The daily cash withdrawal limit of the SBI Mumbai metro-combo debit card is Rs 40,000 and the point of sale limit is Rs 75000 a day. You can use it to purchase goods at merchant establishments, for making payment online and withdraw cash in India as well as across the globe. 2/- with Rupay Platinum Debit Card. Compliance of 30 days transaction criteria (to be supported with complete transaction log / account statement from the bank's system) 3. Enter details like the last six digits of the credit card, expiry date, and pin Authenticate the same using OTP. Card successfully working on 20% off upto 100 per month AmazonPay load money - RuPay Platinum debit card offer (Every month card successfully working). . a. Chip-protection to ensure better security for your card. For booking movie tickets, bill payments, travel and other online purchases and payments over the internet. RuPay is the first-of-its-kind global Card payment network of India, with wide acceptance at ATMs, POS devices and e-commerce websites across India. Step 5: Enter the amount to be transferred. Add-on Fee: Nil Interest-free credit period: For 20-50 days (only on retail purchases and if the outstanding balance of the previous month is paid in full. ₹ 3,00,000. Meanwhile, replying to a query on SBI converting its office into a full fledged branch in Tehran after. . Chip-protection to ensure better security for your card. 2. Kotak Bank Mojo Platinum Credit Card. com SBI Global International Debit Card Benefits. RuPay carries lower transaction charges compared to Visa in India. 0; RuPay Contactless. RuPay is the first of its kind global card payment network of India with wide acceptance at ATMs, Point of Sale Devices, and e-commerce platforms across the country. 25,000. Low. Make fuel purchases and other purchases through secure payments. Go to any of the applications that allow using a RuPay credit card on UPI. Dining Offers: Get a discount of 15% up to Rs. Select language (if language option is available) Please enter your PIN (Please note that if you enter the wrong Pin thrice, your card will be blocked for rest of the day)RuPay Contactless. It's designed so you can rapidly develop, deploy & launch new card products to gain advantage over your competition. अधिक जानकारी. The card has been launched on the RuPay network by SBI in association with JCB. 4 InterMiles on every Rs. An overarching vision for payment systems at this juncture needs greater adoption of electronic payments and migration towards a “less-cash” society. Daily international POS limit of Rs. Our clientele ranges from Central and State Govt bodies, Govt. The monthly fee of Rs. (waived off till 31st March 2021) Renewal Fee: 300 p. PNB Select Rupay card limit: With PNB RuPay NCMC Platinum Debit Card, a person can withdraw ₹ 1,00,000 per day at ATM and up to ₹ 3,00,000 per day at POS/Ecom combined. Sbi global debit card benefits,limit & charges | Sbi rupay global debit card | Sbi global debit cardSbi ATM /debit card apply onlineSBI Global International Debit Card is an entry-level debit card with decent reward benefits and transaction limits. Cardholders can also earn reward points as they shop. 4,999. State Bank EZ PAy Card. sbi ke global contactless rupay debit card ki unboxing aur uske sabhi features ke bare me bataya hai. The card is issued either in association with VISA or MasterCard. . Rs. SBI MMRDA Mumbai1 Card. 300. Rs. Updated: 06 Jul 2023 1:50 pm. . No need to stand in long queues to purchase tokens at Mumbai metro stations. Enjoy the convenience of cashless shopping with SBI Platinum International Debit Cards and earn SBI Rewardz points on your purchases. Payment of salaries to employees, who are located at different places, is generally a difficult proposition for employers as a single banking. 1. Use this debit card to travel from Mumbai Metro. The Platinum Debit Card offered by State Bank of India gives customers access to cashless transactions and benefits of ATMs. It is available in three variants – Rupay | Visa |. In addition, the card also offers reward points on the amount spent on travel, dining, fuel, etc. , usually associated with International Debit / Credit Cards. GeM- Government e Marketplace . Additional 2 points for every spend of Rs. एसबीआई वर्चुअल डेबिट कार्ड. RuPay is the first-of-its-kind Global Card payment network from India, with wide. . To connect their SBI RuPay credit card to the UPI platform, users need to download a UPI-enabled app, create a UPI profile, link their SBI account, input credit card details, go. (40. 