Note: Scotiabank Premium Banking is also subject to meeting lending and. to the Group Policy. Scotiabank customer ratings. * No monthly account fee by maintaining a minimum daily closing balance of $6,000 in your Ultimate Package, or a combined balance of $30,000 across your. 5% average overall achievement across development goals. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. DETAILS. These amounts will be added to your overall balance owing. Hollenberg President Chubb Life Insurance Company Fact sheet. One high-interest savings account. Minimum daily closing balance required for the entire month to pay $0/month. If your recipient banks with Scotiabank, but does not use Scotia OnLine, they will not be able to receive the funds. 20%: 25. So I have SCCP on my credit card and a balance of just under 2000$. 20 per $100 of your account balance (plus taxes), up to $25,000. 32 + sales tax, where applicable. 12-month installment plan 3. $1. 12. Scotia Mortgage Protection is underwritten by The Canada Life Assurance Company under a group policy issued to the Bank of Nova Scotia. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. Enjoy perks at leading global brands. It also reduces your Business Account transactions by consolidating payments. If your balance exceeds $10, you will pay $1. Your monthly credit insurance premium amount is. clients of Scotiabank, and works with your Scotiabank Line of Credit account. These accounts allow you to: Enjoy an unlimited number of transactions 3 on your transactional and savings accounts. Scotia Ultimate Variable Rate Mortgage - 3 Year Closed Term. 00 $0. 800. @ScotiabankArena. For the regular rate, it is calculated using the regular interest rate of 1. Charges vary between accounts. Guided by our purpose: "for every future," we help our customers, their families and their communities. 6 stars Really, a Scotiabank personal loan is a middle-of-the-road option – it doesn't scream with appeal, but neither is it an obviously terrible choice. 99% on purchases. Scotiabank Customer Service: 1-800-472-6842. Right now, you can earn up to 5. Earn even more interest1 when you open and fund a Premium Period (s)2. Remember my username or card number. Connect with us in a way that’s convenient for you. Open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2023 to qualify. For example, if you spend $1500 on your credit card in August and $2300 in September, then you’ll pay about $15 for August’s insurance and $23 for September’s. 09 per $100 of Average Daily Balance until Your 70th birthday, and. Box 1097, Station B Willowdale, Ontario, M2K 3A2 T +1. 99% cash advances. A copy of the Admission and Discharge summary(or summaries) from the Hospital(s) which clearly identifies your date of admission and date of discharge 3. As a welcome bonus, the Scotia Momentum Visa Infinite Card offers 10% cash back on all purchases in the first 3 months when you apply by April 30, 2023. (after a 60 day waiting period from the date of your job loss). "Annual Guaranteed Minimum Interest Rate” is an annualized return of the Minimum Guaranteed Return (defined below), expressed as a percentage rate. If you choose to defer payments, interest will continue to accrue; however, this could allow you the option to use your tax return once. Earn up to $550 with a Scotiabank banking package and TFSA or RRSP. Banner: Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points and first year annual fee waived on your first supplementary card. BMO Ascend World Elite Mastercard: Best black credit card for emergency medical travel insurance. Switch or close your account. Scene+ is Scotiabank’s new, evolved rewards program. 2. P. Gather all the necessary documents based on the type of coverage you are applying for. It puts you in control with enhanced security. Scotiabank Premium Banking Bahamas, offers you an exclusive banking experience combining personalised advice and solutions with an enhanced level of service. If you decide that it isn't, simply call us at 1-855-753-4272, Monday to Friday, 8 a. You can withdraw your money anytime and recontribute it in the following year or after. D. pdf from GNED 127 at Centennial College. Scotia iTRADE launched in 2008, after Scotiabank acquired E*Trade Canada and immediately rebranded it. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing of your installment plan. 800. as “Scotia Credit Card Protection”. If you have any questions, please contact the Insurance Canada Service Centre (ICSC) at 1-855-753-4272 Monday-Friday 8am-8pm (ET), and one of our Customer Service Representatives would. Scotia Credit Card Protection offers. All insurance plans are underwritten by independent licensed insurers under group policies issued to The Bank of Nova Scotia and all coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you. I have a stable job working as an English teacher in Korea, but I plan to leave here August 2015, travel for some time and then go back home. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. The longer the premium period you select, the greater your premium rate will be. For Comprehensive. Earn up to 6X the Scene+TM points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases. You'll get unlimited free transactions, transfers, and withdrawals with this account, plus a whole suite of other perks to make up for the monthly fee. Scotia Credit Card Protection is an optional insurance product available to Scotiabank Credit Card customers to provide a financial safety net during times of financial Worked at Scotiabank, call and cancel and say you did not know or want this and ask to be reimbursed. 