Thus, retailers or brands assign a third party. To ensure your protection, your Express Rewards and Express Debit account is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. The funds are deducted directly from the user's linked bank account. A white label disbursement platform is a type of payment system that allows companies to make payments to their customers, employees, or partners in a secure, fast, and automated way. Increase revenue. By: Geir Holstad. One effective method of customer retention and interaction for the companies mentioned above is to become a debit or credit card issuer through a third party. Branded Reloadable, Prepaid and Virtual Debit Cards. Private-label debit cards typically don’t offer rewards or cash back and may require customers to keep a certain amount in their bank account to use the card. Examples of Private Label Credit Card Program in a sentence. Improve efficiency and satisfaction with an array of easy-to-use support services. You might choose to simply reward a participant with a check, or by transferring funds into their account via. PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT. When evaluating the costs of a private label ACH debit program,Methods for soliciting and enrolling customers for a retailer payment instrument are disclosed. S. (Thailand) Limited (Bred I. HostGator — $2. Finally, there is a truly integrated, all-in-one, easy-to-use solution for your entire congregation. June 28, 2005 08:42 ET. Star Money expires 30 days after issuance. To ensure your protection, your Debit Pay card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. Develop, implement & manage a prepaid card program for your clients/staff/payees. Power Finds (Aug. A potential problem for an international business company (IBC) is paying employees who may work in many different nations distant from where the IBC does its banking or has its head quarters. We will advise you on the best pricing model for card program so that it is profitable. Leverage Adyen Acquiring to instantly fund your card program. The central computing network includes a solicitation processor and a comprehensive negative check file. Payment to Payout Reconciliation. Global Debit Cash Card, Inc. Major brands from various industries, such as Apple, Uber, and Ikea, have taken the plunge and launched their own card programs for their customers. The program partners the retailer, business, or organization with a financial institution, which acts as the card issuer and handles payment processing, card issuance, and other financial services. g. Depending on the program options you choose, your card transaction procedures may also be the same – which may help reduce implementation time and minimize the need for additional staff training. The Atlanta-based c-store chain has leveraged ZipLine’s private-label debit platform to launch the cards in 140 stores in the Dallas-Fort Worth area. Private label debit cards are also beneficial to retailers as transaction costs are generally less than those of credit card purchases. White label banking is a type of banking solution. 23, 2023 (GLOBE NEWSWIRE) -- The "Private Label Credit Cards in the U. Usually, managing private label cards involves a lot of operational costs and compliance. Fax: 517-241-3771. When it comes to market saturation, private label credit cards have certainly reached it. Top 10 Credit Card Issuers by Market Share. With a white label business debit card, the company can offer its customers a variety of payment options. Such cards can often provide a great financial tool for consumers at much cheaper price than private label retail cards. . D. Fintech Insights Relaunching your private label card offerings Featuring Kris Carrera | VP of Credit Payments, FIS March 08, 2021 So far in 2021, I have had the. Subsidiary Announces New Private Label Debit Card Program With an Initial Order of 60,000 Debit Cards June 28, 2005 08:42 ET | Source: Global Debit Cash Card Inc. BIN Sponsorship Access to any. Private label debit refers to a merchant-branded card or mobile payment app that utilizes an automated clearing house (ACH) to directly debit consumer checking accounts. From email communications to the name of your debit program (BurgerPay?) your customers will be integrated into. Customers who use these private label credit cards can accumulate rewards points that can be redeemed for future purchases. In addition to cash, merchandise, and travel, reloadable debit cards are now among the most important and essential ingredients of incentive, reward, and recognition programs. That's billion, with a B! Many of the gift card sales are moving online with the growing popularity of egift cards, which is a great opportunity for you to start making money with your website. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. Use these cards for your business needs, highlighting your brand’s identity. Examples of Private Label Credit Cards in a sentence. Related to Private Label Debit Card. Program participants accumulate dollars on their debit cards for meeting performance objectives established. Put your brand front and center. We were the first to launch open loop prepaid in Canada, along with being the first to market with Apple Pay®, Google Pay® and Samsung Pay® on prepaid cards. Personalized solutions for your own needs. Abstract: Methods for soliciting and enrolling customers for a retailer payment instrument are disclosed. ZipLine helps merchants build consumer loyalty and market share with custom debit payment, rewards, and gift card programs. All personal data is encrypted in real time, and every transaction is PIN protected. Become a Prepaid Program Manager. This Private Label Credit Card Program Agreement is made as of the 11th day of August, 2010, by and between KOHL’S DEPARTMENT STORES, INC. Because private credit cards are managed by banks or financial institutions, they offer exactly the. 1, or as the parties may otherwise from time to time mutually agree. For SME owners, customer loyalty and employee perks are vital. Each of the previously listed cards have similar interest rates and offer rewards programs with no annual fee to the cardholder. While this sounds like a run-of-the-mill partnership announcement, the deeper implication is that this may signal growth in the private label debit card market. HCE wallets for Private Labels. Multifunctionality. The central computing network includes a solicitation processor and a comprehensive negative check file. ZipLine is a provider of ACH payment processing and label debit card loyalty solutions for retailers. Credit Card v Debit Card - Know the Difference. Loyalty and reward. While this sounds like a run-of-the-mill partnership announcement, the deeper implication is that this may signal growth in the private label debit card market. The funds are deducted directly from the user's linked bank account. Wide Range of Program Settings Card programs can be fully customised to your business needs. Top Featured Private Label Credit Card Suppliers on Thomas—Company Summaries. Debit cards have all but replaced cash at this point, and customers are increasingly using their phones rather than physical debit cards to make purchases. The financial institution charges interest on credit card balances and fees on late payments. With a single platform for personalized rewards and branded. Try Shopify free for 3 days, no credit card required. The PayPal debit card, for example, has the business logo on the front of it and a gray background. A private label credit card program is a type of white label credit card program designed for a specific retailer, business, or organization. White-label Digital Wallet. The other 50% of gift card sales happen between January and October. Simplified bill payments. Dwolla is a white-label payment service that integrates your business with the Automated Clearing House network to send and receive ACH payments. Secure & compliant. To the consumer, SmartPay is a mobile-enabled smartphone app that incentivizes purchases at Cumberland Farms and makes transactions easier. Same-day deposits with no extra fees. • Indirect Costs: Private label management costs, staff cost, IT and system costs • Consumer Incentives: Private label discounts/rewards to consumers In the Edgar, Dunn & Company study it was found that in the case of a store-branded private label program, almost 30% of the cost comes in as indirect costs to the merchant. How White Label Business Debit Cards Work. 2 How’s that for cash flow?A strategic partnership between international payments software and services company GFG Group Ltd and Thailand-based BRED I. We also handle risk management and fraud detection on your behalf, along with a 24/7 support for you and your clients. Methods for soliciting and enrolling customers for a retailer payment instrument are disclosed. May 28, 2010 - PRLog -- Using a White Label Debit Card Program to Pay Pension Benefits. “We also. All personal data is encrypted in real time. SINNAD enables the financial institutions to issue closed loop (unbranded) cards. 00 per month [$14,228. More than 11% of the company's revenue flows through its private-label debit card, although some observers note one of the program's flaws is its awkward customer-onboarding approach. In fact, the demand for these services is so high, that PDI recently acquired ZipLine, a leader in private label debit and mobile payments. Sock, president of. For example, a method is disclosed for enrolling a customer for a retailer debit card which includes receiving enrollment data from the customer, establishing a check writer rating for the customer based on a history of checks associated with the customer and. Unlike traditional debit cards, white-label prepaid cards offer the same functionality as traditional debit cards with added benefits. Private label cards are almost like reward cards or store loyalty credit cards and debit cards or even business credit cards. There were 1. General Purpose Reloadable (GPR) Travel and expense. Our platform supports any card form factor and flavor to give your programs a custom feel for any. Our customizable solution allows you to bring distinctive consumer value propositions to life in a way that builds your brand and business. To ensure your protection, your 7-Eleven Thx! account is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. The financial institution charges interest on credit card balances and fees on late payments. Credit card products generally fall into the following broad categories: • General purpose cards (including