5. 1. SBI Global International Debit Card: एसबीआई ग्लोबल इंटरनेशनल डेबिट कार्ड (SBI Global International Debit. More Information. The SBI Global International Debit card can be availed to shop at a greater number of merchant outlets both within India (6 lakhs) and about 30 million globally. It comes with a unique dual-interface feature. Salaried individuals. Do note that your mobile number should be linked with the bank to use the RuPay credit card on UPI. Topic Covered. 1,50,000. SBI offers a wide Range of debit cards to cater to the. Return to any participating branch of State Bank of India, with your State Bank Multi-Currency Foreign Travel Card, valid passport and PAN Card. RuPay Credit Card on UPI; RuPay 2. The consumers may use this single card for payments in various parts and segments in the country. HDFC Debit Card. Also, their joining fees is as low as Rs 500. Card Based Payment System –Credit/ Debit/Pre-Paid • d Payment Network operated by NPCI/Car Visa/Master Card • re-requisite: Membership – Direct/through PSBI Global NCMC Card (Rupay) (Debit+Prepaid Card) 2021THIS VIDEO IS FOR EDUCATIONAL PURPOSE ONLY@ELECTRIFYING electrifying #gauravsingh #sbi #sbidebitcard #s. >Tried the SBI Global debit card on : Gumroad, Blender Market, Guild wars 2 official site. ₹ 2,50,000. It is accepted at most merchant outlets, ATMs, and online platforms across the country. Be a part of an exclusive club with the RuPay Select Debit Card. Universal payment solution. Additionally, you are relieved from the hassle. Product Overview. Mumbai & Tokyo, Dec 1, 2020 – State Bank of India (SBI), National Payments Corporation of India (NPCI) and JCB International Co. 5 crore are RuPay cards. It is available in three variants – Rupay | Visa | MasterCard. 9 million VISA and PLUS. SBI Rupay National Common Mobility Card UnboxingState Bank of India Debit Cum Prepaid Card SBI Rupay International Card UnboxingCOMPLIMENTARY INSURANCE COVERS AVAILABLE ON SBI DEBIT CARDS. 531 Units mn in Feb 2023. SBI GLOBAL Debit Card unboxing 2021 |All Features,Benefits, Fees & Charges IN HINDIHello Dosto is video mein maine aap logon ko SBI Global Debit Card ke baar. Nagpur Metro Maha Card. . logo bearing ATMs. Starting from October 1, 2023, the regulator wants the bank to offer cards on. VISA cards carry higher transaction charges than RuPay. SBI Classic and Maestro Debit Cards ATM रोजाना कैश निकासी: 20,000 PoS/ऑनलाइन निकासी: 50,000. SBI RUPAY INTERNATIONAL DEBIT CARDrupay card,rupay card benefits,debit cardrupay card internationalwhat is rupay cardThe SBI Global International Debit Card offers its users a wide range of advantages, including the convenience of cashless shopping, reward points on transactions, and more. Daily ATM withdrawal limit. Kotak Mahindra Debit Card. The State Bank of India (SBI) offers a free accidental cover of up to Rs 2 lakh to all the Jan Dhan account holders who use RuPay debit cards. The NCMC card is issuable as a prepaid, debit, or credit RuPay card from partnered banks such as the State Bank of India, Bank of India, Punjab National Bank, and others. e. 8 lakh merchant outlets in India. the Bajaj Finserv RBL Bank SuperCard is a 4-in-1 card that offers multiple. RuPay Classic Debit Card. 6 lakh merchant outlets in India and more than 30 million across the world. e. You can use it to purchase goods at merchant establishments, for making payment online and. The card could also be used for purchases at retail outlets. MSME Global Mart . 10,000. Know More. . Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034. SBI Global International Debit Card । SBI Global Prepaid Debit Card Limit Charges Benifits 2022Special Thanks To :- Manohar Vastrakar Hi I Am Rahul Verma We. Enjoy 10% off. Though RuPay has a sizable debit market share, it lags in credit card transactions, which is dominated by Visa with a share of over 40%, followed by MasterCard. The card comes with an EMV Chip,. Step 3: Click on Request ATM/Debit Card. ₹ 2,50,000. RuPay Platinum Debit Card. 1. Further, RuPay Debit, Credit, and Prepaid Cards will be enabled for issuance in foreign. 