40% for 3 months. Please keep in a safe place. Extra legroom is the primary draw to premium economy. Continue to enjoy all your. No, most of the Scotia savings accounts do not charge a monthly account fee. The premium rate for coverage under Scotia Credit Card Protection is based on Your Daily Account Balance which is calculated daily and billed monthly. More than 12,000 organizations trust Skillsoft for employee learning and development. Mortgage. About Scotiabank Scotiabank is a leading bank in the Americas. The rewards are easy to earn on every purchase and when it comes time to. Dollar GICs. Scotia Credit Card Protection offers. com M: 782-0893. When you use Scotiabank’s mobile deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its. It is not an annual rate but a maximum return over the term of your. 1685 E SCCPClaims@umu. a^I%7B9xB. Popular questions. Valid until February 29, 2024. 0000002585 00000 n trailer Contact Us for 24/7 Customer Service Centre - Scotiabank Scotia Centre Branch rocharlle. Scotiabank – Insurance Canada Processing Centre, P. 40% as the starting point. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. 95% of employees built new skills within. This premium credit card comes with a generous Welcome Bonus of 30,000 Rewards points. (ET) Saturday 10:00 a. 9% for 180 days, 1% for 270 days or 1. Unity Managing Underwriters Ltd. You can earn and redeem points at our program partners and brands. In the Spotlight. Scotiabank is a leading bank in the Americas. Monthly account fee. $2. 1685 E SCCPClaims@umu. Scotiabank American Express Platinum Card At a Glance. , Montreal Trust Company, National Trust Company, Roynat Inc. Anyone that carries a balance on their credit cards, rather than paying the entire balance off in full each month by their payment due date, should consider a low interest credit card . In the table titled Stop Payments for Removal, use the top checkbox to check all requests if you want to select all, or. Life Protection: The cost for single Life Protection is $0. 800. While the savings account interest rate is not as good as EQ Bank (our #1 high interest savings account) it is by far the best deal amongst RBC, TD, BMO and. com. For Critical Illness, the monthly premium is based on your age and your Scotiabank Mortgage account balance up to $500,0002 at the time of application approval. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. To earn 10% cash back, make sure to use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. POST REF. Dollar Daily Interest saving account, which charges $1 US per month or waived with a $200 USD minimum daily closing balance, and the Scotia Euro Savings Account, which charges €1 US per month or waived with a €200 minimum. Call or visit your Scotiabank Premium Banking Centre to learn more or to sign up. Credit life protection Protect your loved ones with optional life insurance that covers the outstanding. Earn 6 Scene+ points for every $1 you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more, 5 Scene+ points per $1 spent on eligible grocery, dining and entertainment purchases, 3 Scene+ points per $1 spent. View your statements and other account documents digitally. The monthly premium rate is $1. Build a plan for your future with Scotiabank. Ask your representative for a copy, contact 1832 Asset Management L. 7092 F +1. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. 95 /mth. Plus, earn up to 5. 12-month installment plan 3. Scotiabank lines of credit is $150,000 or less. There are a couple of reasons for this. US Bancorp's shares are down roughly 20% so far in 2023 and yield a historically high 5. In the table titled Stop Payments for Removal, use the top checkbox to check all requests if you want to select all, or. D. Monthly Overdraft Protection Plan 29: $5. The Premium Period in a Scotiabank Momentum PLUS Savings Account refers to a number of days. The Scotiabank Value Visa Card is Scotiabank’s low interest credit card for saving on interest fees. $0* or $11. This coverage can cover your Scotia Mortgage account payments if your employment is involuntarily terminated by your employer (not for cause) or you are permanently laid off, up to $3,500 per month, for a maximum of 6 months per job loss, per mortgage. Scotiabank Value Visa. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. Cash Advance: 22. S. cat rp5500 generator oil type; prepare benzoic acid from benzaldehyde practical. SAMPLE Scotia Credit Card Protection Certificate of Insurance. The Bank of Nova Scotia, more commonly known as Scotiabank, is one of Canada’s Big Six Banks. Affordable monthly premiums for Credit Protection are based on your outstanding account balance and your coverage choices. At such time, any premium paid will be refunded, and this Certificate will be deemed to be void from the Effective Date. 95 /mth. 99/transfer ♢. Premium Solutions with preferred products Credit card insurance is a product thatbanks marketas a way to help with credit card payments if customers losetheir jobs or getsick. For this example, then, the mortgage default insurance premium would be $13,950. Comprehensive Protection Insurance Premium Calculation Example: Your premium is calculated based on your Daily Balance. With the Preferred Package (former Scotia One Account), get a first year annual fee waiver on. No premium will be charged if your previous month's statement balance. Up to 60,000 bonus points ($600 value) 9. pdf - PL E Scotia Credit Card Protection M Certificate of Insurance SA Please keep in a safe place. For a $30. 