s details and knowingly transfer money. Let’s take a merchant that tries to accept 20,000 payments per month. D&B Business Directory HOME / BUSINESS DIRECTORY / PROFESSIONAL, SCIENTIFIC, AND TECHNICAL SERVICES / COMPUTER SYSTEMS DESIGN AND RELATED SERVICES / UNITED KINGDOM /. Discover what’s important to us and why we exist. Bank selection screen: the user chooses from a list of available banks (at which point they are redirected to that bank to authorise the payment). Date of experience: 04 November 2021. At TrueLayer we care deeply about equality, inclusion and diversity. Get the latest business insights from Dun & Bradstreet. Desi is our spontaneous, hard-working, rockstar 🌟 UX/UI designer. It will help them with their customer verification process, and can use the payment initiation feature. Americas +1 212 318 2000 EMEA +44 20 7330 7500 Asia Pacific +65 6212 1000 Company Careers Tech At Bloomberg Sustainability Bloomberg London Gender-Equality Index. Experts add insights directly into each article, started with the help of AI. Because an agent is not providing account information services in its own right, it is not the agent who should obtain explicit consent to access account data, but the AISP, also known as the. Authentication features. It was founded in 2016 and is based in London, United Kingdom. Among TrueLayer customers, we’re seeing around two thirds of end-users choose open banking, even when they also have a choice of Apple Pay and Google Pay. Limited working proficiency View Dario’s full profile See who you know in common Get introduced Contact Dario directly Join to view full profile. Bringing Payouts 101 to a close, we explore how TrueLayer Payouts work and how you can integrate them into your existing payments experience. TrueLayer is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (Firm Reference Number: 901096)TrueLayer Reports. TrueLayer Limited offers payment infrastructure, payouts infrastructure, open banking infrastructure, onboarding infrastructure to companies. 1. While direct debits and card payments can take up to five days to arrive, open banking VRPs settle in seconds — helping you stay on top of your cash flow. TrueLayer | 42,773 followers on LinkedIn. We believe secure, open APIs (application programming interfaces) are key to competition and. We accept and encourage differing opinions, this code of conduct sets out guidelines to ensure that we can all share these opinions in a safe way. 1 Smarkets (Malta) Limited is a company registered on the 24th July 2008 under the laws of Malta; Registration number: C 44795; Registered address: Level 7, Ir-Rampa ta’ San Giljan Street, St. Open banking – the APM accelerator. truelayer. Consent screen: the user is informed of the information required of them to. Unfortunately, coverage can be a tricky thing to measure. 6. PSD2 requires banks to meet certain criteria for their open banking interfaces. With open banking,. Computer Networking Equipment Network Security Hardware & Software Computer Equipment & Peripherals Manufacturing Onion's Social Media. Tokenisation is a way to safeguard sensitive information. Funding, Valuation & Revenue. Allow customers to automatically top up their current account when the balance is low to help them avoid overdraft fees. TrueLayer’s Verification API instantly verifies account ownership and matches your customer name with bank records, so you can onboard users lightning fast. Nova Money Ltd is acting as an agent of TrueLayer, providing the regulated Account Information Service. And we’re looking for people like you to help us get there. See more about connected. Use the PitchBook Platform to explore the full profile. How can I contact TrueLayer Sales team? November 07, 2023 08:41. We welcome reports from security researchers wishing to responsibly disclose security issues to us. Offer instant payments with round-the-clock support and performance tracking data. User Reviews Currently, TrueLayer has a 4. Go. Open banking has found traction among. TrueLayer processes billions in payments, with 400% growth in payment volume and. TrueLayer Support Team. INCORPORATION DATE. Immediately after integrating with TrueLayer, Penfold saw an immediate improvement in its customer experience. on truelayer. To achieve this, they needed an easy way to connect their app to external bank accounts, and a payment method that. The fees effectively create a revenue stream for issuing banks, allowing them to provide secure and innovative card products to consumers whilst also ensuring merchants can receive payments from anywhere in the world. If you seem like a good fit, you’ll have a chat with your Talent Partner so we can learn a bit about you. Funding. How popular is TrueLayer as an online casino payment method? CasinoLandia. London-based fintech startup TrueLayer said on Tuesday it had raised $130 million from investment firm Tiger Global Management and payments technology provider Stripe in a funding round that. Here are seven ways to