1,00,000 or more on your PSB SimplySAVE SBI Card in the previous year. Step 4: A new page will open; choose ‘New ATM Card Activation. ANS : Benefits of Insurance will be available to the Cardholders who have performed minimum one successful financial or non-financial transaction at any Channel both Intra and Inter-bank i. Axis Bank Debit Card. SBI Business Debit Card can be used to make payments online (with 3D-Secure), pay business utility bills and purchase business essentials over the counter without the need for petty cash, withdraw cash at ATMs and deposit cash at Cash Deposit Machines. You can use multiple RuPay Platinum debit cards from different banks and earn more profit. We have launched the next-generation Paytm SBI Card on the RuPay network, in partnership with India’s largest pure-play credit card issuer SBI Card. ₹ 7,50,000. Check Canara Bank Platinum Debit Card Eligibility, Features, Fees and Charges. Business Debit Card [For Current Accounts Only] MasterCard Platinum Business. 750. . RuPay is the first-of-its-kind Global Card payment network from India, with wide acceptance at Shops, ATMs, and online. Card also enables retail and e. Some of the main features and benefits of the RuPay card offered by HDFC Bank are mentioned below: In case Utility Bills are paid using the card, you will receive a 5% cashback. In order to expand payment options for Indians travelling abroad, the Reserve Bank of India on Thursday decided to allow issuance of RuPay Prepaid Forex cards by banks in India for use at ATMs, PoS machines and online merchants overseas. Then, you can select your issuing bank. PMJDY Card; Mudra Card. One QR platform. Target Group : Business Enterprises in Manufacturing, Trading and Services sector including allied agricultural activities. In the next step, masked credit cards will appear on the screen. You have to select a credit card from the payment option. . co. The card is accepted for bus fare payments, allowing. MasterCard World. 125 spent on non-fuel retail purchases, including railway ticket purchases at and IRCTC Mobile App (Android only) Learn more. Safety and security: With regard to safety and security of transactions, both RuPay and VISA card associates are equally good. VISA debit cards are accepted widely all over the world at millions of merchant establishments. Will the. Enjoy the convenience of cashless shopping with SBI Gold International Debit Card and earn SBI Rewardz points on your purchases. Return to any participating branch of State Bank of India, with your State Bank Multi-Currency Foreign Travel Card, valid passport and PAN Card. Enter Mobile Number. Step 3: Enter the bank passcode and verify the debit card details. ⏩Download Cred App And Get Rs500 To 1000 On First Paymen. Open Google Pay and go to settings. e. 7. SBI My Card International Debit Card comes with an EMV Chip which provides. Best SBI Debit Cards. Confirm your PIN in the second input field. Step 3: Choose e-Services and then the ‘ATM card services option. SBI My Card International Debit Card. Annual Fee (one-time): Rs. Enter your PIN in first input field. You have to select a credit card from the payment option. But for online/ point of sale (POS) online purchases, the upper limit is up to Rs. RuPay cards can be issued as debit, credit, or prepaid cards, providing users with a range of options to suit their financial requirements. SBI Global Debit Card Benefits Charges Eligibility ¦ SBI Global Contactless Debit Card ¦ About this video: 👇Doston Aaj Ki Ish video mai sikhnge ki SBI Bank. The Baroda Reloadable Card Physical Variant is a prepaid card offered by the Bank of Baroda. These actions will. The SBI RuPay JCB Platinum. "SBI Cards and Payment Services Limited” was formerly known as “SBI Cards and Payment Services Private Limited". Online Shopping. a. 1 lakh and has a validity of 3 years. Key features: Joining Fee - ₹500+GST. While delivering the key decisions of the six-member Monetary Policy Committee (MPC), the RBI Governor Shaktikanta Das has. Domestic. To apply for a RuPay debit card you demand to fill in the application form and submit the followers documents. . Rs. SBI Rupay National Common Mobility Card UnboxingState Bank of India Debit Cum Prepaid Card SBI Rupay International Card Unboxing SBI RuPay Platinum Debit Card: Rs. the number of credit cards was 88. ICICI Bank Debit Card. Visa/MasterCard are international systems. SBI Cards and Payment Services Limited. Payment of salaries to employees, who are located at different places, is generally a difficult proposition for. 1% Transaction Surcharge Waiver. RuPay is the