99% on purchases. A Premium. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. Below average in customer satisfaction: Scotiabank ranks 7th out of 13 banks in J. Here are some reasons why considering creditor insurance is a smart move: Financial stability for you and your family. com, or visit. The Scotia Total Equity Plan (STEP) is a flexible borrowing plan tied to the equity in your home. I'm getting a fee tacked on to my credit card every month from Scotiabank. RT @apihtawikosisan: Do you have a scotiabank credit card? Have you noticed a SCCP premium charge? A lot of people were signed up for this insurance without their consent:Scotiabank TFSA Savings Account. “Minimum. Rewards Potential. For RESPs, RRSPs, spousal RSPs, savings, and joint accounts, visit a branch. Bank of Canada's rate. 49. pdf - PL E Scotia. Scotiabank personal credit cards. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. Scotiabank Value Visa. Earn 2 Scene+ points for every $1 spent on all eligible purchases with no limit. Dollar GICs with U. Save up to hundreds of dollars a year on interest. A credit score is a number that evaluates a person’s creditworthiness. No Foreign Transaction Fees. Systems Security Certified Practitioner (referred to simply as SSCP) is a technical certificate or credential from the International Information Systems Security Certification Consortium or (ISC)2, which shows that a candidate has skills in implementing, managing, and maintaining information security to safeguard IT infrastructure. XXXX issued to. Monday to Friday 9:00 a. Get a Quote Provides a new tab for new customers with travel insurance login. Scotia Credit Card Protection offers. The Annual Guaranteed Minimum Interest Rate is specified in your Investment Directions. The Scotia Total Equity Plan (STEP) is a flexible borrowing plan tied to the equity in your home. Discount. So I have SCCP on my credit card and a balance of just under 2000$. Your forms can be mailed, faxed or emailed to the contact information provided in the form. This premium credit card comes with a generous Welcome Bonus of 30,000 Rewards points. 70 per cent from 3. Loan protection insurance is an optional insurance product that can help pay off or maintain your loan payments for a period of time in the event of illness, disability, or loss of life. Get more details from any Premium. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, yo u do not have to purc hase the insuran ce that Yo u caScotiabank is exceptionally easy to use. Fortunately, Scotiabank recently introduced a new premium banking account: the Scotiabank. “Customer” means the holder of a Scotiabank Account. 2%. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. Scotia Credit Card Protection offers you: Protection. To get coverage this month, you’ll need to pay a balance protector premium of $6. Low Trustpilot rating. Scotiabank has a number of savings accounts tailored towards different needs. Mortgage. SCCP on credit card. 50% Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive within 30 days once your Scotia Credit Card Protection application has been approved. Also, you’ll earn 3 points per dollar spent on gas, transit, and select streaming services, among the best rates around. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. Inside Scotiabank. 5. 744. Hollenberg President Chubb Life Insurance Company Fact sheet. Most bank customers often use chequing accounts as an avenue to. Click "Transfers" sub-tab. Scotiabank Customer Service: 1-800-472-6842. a^I%7B9xB\. Annual interest rates as of statement date: Cash advances 21. Scotiabank offers accounts in Canadian dollar, U. High interest saving account. 5% return on business spending and no foreign transaction fees (a unique benefit among business credit cards), this card is ideal for small business owners who are seeking a simplified and accessible. Whether you want to switch to another Scotiabank credit card, consolidate multiple Scotiabank credit card accounts, or close your Scotiabank credit card account, we can help. $250 Cash Back . The Momentum PLUS Savings account is Scotiabank’s high interest rate account. If certain health or life events happen, Scotia Credit Card Protection can pay up to $50,000 of your Credit Card Account balance. 0% foreign currency conversion fee. Scotiabank Gold American Express® Card. Select a main site category. Budgeting: Paying down your lower rate credit cards versus ones with a higher rate can help you bring down debt faster and can help positively impact your credit score. This Certificate replaces any and all Certificates previously issued to You with respect to the Group Policy. What do you prefer, cashback or Scotia points. 