Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. Earn 1% to 3% cash back on purchases. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. However, your earning potential can be higher if you’re spending habits don’t align with the bonus tiers. Wells Fargo Active Cash Card vs. The Citi Double Cash Card gives 2% cash back on every purchase (1% when you buy and 1%. Concierge service, 24/7. Card Details. 1. This card doesn’t have any bonus categories as tiered rewards cards do. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. The Active Cash earns 2% cash. 24%. You may also call 1-800-642-4720. Wells Fargo Active Cash® Card;. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. If you’re considering applying for the Wells Fargo Active Cash card, it’s probably because of the 2% cash back reward. Finally, they cash out at a standard . The Citi Double Cash Card is the winner over Discover it® Cash Back. 50 spent through Apple Pay would translate to $361. Application Link. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. Wells Fargo Active Cash vs. 24% or 29. Using the card for. 24%, 25. 77 in cash back, and the remaining $16,831. A cash advance, in particular, is an expensive way to borrow money. Wells Fargo Active Cash® Card. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. After that, the standard variable. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash. Welcome Bonus. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. Capital One Quicksilver; Chase Freedom Unlimited vs. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. The Citi Double Cash Card is a great cash-back option with no annual fee. For a $0 annual fee, the card earns 2% cash. Balances under $25,000 will earn 0. A balance transfer fee of up to 5% of the each. Also no FTF, which is great for the occasional overseas trip. For context, the average annual rewards payout from the cashback credit cards in the investor. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. Take a look at this table to quickly compare the primary benefits of both cards. Best Cash Back Credit Cards of November 2023. You get 1% cash back when the purchase is made, and the. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. Synchrony Premier World Mastercard. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. Chase Freedom Unlimited spending example. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. Pros 2% cash back on. Simply pick up the phone to call Visa Signature Concierge. Wells Fargo Active Cash® Card: Best overall. 24%. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. Wells Fargo Active Cash® Card. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. 6 min read Sep 08, 2023. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Citi® Double Cash Card : Best 2% cash back card for balance transfers. Best. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Citi Double Cash and Wells. Also Wells Fargo has a $300 checking account bonus right now. 73. Base rewards rate: 2% cash rewards on purchases. Will have a lot of good categories above 2% and the active cash for everything else this way. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. Once the introductory period is over, the regular APR ranges from 19. Wells Fargo. Wells Fargo Active Cash vs. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. To learn more, please visit Wells Fargo Balance Transfers. Citi Double Cash Card. Annual fee. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. Assuming that this. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. Concierge service, 24/7. Finally, they cash out at a standard . Rates & Fees. Bread Cashback™ American Express® Credit Card * vs. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. The Citi Double Cash has no SUB. Credit Cards. As you get the entire 2% back two days after the statement cycle closes. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 0% intro for the first 15 months (then 20. CDC which cashback is better2:24 - Annual Fee and Foreig. Best Credit Cards of November. S. Citi Double Cash® Card. Other cash back cards earn more back. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. The Citi Double Cash card's simple cash back structure and long-lasting balance. Best Overall Balance Transfer Credit Card: U. Uber/Lyft, transit, and streaming. Skip Navigation. Wells Fargo Active Cash® Card. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. You’ll only earn 1. Wells Fargo Active Cash® Card 3. but I prefer my Citi double cash card, which is 2% as well. . Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Wells Fargo Active Cash vs. Forbes Advisor evaluated over 100 credit cards in 2023 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards, student. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. Recommended Credit Score. 3. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Sep 19, 20239. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. Citi Double Cash vs. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. Learn more: Citi® Double Cash Card. It offers 1. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. I can also say that my experience with Wells Fargo (apps, customer service, etc. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. Chase Sapphire Preferred Wells Fargo Active Cash. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Neither. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. ”. Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1Amex Blue Cash Everyday. Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch;Wells Fargo Active Cash® Card. Rewards Rate. 3. 24%, or 29. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. 6 min read Sep 08. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Though we value Capital One miles at around 1. The Wells Fargo Active Cash® Card offers easy, generous and unlimited flat-rate reward on spending with no categories or spending caps to keep track of, Plus a low intro APR offer on purchases. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. But if you spend $10000 with this new card, you’ll get $400. Citi Double Cash vs. Slickdeals. Bilt Mastercard vs. Citi® Double Cash Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 5% cash back for everyone else. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. Citi Double Cash® Card. 1. Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. Bonus Card Option: Wells Fargo Active Cash Card. People may hate Wells Fargo. Citi Diamond Preferred highlights. 5% cash back, a $200 bonus and 0% for 12 months. Like the Power Cash Rewards, the. Though we value Capital One miles at around 1. Anybody have a quick summary of this, so we do not have to watch a long, agonizing video? All I know is Costco takes Visa only so for me, it already 1 ups the Double Cash. Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Most 2% cards don't have a SUB, while most 1. Citi Custom Cash vs Double Cash - One card only, which to choose?. Chase Freedom Unlimited®: Best for Bonus. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. Annual fee: $0. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. View community ranking In the Top 1% of largest communities on Reddit. Now Citi just made it official with the double cash and made it just like the custom cash. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). This likely doesn't. I didn't mention this previously, but here's a breakdown of the Citi Custom Cash vs the. Citi Double Cash Card vs. Citi® Double Cash Card. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. Citi is better due to points games (rewards+ = 10% bonus) etc. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. 24%. e. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Cardholders Earn unlimited 2% cash rewards on purchases. So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. To earn cash back, pay at least the minimum due on time. 6 min read Sep 08. With the Citi Double Cash Card, you’ll earn 1% cash back when you make a purchase and an additional 1% when you pay off your balance. Best for Choice of Bonus Categories: U. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. We'll compare the introductory bonuses, how cashback is earned,. Citi Double Cash Card vs. Wells Fargo Autograph℠ Card. Credit Cards. Reply. $0. 8 cents each, they can be worth much more when transferred to travel partners. If you're looking to make a large purchase. It provides a simple model—earn 2% cash back on. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. S. . If you're thinking about getting this card, you should also compare it to its closest rival, the Citi Double Cash® Card from our partner Citi, which offers 1% cash back on purchases and 1% cash back after paying your bill. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Wells Fargo Active Cash® Card: Best cash-back card. Wells Fargo Active Cash ® Credit Card. $0. Wells Fargo Active Cash® Card. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. Rewards Rate. Wells Fargo Active Cash® Card. Based on identical spending inputs, you’ll earn $240. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. Citi Custom Cash Card vs Wells Fargo Active Cash Card 2023 Written by investor. Articles; Reviews; Compare; Surveys;. It's also best if you need to pay off a high interest credit card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 2% flat rate and then 3% on PayPal. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 1% back on all purchases and 1%. The annual rewards payout assumes you charge $1,000 each month spread across. After that, the standard variable. Wells Fargo Active Cash vs. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Citi Double Cash vs. The Wells Fargo Active Cash® Card offers a flat 2% cash rewards on purchases — one of the highest flat rewards rates available. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. . Select compares the 5% cash-back Citi Custom Card and the 2% flat cash-back Citi Double Cash Card. 2% cash rewards on purchases. It offers a whopping 2%. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. 3 important differences between Wells Fargo Autograph vs. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Wells Fargo Active Cash vs. In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. The Active Cash Card offers 0% intro. 24% to 28. What you should expect to be given when managing a credit card. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. This card is. Annual fee: $95. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. Citi® Diamond Preferred® Card vs. •. Save your windfalls. The Wells Fargo Reflect does not offer any cash rewards, so when you make $1,000 in purchases on your card, you won’t earn anything on those purchases. 1. Wells Fargo Cash Wise Visa card. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. You simply swipe your card and let the cash back rewards pile up. Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. would all get 2% instead of 1%. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Wells Fargo Active Cash® Card. While many credit cards offer flat-rate cash back, the Citi Double Cash is one of the few other cards that offers an effective 2% cash back on. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. It also offers a. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. If you’re looking for a good cash-back rewards card, the Wells Fargo Active Cash® Card is a solid choice. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. You have the right. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. 6 min read Sep 08, 2023. Wells Fargo Active Cash vs. Most 2% cards don't have a SUB, while most 1. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. Earning rates. Citi® Double Cash Card. 84 that could reasonably be charged to a credit card would earn $168. I have had no major issues with using WF cards. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. Cardholders can now earn $200 cash back after you spend $1,500 on. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. Its limited-time offering of 10% cash back for Uber and Uber Eats. Wells Fargo Active Cash® Card (see rates. The major difference between the Citi Double Cash vs. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. It's also best if you need to pay off a high interest credit card. The Citi Custom Cash Card offers a 0 percent intro APR on balance transfers and purchases for 15 months, followed by the variable APR of 16. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. The Wells Fargo Active Cash card also comes with a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20. NerdWallet's . Excellent, Good, Fair. American Express Blue Cash Preferred Card basics. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Bank of America Unlimited Cash Rewards vs. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The Double Cash card usually offers a small welcome bonus. Who the Wells Fargo Active Cash Card is Best For. You will earn unlimited 2% cash rewards on all of the purchases that you make. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. Citi Double Cash® Card Those seeking a balance transfer card with longevity past the 0% APR period will find the no-annual-fee Citi Double Cash more attractive than. 24% - 29. These are the popular cards that most people can accessibly earn a good flat-rate cash back. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 1. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Best for flat-rate cash back. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. Apply Now. This Visa Signature. And they gave the GoRewards offers which may help you save money. It also offers a. Citi Double Cash® Card. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. And there is no cap on how much cash. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. - Plenty of. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). It also delivers 2% cash rewards on purchases. Citi® Double Cash Card vs. 1. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. CIT Bank’s eChecking account requires a minimum opening deposit of $100, but you can earn a greater yield with a greater balance. 5% cards do. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. Citi Double Cash has a $25 minimum amount redemption. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. 24%, 25. Wells Fargo Active Cash and Wells Fargo Autograph. com purchases. Citi. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. I'm very happy with this change. Citi Double Cash® Card (see rates and fees) 2 ThankYou points on all purchases — 1 point when you purchase and another 1 point when you pay your bill. - Working and useable interface and app.