first-of-its-kind Global Card payment network from India, with wide. The State Bank of India (SBI) last week launched the RuPay National Common Mobility Card (NCMC), a prepaid card, at the Global Fintech Fest 2023 for the ease of commuters by ensuring seamless payments of fares for travelling on metros, buses, ferries, and for parking facilities. State Bank of India International Debit Cards SBI GLOBAL International Debit Card. It is a card payment network of India with wide applications. बाजार में अब एक नया डेबिट कार्ड (Debit Card) लॉन्च हुआ है जो आपकी सेविंग कराने में मददगार साबित होगा. Unlimited Cashback. With this launch, three homegrown brands – Paytm, SBI Card and National Payments Corporation of India’s (NPCI) RuPay – have joined forces to further boost credit inclusion in the country. Presently, only Rupay-based debit cards and UPI do. SMS Alert charges per quarter from Debit Card holders who maintain average quarterly balance of ₹25000/- & below during the quarter. SBI NMRC City1 Card. To avail fee reversal, you need to have spent Rs. Axis Priority Debit Card. Check out this step-by-step instruction for online SBI ATM card activation. There will be six reward points for Rs 200 spent. See full list on bankbazaar. It is issued to the all the existing and new SBI customers. Explore the Prepaid Card range; RuPay Advantage. SBI SimplyCLICK advantage card - Apply now to experience premium privileges like log-in gift, e-shopping rewards, milestone rewards, annual fee reversal and much more. It offers exclusive rewards and benefits and is ideal for frequent railway travellers. Annual Fee: 500 p. . Debit Card Promotional Campaign (15 days) for. Enjoy the freedom to make purchases no matter where you are. 3% Cashpoints on Groceries, SuperMarket & Dining. Super Premium Variant Card. BHARAT QR enables seamless transactions across banks for all cardholders and UPI users. The ICICI Bank Expressions Sapphiro Debit Card will continue to attract an annual fee of Rs. 4 million global outlets and at over 2 million+ ATM locations in 190 countries and territories worldwide. The move, announced during the RBI Monetary Policy Committee (MPC) meeting aims to increase the scope of accessibility and. ₹20/- + GST. SBI Mumbai Metro Combo is one of the significant SBI Debit Card Types and Benefits. Get 1 Reward point for every Rs. SBI Mumbai Metro Combo Card. You can use it to purchase goods at merchant establishments, for making payment. We have compiled a big list of significant benefits of the SBI Global Debit Card in this post. इस डेबिट कार्ड से आप मूवी टिकट, बिल भरने और online शॉपिंग में प्रयोग कर सकते है।. 5% reward rateCredit Card Issuer; Debit Card Issuer; Prepaid Card Issuer; Credit Card Issuer. If you think you may need to have your State Bank Multi-Currency Foreign Travel Card reloaded whilst travelling. Gold Debit Card ₹100/- + plus GS: Platinum Debit Card ₹300/- + plus GST: My Card (Image Card) 2. 25,000. Key features: Joining Fee - ₹500+GST. e. The SBI Rupay debit card annual charges are Rs. Offer details here, also check "Deal Wiki" section for all bank apply list -. Loyalty points worth 0. Following are some of the benefits provided by the SBI Global NCMC Card RuPay: Cashless shopping. RuPay debit cards are accepted in more than 10,000 e-commerce sites, 1. SBI has a variety of debit cards for its customers. 75% as fuel benefits on fuel purchase at IndianOil fuel stations. RuPay Platinum debit card offer Rs100 off on 400 amazon Wallet add money per month on fridays. Earn SBI Rewardz points on your purchases. 75,000. 350 + GST. Show More. Updated On Jan 8, 2021 at 08:53 AM IST. RuPay Classic: The basic debit card catering to the emerging class segments. All banks in India will issue NCMCs in the form of debit, credit and prepaid cards. Upto 10%* Value Back. Daily international POS limit of Rs. Sangeeta Ojha. HSBC Debit Card. With SBI Global International Debit Card, you can access your fund whenever and wherever you want. Lounge access at select airports in India. A Visa debit card is an infinitely safer alternative to carrying hard cash. If your card is lost or stolen during travel outside India, you can speak to our customer care number 39 02 12 12 (prefix local STD code), 1800 180 1295 Credit Facility Your SBI Card offers great flexibility of payment. Step 2: Insert the debit card and enter the PIN number. With a widespread network of brand tie-ups, Rupay cards offer users a gamut of rewards and discounts. Transaction. Banks don’t have to pay any fees to enter into the network. Usage limit of Rs. RuPay Contactless Card with NCMC is now available with almost 25+ large banks as debit, credit or prepaid. INR 199 + Tax (Fee waivered if retail spends done worth INR 10,000. . Features and Benefits of Using Contactless Debit Card. The transport card enables the user to pay for travel, toll duties (toll tax), retail shopping and withdraw money. $ Namely, Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad. SBI Global Debit Card Benefits in Hindi. 