charge cards) • Proprietary or private-label cards • Corporate or commercial cards • Secured cards 4 For more information about transaction testing, refer to appendix A of this booklet. Plans free and up. Methods for soliciting and enrolling customers for a retailer payment instrument are disclosed. com's. 5% on other purchases at its stores. Cash Equivalent fee: 5% of each cash amount, $10 minimum. It streamlines processes, eliminating the need for manual tasks like expense reporting and payroll management. Bank of America affinity card. SRI, the wholly owned operating subsidiary of SSI and currently the employer of all Stage employees, signed the Agreement solely for purposes of Section 13. Whatever the design happens to be, just. Highly customized, loyalty-driven card programs for large retailers, travel & entertainment businesses, financial institutions and affinity groups. AMENDED AND RESTATED CO-BRAND AND PRIVATE LABEL CREDIT CARD CONSUMER PROGRAM AGREEMENT (the ) is made as of October 3, 2011 (the Effective Date ) by and between Stein Mart, Inc. In return, private label card users receive: Rewards. While private label debit cards are generally used to pay only the issuing retailer and its affiliates or networks, purchases often qualify for incentives such as discounts and rewards programs, for example. The system for private-label cards is similar to regular credit and debit cards. A quick refresher: Private label debit, sometimes referred to as decoupled debit is a card or an app that processes a point of sale payment using the purchasers’ checking account as. All personal data is encrypted in real time, and every transaction. The Complete Guide to Custom Debit Cards for Your Company – Level 6 Incentives. Credit. Who We Are. A decoupled debit card is a debit card in the US that is not issued by,. A W. With an average fuel discount of 6 cents per gallon and access to over 13,000 Shell & Jiffy Lube locations across the country, it is a great choice for any company that needs to keep its vehicles running smoothly. While customers can only use private-label cards within the brand’s ecosystem,. com with a Macy’s Credit Card, less returns, credits, discounts, and adjustments. Interest Rates on Affinity Credit Cards . We’ve done our best to make the integration process seamless and ensure flexibility, security, and compliance. With a credit card, your liability for fraudulent charges is generally capped at $50. You can choose to launch your white-label cards with Visa, Mastercard, or UnionPay, set them up as prepaid or debit, and select physical or virtual options. The annual fee is $0. Power your growth with our cloud. 1(a) of the Agreement, thereby agreeing that the Amended and Restated Private Label Credit Card Program Agreement dated. Check the balance in your account. But in today’s competitive issuer market, cookie-cutter programs just won’t cut it. Prepare to abide by a long list of rules and regulations when you start a private-label card program. Private label Debit Card Issuer Sub-Trust OO75-0004-04568 1234-4567-89. Productfy enables companies to launch embeddable financial products to market in days. Any service and product of the Omniwire platform is available for customizations and usage by any business. Wallester’s white-label card solution comprises an entire ecosystem. Virtual private label cards provide three distinct advantages: These cards are more convenient. It is a different world today than it was even a generation ago. Credocard co-branded cards are used in more than 30 million locations globally. A co-branded credit card is sponsored by two parties—typically, a retailer and a card issuer or card network—and usually bears the logos of both. VISA Prepaid card line includes several types of prepaid cards with special features: tourism, youth, gift and virtual cards for online shopping. Consumer Solutions. PURE is a scheme-agnostic EMV application that private-label card issuers and national. Private label debit refers to a merchant-branded card or mobile payment app that utilizes an automated clearing house (ACH) to directly debit consumer checking accounts. Introducing PURE. We have the most extensive program offering ranging from virtual cards, POS financing, digital banking, payroll and many more. Card design confirmation in 2 days. Private label credit cards are run in collaboration with banks or third-party financial institutions. For example, a method is disclosed for enrolling a customer for a retailer debit card which includes receiving enrollment data from the customer, establishing a check writer rating for the customer based on a history of checks associated with the customer and. 50] in interest plus another $5. To ensure your protection, your LASSUSGO Debit + Rewards card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. Card issuing & program management service. 