increase customer retention: 1. TrueLayer helps software developers build their financial applications by providing abstractions and connections to banks and financial institutions worldwide*. Businesses of every size, from startups to large enterprises, use TrueLayer to power their payments, access financial insights, and onboard customers across the world. Introduction. It attracts users to your service by offering. We believe that, in the future, bank-to-bank transactions could even surpass. We decided to work with TrueLayer based on the quality of the team and the capability they possess. Damon Roberts, Product Manager. By using TrueLayer’s open banking API we get the best of both worlds – there’s a simplified in-app deposit flow, but with cost-effective processing. TrueLayer's valuation in July 2018 was $38. Who is Onion. ClearBank Ltd; Starling Bank; bolttech Inc; Modulr Finance Limited. TrueLayer Ltd. Mind Blown - 5*. TrueLayer contact info: Phone number: +44 8001116768 Website: What does TrueLayer do? Founded in 2016, TrueLayer Limited is a platform that provides access to financial data and instant payments. TrueLayer has invested in Stitch on Feb 14, 2022. Co-hosting TrueLayer's 6th and biggest ever hackathon was a highlight… Liked by Liam Williamson. Consumers will have more options with products and services in the realm of lending, payments, savings tools, and every-day banking. Connect Andrew Watts Data Engineering Lead at The Co-operative Bank. truelayer. The following terms shall have the following meanings: "Aggregation Partner" means our third party provider supplying the technology allowing us to aggregate your bank account information, this is currently Truelayer Limited (FCA Registration number 901096), 3rd Floor 1 Hardwick Street, London, United Kingdom,. The use of zebrafish as a model to study the effects of. $271. As you can see, both business and personal accounts are covered by the CDR — a question we often get since the name “Consumer” Data Right is sometimes interpreted as not applying to business customers. Timeline. CryptoTrueLayer is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (Firm Reference Number: 901096)Lead UX Researcher. TrueLayer is a lean-in to the future, a modern solution. 2. The headquarters is located in London, England. We use some essential cookies to make our services work. Download our latest report to discover how your business can live up to customers' expectations and provide better payment experiences. Celebrating women in fintech: past, present and future. We’ll look at the features of TrueLayer Payouts and what they look like for your business and your customer’s payment journey. If you’re not a software developer, you might have come across TrueLayer while connecting your bank account to another application. TrueLayer's latest post-money valuation is from September 2021. Jun 2021 - Sep 20221 year 4 months. A connection is the term for the relationship between your application and your user’s bank, facilitated by TrueLayer. Open Banking 2018: building trust in end users. If you have any questions about your personal information, you can. Import either the Payment or the Mandate component of the embedded payment page. TRUELAYER LIMITED - Free company information from Companies House including registered office address, filing history, accounts, annual return, officers, charges, business activity Cookies on. Variable recurring payments. Their current partial address is Dublin, and the company status is Normal. What attracted you to TrueLayer? Before TrueLayer, I was running a FinTech startup for 3 years focused on machine learning as a service in the finance industry. 14 Apr 2022. These fields are typically used for names and references in bank payment requests. Read the case study. Jan 2023 - Present9 months. Registry Registrant ID: REDACTED FOR PRIVACY Registrant Name: REDACTED FOR PRIVACY Registrant Organization: Truelayer Limited Registrant Street: REDACTED FOR PRIVACY. In January 2022, fintech grew its European footprint by adding five more countries to its portfolio. I wanted to share a business update regarding some very difficult decisions we have had to take in recent weeks. We chose TrueLayer as our partner for this service as their technology is perfectly designed to work with your Crunch account. Damon Roberts, Product Manager. Company. On its current growth trajectory, the UK will surpass 8 million monthly open banking payments by the end of 2022 and reach 10 million in the first half of 2023. Website. References to your “ personal data ” will, as the context requires, include “ special categories of personal data ”, which involves more sensitive information about you. Since integrating TrueLayer, Cazoo has seen over 25% of customers using open banking payments when buying their car. Annex 1 - Glossary. In 2022 TrueLayer Limited had total assets of 33. We have several current initiatives at TrueLayer to help our employees with their health and wellbeing, as