7) SBI My Card International Debit Card. 6) SBI Mumbai Metro Combo Card. ATM withdrawal limit. $ Namely, Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad. Proof regarding company; Proof of description; Two passport-sized photos ; Top Banking Offering RuPay Debit Card Condition Bank India (SBI) Debit Card. It is a highly secure network that protects against anti-phishing. Swipe your RuPay. Get Rewards Points on Shopping through Debit Card and on Cent Mobile /BHIM Cent UPI app on completing first 5 Transactions after new Onboarding (T&C apply). Depending upon a customer’s account standing, and relationship value with the bank, a customer can apply. User needs to enter coupon code - "RUPAY" to avail the applica-ble wallet cashback. Withdraw cash anytime, anywhere in India, shop online / offline using a debit card and get cash bash, reward points, offer, and much more. The daily transaction limits are subject to a daily limit of 10 ATM withdrawal and purchase (POS and online) transactions each. Now, pay for your purchases at merchant outlets by simply scanning BHARAT QR using your Bank’s application. In order to expand payment options for Indians travelling abroad, the Reserve Bank of India on Thursday decided to allow issuance of RuPay Prepaid Forex cards by banks in India for use at ATMs, PoS machines and online merchants overseas. Introduction of. Daily purchase limit at retail outlets and on merchant websites. Do note that your mobile number should be linked with the bank to use the RuPay credit card on UPI. Travel and forex services company Thomas Cook (India) on Thursday said it has partnered with National Payments Corporation of India (NPCI) to launch a RuPay prepaid forex card. 75000. The card can be issued to the all the existing / new SBI customers. Important milestones & Journey of RuPay Cards launched by NPCI in March, 2012 till now. The card can be obtained nationwide for digital ticketing fare payments in metro, buses, water ferries, and parking lots. 3. The maximum daily Point of Sales or online transaction limit in domestic regions is Rs. The joining fee for this card is only Rs. Rs. Best SBI Debit Cards. Activation Bonus : Earn 200 Bonus points on the first three purchase transactions using your State Bank Global Debit Card within a month: Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter) To avail the offer, please use your IRCTC SBI Card (on RuPay platform) at the respective lounges. SBI Rewardz point (Rewards Points) Earn 2 Reward Points per ₹200 spend. Add Money & Service Creation. Step 3: Select your issuing bank from the drop-down menu. You can get gifts directly from the bank if you usually do various transactions. Enjoy access to world-class experiences, benefits and services. SBI IOCL Co-Branded RuPay Debit Card is a Contactless Debit Card. sbi global contactless rupay debit ca. The bank has set Rs 15000 at PNB ATM and at other bank ATM Rs. The growing usage of smartphones and internet has led to the payments. This policy covers for any loss of loss of goods/articles purchased (excluding perishables, jewellery, precious. This debit card comes with a myriad of travel benefits. 10 Sep 2023, 8:04 pm. Launch date of all different Debit cards, Credit Cards & other products. The Delhi Metro network authorities are planning to upgrade its entire existing network by 2022 to facilitate travel by the NCMC-compliant RuPay Debit card. 15% off orders of $25 or more. 500 + Taxes. The RuPay NCMC Prepaid Card is a versatile payment instrument designed to simplify the payment process for various modes of transportation and related services. Experience global and local benefits available to cardmembers, access airport lounges, explore business solutions and more with Diners Club International. Limit: Domestic: 2 per quarter; International: Nil; Annual Fee: Rs. The joining fee for this card is only Rs. Issuance Charges – Rs. The collaboration between SBI cards and NPCI allows SBI credit cardholders to make UPI transactions using their SBI credit card on the RuPay platform. Features of NCMC. exmple to buy $1000 rupay forex card you will be shelling out 1000+3+200- 1203 $ equivalen in our deprciatinf rupees!