5. With a single platform for personalized rewards and branded. For example, a method is disclosed for enrolling a customer for a retailer debit card which includes receiving enrollment data from the customer, establishing a check writer rating for the customer based on a history of checks associated with the customer and. Account Types: Cascade Processing can handle multiple account types, including ATM/debit cards, private-label cards, gas cards, prepaid GPR cards, gift and loyalty cards. By: Geir Holstad. That is slightly better than what my credit card is offering in terms of cash-back rewards – and it’s an instant. Y. Secured credit cards require you to put down a deposit in order to be extended a line of credit, which is often helpful in rebuilding or repairing your credit score. With a private label banking integration, you can issue debit and credit cards to users virtually. To ensure your protection, your enPay card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. 2. All personal data is encrypted in real time, and. [1] [2]. Private label cards often exhibit different traits than general purpose cards in that private label cards normally have lower credit limits, higher interest rates, higher credit risk profiles, and limited use (for example, limited to a particular merchant). Exhibit 10. Dive into our APIs and get ahead with real-time disbursements. This booklet also includes a. 39 per processed credit card/debit card transaction or 0. CoreCard is a global modern issuer processor with end-to-end solutions across credit, prepaid, and debit that are digital-first, API centric, and architected to enable fast implementations. Our Prepaid Card Programs are ready to be white-labeled based on your requirements. One option is to introduce a private label card program. A. Estimates. Estimates of core noncash payment volumes are based on survey data gathered from depository and financial institutions, general-purpose card networks, and general-purpose and private-label card processors and issuers in the United States. A private label card is a payment card given by VISA or MasterCard to a retailer who in turn gives it to it’s customers, only to be used at that merchant’s retail establishments. Job Description: Develops test cases for newly developed features. PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT. Credocard is the industry leader for co-branded cards, Co branded prepaid cards, white label card programs, software and payment integration platforms and turnkey payment solutions. Ther experience spans multiple verticals, including grocery, pharmacy and convenience. If a debit card program isn’t what you need, talk to us about our White Label Prepaid Card Program, our Guaranteed Profit Prepaid Card Program, or any other type of Custom Prepaid Card. domestic deposit, prepaid debit card program. Flexible Payout Schedules. Custom reports can be created and expenses can be easily managed and analyzed. You will see the price per gallon rollback on the pump. Such cards can often provide a great financial tool for consumers at much cheaper price than private label retail cards. Customers can use the card to make purchases online, in stores, or withdraw cash from ATMs. Credit Card Program Agreement. This card enables you to pay for your purchases using a brand’s network rather than a traditional credit or debit card. 00 to $15. The programs have the potential to capture a "few percentage points of the overall card. between debit debit card acceptance, which can lead to card interchange or merchant discount fees and the ACH fees charged to the merchant by its bank. While private label debit cards are generally used to pay only the issuing retailer and its affiliates or networks, purchases often qualify for incentives such as discounts and rewards programs, for example. General Purpose Reloadable (GPR) Travel and expense. Your EBANQ online banking system can be online in 24-48 hours with your own logo and design theme. Our BIN sponsorship services are supported by a full-featured card issuing API platform. By Isabelle Gustafson | March 11, 2020Credit card market share by cards in circulation. Create the look and feel for your private label debit program that drives customer loyalty and reinforces the messaging of your app and your brand. *When consolidating purchase volume processed through Marqeta’s platform in 2019. How do you save money? Pay just a simple, flat per-transaction fee. Your security is our priority. Card and Starbucks Coffee Korea comes with extensive reward benefits centered around the existing Starbucks Rewards program,. These cards miss out on a couple of the advantages associated with a reloadable branded debit card, but prepaid branded debit cards remain an excellent option for distributing rewards. Private label banking is a type of financial service that provides customized solutions to financial institutions, allowing them to offer banking products and services under their. Design your best-fit solution, allowing you to operate effectively within an on-demand economy, launch your fintech startup, supercharge your neobank, or create cards for the travel industry. The bank. The grocer debuted the card, which offered savings on private-label products and added fuel rewards, in February 2019. Most debit cards are pretty basic in design. With powerful expiration, tracking and merchant grouping you can easily manage your entire gift card program. Discounts. Define Comparable Private Label Credit Card Programs. Always Secure. Our partnerships with all the world’s major card networks allow our clients to confidently issue any card-based product, including credit, debit and prepaid. Credocard co-branded cards are used in more than 30 million locations globally. We work with financial institutions, corporations and SMB’s from around the world, developing customized turnkey programs and providing our clients with a true. Loyalty and reward. This is a no-brainer for both companies and customers. 