21. Power’s 2023 Canada Credit Card Satisfaction Study [1]. An example of this optional insurance is Scotia Mortgage Protection insurance. Scotia Credit Card Protection is optional insurance that can help you stay on solid financial ground. Post in Question - RemovedditEarn points on every purchase and enjoy a selection of basic account features for a low monthly fee. Scotia Credit Card Protection: Monday-Friday 8:00am-8:00pm ET: 1-855-753-4272: Scotia Plan Loan Life & Disability Protection:. Acquire Credit Card Balance Coverage Insurance for Financial Sturdiness for you the you my inside unexpected related. pdf - PL E Scotia Credit Card Protection M Certificate of Insurance SA Please keep in a safe place. $2. 84 billion in assets and $31. Scotiabank covers the financial needs of businesses and individuals by offering business accounts, personal chequing accounts, savings accounts, mortgages and credit lines. Scotia Credit Card Protection: Death, Critical Illness, and Hospitalization coverage are available in the Basic Protection Bundle. 20% 17. Certificate of Insurance - Scotia Momentum Visa Infinite Card (PDF) Product Summary for Travel Benefits – Scotia Momentum Visa Infinite Card (PDF) Product Summary Non-Travel Benefits – Scotia Momentum Visa Infinite Card (PDF) Scotia Momentum Visa Card. The foreign exchange rates are based on a number of factors, including whether it's cash/non-cash transaction, how much money you're exchanging and market conditions. Scotia Credit Card Protection insurance;. Receive a first-year annual fee waiver (up to $150) for select credit cards 12. Benefits : Earn an additional 0. For. com Scotia Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia To cancel your Scotiabank credit card protection please call us at 1-855-753. No premium will be charged if your previous month's statement balance was zero. Scotia Credit Card Protection A. Scotiabank Momentum PLUS Savings Account (360-premium) Featured. Interest rates: 20. See your agreement disclosure statement for your replacement card for details. 95 per $100 of Your Average Daily Balance until your 70th birthday, and $0. A savings account is a bank product that offers interest on deposits. A sample Certificate of Insurance is available on. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. Choose a 3, 6, or. Get personalized advice from our team of advisors and investment specialists across Canada. Minimum credit limit 6. Power’s 2023 Credit Card Satisfaction Study [1]. 99% after. Scotiabank and Canada Life can change the terms of the insurance described in this Scotia Line of Credit Protection Distribution Guide, including Your premium or the method used to calculate Your premium. Freedom to travel the way you want – any airline, any time. 99% on cash advances. Description. Gather all the necessary documents based on the type of coverage you are applying for. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. After your installment plan is enrolled, you can cancel it at any time through the mobile app or Scotia OnLine. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. The ScotiaLine for Business Visa Credit Card, on the other hand. This purchase was a smart move, effectively doubling the Scotiabank online client base overnight. Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. Scotiabank Passportᵀᴹ️ Visa Infinite Card. 38 $2,000. Personal line of credit insurance is. Annual Fee. 2 . 60% * for 3 months. P. To ensure your financial needs. Low Trustpilot rating: Scotiabank scored 1. Select the one that’s right for you. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, yo u do not have to purc hase the insuran ce that Yo u caWhen you cancel an eligible Scotiabank credit card, or you switch your eligible Scotiabank credit card with an active installment plan to a Scotiabank credit card that is not eligible for installment plans, the installment plans will automatically get cancelled. The Scotiabank Passport Visa Infinite card has a $150 primary card annual fee which is now becoming the norm for most Visa Infinite cards. S. Income surpasses min required 65k. The last thing you need to worry about during an emergency is how to pay your bills. 25% 10. As the name suggests, the Scotiabank Basic Plus Bank Account is a no-frills account that comes with 25/month transactions and $0 e-Transfers. Buying Credit My Balance Protecting Insurance for Financial Stability to you and owner family in unexpected events. Card features. Scotiabank AERO * Platinum MasterCard ®‡ credit card. 20. 99% on purchases. Choose from two Emergency Medical Insurance Plans 1. While it has a monthly account fee of $11. It is a lightweight , proprietary control and communication protocol originally developed by Selsius Systems and later taken over by Cisco Systems. 95, you can have the monthly account fee will. To get $350 cash. Open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2023 to qualify. (ET) and one of our Customer Service Representatives will be pleased to assist you with cancelling your coverage, and any premiums you've paid will be refunded. 00%;. Annual fee: $120. All coverage is subject to the terms and conditions outlined in the. Explore our. Waived first year. O. The outstanding balance (up to $150,000) on your Scotia Plan loans. $3,000 into both a new Eligible RRSP and a new Eligible TFSA (for a total minimum of $6,000 combined) Both an Eligible RRSP and an Eligible TFSA. Variable Rate Mortgages. Interest is also payable on overdrawn balances, calculated daily at 21% (per annum), charged monthly. 