Pay U. 99% compared to a max of 24. The RBC ION Visa card earns Avion points and gives cardholders the opportunity to earn 1. Compare credit cards with RBC Royal Bank's easy-to-use comparison tool. Annual Fee: $48. S. To be eligible for this offer your application for the RBC ION Visa credit card must be approved by us. Sign Up Online or Call 1-855-826-5328. 33% when you redeem 15,000 points for a. USD 100,000 (up to 60 days) Note *Coverage includes country of card issuance, only if allowed by local regulations **Optional Coverage, not a core benefit. For RBC cards, that’s 2% per month. Here are the details on each of the cards: RBC ION+ Visa. RBC ION Visa. Newcomers to Canada can apply for a car loan with no credit history through RBC. RBC ION Visa Review The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. RBC Avion Visa Infinite Privilege – A Luxury Travel Credit Card. Canadians who apply for a new RBC credit card through Lowe’s, RONA and Réno-Dépôt corporate stores or online will receive 10% cash back on all purchases for the first 12 months at Lowe’s Canada’s banner locations, up to $1,000. Grocery—Satisfy your taste buds while earning points on groceries. 3,500 points. These are cards that you load with funds and use until the loaded money runs out. $0. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases 1. Plus, get a 0. 85: Gift card redemptions:RBC ION Visa. 20. The process of applying for a credit card is relatively simple, with the option to apply online, call a customer representative or head. Tangerine. Get more details in this RBC Cash Back Mastercard review. Then, you remove the deductible from this number:RBC ION Visa. Benefits of the RBC Avion Visa Infinite card. Complete offer eligibility criteria by March 29, 2024. 1. Call 1-800-565-3129. Some prepaid credit cards can also help you build credit. With the RBC ION Visa card you earn 1. No annual fee; Earn 1. Contact Us. Earning Rewards. 5 points per $1 spent . 99% Cash Advance. With a lower annual fee and better returns, the. Earn 1. The RBC ION Visa is also a no-annual fee credit card that allows you to earn points on every. Enjoy luxury travel benefits and exclusive privileges. RBC ION Visa: 6,000 bonus points * 1. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. oh really thats good, i had a pre-existing rbc credit card and transferred to the ion+ as well, didn't get the bonus points. With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus as soon as the card is approved. DoorDash: Get a complimentary 3-month DashPass subscription,. Germany. Still a pathetic offering, given the crap conversion of 172 AV to $1. , RBC Direct Investing Inc. Rewards: Earn 3% cash back on high-spend categories. The RBC ® ION+ Visa is good option for casual travellers who spend on grocery, dining, food delivery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions each month to make it worth the additional $4 monthly fee, when compared to the basic RBC ® ION Visa. For complete and current information on any. 5% on groceries, gas and prescriptions, and 0. Annual fee: $139. For ages 13+. 99%. Sign into RBC Online Banking only once and access your U. bank account and credit card balances. As a welcome bonus for new cardmembers, you can earn 3,500 Avion Premium points upon approval, † with no minimum spending requirement. Up to 2% cash back. opens in a new window. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. Earn 20% more RBC Rewards points 4. RBC Royal Bank offers you a number of easy ways to make a credit card payment including online, by phone, in branch, at an ATM and. bank account and credit card balances. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. For RBC ION Visa Card To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. The card is good for people in the following situations: You don’t have a high income – No minimum personal income requirement is needed for this card. Get up to 55,000 Welcome Points. 99% interest rate on cash advances and balance transfers for the first 10 months on approval with the RBC ION Visa. 5 Avion points per dollar for : Grocery; Rides, Gas & EV Charging1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Interest rates: 20. Competitive RBC rewards credit card. 3,500 points. Annual fee: $0; Interest rate: 19. Redeem your Avion Rewards points to pay bills, pay down your credit card balance or even send money to friends with Interac e. Grocery—Satisfy your taste buds while earning points on groceries. Refer to RBC page for up-to-date offer terms and conditions. Limited time offer. . 25 Avion points for every dollar you spend 2. Users of RBC ION Visa card users get up to 3500 Welcome Avion points, which amount to CAD 25 in gift cards. 6,000 points. This presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. You don’t want to spend a lot on annual fees – The monthly fee of $4 is reasonable for the earning rate and benefits you get. That redemption rate provides a 0. The interest rate maximum is 22. ago. Get a Quote for Travel Insurance. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. RBC ION Visa product rating: 3. 83: Using points for merchandise: 0. Compare. 2 Also earn 1 Moi point on every dollar spent at Super C. 20. Bank accounts. 99% / 22. Up to 2% cash back. Here’s what your payout would be: Depreciated value = 500 – (500 x 2% x 6 months) = $440. Get 6,000 Avion points on approval with the RBC ION Visa. In this RBC ION Visa review, I’ll go over the earn rate, benefits, and why this card is ideal for students and those looking for a no fee credit card. S. 25 points per $1 on all purchases. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. AdChoices; Promotions; Royal Bank. 99% on purchases and 22. 0. But we do not recommend these uses because of the low value. Rexall: For every $1 spent on eligible purchases at Rexall, you can earn 50 Be Well points. 7,500 Avion points for a one-way ticket, with a maximum base fare of $175. Earn 1. recommended credit score: 660. 20. BONUS 55,000 Avion. 99% $0 Min. RBC Visa Classic Low Rate Option RBC ION™ Visa. RBC ION Visa. RBC. RBC ION Visa. 99% interest rate on cash advances and balance transfers for the first 10 months. I wonder if this is accurate and how this is calculated (I swear I had seen a calculation that mentioned the opposite – a higher return for the Rewards+ card). These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. If you aren't planning on traveling any time soon and just want to rack up points and then switch back over to the Avion card, you can do that. Reviewed By: Jon Macleod Updated on Sep 20, 2022 The RBC ION+ Visa is a low annual fee credit card – one of 2 new credit cards coming from one of the most trusted names in Canadian finance. RBC ION Visa Review. RBC credit cards comprise of numerous travel, rewards, low-interest, cash-back, and student and business cards. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. RBC ION Visa. 5 points per $1 spent . , RBC Direct Investing Inc. In this video, we take a look at all of RBC No Fee Credit Cards offered in Canada in 2023 and discuss if they are worth having, as well as how the best RBC c. Sign into RBC Online Banking only once and access your U. The fee could be reduced to $10. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC Avion Visa Infinite Business‡, RBC Visa CreditLine for Small Business™, RBC Visa Business‡, RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. RBC Avion Visa Infinite Privilege for Private Banking; RBC Avion Visa Infinite. The WestJet RBC Mastercard unlocks savings at a few different brands. 1. recommended credit score: 660. Hometrust. No annual fee. $19. 99%. 99% on purchases and 22. Cardholders earn up to 1. 99%. Apply Now. Search RBC. RBC ION+ Visa Card Review (2023) The new RBC ION+ Visa Card from the Royal Bank of Canada is great for earning Avion points while paying low monthly fees. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. It has no annual fees, and the Avion points you earn are easy to redeem. Additional cardholder(s), as well as existing cardholders of any. This is not a Certificate of Insurance. 99% purchases; 22. MINSPEND $5,000. 5 points for. RBC Bank is running an early year promotion as part of its Avion Rewards program. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Limited time offer. rankings and reviews. 5X Avion points on: Grocery – Satisfy your taste buds by earning points on groceries; Rides,. Apply by December 6, 2023. Read our full review of these 2. , Royal Trust Company or The. Earn 1. $120 annual fee. Interest Rates. RBC Avion. With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus as soon as the card is approved. Annual Fee: $120 ($50/Additional Card) Interest Rate: 19. With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. Signature ® RBC Rewards ® Visa. Petro Canada: By linking your card, you’ll save 3¢/L on fuel and earn 20% more Petro-Points at Petro-Canada. opens in a new window. 99% $0 Min. 3,500 Avion points (“Welcome Points”) will appear within the first two monthly statements. daily public transit and rideshares), Gas & EV Charging; Streaming, Digital Gaming & SubscriptionsTD Cash Back Visa Infinite Card. 35,000 points. creditcardGenius • 6 yr. BMO, for example, offers 2 instant approval student credit cards, the BMO CashBack Mastercard for Students, and the BMO AIR MILES Mastercard for Students. $0. Issuing an additional card is free of charge. Additional Card: $0. S. por Arya Arruda; 21/09/2023RBC ION Visa: 6,000 bonus points : Best student credit card for AIR MILES collectors:. 1. Get up to 55,000 Avion points* (a value of up to $1,100†) Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. 99% Purchase, 22. The RBC Ion+ Visa has a new monthly fee of $4, and the signup bonus is 12,000 Avion points upon approval if you apply prior to November 30, 2022. 