58(c)(5). , a Washington corporation (“Retailer”), with its principal place of business at 16400 Nautilus Drive, Vancouver, WA 98683, and GE Money Bank, a federal savings bank (“Bank”), with its. 01. Bank, Bank of America, Citibank, Wells Fargo and American Express. ZipLine helps merchants build consumer loyalty and market share with custom debit payment, rewards, and gift card programs. To ensure your protection, your EZ Pay card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and. Take the complexity out of card issuing. It is called "white label" because the platform can be customized and branded by the. means private label credit card programs operated by Bank involving department store, specialty apparel and other soft line retailers listed in Schedule 1. Chase, Citi, Bank of America, Capital One, Wells Fargo, and U. While private label debit cards are generally used to pay only the issuing retailer and its affiliates or networks, purchases often qualify for incentives such as discounts and rewards programs, for example. Closed Loop Card: A credit card or gift card that a consumer can only use to make purchases from a single company. USA; Argentina; Bosnia; Brasil; Čeština; Chile; Colombia; Croatia; Danmark; DeutschlandConsidering that the average American has a credit card balance of over $6,000 and the total credit card debt held by Americans has hit $1 trillion, starting a credit card company can be a potentially lucrative move. Your security is our priority. To start, they offer a $60 Bonus Note to use for purchases, and two points per dollar spent. This report covers the U. ”. Express Cash - Set your preferred withdrawal amount as your "personalized" fast cash option. Withdraw cash. is now offering a loyalty program for your c-store pos system, along with a private label debit card program for your customers at the pump The EZ Pay Pump program offers a custom loyalty program for your POS and outside transactions allowing your customers the ability to earn loyalty points for free merchandise and discounts on select products. Some of our programs can also remove the technological burden from you and your team, providing a turn-key customized solution. Sock, president of. Debit and Prepaid Card Programs for Your Business or Organization. Intl:+1 339 368 6001. They will never have another fdic checking account debit card again under tranzact program. Drive activation and use with targeted offers and rewards. 1. White label banking is another term for private label financial services or banking-as-a-service (BaaS), in which banks open up their application program interfaces (APIs) to let third parties build their own financial products with existing infrastructure. All of this allows us to provide innovative and reliable White Label Prepaid Card Programs. Promotional financing. Online onboarding with minimum documentation. by PaymentsJournal. TD Debit is the private-label debit program, designed to create "stickier" customers through a payment and loyalty experience. Payroll. BG has the meaning set forth in the preamble hereof. To ensure your protection, your SunnySaver Debit card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. Concerto is behind Cardless is total capital raised ($21. Other Prepaid Card Programs We have analysed over 50 prepaid debit card solutions in the international marketplace and identified common drawbacks of the offerings:; cards are mainly offered to private individuals who need to apply online restrictions for country of residence of applicants (majority are UK focused) and where cards can be sent. This Amended and Restated Private Label Credit Card Program Agreement is made as of May 14,. Also called a store credit card or a closed loop credit card, private label credit cards are credit cards that can only be used at one particular store or merchant. T. We help you optimize card issuing expenses and provide same-day shipping for a wide variety of card products, designed for private or legal entities. Bank, Bank of America, Citibank, Wells Fargo and American Express. 22: Your Processor Markup: Varies: Total: More than 0. How White Label Business Debit Cards Work. White label banking can help you deliver easy and convenient bill payment processes. revealed that only 32%. Get a 'mini-statement' of your account whenever required. The platform provider handles all aspects of the gift card program, including the creation, distribution, and management of digital and physical gift cards. To ensure your protection, your Irving Debit Pay card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. Get a 'mini-statement' of your account whenever required. From email communications to the name of your debit program (BurgerPay?) your customers will be integrated into your branding like never before. * Indicates required field. Besides our own private label cards, we can now offer cards that have an association's, organization's, or group's own name and design," said Arnold F. On the acceptance side. com with a Macy’s Credit