Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. JS by Jason Steele. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. would all get 2% instead of 1%. Citi Double Cash® Card. Wells Fargo Cash Wise Visa – The two cards tie. Citi Double Cash. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. You'll find great stories as well as horror. Bank Cash+® Visa Signature® Card. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. 3. Wells Fargo Active Cash vs. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. There’s. The Citi Double Cash Card is a good alternative to the Wells Fargo Autograph if you want a no-annual-fee card that earns elevated rewards on all spending rather than a few categories. Credit Cards. Save your windfalls. Neither. Take a look at this table to quickly compare the primary benefits of. Bank of America Unlimited Cash Rewards vs. 24% or 29. The Citi Double Cash® Card outshines its competitor with a more substantial ongoing rewards rate on all purchases and a. 7 minute read. The Wells Fargo Active Cash card also comes with a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20. 24% - 29. Synchrony Premier World Mastercard. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. These are solid benefits for a card with no annual fee. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). If Wells Fargo Rewards allowed you to transfer points 1:1 with BILT Rewards, I think that'd be a huge competitor to Chase / Citi / CapOne / AmEx. Base rewards rate: 2% cash rewards on purchases. Welcome bonus: None. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. 1 day ago · What is a negative credit card balance? A negative credit card balance is a balance below zero. I'm very happy with this change. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. 24% - 29. 2% flat rate and then 3% on PayPal. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. 5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category. Wells Fargo Active Cash ® Credit Card. Citi Double Cash and SoFi. Citi Double Cash $200 Welcome Offer. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Blue Cash Everyday® Card from American Express earns 3% cash back at U. Synchrony Premier World Mastercard. 8 cents each, they can be worth much more when transferred to travel partners. ”. com database is $181. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. 5% cards do. You must select Apply Now on this page to take advantage of this specific offer. Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. CDC which cashback is better2:24 - Annual Fee and Foreig. Best Cash Back Credit Cards of November 2023. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. The card. Citi Double Cash® Card. The Wells Fargo deals pay out quick. Citi Double Cash® Card. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. 3. S. Wells Fargo Active Cash Card vs. Citi® Double Cash Card. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. •. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. Active cash is better due to insurance on the card. The daily driver, until I hit the $6k limit. See the pros and cons of each card and how to choose. 00 with Wells Fargo Active Cash Card. ”. The Active Cash earns 2% cash. 24%, or 29. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. Chase Sapphire Preferred;No annual fee. After that, the standard variable. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Best for easy sign-up bonus. com database is $181. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. Costco Anywhere Visa® Card by Citi: Best for Costco. Wells Fargo Active Cash® Card: Best overall. Citi® Double Cash Card vs. ProsDoorDash Rewards Mastercard® vs. Wells Fargo Active Cash Promotions for November 2023. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. So I'm looking at cards that always provide at least 2% cashback regardless of category. - Plenty of. Wells Fargo Active Cash vs. Rewards Rate. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. Earn 1% to 3% cash back on purchases. Best for Choice of Bonus Categories: U. Wells Fargo Active Cash® Card;. If you pool the Rewards+ with the other two card(s), then you get a 10% rebate on the Thank You Points you redeem from Double Cash and Custom Cash (up to 100,000 TYP per year). American Express Blue Cash Everyday: 3x groceries, online purchases, gas. Install dimmer switches. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. Up to 2% cash back. You have the right. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. 00 cash back per year with Citi Double Cash Card and $240. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Whereas with WF Active Cash you can only redeem cashback in increments of $25. The no-annual-fee Citi Double Cash® Card, for example, offers redemption flexibility with its rewards and has a 0% intro APR on balance transfers for 18 months. Both cards offer a $200 welcome offer bonus. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. After that, the standard variable APR will be 19. This card also comes with no annual fee, and new. The Wells Fargo Active Cash® Card. 73. Citi Double Cash® Card (see rates and fees). Wells Fargo Active Cash Card Review 2022. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. 24% to 28. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. . Wells Fargo Active Cash® Card (rates and fees). Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. There are better 2% alternative like the WF active cash with a nice sub. Costco Anywhere Visa Card vs. Pros 2% cash back on. With the Double Cash Card, however, you earn 1% when you make the purchase and. This bonus offer will be fulfilled as 20,000. After that, the standard variable. Simply pick up the phone to call Visa Signature Concierge. . 99% Variable APR. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Citi® Diamond Preferred® Card vs. This is my default cashback combo that I would honestly be happy with using. 1 out of 5 rating 133 Reviews 133 Reviews. At. People may hate Wells Fargo. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Bank Cash+® Visa Signature® Card. - Working and useable interface and app. 24%, or 29. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. The Wells Fargo Active Cash ® Card is a solid $0-annual-fee cashback credit card with potentially even better rewards than the Bank of America Unlimited Cash Card. However, Chase Freedom Unlimited outpaces Wells Fargo Active Cash with higher rewards rates in. Citi Double Cash® Card. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. Capital One Quicksilver; Chase Freedom Unlimited vs. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. Intro APR of 0% for 12 months from. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. deVrinj • 21 days ago. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. The Citi Double Cash® Card is a longstanding leader among cash-back cards. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. The 6% cash back on U. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. And Wells Fargo no longer has a minimum rewards redemption requirement. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. No annual fee. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. These are the popular cards that most people can accessibly earn a good flat-rate cash back. 24% variable APR;. (If you aren’t successful, apply for the Custom Cash sometime after that. With the Double Cash Card, however, you earn 1% when you make the purchase and. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 74%, or 29. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. Wells Fargo Active Cash® Card: Best overall. 99% variable APR. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. 99% variable APR applies thereafter. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. Citi Custom Cash Card vs. Chase Freedom Unlimited. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Most 2% cards don't have a SUB, while most 1. Wells Fargo Active Cash vs Chase Freedom Unlimited. 5% cards do. Citi Double Cash vs. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. 3 important differences between Wells Fargo Autograph vs. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. S. The Wells Fargo Active Cash Card doesn’t offer travel or purchase protections like the Amazon Visa card, but it does include cellphone protection if you pay your cellphone bill with the card. The Wells Fargo Active Cash® Card carries no annual fee and earns an easy-to-track 2% cash rewards on purchases. Wells Fargo Active Cash® Card. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. You get 1% cash back when the purchase is made, and the. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. Wells Fargo is stingy on credit limits. Using this card. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. Wells Fargo Active Cash Card vs. I would personally make sure I'm well above that before committing to an annual fee card. Wells Fargo Active Cash® Card. Wells Fargo Active Cash® Card 3. Citi Double Cash. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. Wait for the cash back rewards to post to your account. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. But the Citi Custom Cash Card would. 24% variable APR;. Easy-to-earn sign-up bonus. Citi. Using the card for. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. The Citi Double Cash has no SUB. A balance transfer fee of up to 5% of the each. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. It earns rewards in a similar fashion. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. hotels, Airbnb, Uber/Lyft, taxi), and streaming, and Wells Fargo active cash for 2% on everything else, like Costco. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). $0. The Wells Fargo Reflect does not offer any cash rewards, so when you make $1,000 in purchases on your card, you won’t earn anything on those purchases. The Citi Double Cash card's simple cash back structure and long-lasting balance. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. Best. Special Offer. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. You’ll only earn 1. Citi Double Cash® Card. Annual fee. You may also call 1-800-642-4720. 6 min read Sep 08, 2023. The annual rewards payout assumes you charge $1,000 each month spread across. Bank of America Unlimited Cash Card vs. For a limited time, earn 5% total cash. Rewards: 2% cash back on all purchases for PenFed Honors Advantage. 24%. For context, the average annual rewards payout from the cashback credit cards in the investor. Wells Fargo Active Cash® Card. S. Wells Fargo Active Cash vs. Like the Citi Double Cash Back Card, the Wells Fargo Active Cash Card lets you earn a flat 2% cash back rate on all purchases, and it doesn’t have an annual fee. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Citi Double Cash vs. The card has excellent short-term value because it offers a sign-up bonus and a lengthy intro APR offer for both purchases and balance transfers. Citibank offers a bigger cash bonus opportunity — up to $2,000. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. What you should expect to be given when managing a credit card. 73. The new welcome offer brings it in line with other cash-back credit cards on the market. The card also comes with cellphone protection of up to $600 of cell phone. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Citi Double Cash Card vs. The $18,088. The Citi Double Cash card's simple cash back structure and long-lasting balance. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. Earn $200 cash back. With the Citi Double Cash Card, you’ll earn 1% cash back when you make a purchase and an additional 1% when you pay off your balance. Wells Fargo Active Cash® Card (rates and fees). When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. The Active Cash is probably better on its own overall, especially due to the SUB. Wells Fargo Autograph℠ Card. 6 min read Sep 08. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Wells Fargo Active Cash vs. 10% APY, while those with a. 0% intro for the first 15 months (then 20. 84 that could reasonably be charged to a credit card would earn $168. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. But if you are looking for something that might be better I think the new PayPal credit card, which isn't available yet, would be a strong consideration. Citi Double Cash. The annual rewards payout assumes you charge $1,000 each month spread. 1. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. 24%, 25. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Sep 19, 20239. Citi® Double Cash Card: Best for pairing. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. Unlike. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. Discover It Cash Back v. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. You also don’t have to jump through any hoops to get the full. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate. See how it works. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. Points are worth 50% more when redeemed for. Citi Diamond Preferred highlights. They usually give me less than half of the limits I get from Citi. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. That beats the base earning rate of 1. Wells Fargo Active Cash vs. Learn more: Citi® Double Cash Card. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. Its main quirk is how the card. Automatic cellphone protection when you pay your monthly bill with the card. Citi Double Cash. Alternative Wells Fargo Cash Back Credit Card. After that, an 19. Take a look at this table to quickly compare the primary benefits of both cards. 24%, or 29. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. Jump to. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. Welcome Bonus. A light dimmer is a device that controls the brightness of a light fixture. Slickdeals. 31, 2024. However, I don't think you should listen to the bad rumors about Wells Fargo. $0. Main content; Search; AccountWells Fargo Active Cash vs. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Wells Fargo Reflect® Card: Best balance transfer card. - No annual fee. 1x points on rent purchases (on up to $100,000 every year)2% card - WF Active Cash or Citi Double Cash 3% multi category - Capital One SavorOne 5% rotating card - Citi Custom Cash. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. 5% card. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. When your balance is negative on a credit card, it means you’ve paid more than you currently owe. Plus, the card offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months. Wells Fargo Active Cash® Card. If you're thinking about getting this card, you should also compare it to its closest rival, the Citi Double Cash® Card from our partner Citi, which offers 1% cash back on purchases and 1% cash back after paying your bill. Who the. Annual Fee. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. This is a fairly competitive welcome bonus for. Though we value Capital One miles at around 1. Wells Fargo Active Cash vs. Earn unlimited 2% cash rewards on purchases. S. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Citi Custom Cash® Card. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Cardholders Earn unlimited 2% cash rewards on purchases. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. 74%,. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. The Wells Fargo Active Cash® Card offers 2%. Chase Sapphire Preferred Wells Fargo Active Cash.