well as a few more exciting initiatives being rolled out in the next few weeks. Using our developer console, you can now securely access financial data from Ireland's largest banks, including the Bank of Ireland, Allied Irish Bank, Permanent TSB, Ulster Bank and Revolut in Ireland. Meet Ben — hacker, foodie, DIY enthusiast, amateur logger and TrueLayer’s new VP of Engineering. If you would like to review a copy of our report we will need you to sign our NDA before we can send it to you. Clarification a second filed SH01 was registered on 22/11/2022. Solutions we’d used previously limited the complexity of our content, and we couldn’t track the site’s performance with analytics. Nov 19, 2023. With just one quick deposit, new customers can get started gaming, add funds to their wealth. While knowing the overall payment failure rate is important, you can also calculate it for. 18 billion in 2022, and is projected to grow at a CAGR 13. Underpinned by a Regulation, SEPA is a European initiative that aims to harmonise cross-border and domestic cashless payments. The new payment method is seamless compared to a Card, as it uses my Banks Mobile Application to authenticate the payment. <br><br>I would describe myself as a friendly, professional and. It uses bank-sourced identity data to speed up KYC-compliant onboarding. The updated rules seek to introduce a “default-on” model for joint. Payment cards are popular for making online purchases, but their share of ecommerce payments is expected to decline from 50% in 2021 to 43% in 2026. 22 Sep 2022. 88 billion in 2021 and expected to reach USD 20. Data. However, our platform is built for the type of scale envisaged by Open Finance. TRUELAYER LIMITED - Free company information from Companies House including registered office address, filing history, accounts, annual return, officers, charges,. The company has 6 directors who have also been the directors of 49 other Irish companies between them; 38 of which are now closed. Read the case study. The conversations varied over the course of 2–3 hours and. We are Fairscore Ltd (“we”, “our”, “us”) and operate under the name of Updraft. TrueLayer is an enabler and. TrueLayer has raised $271. It has been operational for five years but has made remarkable progress in becoming a leader within its niche of the tech industry. Our open banking payments platform powers new payment products across the UK and Europe. The benefit of TrueLayer over card payments and direct debits is enhanced security, faster payments and a lower cost, which helps Nutmeg to keep our fees low. Once your user has granted consent and undergone the authentication process, there will be a valid connection, identified by an. “Still to this day, I can drop my contact at TrueLayer a message if I have any technical questions and I’ll get a. Instant bank payments go straight from your customers account to yours. TrueLayer is a versatile company. Launching the Open Finance Association. Open banking has the potential to make it easier, as consumers, to do banking and access financial services. Top-notch security Your information is encrypted and all our products. TrueLayer is a lean-in to the future, a modern solution. 177 Huntington Ave Ste 1703, Boston, Massachusetts, 02115, United States. WEX Europe UK Limited. TrueLayer is a versatile company. g. Providers Provider. Signup+ combines account creation with making a payment to streamline the sign-up process. Indicators that a customer may churn voluntarily include low NPS scores, complaints to customer service, and poor online reviews. About TrueLayer is a fintech platform built for financial apps that connect to bank data, verify accounts and access transactions. Select a provider for a payment. Please email [email protected] with your request. On September 21, 2020, TrueLayer Limited closed the transaction. And browse our open roles. For example, If you top up your Revolut, Nutmeg, Freetrade or Trading 212 account, you’re using TrueLayer in the background. Ossama Soliman joins TrueLayer this month as Chief Product Officer. Request a free trial. Activities the team delivered centered around. To authenticate a user, you will need to: Specify the data you'd like the user to share. Since integrating TrueLayer, Cazoo has seen over 25% of customers using open banking payments when buying their car. Welcome to TrueLayer! Thank you for using TrueLayer's services ("Services")!The Services are delivered by TrueLayer (Ireland) Limited ("TrueLayer", "we", "us"), a company registered in Ireland (company number 671615) with our registered office at 6th Floor, 2 Grand Canal Square, Dublin 2, D02 A342, Ireland. This is all well and good. TrueLayer is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (Firm Reference Number: 901096)Update: Since publishing this blog post, the Financial Conduct Authority has provided additional guidance on SCA implementation, which will provide financial institutions with an extension to the September deadline.