😌RuPay-JCB Global card launched by SBI, Axis bank etc with unlimited Lounge access & 30% cashback outside India at Others. 40,000. SBI Global International Debit Card | Contactless Rupay Debit Card | Help How #sbi #sbidebitcard #sbiatmcard #debitcard #rupaycard #helphow Namskar Doston,. -- Created at 22/07/2019, 33 Replies - Hot Deals - In Store -- India's Fastest growing Online Shopping Community to find Hottest deals, Coupon codes and Freebies. RuPay Select Debit Card. Now upgrade to HDFC Bank Platinum Debit Card in a Fast and Convenient way through NetBanking in 3 simple steps: 1. The cards are accepted across 41 million merchants across 190 countries and has more than 200 offers running. . JCB is a major global payment brand and a leading credit card issuer and acquirer in Japan. InterMiles HDFC Bank Signature Credit Card. SBI RuPay Platinum Debit Card is the most rewarding among SBI Debit Cards. 40,000. through phone call / SMSes / e-mails. The RuPay Prepaid Platinum Card is a prepaid card designed to help you manage your expense – both personal and professional. Updated - Received SBI RuPay Global Contactless NCMC Debit card: Applied SBI "RuPay Classic" card from yono app but surprisingly received SBI "RuPay Global Contactless NCMC debit card" Card back side Discover, Diners club & pulse logo mentioned for International E-com, POS & ATM payment. Yes Bank Debit Card. RuPay debit cards have several unique characteristics that differentiate them from other debit cards on the market. RuPay Card is an indigenous payment system that facilitates electronic transactions within India. SBI IOCL Co-Branded Contactless RuPay Debit Card. ATM withdrawal limit: ₹ 40,000. MobiKwik. Send an SMS to 5676791 from your registered mobile number. Card supports both International and Domestic. Features and Benefits of Central Bank of India Rupay Platinum Debit Card are as Follows: It comes with Daily Transaction Limit of upto Rs. Daily Cash Withdrawal Limit. A Visa debit card is an infinitely safer alternative to carrying hard cash. Annual Fee (one-time): Rs. Toload the Rupay Forex $ or euro card you have to pay upfront 20% TDS + usual 3% mark up . Debit card users are eligible to various benefits incluing accidental death insurance, purchase protection cover and others. GeM- Government e Marketplace . It can be used for online purchases, cash withdrawals, and payments at merchants who accept RuPay. , banks and finance companies to allow customers to have more than one card option and allow them to opt for their desired network provider for their cards. Explore the Credit Card range; Debit. Hello Guys,In this video i will explain you different types of ATM or Debit card used in INDIA like VISA Card, RuPay Card, Master Card. 30 Aug 2023, 4:34 am. Make payments more convenient and safer with no physical connection, just a tap of your RuPay Contactless card on the reader helps to make all your payments. IB DIGI- Rupay Classic Card (Contactless) Rupay debit cards issued for IB DIGI accounts opened through our website and IB Customer Mobile App. RuPay credit cards issued by banks which can be linked to the UPI facility offer benefits across categories, including travel, shopping and fuel. Enjoy the convenience of cashless shopping with SBI Platinum International Debit Cards and earn SBI Rewardz points on your purchases. 2% p. Acceptance. Works nowhere. 200/- you shop, dine out, fill fuel, book travel or spend online. RuPay Prepaid card can be used at any of the following channels: ATM* – To withdraw funds . It was created to fulfil the Reserve Bank of India's (RBI) vision of establishing a domestic, open and multilateral system of payments. a. If the customers already possess a Debit Card of SBI, he can be issued IOCL Co-Branded RuPay Debit Card as two cards can be issued per account per customer. Offer List and Terms & Conditions. IRCTC SBI RuPay Credit Card . In the year ended March 2015, the bank saw a 37 per cent rise in its debit card transaction at Rs 30,785 crore from Rs 22,407 crore last year. 1.