Card, less returns, credits, discounts, and adjustments. Milestone Mastercard. To ensure your protection, your LASSUSGO Debit + Rewards card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. ZipLine’s Profile, Revenue and Employees. Tandym, a startup offering e-commerce brands the chance to create a private label debit and credit card, similar to big-box retailer-branded credit cards, is tackling the problem of high. The white label debit program of the. One of the big challenges of white-label debit card programs is complicated design features that make distributing cards a time-consuming and uphill battle. ZipLine is a leading provider of private label debit card and mobile payment processing application (“MPPA”) solutions to petroleum retailers and convenience stores across the United States. With unprecedented expertise in the field, we are the engine behind hundreds of private label debit payment and loyalty programs. DONATION - Best for small churches. Every customer of your card program will act as an ambassador. Partnerships provided attractive margins for issuers, drove purchase volumes and increased loyalty for retailers. Additionally, you can update your existing payment method by going to My Account → My Subscriptions → Manage, then clicking "Update" for the Next Payment. A private label credit card is a type of credit card that is branded for a specific retailer or brand. Private Label ATM Debit Card. Versatility is another huge perk of a white-label debit card. White label card issuing. Best Way to Pay. To ensure your protection, your Rewards Plus Debit card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. Here are just some of the ways a white label prepaid card could be your company’s next smart move. B. Same-day deposits with no extra fees. Debit, credit, prepaid, virtual, consumer, and business credit card programs. Such card programs are fully configurable and allow to efficiently attract customers without the need to invest in a standalone solution. To start, they offer a $60 Bonus Note to use for purchases, and two points per dollar spent. An affinity card is similar to a co-branded card because it also involves two parties, one of which is a financial institution. Credit card payments include general-purpose and private-label versions. Whitelabel issuer is a card issuer that offers branded/co-branded virtual and plastic cards for businesses. This Card White label was created by a fintech company for fintech companies. Banks partner with retailers and brands to extend a revolving credit line to cardholders. At its peak over 500,000. A quick refresher: Private label debit, sometimes referred to as decoupled debit is a card or an app that processes a point of sale payment using the purchasers’ checking account as. If you’re looking to give. Partner with a trusted, global payments leader. Credocard is the industry leader for co-branded cards, Co branded prepaid cards, white label card programs, software and payment integration platforms and turnkey payment solutions. Flexible ways to earn revenue! White Label Partners are able to mark up some prices and others, you receive commission from Novae or our partners. Apto allows you to connect physical or virtual debit cards to any currency, including crypto. In October 2013 payments technology firm FIS announced a new private label, decoupled debit product called InterPayment. Private label debit cards make shopping more convenient for customers. JLL sold NetSpend to Total System. 00 per month. The platform is designed to help these institutions offer a variety of loans and financing options to their customers without having to build their own custom. With a single platform for. Bundling ZipLine’s private label debit and mobile payment application with the PDI Marketing Cloud Platform gives merchants added ability to increase the engagement of loyalty program members. With a white label business debit card, the company can offer its customers a variety of payment options. Besides our own private label cards, we can now offer cards that have an association's, organization's, or group's own name and design," said Arnold F. Global Debit Cash Card, Inc. Private label cards: Advantages. Always Secure. The conversion of Financial Payment Cards in the United States from magnetic stripe technology to the EMV standard began in earnest in the second half of 2014 and is expected to continue over the next several years, with full adoption in the credit and bank debit card markets expected to. June 28, 2005 08:42 ET. All personal data is encrypted in real time, and every transaction is PIN protected. Here is just a quick comparison of the interest rates for the three cards . Think Optimus. In exchange for using the cards for company-exclusive payments. Posted: March 10, 2023. 1. Key Takeaways. You know your business needs and what your cardholders want—our white label credit program helps you deliver. Celebrity debit cards featuring R&B singer Usher, actress Hilary Duff and even cartoon characters such as Hello Kitty have been. Scale your card programs. S. 65% + $0. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is. 02. S. The third-party partner (or private label credit card provider) assists in several areas, including issuing, funding, and payment collection.