1. There are also two new credit cards that have been introduced which fall into the Avion Premium level. By Claire Horwood Updated Oct 19, 2023 Fact checked Go to site 7,000 points Rewards 3 points per $1 spent Annual Fee $48 Purchase Interest Rate 20. RBC ION Visa Card. By Sam Bourgi. Compare This Card. RBC Ion Visa with a "Special Offer" of 3,500 points upon approval; earn 1. 5 points per $1 spent . Free unlimited Interac e-Transfer ‡ transactions 3 3a. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. It has no annual fee. Once you get credit card approval, RBC will reward you with 12,000 welcome Avion points that will appear in your account. Scotiabank. Get 3,500 Avion points when you get approved for the card. 5% management fee per year on your investment balance. If you are an RBC client, review the list of eligible Avion Rewards products. Cash Advance Rate: 22. We’ve joined up with DoorDash to bring eligible RBC credit cardholders this tasty treat: a complimentary DashPass 1 subscription for up to 12 months * – a value of almost $120! 2 With DashPass, you’ll enjoy unlimited deliveries from qualifying restaurants near you with $0 delivery fees on orders of $15 or more when you pay with your. Min. This RBC ION Visa review covers its top features, benefits, and alternative credit cards. The RBC ION+ Visa is a low annual fee card that lets you earn 3x the Avion points for gas, groceries, dining out, rideshares, ordering in and making select digital purchases such as gaming, streaming and digital subscriptions. Reviews. Features and Benefits. Earn 1. Annual Fee $0. RBC cardholders, get exclusive offers. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. , protect your family and your vehicle with RBC Road Assist and hit the road with confidence. It comes with practical benefits such as a 3-month complimentary DashPass subscription, gas savings at Petro-Canada. For example, if you have the RBC ION Visa or RBC ION+ Visa card you are an Avion Premium member which makes your travel redemption rate is 172 points to $1. This offer may not be combined or used in conjunction with any. US & Canada: Coverage is limited to Canada and the 50 states of the United States of America. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. Additional cardholder(s), as well as existing cardholders of any RBC credit cards. S. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Customers looking to pick up an RBC Visa have a handful of options to choose from, including those with cashback offers, travel incentives, low interest, and no-annual fees. Royal Bank RBC ION+ Visa Compare Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! † Apply Now Annual Fee: $48 Additional Card: $0 Purchase Rate:. RBC ION Visa. 20. coverages included with the RBC ION+ Visa card. Rewards: Earn 2% unlimited cash back in up to 3 categories of your choice plus 0. RBC ION+™ Visa ‡. Special Offer. I bet why the bank is trying to sell you the rewards card is because of the annual fee. Feb 5, 2021. ADVISOR. RBC Advantage Banking; RBC Day to Day Banking; RBC No Limit Banking;. Apply by October 31, 2023 ^ Annual fee $0 Additional Cards: $0 Annual interest rate: 19. The Redemption Schedule allows you to book flights for a fixed number of Points, depending on the travel destination and the price of the airline ticket. Review the CreditView Dashboard agreement and select I Accept & Continue. Offer ends March 31, 2024. Apply by December 6, 2023. S. 99%. Call 1-800-769-2511 or apply online for your student line of credit. 99% interest rate on cash advances and. 5 Avion points per dollar spent on everyday purchases and get access to other perks. Minimum income requirement: $60,000 personal or $100,000 for household income. Additionally, students can earn 1. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. No annual fee; Earn 1. * Get a 0. RBC ION Visa. The RBC ION Visa credit card is designed to offer a wide range of rewards and benefits that appeal to a variety of consumers. 99% on purchases, 22. 5X Avion points for each dollar spent on daily needs and 1 Avion point on every 1 dollar spent on select qualifying buys. First, here's what you'll earn for rewards on all your purchases: 1. The ION/ION+ doesn't earn the same type of rewards as Avion cards. Then stick with the classic Scotiabank Scene+ Visa Card. Card review page: Read our review: Read our review: Read our review: Compare Avion credit cards. Visa RBC ION – Apply Now Annual Fee: $0; Welcome Bonus: 6,000 Avion points upon approval (Apply by Oct 31, 2023) Earn Rate: 1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Annual fee: $0. Annual Fee Rebate. 5% on just about everything else. RBC ION Visa. The Simplii Financial Cash Back Visa Card offers 4% cash back on restaurants, bars and coffee shops, 1. Enjoy 0. ^. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Visa Cash Back Card. 1. recommended credit score: 650. You can. Annual Fee: $0; Purchase Rate: 19. Get 3,500 Avion. No seat. You can also apply for one of two new RBC credit cards, the RBC ION Visa or the RBC ION+ Visa. Interest rates: 19. Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . RBC ION Visa: English. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. Apply by November 30, 2022 ^ RBC ION+ Visa. Italy. 20. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. RBC ION+ Visa. $399. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. Sounds great on the surface until you realize the value of those points are quite weak and you can't do airline transfers to increase. Welcome Offer N/A. Associated States. and get a 0. BMO. RBC ION Visa. RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback. Yes, the Avion card is worth it but ONLY if you used their special flight redemption award chart. 00. 5 Avion Premium points per dollar spent † on qualifying grocery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions†; 1 Avion Premium point per dollar spent † on all other qualifying purchases†; The first thing you’ll. Get 3,500 Avion points and get a 0. 5% cash back¹ on all. Earn 55,000 sign up bonus points (earn 35,000 upon approval and 20,000 after spending $5,000 in the first 6 months) (apply before April 30, 2023) Normally 15,000 sign up bonus. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). AdChoices. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions. Grocery; Rides, Gas & EV Charging; Streaming, Digital. Examples include the RBC ION Visa and Scotiabank Scene+ Visa Card. Sign In. Skip to main content. Apply by October 31, 2023. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Like the RBC Rewards+ Visa, this card is one of RBC’s entry-level credit cards. 1. RBC Cash Back Mastercard. Setting up 2-Step Verification is. Welcome offer: Get an additional 10% cash back after spending $1,000 in the first 2 months ($100 value). 99%. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). RBC ION Visa. RBC Visa Credit Cards Review. , RBC Direct Investing Inc. 58% on all other purchases. With superior roadside assistance 24 hours a day, 365 days a year throughout Canada and the Continental U. It's alright for what it is, but I have moved on since then to the Tangerine Mastercard and other cards. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. Sign in to Online Banking. Earning Avion points with the RBC ION Visa. Earning Rewards. In this review, we will discuss the card’s earning potential, four significant benefits, two drawbacks, and additional relevant information. It has been provided to help you decide if these coverages meet your needs. Read More. Review Methodology Employment Managing Money. 99% interest rate on purchases and 22. 3 Avion points for every $1 spent on grocery, dining, food delivery. 99% interest rate on purchases and 22. RBC Visa CreditLine for Small Business; RBC Personal Deposit Accounts. RBC cardholders, get exclusive offers. S. , RBC Global Asset Management Inc. , Royal Trust Company or The. Choose any airline, any flight, any time. Review the list of items you are allowed to bring into Canada. 20. RBC ION Visa Review. Desjardins Odyssey Gold Visa review. Apply by October 31, 2023 . bills and review your transaction history. It offers 1. Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. RBC Royal Bank Visa‡ CreditLine for Small Business ("CLSB") RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions; 1 point per $1 spent on all other purchases The RBC Cash Back Mastercard has no annual fees. RBC Avion Visa Infinite Card. Get 3,000 welcome Moi points upon your first purchase 1 . 3,500 points. Best business RBC credit card: RBC Avion Visa Infinite Business: 25,000 bonus points Best cash back RBC credit card: RBC Cash Back Preferred World Elite Mastercard: None: Best no annual fee RBC credit card: RBC ION Visa: 6,000 bonus points : Best low fee RBC credit card: WestJet RBC Mastercard: 100 WestJet Dollars RBC ION+ Visa – RBC’s best Rewards Credit Card for Groceries, Dining, Gas and more. 06 Back To Top Partner Benefits Simply link your RBC ION+ Visa credit card to your Petro-Points‡ and pay with your eligible linked RBC card. Get 6,000 Avion points on approval with the RBC ION Visa. 99% $0A Co-Applicant cannot be added to a moi RBC Visa credit card account; How to Add a Co-Applicant. por Arya Arruda; 21/09/2023RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, RBC Avion Visa Infinite, or R Avion Visa Platinum Account (“ Personal Avion Account”). Grocery—Satisfy your taste buds while earning points on groceries. 3,500 points. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 58cpp when redeemed against travel. , RBC Direct Investing Inc. 20. 1. RBC ION Visa Card. RBC ION Visa. S. A money service business (MSB), it saves you money on each. Earn 1. Print, complete and sign (make sure both of you sign the form). Get a 0. Up to 3 points per $1 spent. Rewards Rate. Insurance Coverage For Your Credit Card Balance. Apply by November 27, 2023. $0 annual fee for the first year ($150 thereafter) Min. , RBC Global Asset Management Inc. That means with the iON+ you’re getting 1. 3,500 points.