99%. This Website has been created to present certain selected information, and to allow access to certain transaction documents, relating to The Bank of Nova Scotia's Global Registered Covered Bond Program (the "Registered Program"). SAMPLE. Simplicity. 4%. 99% 25. While most of these cards compete based on rewards, the Scotiabank Platinum American Express. They also offer coverage in case of stolen, damaged or lost belongings. There is usually a maximum limit on the amount of debt that can be covered (in many cases, a maximum of $25,000). Scotia Line of Credit Protection: Life, Critical Illness, Disability, and Job Loss coverage. Click the "Banking" tab. • You authorize Scotiabank to charge the insurance premium and applicable sales tax to Your Scotiabank. Pay-per-use Overdraft Protection Plan 30 (Not available in Quebec): $5. 221. The Scotiabank Ultimate Package is a premium chequing account that comes with a ton of perks including a generous welcome offer, unlimited and free transactions and e-Tranfers, and even free global ATM withdrawals. It has all the brick-and-mortar corner location convenience, coupled with an excellent online platform. 95 for every $100 of outstanding balance. 40% of learners upskilled to new roles. Premium on Total Loan Amount (from the table above): 3. Unlimited debit transactions 3, Interac e-Transfer † transactions, and Scotia International Money Transfers ±. Scotia Credit Card Protection is a group insurance plan (“Group Policy”) issued to The Bank of Nova. The Scotiabank Gold American Express Card is one of the best credit cards in Canada. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. Scotiabank has a number of savings accounts tailored towards different needs. First, if your credit card balance is under $10, you will not be charged the balance protector premium. Get a quote for Believe Card General Right!The Scotiabank VISA Business Card program helps you reduce expenses, consolidate your business spending and streamline administration. While this account does come with a hefty monthly account fee of $30. We will tell You in writing before we make any changes. Power’s 2022 Canada Credit Card Satisfaction Study. Scotia Momentum® Visa Infinite* Card. The Bank of Nova ScotiaFind out how our banking packages can reward you. Scotia Credit Card Protection is an optional insurance product available to Scotiabank Credit Card customers to help provide a financial safety net during times of financial hardship caused Scotiabank said it takes customer concerns seriously and reviews any instance where customers feel the bank has not met their expectations. The annual interest rate on this. O. Use the drop menu to choose an Account. Enjoy international purchasing power and avoid the worry of carrying cash with Scotiabank's suite of credit card products. Which means every month as I'm trying to slowly pay off the card, there's this extra 20-30dollar charge. Scotia Credit Card Protection insurance;. Account level charge - Charges against any account transactions (i. Your monthly credit insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. Which means every month as I'm trying to slowly pay off the card, there's this extra 20-30dollar charge. And that’s it!Scotiabank credit card can give you convenient access to credit for your everyday purchases and expenses. Box 1097, Station B Willowdale, Ontario, M2K 3A2 T +1. ; Within two months complete two of the following: i. Scotia Credit Card Protection is a group insurance plan (“Group Policy”) issued to The Bank of Nova. The Scotiabank MomentumPLUS Savings Account is its high-interest savings account. The following definitions apply to these Terms & Conditions: “Account” means any Scotiabank retail banking, small business banking or corporate and commercial bank account but does not include any account maintained in respect of a Scotiabank credit facility. 30 + sales tax, where applicable. Interest rates fluctuate throughout the year and may be tied to your balance. Terms & Conditions. . How your premiums are calculated. Optional Scotia Line of Credit Protection 6. The SCCP Class 0 protocol class is the most basic of the SCCP protocol classes. A maximum of five Premium Periods at any one time, each of which can have a length of 90 days, 180 days, 270 days, or 360 days. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. credit card benefits. Forexample,ifyouare25yearsoldandhavea$60,000mortgage,your Click on the link below to select your plan as a Scotiabank customer. Job Loss Coverage. 09 per $100 of the average daily balance on your credit card account (plus any applicable provincial sales tax). - 8:00 p. 7. And it also comes with rare price protection coverage, which can save you. It can complement other forms of Insurance like employer work benefits, or other insurance plans, that were to be allocated for other needs, such as looking after your. Purchase Interest Rate: 20. I authorise theFees, rates & other information. Borrower can visit a Scotiabank branch, call the Insurance Canada Service. Earn a savings rate of up to 5.